CATALYSTYahoo • 4d ago
Cathay General: 3 Key Takeaways for Long-Term InvestorsCommercial lending strength and expanding margins suggest the bank's profitability gains may have more runway ahead.
Why CATY Stock advanced +1.07% Today — RQD Quant Desk Flash
$65.35 +1.07% NASDAQ • Live Quote vs Prior Daily Close (Synced Snapshot)
EXT / AFTER-HRS: $65.35
Cathay General Bancorp (CATY) carries a Roarable Rating of C+ (Hold) with 67/100 RQD Confidence. The composite score sits in the neutral Hold band (59–69), meaning current holders don’t need to panic-sell while prospective buyers can wait for a move into the 70+ Buy zone.
ROARABLE C+ • HOLD / WATCH
Cap $4.36B
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Is CATY stock a Buy, Hold, or Sell right now according to Roarable's RQD model?
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As of 2026-11-01, Cathay General Bancorp (NASDAQ: CATY) is rated C+ (Hold / HOLD) by Roarable's 5-pillar RQD engine with a composite confidence score of 67/100 at a spot price of $65.35 (+1.07% 1D, market cap $4.36B). Pillar breakdown: Fundamental Cash Engine 14/20, Institutional 13F & Options Flow 9/20, Executive Insider Alignment 13/20, FRED Macro Regime Fit 15/20, and SEC Balance-Sheet Forensics 16/20. Across 1096 tracked Financials issuers, CATY ranks #242 in composite RQD confidence.
✓ Pre-computed one-to-many AI Quant brief
🤖 Ellis Vennor • AI Peer & Flow Quant (Click for Instant Brief)
How does CATY compare to FFIN and SFBS in the Financials sector?
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Within the Financials sector (Major Banks), CATY carries a Roarable C+ (67/100 RQD), trailing P/E of 13.8x, gross margin of —, and ROIC of 10.8%. By comparison, FFIN (First Financial Bankshares Inc.) holds a B- grade (71/100 RQD, P/E 17.4x, ROIC 13.2%, cap $4.41B) and SFBS (ServisFirst Bancshares Inc.) posts a C+ grade (69/100 RQD, P/E 16.0x, ROIC 15.0%, cap $4.43B). Among the 5-stock peer group, FULT leads on earnings multiple (11.5x) while SFBS leads on capital efficiency (15.0% ROIC).
✓ Pre-computed one-to-many AI Quant brief
🤖 Gideon Ashmere • AI SEC 10-K Forensics (Click for Instant Brief)
What are the biggest fundamental strengths and SEC risk factors for CATY?
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Per CATY's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0000861842), Cathay General Bancorp generated $0 in revenue, $315.1M in net income, and $363.7M in free cash flow against $24.23B in total assets and $0 in total debt. Key quantitative strengths: Company leadership has skin in the game with net positive insider conviction.. Primary risk factors monitored: Broader market pullbacks can still drag down strong stocks in the short run.. Institutional options positioning shows a 50% call / 50% put premium split.
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INTERACTIVE SCENARIO DECK:
EXT / AFTER-HRS: $65.35 (+0.00%)🧬 Cannibal Buyback (-2.36% YoY Shares)⚙️ Cash Engine: 14/20 (B-) • 9.1% FCF Margin
Verify 90D Bucket Audit →📊 Historical Track Record: Scores of 67/100 (C+) historically posted market-perform odds over rolling 90-day windows (+1.6% avg 90D alpha vs SPY • 56.4% hit rate — wait for RQD ≥ 70 breakout).
Audit Bucket Track Record →RQD QUANT TACHOMETERHOLD / WATCH • C+
2-of-3 JEV AI Jury Bullish
Cash
SEC
Whale
Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer
5-PILLAR SNOWFLAKE RADARRw C · Rk B-
Each axis scored 0–20
12M PRICE TARGET CONE+4.1% Base Target
WHALE OPTIONS SNAPSHOT: — (No Active Options Snapshot on file for CATY)Realized 20D OHLCV Swing Band: ±4.7%
Deterministic 5-Pillar Attribution (67/100 Composite)
🔍 WHY CATY SCORES 67/100 (C+) — TOP 3 DRIVERS2 Bullish Pillars + #1 Risk Drag
▲ #1 Bullish Driver: Insider Conviction & Share Dilution+16/20 pts (24% of score)
SEC Form 4 / 13F Thermometer: 80% Net Buy • Cannibal Buyback (-2.36% YoY Shares)
▲ #2 Bullish Driver: Macro Regime Fit+15/20 pts (22% of score)
FRED Regime × Technicals: 98% of 52W Range • RSI-14 at 64.5 (BULLISH MOMENTUM)
▼ #1 Drag / Risk Factor: Whale & Options Positioning9/20 pts (-11 pt drag)
Put hedging (50% put share) caps near-term gamma upside (-11 pts vs max)
📈 PAST 4 QUARTERS RQD vs SUBSEQUENT RETURNQ1 → Q2 → Q3 → Current
Q1 (-3Q)Grade C$59.12+1.4% Next Q
59
Q2 (-2Q)Grade C+$59.96+7.2% Next Q
62
Q3 (-1Q)Grade C+$64.30+1.6% Next Q
64
CurrentGrade C+$65.35+1.6% Hist 90D α
67
Trajectory: C (59) → C+ (67)Full Audit →
⚔️ ADVERSARIAL OPPOSING CASE & FORENSIC KILL-SWITCH (WHY THE BULL/BEAR THESIS COULD FAIL)GIDEON ASHMERE // FORENSIC SHORT & KILL-SWITCH DOSSIER
⚔️ Adversarial Opposing Case: Why the CATY Bull Thesis Could Fail
Even with a 67/100 (C+) score, CATY faces multiple-compression risk if 13.8x trailing P/E re-rate toward historical sector medians or if hyperscaler/enterprise customer concentration slows in upcoming 10-Q filings.
⚠️ Forensic Kill-Switch #1
Broader market pullbacks can still drag down strong stocks in the short run.
⚠️ Forensic Kill-Switch #2
Dilution & Margin Drag: Cannibal Buyback (-2.36% YoY Shares) — any gross margin slip below 49.5% triggers an automatic RQD downgrade.
⚠️ Forensic Kill-Switch #3
Technical & Forensic Kill-Switch: A daily close below the 50D SMA ($61.53) or 200D SMA ($57.46) invalidates the momentum regime and cuts Target Base ($68.00) toward Bear Floor ($53.04).
🎲 LIVE PREDICTION MARKET ODDS TIED TO $CATY• $2.4M Crowd Pool • Kalshi / Polymarket Composite
Contract: “CATY Beats Next Quarter EPS Consensus (Dec 30, 2026) & Holds Above 200D SMA”
AUTOMATED RQD QUANT DESK MOVER BRIEFINGFull Market News Desk →
Why CATY Stock advanced +1.07% Today — RQD Quant Desk Flash
Cathay General Bancorp (CATY) advanced +1.07% to $65.35, trading at 98% of its 52-week range ($44.57 – $65.83). Solid steady margins (11% return on capital), mixed timing at 14x P/E—hold if owned, no rush to chase.
- ▸Technical Tape: Trading at 98% of its 52-week range ($44.57 – $65.83) with RSI-14 at 64.5 (BULLISH MOMENTUM).
- ▸Volatility Profile: Historical 20-day realized swing band of ±4.7% around $65.35 (no active unusual options sweep snapshot on file).
- ▸Fundamental Anchor: Roarable C+ (Hold) backed by 52% gross margin and $363.7M annual free cash flow.
Live CATY Headlines & Catalysts
MARKET WIREYahoo • 4d ago
2 surging stocks worth your attention and 1 we find riskyEach stock in this article is trading near its 52-week high. These elevated prices usually indicate some degree of investor confidence, business improvements, or favorable market conditions.
CATALYSTSeekingAlpha • 9d ago
Cathay General Bancorp: Strong ROE And Loan Re-Pricing In A Higher Rate EnvironmentMARKET WIREYahoo • 9d ago
Why Did Cathay General Bancorp (CATY) Shares Climb After Its Latest Update?Cathay General Bancorp (CATY) is back in focus after Q3 2026 results showed higher net interest income and revenue than analysts expected, while specific problem loans lifted credit costs and partially offset that operat
CATALYSTYahoo • 9d ago
Cathay General Bancorp (CATY) Stock Looks Fully Priced As Q3 Earnings ImproveCathay General Bancorp has rewarded shareholders with a strong multi year run, and the latest move higher now puts sharper focus on whether that price can still be explained by the bank's earnings power. With the stock a
CATALYSTYahoo • 10d ago
Why is Cathay General Bancorp (CATY) stock soaring todayShares of regional bank Cathay General Bancorp (NASDAQ:CATY) jumped 5.6% in the afternoon session after the company reported third-quarter 2026 revenue above consensus estimates, supported by record net interest income.
CATALYSTYahoo • 10d ago
Cathay General Bancorp (CATY) Stock Jumps On Q3 Earnings Margin StrengthCathay General Bancorp came into this Q3 2026 report with a stock that had been grinding higher, then the latest numbers lit a fire under it. The shares jumped 5.95% to US$64.24 in the first full trading reaction, which
MARKET WIREYahoo • 10d ago
Cathay General Bancorp Q3 2026 Earnings Call SummaryMoby summary of Cathay General Bancorp's Q3 2026 earnings call
CATALYSTYahoo • 10d ago
CATY Q3 deep dive: margin expansion and loan growth offset by credit chargesRegional bank Cathay General Bancorp (NASDAQ:CATY) beat Wall Street’s revenue expectations in Q3 2026, with sales up 22.8% year on year to $254.6 million. Its non-GAAP profit of $1.30 per share was 10.5% below analysts’
CATALYSTYahoo • 11d ago
Cathay General Bancorp (CATY) Q3 2026 Earnings Call TranscriptRecord net interest income and expanded margins drove sequential earnings growth.
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Scheduled RQD Strong Buys & Whale Accumulation Briefing (CATY Tape Review)
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CATY // CANDLESTICK & AUTO-TRENDLINE WORKSTATION6M: +16.63%📐 HORIZONTAL RANGE
2026-10-30O $65.69H $65.69L $64.24C $65.35VOL 421.9K
RES: $67.89SUP: $57.92SMA50: $61.53SMA200: $57.46
PRIMARY-SOURCE FORENSICS, SECOND-ORDER LINKS & AI ANALYST DESK
CATY Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure
Share Count & Dilution Monitor (#25)
Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).
Reverse-DCF Expectations Hurdle (#30)
5.4%/yr Implied 5Y Growth
vs. +6.0% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).
Ellis Vennor Setup Ledger (#33)
No active Ellis Vennor swing setup published on CATY today. View full Setup Ledger →
🦋 Documented & Second-Order Butterfly Connections
Open Graph →
No direct multi-tier Butterfly edges indexed yet for CATY. Explore sector supply chains on /butterfly.
AI Analyst Theses, Washington Policy & Company Video
🎬 No recent verified company-specific video clip queued for CATY today (we never pad ticker pages with unrelated generic clips). Browse Macro Video Desk →
DETERMINISTIC MULTI-FACTOR EQUITY AUDIT • SEC EDGAR XBRL × RQD PEER BENCHMARK
📊 Quantitative Sector Peer Comparison, SEC Filing Delta & Investment FAQ (CATY)
Financials Rank #242 of 1096
⚔️ FFIN vs CATY Full Matrix →
1. Head-to-Head Financials Peer Comparison (CATY vs. FFIN, SFBS, UCB, FULT)
Industry: Major Banks (248 Tracked Issuers)Across 1096 tracked Financials securities in the Roarable RQD universe, Cathay General Bancorp (CATY) ranks #242 by composite RQD confidence (67/100, grade C+) and #300 by equity capitalization ($4.36B). Within this direct 5-issuer industry benchmark cohort, FULT leads on earnings valuation at 11.5x trailing P/E, while SFBS leads on capital efficiency and profitability with 15.0% ROIC and — gross margin. UCB currently holds the highest overall quantitative score in the immediate peer group at 74/100 (B) compared with CATY at 67/100 (C+).
| Ticker / Company | Roarable Grade | RQD Score | Trailing P/E | Gross Margin | ROIC | 1D Change | Market Cap | Head-to-Head |
|---|---|---|---|---|---|---|---|---|
| CATY
ACTIVE
Cathay General Bancorp | C+ | 67/100 | 13.8x | — | 10.8% | +1.07% | $4.36B | Benchmark Subject |
| FFIN First Financial Bankshares Inc. | B- | 71/100 | 17.4x | — | 13.2% | +1.45% | $4.41B | /ffin-vs-caty → |
| SFBS ServisFirst Bancshares Inc. | C+ | 69/100 | 16.0x | — | 15.0% | +1.66% | $4.43B | /sfbs-vs-caty → |
| UCB United Community Banks Inc. | B | 74/100 | 13.7x | — | 9.0% | +1.78% | $4.49B | /ucb-vs-caty → |
| FULT Fulton Financial Corporation | C+ | 67/100 | 11.5x | — | 11.2% | +1.37% | $4.52B | /fult-vs-caty → |
2. Multi-Year SEC XBRL Revenue, Cash Flow & Balance-Sheet Trajectory (FY2023–FY2025)
SEC EDGAR 10-K • FILED 2025-12-31 • CIK 0000861842In its most recent audited fiscal period (FY2025, filed 2025-12-31), Cathay General Bancorp (CATY) reported GAAP revenue of $0 (N/A vs. FY2024 revenue of $0 ) , GAAP net income of $315.1M, operating cash flow of $368.6M, and free cash flow of $363.7M (+11.7% YoY). On the balance sheet, CATY closed FY2025 with $24.23B in total assets against $0 in total debt (Altman Z-Score: N/A, Piotroski F-Score: 5/9).
| Fiscal Period | Filing Date | Revenue | Net Income | Operating Cash Flow | Free Cash Flow | Total Assets | Total Debt |
|---|---|---|---|---|---|---|---|
| FY2025 (FY) | 2025-12-31 | $0 | $315.1M | $368.6M | $363.7M | $24.23B | — |
| FY2024 (FY) | 2024-12-31 | $0 | $286.0M | $329.2M | $325.5M | $23.05B | — |
| FY2023 (FY) | 2023-12-31 | $0 | $354.1M | $384.7M | $384.7M | — | — |
3. CATY Data-Verified Investor FAQ (RQD Rating, Sector Peers, SEC Forensics & Technicals)
✓ SCHEMA.ORG FAQPAGE JSON-LD ENABLEDIs CATY stock a Buy, Hold, or Sell right now according to Roarable's RQD model?
As of 2026-11-01, Cathay General Bancorp (NASDAQ: CATY) is rated C+ (Hold / HOLD) by Roarable's 5-pillar RQD engine with a composite confidence score of 67/100 at a spot price of $65.35 (+1.07% 1D, market cap $4.36B). Pillar breakdown: Fundamental Cash Engine 14/20, Institutional 13F & Options Flow 9/20, Executive Insider Alignment 13/20, FRED Macro Regime Fit 15/20, and SEC Balance-Sheet Forensics 16/20. Across 1096 tracked Financials issuers, CATY ranks #242 in composite RQD confidence.
How does CATY compare to FFIN and SFBS in the Financials sector?
Within the Financials sector (Major Banks), CATY carries a Roarable C+ (67/100 RQD), trailing P/E of 13.8x, gross margin of —, and ROIC of 10.8%. By comparison, FFIN (First Financial Bankshares Inc.) holds a B- grade (71/100 RQD, P/E 17.4x, ROIC 13.2%, cap $4.41B) and SFBS (ServisFirst Bancshares Inc.) posts a C+ grade (69/100 RQD, P/E 16.0x, ROIC 15.0%, cap $4.43B). Among the 5-stock peer group, FULT leads on earnings multiple (11.5x) while SFBS leads on capital efficiency (15.0% ROIC).
What are the biggest fundamental strengths and SEC risk factors for CATY?
Per CATY's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0000861842), Cathay General Bancorp generated $0 in revenue, $315.1M in net income, and $363.7M in free cash flow against $24.23B in total assets and $0 in total debt. Key quantitative strengths: Company leadership has skin in the game with net positive insider conviction.. Primary risk factors monitored: Broader market pullbacks can still drag down strong stocks in the short run.. Institutional options positioning shows a 50% call / 50% put premium split.
Where is CATY trading relative to its 50-day, 200-day, and 52-week technical levels?
CATY last traded at $65.35 (+1.07% on volume of 690,159 shares), positioning the stock +6.21% above its 50-day simple moving average ($61.53) and +13.73% above its 200-day simple moving average ($57.46). Across its 52-week range of $44.57 to $65.83, CATY sits at the 97.7% percentile with a 14-day RSI of 64.5 (BULLISH MOMENTUM) and an implied next-earnings move of ±4.7% ($62.28 to $68.42).
CATY Investor FAQ & Complete 8-Part Research Index
100% OPEN ACCESS • SEC EDGAR × CBOE × FREDWhy is CATY stock moving today?
Why CATY Stock advanced +1.07% Today — RQD Quant Desk Flash. Solid steady margins (11% return on capital), mixed timing at 14x P/E—hold if owned, no rush to chase.