Stock Ratings / Financials / BOH / dividends

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Bank of Hawaii Corporation (BOH) Dividend Safety Gauge & 10-Year DRIP Compounder

$70.61 +1.71% NYSE • Live Quote vs Prior Daily Close (Synced Snapshot) EXT / AFTER-HRS: $70.69

Bank of Hawaii Corporation (BOH) carries a Roarable Rating of D+ (Sell) with 57/100 RQD Confidence due to weak cash-flow efficiency and sensitivity to current interest rates. Wait for business cash flow and institutional buying to improve before committing fresh capital.

📊 Historical Track Record: Scores of 57/100 (D+) historically posted market-perform odds over rolling 90-day windows (-0.2% avg 90D alpha vs SPY) →

ROARABLE D+ • SELL / AVOID Cap $2.77B

📤 Share Live RQD Speedometer Card: 𝕏 Post Reddit StockTwits ⬇ Live SVG Card

⚡ INSTANT AI QUANT PREVIEW • $0 FREE TIER Click Any Pre-Computed AI Quant Specialist Briefing on BOH Below — or Connect Your Own ChatGPT / Claude

🤖 Mara Quenwick • AI Quant Lead (Click for Instant Brief) Is BOH stock a Buy, Hold, or Sell right now according to Roarable's RQD model?

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As of 2026-11-02, Bank of Hawaii Corporation (NYSE: BOH) is rated D+ (Sell / SELL) by Roarable's 5-pillar RQD engine with a composite confidence score of 57/100 at a spot price of $70.61 (+1.71% 1D, market cap $2.77B). Pillar breakdown: Fundamental Cash Engine 12/20, Institutional 13F & Options Flow 7/20, Executive Insider Alignment 13/20, FRED Macro Regime Fit 9/20, and SEC Balance-Sheet Forensics 16/20. Across 1096 tracked Financials issuers, BOH ranks #509 in composite RQD confidence.

✓ Pre-computed one-to-many AI Quant brief

🤖 Ellis Vennor • AI Peer & Flow Quant (Click for Instant Brief) How does BOH compare to NBTB and TOWN in the Financials sector?

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Within the Financials sector (Major Banks), BOH carries a Roarable D+ (57/100 RQD), trailing P/E of 13.4x, gross margin of —, and ROIC of 11.1%. By comparison, NBTB (NBT Bancorp Inc.) holds a B grade (72/100 RQD, P/E 16.3x, ROIC 8.9%, cap $2.75B) and TOWN (TowneBank) posts a D+ grade (57/100 RQD, P/E N/A, ROIC —, cap $2.72B). Among the 5-stock peer group, BOH leads on earnings multiple (13.4x) while BOH leads on capital efficiency (11.1% ROIC).

✓ Pre-computed one-to-many AI Quant brief

🤖 Gideon Ashmere • AI SEC 10-K Forensics (Click for Instant Brief) What are the biggest fundamental strengths and SEC risk factors for BOH?

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Per BOH's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0000046195), Bank of Hawaii Corporation generated $121.9M in revenue (-0.1% YoY), $205.9M in net income, and $184.3M in free cash flow against $24.18B in total assets and $0 in total debt. Key quantitative strengths: Company leadership has skin in the game with net positive insider conviction.. Primary risk factors monitored: Sensitive to high interest rates and tighter Federal Reserve market liquidity.. Institutional options positioning shows a 50% call / 50% put premium split.

✓ Pre-computed one-to-many AI Quant brief

🤖 AI Quant Disclosure: Roarable Analysts are proprietary AI Quant Specialists — not human financial advisors. Pre-computed one-to-many briefings above are free; interactive 1-on-1 Q&A, custom AI sifting/indicator alerts, and personal ChatGPT/Claude MCP connections require a $9.95/mo Pro account (currently waitlist-only).

INTERACTIVE SCENARIO DECK:

🛡️ Portfolio Crash X-Ray

EXT / AFTER-HRS: $70.69 (+0.12%)🧬 Cannibal Buyback (-2.36% YoY Shares)⚙️ Cash Engine: 12/20 (C-) • 151.1% FCF Margin

Verify 90D Bucket Audit →

📊 Historical Track Record: Scores of 57/100 (D+) historically posted market-perform odds over rolling 90-day windows (-0.2% avg 90D alpha vs SPY • 52.2% hit rate — wait for RQD ≥ 70 breakout).

Audit Bucket Track Record →

RQD QUANT TACHOMETERSELL / AVOID • D+

JEV AI Jury Split (Battleground)

Cash

SEC

Whale

Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer

5-PILLAR SNOWFLAKE RADARRw D+ · Rk D+

Each axis scored 0–20

12M PRICE TARGET CONE-0.5% Base Target

WHALE OPTIONS SNAPSHOT: — (No Active Options Snapshot on file for BOH)Realized 20D OHLCV Swing Band: ±4.3%

Deterministic 5-Pillar Attribution (57/100 Composite)

🔍 WHY BOH SCORES 57/100 (D+) — TOP 3 DRIVERS2 Bullish Pillars + #1 Risk Drag

▲ #1 Bullish Driver: Insider Conviction & Share Dilution+16/20 pts (28% of score)

SEC Form 4 / 13F Thermometer: 80% Net Buy • Cannibal Buyback (-2.36% YoY Shares)

▲ #2 Bullish Driver: SEC 10-K Forensic Risk+13/20 pts (23% of score)

Altman Z-Score 3.80 (FORTRESS SAFE (>3.0)) • Piotroski F-Score 5/9

▼ #1 Drag / Risk Factor: Whale & Options Positioning7/20 pts (-13 pt drag)

Put hedging (50% put share) caps near-term gamma upside (-13 pts vs max)

📈 PAST 4 QUARTERS RQD vs SUBSEQUENT RETURNQ1 → Q2 → Q3 → Current

Q1 (-3Q)

Grade D$67.05+0.4% Next Q

Q2 (-2Q)

Grade C-$67.31+4.8% Next Q

Q3 (-1Q)

Grade C-$70.53+0.1% Next Q

Current

Grade D+$70.61-0.2% Hist 90D α

Trajectory: D (49) → D+ (57)Full Audit →

⚔️ ADVERSARIAL OPPOSING CASE & FORENSIC KILL-SWITCH (WHY THE BULL/BEAR THESIS COULD FAIL)GIDEON ASHMERE // FORENSIC SHORT & KILL-SWITCH DOSSIER

⚔️ Adversarial Opposing Case: Why the BOH Bull Thesis Could Fail

Gideon Ashmere Forensic Desk →

Even with a 57/100 (D+) score, BOH faces multiple-compression risk if 13.4x trailing P/E re-rate toward historical sector medians or if hyperscaler/enterprise customer concentration slows in upcoming 10-Q filings.

⚠️ Forensic Kill-Switch #1

Sensitive to high interest rates and tighter Federal Reserve market liquidity.

⚠️ Forensic Kill-Switch #2

Dilution & Margin Drag: Cannibal Buyback (-2.36% YoY Shares) — any gross margin slip below 49.5% triggers an automatic RQD downgrade.

⚠️ Forensic Kill-Switch #3

Technical & Forensic Kill-Switch: A daily close below the 50D SMA ($71.71) or 200D SMA ($76.40) invalidates the momentum regime and cuts Target Base ($70.29) toward Bear Floor ($54.83).

🎲 LIVE PREDICTION MARKET ODDS TIED TO $BOH• $2.4M Crowd Pool • Kalshi / Polymarket Composite

Contract: “BOH Beats Next Quarter EPS Consensus (Dec 30, 2026) & Holds Above 200D SMA”

YES 57%NO 43%Trade / Inspect Odds →

CASH DIVIDEND + BUYBACK YIELD

5.88% Total Yield

4.08% Cash ($2.88/yr) + 1.8% Buybacks

PAYOUT SAFETY SPEEDOMETER

88/100 • FORTRESS PAYOUT

FREE CASH FLOW PAYOUT RATIO

39.8% of FCF

8 consecutive years of payout growth

INTERACTIVE DRIP & SHAREHOLDER-YIELD COMPOUNDER (9.4% EST. ANNUAL)

$10,000 Compounded Over 10 Years → $24,557

Est. Year-10 Shareholder Yield: $1,444/yr

Starting Investment: $10,000

Compounding Horizon: 10 Years

$10.9K

Yr 1

$12.0K

Yr 2

$13.1K

Yr 3

$14.3K

Yr 4

$15.7K

Yr 5

$17.1K

Yr 6

$18.8K

Yr 7

$20.5K

Yr 8

$22.4K

Yr 9

$24.6K

Yr 10

ON-DEMAND RQD QUANT WORKSHOP • SPONSORED / PARTNER SPOTLIGHTHosted by Perry Belcher & Roarable Forensic Quant Desk

Red-Light Warning Desk: Spotting SEC Cash-Flow & Dilution Risks Before Downgrades (Featuring BOH)

✓Walkthrough of BOH's RQD Radar, SEC cash-conversion gap & downside invalidation levels
✓3 asymmetric Bear/Hedge frameworks when 10-year Treasury yields stay elevated
✓Includes nightly RQD rating-change & forensic signal email alerts on your tracked stocks

RQD INSIDER CLUB WAITLIST$49/YR PLANNED

Want Custom AI PineScript / Python Indicators & Priority Rating-Change Alerts?

Join Founding VIP Waitlist (No Card Required) →$100K Arena

BOH // CANDLESTICK & AUTO-TRENDLINE WORKSTATION6M: -10.78%⚡ TESTING RESISTANCE

2026-11-02O $69.42H $70.61L $69.42C $70.61VOL 328.6K

RES: $70.50SUP: $63.28SMA50: $71.71SMA200: $76.40

PRIMARY-SOURCE FORENSICS, SECOND-ORDER LINKS & AI ANALYST DESK

BOH Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure

🦋 BOH Butterfly Map → + Track BOH →

Share Count & Dilution Monitor (#25)

Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).

Reverse-DCF Expectations Hurdle (#30)

4.8%/yr Implied 5Y Growth

vs. -0.1% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).

Ellis Vennor Setup Ledger (#33)

No active Ellis Vennor swing setup published on BOH today. View full Setup Ledger →

🦋 Documented & Second-Order Butterfly Connections Open Graph →

No direct multi-tier Butterfly edges indexed yet for BOH. Explore sector supply chains on /butterfly.

AI Analyst Theses, Washington Policy & Company Video

🎬 No recent verified company-specific video clip queued for BOH today (we never pad ticker pages with unrelated generic clips). Browse Macro Video Desk →

DETERMINISTIC MULTI-FACTOR EQUITY AUDIT • SEC EDGAR XBRL × RQD PEER BENCHMARK

📊 Quantitative Sector Peer Comparison, SEC Filing Delta & Investment FAQ (BOH)

Financials Rank #509 of 1096 ⚔️ NBTB vs BOH Full Matrix →

1. Head-to-Head Financials Peer Comparison (BOH vs. NBTB, TOWN, FBK, FBNC)

Industry: Major Banks (248 Tracked Issuers)

Across 1096 tracked Financials securities in the Roarable RQD universe, Bank of Hawaii Corporation (BOH) ranks #509 by composite RQD confidence (57/100, grade D+) and #378 by equity capitalization ($2.77B). Within this direct 5-issuer industry benchmark cohort, BOH leads on earnings valuation at 13.4x trailing P/E, while BOH leads on capital efficiency and profitability with 11.1% ROIC and — gross margin. NBTB currently holds the highest overall quantitative score in the immediate peer group at 72/100 (B) compared with BOH at 57/100 (D+).

Ticker / Company	Roarable Grade	RQD Score	Trailing P/E	Gross Margin	ROIC	1D Change	Market Cap	Head-to-Head
BOH ACTIVE Bank of Hawaii Corporation	D+	57/100	13.4x	—	11.1%	+1.71%	$2.77B	Benchmark Subject
NBTB NBT Bancorp Inc.	B	72/100	16.3x	—	8.9%	+1.92%	$2.75B	/nbtb-vs-boh →
TOWN TowneBank	D+	57/100	—	—	—	+1.00%	$2.72B	/town-vs-boh →
FBK FB Financial Corporation	D+	58/100	21.9x	—	6.3%	+1.42%	$2.68B	/fbk-vs-boh →
FBNC First Bancorp	C+	67/100	23.9x	—	6.7%	+1.37%	$2.66B	/fbnc-vs-boh →

2. Multi-Year SEC XBRL Revenue, Cash Flow & Balance-Sheet Trajectory (FY2023–FY2025)

SEC EDGAR 10-K • FILED 2025-12-31 • CIK 0000046195

In its most recent audited fiscal period (FY2025, filed 2025-12-31), Bank of Hawaii Corporation (BOH) reported GAAP revenue of $121.9M (-0.1% vs. FY2024 revenue of $122.1M , and +5.1% cumulative change since FY2023) , GAAP net income of $205.9M, operating cash flow of $218.3M, and free cash flow of $184.3M (+14.3% YoY). On the balance sheet, BOH closed FY2025 with $24.18B in total assets against $0 in total debt (Altman Z-Score: N/A, Piotroski F-Score: 5/9).

Fiscal Period	Filing Date	Revenue	Net Income	Operating Cash Flow	Free Cash Flow	Total Assets	Total Debt
FY2025 (FY)	2025-12-31	$121.9M	$205.9M	$218.3M	$184.3M	$24.18B	—
FY2024 (FY)	2024-12-31	$122.1M	$150.0M	$170.9M	$161.3M	$23.60B	—
FY2023 (FY)	2023-12-31	$116.0M	$171.2M	$138.8M	$138.8M	—	—

3. BOH Data-Verified Investor FAQ (RQD Rating, Sector Peers, SEC Forensics & Technicals)

✓ SCHEMA.ORG FAQPAGE JSON-LD ENABLED

Is BOH stock a Buy, Hold, or Sell right now according to Roarable's RQD model?

How does BOH compare to NBTB and TOWN in the Financials sector?

What are the biggest fundamental strengths and SEC risk factors for BOH?

Where is BOH trading relative to its 50-day, 200-day, and 52-week technical levels?

BOH last traded at $70.61 (+1.71% on volume of 328,602 shares), positioning the stock -1.53% below its 50-day simple moving average ($71.71) and -7.58% below its 200-day simple moving average ($76.40). Across its 52-week range of $62.54 to $86.31, BOH sits at the 34.0% percentile with a 14-day RSI of 53.8 (NEUTRAL RANGE) and an implied next-earnings move of ±4.3% ($67.57 to $73.65).

BOH Investor FAQ & Complete 8-Part Research Index

100% OPEN ACCESS • SEC EDGAR × CBOE × FRED

Does BOH pay a dividend and is it safe?

Bank of Hawaii Corporation (BOH) offers a 4.08% cash dividend yield ($2.88 annualized) and 5.88% total shareholder yield including buybacks. Roarable rates its payout coverage as FORTRESS PAYOUT.

Direct Sub-Reports: BOH RQD Cockpit BOH 12M Forecast BOH Earnings & Move BOH Dividends & DRIP BOH Insiders & 13F BOH Whale Options BOH Profit Sankey BOH News & Why