Stock Ratings / Financials / CATY / options

FFIN (57) SFBS (63) UCB (74) FULT (64) ⌘ Pro Terminal →

Cathay General Bancorp (CATY) Options Positioning, Max Pain & Unusual Sweeps

$64.40 -1.45% NASDAQ • Live Quote vs Prior Daily Close (Synced Snapshot) EXT / AFTER-HRS: $64.39

Cathay General Bancorp (CATY) earns a Roarable Rating of B- (Buy) with 71/100 RQD Confidence. High-quality cash engine (steady margins, 11% return on capital) with steady institutional support. The company’s underlying cash engine and institutional positioning keep the composite score in the Green Buy zone.

📊 Historical Track Record: Scores of 71/100 (B-) historically ranked in the Top 14% of excess returns over the next 90 days (+6.8% avg 90D alpha vs SPY • 68.4% hit rate) →

ROARABLE B- • BUY Cap $4.36B

📤 Share Live RQD Speedometer Card: 𝕏 Post Reddit StockTwits ⬇ Live SVG Card

⚡ INSTANT AI QUANT PREVIEW • $0 FREE TIER Click Any Pre-Computed AI Quant Specialist Briefing on CATY Below — or Connect Your Own ChatGPT / Claude

🤖 Mara Quenwick • AI Quant Lead (Click for Instant Brief) Is CATY stock a Buy, Hold, or Sell right now according to Roarable's RQD model?

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As of 2026-11-02, Cathay General Bancorp (NASDAQ: CATY) is rated B- (Buy / BUY) by Roarable's 5-pillar RQD engine with a composite confidence score of 71/100 at a spot price of $64.40 (-1.45% 1D, market cap $4.36B). Pillar breakdown: Fundamental Cash Engine 14/20, Institutional 13F & Options Flow 16/20, Executive Insider Alignment 13/20, FRED Macro Regime Fit 12/20, and SEC Balance-Sheet Forensics 16/20. Across 1096 tracked Financials issuers, CATY ranks #96 in composite RQD confidence.

✓ Pre-computed one-to-many AI Quant brief

🤖 Ellis Vennor • AI Peer & Flow Quant (Click for Instant Brief) How does CATY compare to FFIN and SFBS in the Financials sector?

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Within the Financials sector (Major Banks), CATY carries a Roarable B- (71/100 RQD), trailing P/E of 13.8x, gross margin of —, and ROIC of 10.8%. By comparison, FFIN (First Financial Bankshares Inc.) holds a D+ grade (57/100 RQD, P/E 17.4x, ROIC 13.2%, cap $4.41B) and SFBS (ServisFirst Bancshares Inc.) posts a C grade (63/100 RQD, P/E 16.0x, ROIC 15.0%, cap $4.43B). Among the 5-stock peer group, FULT leads on earnings multiple (11.5x) while SFBS leads on capital efficiency (15.0% ROIC).

✓ Pre-computed one-to-many AI Quant brief

🤖 Gideon Ashmere • AI SEC 10-K Forensics (Click for Instant Brief) What are the biggest fundamental strengths and SEC risk factors for CATY?

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Per CATY's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0000861842), Cathay General Bancorp generated $0 in revenue, $315.1M in net income, and $363.7M in free cash flow against $24.23B in total assets and $0 in total debt. Key quantitative strengths: Big institutional funds and options desks are actively positioning on the bullish side.. Primary risk factors monitored: Broader market pullbacks can still drag down strong stocks in the short run.. Institutional options positioning shows a 50% call / 50% put premium split.

✓ Pre-computed one-to-many AI Quant brief

🤖 AI Quant Disclosure: Roarable Analysts are proprietary AI Quant Specialists — not human financial advisors. Pre-computed one-to-many briefings above are free; interactive 1-on-1 Q&A, custom AI sifting/indicator alerts, and personal ChatGPT/Claude MCP connections require a $9.95/mo Pro account (currently waitlist-only).

INTERACTIVE SCENARIO DECK:

🛡️ Portfolio Crash X-Ray

EXT / AFTER-HRS: $64.39 (-0.02%)🧬 Cannibal Buyback (-2.36% YoY Shares)⚙️ Cash Engine: 14/20 (B-) • 9.1% FCF Margin

Verify 90D Bucket Audit →

📊 Historical Track Record: Scores of 71/100 (B-) historically ranked in the Top 14% of excess returns over the next 90 days (+6.8% avg 90D alpha vs SPY • 68.4% hit rate).

Audit Bucket Track Record →

RQD QUANT TACHOMETERBUY • B-

2-of-3 JEV AI Jury Bullish

Cash

SEC

Whale

Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer

5-PILLAR SNOWFLAKE RADARRw B+ · Rk C

Each axis scored 0–20

12M PRICE TARGET CONE+5.9% Base Target

WHALE OPTIONS SNAPSHOT: — (No Active Options Snapshot on file for CATY)Realized 20D OHLCV Swing Band: ±4.6%

Deterministic 5-Pillar Attribution (71/100 Composite)

🔍 WHY CATY SCORES 71/100 (B-) — TOP 3 DRIVERS2 Bullish Pillars + #1 Risk Drag

▲ #1 Bullish Driver: Whale & Options Positioning+16/20 pts (23% of score)

20D Institutional Volume Accumulation (±4.6% realized swing band)

▲ #2 Bullish Driver: Insider Conviction & Share Dilution+16/20 pts (23% of score)

SEC Form 4 / 13F Thermometer: 80% Net Buy • Cannibal Buyback (-2.36% YoY Shares)

▼ #1 Drag / Risk Factor: Macro Regime Fit12/20 pts (-8 pt drag)

Macro rate sensitivity & RSI-14 (68.4) create a -8 pt regime headwind

📈 PAST 4 QUARTERS RQD vs SUBSEQUENT RETURNQ1 → Q2 → Q3 → Current

Q1 (-3Q)

Grade C+$59.56+0.2% Next Q

Q2 (-2Q)

Grade B-$59.67+8.5% Next Q

Q3 (-1Q)

Grade B-$64.72-0.5% Next Q

Current

Grade B-$64.40+6.8% Hist 90D α

Trajectory: C+ (63) → B- (71)Full Audit →

⚔️ ADVERSARIAL OPPOSING CASE & FORENSIC KILL-SWITCH (WHY THE BULL/BEAR THESIS COULD FAIL)GIDEON ASHMERE // FORENSIC SHORT & KILL-SWITCH DOSSIER

⚔️ Adversarial Opposing Case: Why the CATY Bull Thesis Could Fail

Gideon Ashmere Forensic Desk →

Even with a 71/100 (B-) score, CATY faces multiple-compression risk if 13.8x trailing P/E re-rate toward historical sector medians or if hyperscaler/enterprise customer concentration slows in upcoming 10-Q filings.

⚠️ Forensic Kill-Switch #1

Broader market pullbacks can still drag down strong stocks in the short run.

⚠️ Forensic Kill-Switch #2

Dilution & Margin Drag: Cannibal Buyback (-2.36% YoY Shares) — any gross margin slip below 49.5% triggers an automatic RQD downgrade.

⚠️ Forensic Kill-Switch #3

Technical & Forensic Kill-Switch: A daily close below the 50D SMA ($61.59) or 200D SMA ($57.53) invalidates the momentum regime and cuts Target Base ($68.17) toward Bear Floor ($52.81).

🎲 LIVE PREDICTION MARKET ODDS TIED TO $CATY• $2.4M Crowd Pool • Kalshi / Polymarket Composite

Contract: “CATY Beats Next Quarter EPS Consensus (Dec 30, 2026) & Holds Above 200D SMA”

YES 71%NO 29%Trade / Inspect Odds →

CALL VS. PUT WHALE SHARE

— (No Active Options Snapshot)

Put/Call Ratio: — (No Active Options Snapshot)

MAX-PAIN EXPIRATION MAGNET

— (No Active Options Snapshot)

No active options chain max-pain snapshot on file

HISTORICAL 20D VOLATILITY SWING

±4.6%

Derived from 20D OHLCV bars (No Active Options Snapshot)

Active Strike Call vs. Put Concentration Ladder (CATY)

— (No Active Options Snapshot) — No unusual CBOE strike concentration anomalies recorded in the current database snapshot for CATY.

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ON-DEMAND RQD QUANT WORKSHOP • SPONSORED / PARTNER SPOTLIGHTHosted by Perry Belcher + Options & Swing Structure Desk

Whale Flow & Momentum Playbook: Evaluating CATY & AI Leaders Without Chasing Tops

✓Institutional whale strikes & implied earnings move audit on CATY
✓How disciplined traders manage risk using pre-published trigger & invalidation levels
✓Includes nightly RQD rating-change & forensic signal email alerts on tracked leaders

RQD INSIDER CLUB WAITLIST$49/YR PLANNED

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CATY // CANDLESTICK & AUTO-TRENDLINE WORKSTATION6M: +14.20%📐 HORIZONTAL RANGE

2026-11-02O $64.66H $65.35L $64.40C $64.40VOL 690.2K

RES: $65.85SUP: $57.13SMA50: $61.59SMA200: $57.53

PRIMARY-SOURCE FORENSICS, SECOND-ORDER LINKS & AI ANALYST DESK

CATY Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure

🦋 CATY Butterfly Map → + Track CATY →

Share Count & Dilution Monitor (#25)

Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).

Reverse-DCF Expectations Hurdle (#30)

5.4%/yr Implied 5Y Growth

vs. +6.0% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).

Ellis Vennor Setup Ledger (#33)

No active Ellis Vennor swing setup published on CATY today. View full Setup Ledger →

🦋 Documented & Second-Order Butterfly Connections Open Graph →

No direct multi-tier Butterfly edges indexed yet for CATY. Explore sector supply chains on /butterfly.

AI Analyst Theses, Washington Policy & Company Video

🎬 No recent verified company-specific video clip queued for CATY today (we never pad ticker pages with unrelated generic clips). Browse Macro Video Desk →

DETERMINISTIC MULTI-FACTOR EQUITY AUDIT • SEC EDGAR XBRL × RQD PEER BENCHMARK

📊 Quantitative Sector Peer Comparison, SEC Filing Delta & Investment FAQ (CATY)

Financials Rank #96 of 1096 ⚔️ FFIN vs CATY Full Matrix →

1. Head-to-Head Financials Peer Comparison (CATY vs. FFIN, SFBS, UCB, FULT)

Industry: Major Banks (248 Tracked Issuers)

Across 1096 tracked Financials securities in the Roarable RQD universe, Cathay General Bancorp (CATY) ranks #96 by composite RQD confidence (71/100, grade B-) and #300 by equity capitalization ($4.36B). Within this direct 5-issuer industry benchmark cohort, FULT leads on earnings valuation at 11.5x trailing P/E, while SFBS leads on capital efficiency and profitability with 15.0% ROIC and — gross margin. UCB currently holds the highest overall quantitative score in the immediate peer group at 74/100 (B) compared with CATY at 71/100 (B-).

Ticker / Company	Roarable Grade	RQD Score	Trailing P/E	Gross Margin	ROIC	1D Change	Market Cap	Head-to-Head
CATY ACTIVE Cathay General Bancorp	B-	71/100	13.8x	—	10.8%	-1.45%	$4.36B	Benchmark Subject
FFIN First Financial Bankshares Inc.	D+	57/100	17.4x	—	13.2%	-0.52%	$4.41B	/ffin-vs-caty →
SFBS ServisFirst Bancshares Inc.	C	63/100	16.0x	—	15.0%	-0.59%	$4.43B	/sfbs-vs-caty →
UCB United Community Banks Inc.	B	74/100	13.7x	—	9.0%	-1.29%	$4.49B	/ucb-vs-caty →
FULT Fulton Financial Corporation	C	64/100	11.5x	—	11.2%	-0.89%	$4.52B	/fult-vs-caty →

2. Multi-Year SEC XBRL Revenue, Cash Flow & Balance-Sheet Trajectory (FY2023–FY2025)

SEC EDGAR 10-K • FILED 2025-12-31 • CIK 0000861842

In its most recent audited fiscal period (FY2025, filed 2025-12-31), Cathay General Bancorp (CATY) reported GAAP revenue of $0 (N/A vs. FY2024 revenue of $0 ) , GAAP net income of $315.1M, operating cash flow of $368.6M, and free cash flow of $363.7M (+11.7% YoY). On the balance sheet, CATY closed FY2025 with $24.23B in total assets against $0 in total debt (Altman Z-Score: N/A, Piotroski F-Score: 5/9).

Fiscal Period	Filing Date	Revenue	Net Income	Operating Cash Flow	Free Cash Flow	Total Assets	Total Debt
FY2025 (FY)	2025-12-31	$0	$315.1M	$368.6M	$363.7M	$24.23B	—
FY2024 (FY)	2024-12-31	$0	$286.0M	$329.2M	$325.5M	$23.05B	—
FY2023 (FY)	2023-12-31	$0	$354.1M	$384.7M	$384.7M	—	—

3. CATY Data-Verified Investor FAQ (RQD Rating, Sector Peers, SEC Forensics & Technicals)

✓ SCHEMA.ORG FAQPAGE JSON-LD ENABLED

Is CATY stock a Buy, Hold, or Sell right now according to Roarable's RQD model?

How does CATY compare to FFIN and SFBS in the Financials sector?

What are the biggest fundamental strengths and SEC risk factors for CATY?

Where is CATY trading relative to its 50-day, 200-day, and 52-week technical levels?

CATY last traded at $64.40 (-1.45% on volume of 421,902 shares), positioning the stock +4.56% above its 50-day simple moving average ($61.59) and +11.94% above its 200-day simple moving average ($57.53). Across its 52-week range of $44.57 to $65.83, CATY sits at the 93.3% percentile with a 14-day RSI of 68.4 (BULLISH MOMENTUM) and an implied next-earnings move of ±4.6% ($61.44 to $67.36).

CATY Investor FAQ & Complete 8-Part Research Index

100% OPEN ACCESS • SEC EDGAR × CBOE × FRED

What is CATY's options positioning and volatility profile?

Roarable tracks verified CBOE unusual options sweeps, put/call ratios, and OHLCV realized volatility bands for CATY.

Direct Sub-Reports: CATY RQD Cockpit CATY 12M Forecast CATY Earnings & Move CATY Dividends & DRIP CATY Insiders & 13F CATY Whale Options CATY Profit Sankey CATY News & Why