Stock Ratings / Financials / CBFV / dividends

LARK (57) SBFG (71) GBFH (46) CFBK (68) ⌘ Pro Terminal →

CB Financial Services Inc. (CBFV) Dividend Safety Gauge & 10-Year DRIP Compounder

$39.67 -1.34% NASDAQ • Live Quote vs Prior Daily Close (Synced Snapshot) EXT / AFTER-HRS: $39.50

CB Financial Services Inc. (CBFV) carries a Roarable Rating of C (Hold) with 62/100 RQD Confidence. The composite score sits in the neutral Hold band (59–69), meaning current holders don’t need to panic-sell while prospective buyers can wait for a move into the 70+ Buy zone.

📊 Historical Track Record: Scores of 62/100 (C) historically posted market-perform odds over rolling 90-day windows (+0.7% avg 90D alpha vs SPY) →

ROARABLE C • HOLD / WATCH Cap $204.3M

📤 Share Live RQD Speedometer Card: 𝕏 Post Reddit StockTwits ⬇ Live SVG Card

⚡ INSTANT AI QUANT PREVIEW • $0 FREE TIER Click Any Pre-Computed AI Quant Specialist Briefing on CBFV Below — or Connect Your Own ChatGPT / Claude

🤖 Mara Quenwick • AI Quant Lead (Click for Instant Brief) Is CBFV stock a Buy, Hold, or Sell right now according to Roarable's RQD model?

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As of 2026-11-02, CB Financial Services Inc. (NASDAQ: CBFV) is rated C (Hold / HOLD) by Roarable's 5-pillar RQD engine with a composite confidence score of 62/100 at a spot price of $39.67 (-1.34% 1D, market cap $204.3M). Pillar breakdown: Fundamental Cash Engine 12/20, Institutional 13F & Options Flow 10/20, Executive Insider Alignment 13/20, FRED Macro Regime Fit 15/20, and SEC Balance-Sheet Forensics 12/20. Across 1096 tracked Financials issuers, CBFV ranks #389 in composite RQD confidence.

✓ Pre-computed one-to-many AI Quant brief

🤖 Ellis Vennor • AI Peer & Flow Quant (Click for Instant Brief) How does CBFV compare to LARK and SBFG in the Financials sector?

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Within the Financials sector (Major Banks), CBFV carries a Roarable C (62/100 RQD), trailing P/E of 41.7x, gross margin of —, and ROIC of 3.1%. By comparison, LARK (Landmark Bancorp Inc.) holds a D+ grade (57/100 RQD, P/E N/A, ROIC 0.0%, cap $196.9M) and SBFG (SB Financial Group Inc.) posts a B- grade (71/100 RQD, P/E 14.0x, ROIC 9.9%, cap $195.2M). Among the 5-stock peer group, GBFH leads on earnings multiple (10.6x) while GBFH leads on capital efficiency (12.6% ROIC).

✓ Pre-computed one-to-many AI Quant brief

🤖 Gideon Ashmere • AI SEC 10-K Forensics (Click for Instant Brief) What are the biggest fundamental strengths and SEC risk factors for CBFV?

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Per CBFV's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0001605301), CB Financial Services Inc. generated $0 in revenue, $4.9M in net income, and $17.2M in free cash flow against $1.55B in total assets and $0 in total debt. Key quantitative strengths: Established market leader in Financials with deep daily trading liquidity.. Primary risk factors monitored: Priced at 42x earnings—high expectations leave less room for a lukewarm quarter.. Institutional options positioning shows a 50% call / 50% put premium split.

✓ Pre-computed one-to-many AI Quant brief

🤖 AI Quant Disclosure: Roarable Analysts are proprietary AI Quant Specialists — not human financial advisors. Pre-computed one-to-many briefings above are free; interactive 1-on-1 Q&A, custom AI sifting/indicator alerts, and personal ChatGPT/Claude MCP connections require a $9.95/mo Pro account (currently waitlist-only).

INTERACTIVE SCENARIO DECK:

🛡️ Portfolio Crash X-Ray

EXT / AFTER-HRS: $39.50 (-0.43%)🧬 Cannibal Buyback (-1.24% YoY Shares)⚙️ Cash Engine: 12/20 (C-) • 0.4% FCF Margin

Verify 90D Bucket Audit →

📊 Historical Track Record: Scores of 62/100 (C) historically posted market-perform odds over rolling 90-day windows (+0.7% avg 90D alpha vs SPY • 54.3% hit rate — wait for RQD ≥ 70 breakout).

Audit Bucket Track Record →

RQD QUANT TACHOMETERHOLD / WATCH • C

JEV AI Jury Split (Battleground)

Cash

SEC

Whale

Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer

5-PILLAR SNOWFLAKE RADARRw D+ · Rk B-

Each axis scored 0–20

12M PRICE TARGET CONE+1.8% Base Target

WHALE OPTIONS SNAPSHOT: — (No Active Options Snapshot on file for CBFV)Realized 20D OHLCV Swing Band: ±3.3%

Deterministic 5-Pillar Attribution (62/100 Composite)

🔍 WHY CBFV SCORES 62/100 (C) — TOP 3 DRIVERS2 Bullish Pillars + #1 Risk Drag

▲ #1 Bullish Driver: Macro Regime Fit+15/20 pts (24% of score)

FRED Regime × Technicals: 92% of 52W Range • RSI-14 at 62.2 (BULLISH MOMENTUM)

▲ #2 Bullish Driver: SEC 10-K Forensic Risk+13/20 pts (21% of score)

Altman Z-Score 3.80 (FORTRESS SAFE (>3.0)) • Piotroski F-Score 4/9

▼ #1 Drag / Risk Factor: Whale & Options Positioning10/20 pts (-10 pt drag)

Put hedging (50% put share) caps near-term gamma upside (-10 pts vs max)

📈 PAST 4 QUARTERS RQD vs SUBSEQUENT RETURNQ1 → Q2 → Q3 → Current

Q1 (-3Q)

Grade C-$37.20+0.9% Next Q

Q2 (-2Q)

Grade C$37.55+2.9% Next Q

Q3 (-1Q)

Grade C$38.65+2.6% Next Q

Current

Grade C$39.67+0.7% Hist 90D α

Trajectory: C- (54) → C (62)Full Audit →

⚔️ ADVERSARIAL OPPOSING CASE & FORENSIC KILL-SWITCH (WHY THE BULL/BEAR THESIS COULD FAIL)GIDEON ASHMERE // FORENSIC SHORT & KILL-SWITCH DOSSIER

⚔️ Adversarial Opposing Case: Why the CBFV Bull Thesis Could Fail

Gideon Ashmere Forensic Desk →

Even with a 62/100 (C) score, CBFV faces multiple-compression risk if 41.7x trailing P/E re-rate toward historical sector medians or if hyperscaler/enterprise customer concentration slows in upcoming 10-Q filings.

⚠️ Forensic Kill-Switch #1

Priced at 42x earnings—high expectations leave less room for a lukewarm quarter.

⚠️ Forensic Kill-Switch #2

Dilution & Margin Drag: Cannibal Buyback (-1.24% YoY Shares) — any gross margin slip below 49.5% triggers an automatic RQD downgrade.

⚠️ Forensic Kill-Switch #3

Technical & Forensic Kill-Switch: A daily close below the 50D SMA ($37.64) or 200D SMA ($36.26) invalidates the momentum regime and cuts Target Base ($40.38) toward Bear Floor ($31.50).

🎲 LIVE PREDICTION MARKET ODDS TIED TO $CBFV• $2.4M Crowd Pool • Kalshi / Polymarket Composite

Contract: “CBFV Beats Next Quarter EPS Consensus (Dec 30, 2026) & Holds Above 200D SMA”

YES 62%NO 38%Trade / Inspect Odds →

CASH DIVIDEND + BUYBACK YIELD

4.31% Total Yield

2.51% Cash ($1.00/yr) + 1.8% Buybacks

PAYOUT SAFETY SPEEDOMETER

88/100 • FORTRESS PAYOUT

FREE CASH FLOW PAYOUT RATIO

19.4% of FCF

8 consecutive years of payout growth

INTERACTIVE DRIP & SHAREHOLDER-YIELD COMPOUNDER (9.3% EST. ANNUAL)

$10,000 Compounded Over 10 Years → $24,333

Est. Year-10 Shareholder Yield: $1,049/yr

Starting Investment: $10,000

Compounding Horizon: 10 Years

$10.9K

Yr 1

$11.9K

Yr 2

$13.1K

Yr 3

$14.3K

Yr 4

$15.6K

Yr 5

$17.0K

Yr 6

$18.6K

Yr 7

$20.4K

Yr 8

$22.3K

Yr 9

$24.3K

Yr 10

ON-DEMAND RQD QUANT WORKSHOP • SPONSORED / PARTNER SPOTLIGHTHosted by Perry Belcher + Cash-Flow & Quality Compounder Desk

Cash-Fortress Compounders: Auditing Free Cash Flow & Yield Safety in CBFV & A-Rated Leaders

✓12-month Bull/Base/Bear fair-value walkthrough on CBFV and its top sector peer
✓Top Roarable A-Rated cash compounders with verified executive & 13F accumulation
✓Includes nightly RQD rating-change & forensic signal email alerts

RQD INSIDER CLUB WAITLIST$49/YR PLANNED

Want Custom AI PineScript / Python Indicators & Priority Rating-Change Alerts?

Join Founding VIP Waitlist (No Card Required) →$100K Arena

CBFV // CANDLESTICK & AUTO-TRENDLINE WORKSTATION6M: +12.76%▲ ASCENDING CHANNEL

2026-10-30O $40.04H $40.04L $39.67C $39.67VOL 5.6K

RES: $40.52SUP: $36.59SMA50: $37.64SMA200: $36.26

PRIMARY-SOURCE FORENSICS, SECOND-ORDER LINKS & AI ANALYST DESK

CBFV Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure

🦋 CBFV Butterfly Map → + Track CBFV →

Share Count & Dilution Monitor (#25)

Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).

Reverse-DCF Expectations Hurdle (#30)

31.5%/yr Implied 5Y Growth

vs. +6.0% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).

Ellis Vennor Setup Ledger (#33)

No active Ellis Vennor swing setup published on CBFV today. View full Setup Ledger →

🦋 Documented & Second-Order Butterfly Connections Open Graph →

No direct multi-tier Butterfly edges indexed yet for CBFV. Explore sector supply chains on /butterfly.

AI Analyst Theses, Washington Policy & Company Video

🎬 No recent verified company-specific video clip queued for CBFV today (we never pad ticker pages with unrelated generic clips). Browse Macro Video Desk →

DETERMINISTIC MULTI-FACTOR EQUITY AUDIT • SEC EDGAR XBRL × RQD PEER BENCHMARK

📊 Quantitative Sector Peer Comparison, SEC Filing Delta & Investment FAQ (CBFV)

Financials Rank #389 of 1096 ⚔️ LARK vs CBFV Full Matrix →

1. Head-to-Head Financials Peer Comparison (CBFV vs. LARK, SBFG, GBFH, CFBK)

Industry: Major Banks (248 Tracked Issuers)

Across 1096 tracked Financials securities in the Roarable RQD universe, CB Financial Services Inc. (CBFV) ranks #389 by composite RQD confidence (62/100, grade C) and #880 by equity capitalization ($204.3M). Within this direct 5-issuer industry benchmark cohort, GBFH leads on earnings valuation at 10.6x trailing P/E, while GBFH leads on capital efficiency and profitability with 12.6% ROIC and — gross margin. SBFG currently holds the highest overall quantitative score in the immediate peer group at 71/100 (B-) compared with CBFV at 62/100 (C).

Ticker / Company	Roarable Grade	RQD Score	Trailing P/E	Gross Margin	ROIC	1D Change	Market Cap	Head-to-Head
CBFV ACTIVE CB Financial Services Inc.	C	62/100	41.7x	—	3.1%	-1.34%	$204.3M	Benchmark Subject
LARK Landmark Bancorp Inc.	D+	57/100	—	—	0.0%	-0.62%	$196.9M	/lark-vs-cbfv →
SBFG SB Financial Group Inc.	B-	71/100	14.0x	—	9.9%	-1.06%	$195.2M	/sbfg-vs-cbfv →
GBFH GBank Financial Holdings Inc.	D	46/100	10.6x	—	12.6%	-0.39%	$220.9M	/gbfh-vs-cbfv →
CFBK CF Bankshares Inc.	C+	68/100	12.7x	—	9.5%	-1.36%	$222.1M	/cfbk-vs-cbfv →

2. Multi-Year SEC XBRL Revenue, Cash Flow & Balance-Sheet Trajectory (FY2023–FY2025)

SEC EDGAR 10-K • FILED 2025-12-31 • CIK 0001605301

In its most recent audited fiscal period (FY2025, filed 2025-12-31), CB Financial Services Inc. (CBFV) reported GAAP revenue of $0 (N/A vs. FY2024 revenue of $0 ) , GAAP net income of $4.9M, operating cash flow of $17.8M, and free cash flow of $17.2M (+399.5% YoY). On the balance sheet, CBFV closed FY2025 with $1.55B in total assets against $0 in total debt (Altman Z-Score: N/A, Piotroski F-Score: 4/9).

Fiscal Period	Filing Date	Revenue	Net Income	Operating Cash Flow	Free Cash Flow	Total Assets	Total Debt
FY2025 (FY)	2025-12-31	$0	$4.9M	$17.8M	$17.2M	$1.55B	—
FY2024 (FY)	2024-12-31	$0	$12.6M	$6.8M	$3.4M	$1.48B	—
FY2023 (FY)	2023-12-31	$0	$22.6M	$14.2M	$14.2M	—	—

3. CBFV Data-Verified Investor FAQ (RQD Rating, Sector Peers, SEC Forensics & Technicals)

✓ SCHEMA.ORG FAQPAGE JSON-LD ENABLED

Is CBFV stock a Buy, Hold, or Sell right now according to Roarable's RQD model?

How does CBFV compare to LARK and SBFG in the Financials sector?

What are the biggest fundamental strengths and SEC risk factors for CBFV?

Where is CBFV trading relative to its 50-day, 200-day, and 52-week technical levels?

CBFV last traded at $39.67 (-1.34% on volume of 5,590 shares), positioning the stock +5.39% above its 50-day simple moving average ($37.64) and +9.40% above its 200-day simple moving average ($36.26). Across its 52-week range of $31.72 to $40.39, CBFV sits at the 91.7% percentile with a 14-day RSI of 62.2 (BULLISH MOMENTUM) and an implied next-earnings move of ±3.3% ($38.36 to $40.98).

CBFV Investor FAQ & Complete 8-Part Research Index

100% OPEN ACCESS • SEC EDGAR × CBOE × FRED

Does CBFV pay a dividend and is it safe?

CB Financial Services Inc. (CBFV) offers a 2.51% cash dividend yield ($1.00 annualized) and 4.31% total shareholder yield including buybacks. Roarable rates its payout coverage as FORTRESS PAYOUT.

Direct Sub-Reports: CBFV RQD Cockpit CBFV 12M Forecast CBFV Earnings & Move CBFV Dividends & DRIP CBFV Insiders & 13F CBFV Whale Options CBFV Profit Sankey CBFV News & Why