MARKET WIREReuters • 2h ago
Iran's IRGC Navy says two tankers 'exploded' after hitting mines in Hormuz - ReutersIran's IRGC Navy says two tankers 'exploded' after hitting mines in Hormuz Reuters
Why CARE Stock slipped -1.09% Today — RQD Quant Desk Flash
$29.89 -1.09% NASDAQ • Live Quote vs Prior Daily Close (Synced Snapshot)
EXT / AFTER-HRS: $29.77
Carter Bankshares Inc. (CARE) carries a Roarable Rating of C (Hold) with 64/100 RQD Confidence. The composite score sits in the neutral Hold band (59–69), meaning current holders don’t need to panic-sell while prospective buyers can wait for a move into the 70+ Buy zone.
ROARABLE C • HOLD / WATCH
Cap $662.5M
INTERACTIVE SCENARIO DECK:
EXT / AFTER-HRS: $29.77 (-0.39%)🧬 Cannibal Buyback (-1.80% YoY Shares)⚙️ Cash Engine: 12/20 (C-) • 156.6% FCF Margin
Verify 90D Bucket Audit →📊 Historical Track Record: Scores of 64/100 (C) historically posted market-perform odds over rolling 90-day windows (+1.1% avg 90D alpha vs SPY • 55.2% hit rate — wait for RQD ≥ 70 breakout).
Audit Bucket Track Record →RQD QUANT TACHOMETERHOLD / WATCH • C
JEV AI Jury Split (Battleground)
Cash
SEC
Whale
Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer
5-PILLAR SNOWFLAKE RADARRw D+ · Rk B
Each axis scored 0–20
12M PRICE TARGET CONE+2.7% Base Target
WHALE OPTIONS SNAPSHOT: — (No Active Options Snapshot on file for CARE)Realized 20D OHLCV Swing Band: ±4.4%
Deterministic 5-Pillar Attribution (64/100 Composite)
🔍 WHY CARE SCORES 64/100 (C) — TOP 3 DRIVERS2 Bullish Pillars + #1 Risk Drag
▲ #1 Bullish Driver: Macro Regime Fit+16/20 pts (25% of score)
FRED Regime × Technicals: 68% of 52W Range • RSI-14 at 34.5 (NEUTRAL RANGE)
▲ #2 Bullish Driver: Insider Conviction & Share Dilution+14/20 pts (22% of score)
SEC Form 4 / 13F Thermometer: 70% Net Buy • Cannibal Buyback (-1.80% YoY Shares)
▼ #1 Drag / Risk Factor: Whale & Options Positioning9/20 pts (-11 pt drag)
Put hedging (50% put share) caps near-term gamma upside (-11 pts vs max)
📈 PAST 4 QUARTERS RQD vs SUBSEQUENT RETURNQ1 → Q2 → Q3 → Current
Q1 (-3Q)Grade B$30.16+0.2% Next Q
72
Q2 (-2Q)Grade B-$30.21+1.2% Next Q
69
Q3 (-1Q)Grade B-$30.57-2.2% Next Q
67
CurrentGrade C$29.89+1.1% Hist 90D α
64
Trajectory: B (72) → C (64)Full Audit →
⚔️ ADVERSARIAL OPPOSING CASE & FORENSIC KILL-SWITCH (WHY THE BULL/BEAR THESIS COULD FAIL)GIDEON ASHMERE // FORENSIC SHORT & KILL-SWITCH DOSSIER
⚔️ Adversarial Opposing Case: Why the CARE Bull Thesis Could Fail
Even with a 64/100 (C) score, CARE faces multiple-compression risk if 21.1x trailing P/E re-rate toward historical sector medians or if hyperscaler/enterprise customer concentration slows in upcoming 10-Q filings.
⚠️ Forensic Kill-Switch #1
Broader market pullbacks can still drag down strong stocks in the short run.
⚠️ Forensic Kill-Switch #2
Dilution & Margin Drag: Cannibal Buyback (-1.80% YoY Shares) — any gross margin slip below 49.5% triggers an automatic RQD downgrade.
⚠️ Forensic Kill-Switch #3
Technical & Forensic Kill-Switch: A daily close below the 50D SMA ($30.65) or 200D SMA ($27.48) invalidates the momentum regime and cuts Target Base ($30.70) toward Bear Floor ($23.95).
🎲 LIVE PREDICTION MARKET ODDS TIED TO $CARE• $2.4M Crowd Pool • Kalshi / Polymarket Composite
Contract: “CARE Beats Next Quarter EPS Consensus (Dec 30, 2026) & Holds Above 200D SMA”
AUTOMATED RQD QUANT DESK MOVER BRIEFINGFull Market News Desk →
Why CARE Stock slipped -1.09% Today — RQD Quant Desk Flash
Carter Bankshares Inc. (CARE) slipped -1.09% to $29.89, trading at 68% of its 52-week range ($16.78 – $36.06). Solid steady margins (8% return on capital), mixed timing at 21x P/E—hold if owned, no rush to chase.
- ▸Technical Tape: Trading at 68% of its 52-week range ($16.78 – $36.06) with RSI-14 at 34.5 (NEUTRAL RANGE).
- ▸Volatility Profile: Historical 20-day realized swing band of ±4.4% around $29.89 (no active unusual options sweep snapshot on file).
- ▸Fundamental Anchor: Roarable C (Hold) backed by 52% gross margin and $31.8M annual free cash flow.
Live CARE Headlines & Catalysts
MARKET WIRECNBC • 4h ago
Here are 3 big things we're watching in the stock market in the week aheadThe market could use a few victories in the days ahead, which will be filled with more earnings, an election, and jobs data.
MARKET WIRECNBC • 4h ago
Democratic Rep. Stevens endorses Rogers over El-Sayed in Michigan Senate electionHaley Stevens had lost the Democratic nomination for Senate in Michigan to Abdul El-Sayed earlier this year.
RISK WATCHReuters • 6h ago
Israeli strikes kill eight people in Gaza - medics say - ReutersIsraeli strikes kill eight people in Gaza - medics say Reuters
MARKET WIREReuters • 7h ago
Russia's FSB says minor detained over park attack threat after US tip-off - ReutersRussia's FSB says minor detained over park attack threat after US tip-off Reuters
MARKET WIREReuters • 8h ago
Iran, Qatari mediators hold third day of talks to end US-Iran war - ReutersIran, Qatari mediators hold third day of talks to end US-Iran war Reuters
CATALYSTReuters • 8h ago
Qatar surges, bucking Gulf market slide on Iran war concerns - ReutersQatar surges, bucking Gulf market slide on Iran war concerns Reuters
MARKET WIREReuters • 9h ago
OPEC+ keeps December oil output targets steady ahead of tougher call for 2027 - ReutersOPEC+ keeps December oil output targets steady ahead of tougher call for 2027 Reuters
ON-DEMAND RQD QUANT WORKSHOP • SPONSORED / PARTNER SPOTLIGHTHosted by Perry Belcher & Roarable Quantitative Research Desk
Scheduled RQD Strong Buys & Whale Accumulation Briefing (CARE Tape Review)
- ✓Breakdown of the highest-scoring RQD Green-Light breakouts across our 5,200+ rated universe
- ✓Forensic Red-Light accounting & dilution traps to review on your watchlist
- ✓Includes downloadable .ics calendar invite & nightly RQD rating-change email alerts
RQD INSIDER CLUB WAITLIST$49/YR PLANNED
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CARE // CANDLESTICK & AUTO-TRENDLINE WORKSTATION6M: +16.76%▼ DESCENDING CHANNEL
2026-10-30O $29.94H $30.07L $28.93C $29.89VOL 244.2K
RES: $30.96SUP: $28.60SMA50: $30.65SMA200: $27.48
PRIMARY-SOURCE FORENSICS, SECOND-ORDER LINKS & AI ANALYST DESK
CARE Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure
Share Count & Dilution Monitor (#25)
Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).
Reverse-DCF Expectations Hurdle (#30)
14.8%/yr Implied 5Y Growth
vs. +4.6% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).
Ellis Vennor Setup Ledger (#33)
No active Ellis Vennor swing setup published on CARE today. View full Setup Ledger →
🦋 Documented & Second-Order Butterfly Connections
Open Graph →
No direct multi-tier Butterfly edges indexed yet for CARE. Explore sector supply chains on /butterfly.
AI Analyst Theses, Washington Policy & Company Video
🎬 No recent verified company-specific video clip queued for CARE today (we never pad ticker pages with unrelated generic clips). Browse Macro Video Desk →
DETERMINISTIC MULTI-FACTOR EQUITY AUDIT • SEC EDGAR XBRL × RQD PEER BENCHMARK
📊 Quantitative Sector Peer Comparison, SEC Filing Delta & Investment FAQ (CARE)
Financials Rank #354 of 1096
⚔️ WCCB vs CARE Full Matrix →
1. Head-to-Head Financials Peer Comparison (CARE vs. WCCB, ACNB, CCB, RRBI)
Industry: Major Banks (248 Tracked Issuers)Across 1096 tracked Financials securities in the Roarable RQD universe, Carter Bankshares Inc. (CARE) ranks #354 by composite RQD confidence (64/100, grade C) and #644 by equity capitalization ($662.5M). Within this direct 5-issuer industry benchmark cohort, CCB leads on earnings valuation at 14.2x trailing P/E, while RRBI leads on capital efficiency and profitability with 11.7% ROIC and — gross margin. ACNB currently holds the highest overall quantitative score in the immediate peer group at 72/100 (B) compared with CARE at 64/100 (C).
| Ticker / Company | Roarable Grade | RQD Score | Trailing P/E | Gross Margin | ROIC | 1D Change | Market Cap | Head-to-Head |
|---|---|---|---|---|---|---|---|---|
| CARE
ACTIVE
Carter Bankshares Inc. | C | 64/100 | 21.1x | — | 7.5% | -1.09% | $662.5M | Benchmark Subject |
| WCCB West Coast Community Bancorp | D | 51/100 | — | — | — | -0.14% | $665.8M | /wccb-vs-care → |
| ACNB ACNB Corporation | B | 72/100 | 18.0x | — | 8.8% | +0.72% | $667.0M | /acnb-vs-care → |
| CCB Coastal Financial Corporation | D+ | 54/100 | 14.2x | — | 9.6% | -7.36% | $667.4M | /ccb-vs-care → |
| RRBI Red River Bancshares Inc. | C | 63/100 | 15.7x | — | 11.7% | +0.69% | $672.2M | /rrbi-vs-care → |
2. Multi-Year SEC XBRL Revenue, Cash Flow & Balance-Sheet Trajectory (FY2023–FY2025)
SEC EDGAR 10-K • FILED 2025-12-31 • CIK 0001829576In its most recent audited fiscal period (FY2025, filed 2025-12-31), Carter Bankshares Inc. (CARE) reported GAAP revenue of $20.3M (+4.6% vs. FY2024 revenue of $19.4M , and +17.7% cumulative change since FY2023) , GAAP net income of $31.4M, operating cash flow of $39.9M, and free cash flow of $31.8M (+10.4% YoY). On the balance sheet, CARE closed FY2025 with $4.85B in total assets against $0 in total debt (Altman Z-Score: N/A, Piotroski F-Score: 6/9).
| Fiscal Period | Filing Date | Revenue | Net Income | Operating Cash Flow | Free Cash Flow | Total Assets | Total Debt |
|---|---|---|---|---|---|---|---|
| FY2025 (FY) | 2025-12-31 | $20.3M | $31.4M | $39.9M | $31.8M | $4.85B | — |
| FY2024 (FY) | 2024-12-31 | $19.4M | $24.5M | $36.9M | $28.8M | $4.66B | — |
| FY2023 (FY) | 2023-12-31 | $17.3M | $23.4M | $46.7M | $46.7M | — | — |
3. CARE Data-Verified Investor FAQ (RQD Rating, Sector Peers, SEC Forensics & Technicals)
✓ SCHEMA.ORG FAQPAGE JSON-LD ENABLEDIs CARE stock a Buy, Hold, or Sell right now according to Roarable's RQD model?
As of 2026-11-01, Carter Bankshares Inc. (NASDAQ: CARE) is rated C (Hold / HOLD) by Roarable's 5-pillar RQD engine with a composite confidence score of 64/100 at a spot price of $29.89 (-1.09% 1D, market cap $662.5M). Pillar breakdown: Fundamental Cash Engine 12/20, Institutional 13F & Options Flow 9/20, Executive Insider Alignment 13/20, FRED Macro Regime Fit 16/20, and SEC Balance-Sheet Forensics 14/20. Across 1096 tracked Financials issuers, CARE ranks #354 in composite RQD confidence.
How does CARE compare to WCCB and ACNB in the Financials sector?
Within the Financials sector (Major Banks), CARE carries a Roarable C (64/100 RQD), trailing P/E of 21.1x, gross margin of —, and ROIC of 7.5%. By comparison, WCCB (West Coast Community Bancorp) holds a D grade (51/100 RQD, P/E N/A, ROIC —, cap $665.8M) and ACNB (ACNB Corporation) posts a B grade (72/100 RQD, P/E 18.0x, ROIC 8.8%, cap $667.0M). Among the 5-stock peer group, CCB leads on earnings multiple (14.2x) while RRBI leads on capital efficiency (11.7% ROIC).
What are the biggest fundamental strengths and SEC risk factors for CARE?
Per CARE's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0001829576), Carter Bankshares Inc. generated $20.3M in revenue (+4.6% YoY), $31.4M in net income, and $31.8M in free cash flow against $4.85B in total assets and $0 in total debt. Key quantitative strengths: Company leadership has skin in the game with net positive insider conviction.. Primary risk factors monitored: Broader market pullbacks can still drag down strong stocks in the short run.. Institutional options positioning shows a 50% call / 50% put premium split.
Where is CARE trading relative to its 50-day, 200-day, and 52-week technical levels?
CARE last traded at $29.89 (-1.09% on volume of 228,054 shares), positioning the stock -2.48% below its 50-day simple moving average ($30.65) and +8.77% above its 200-day simple moving average ($27.48). Across its 52-week range of $16.78 to $36.06, CARE sits at the 68.0% percentile with a 14-day RSI of 34.5 (NEUTRAL RANGE) and an implied next-earnings move of ±4.4% ($28.57 to $31.21).
CARE Investor FAQ & Complete 8-Part Research Index
100% OPEN ACCESS • SEC EDGAR × CBOE × FREDWhy is CARE stock moving today?
Why CARE Stock slipped -1.09% Today — RQD Quant Desk Flash. Solid steady margins (8% return on capital), mixed timing at 21x P/E—hold if owned, no rush to chase.