MARKET WIRECNBC • 2h ago
Here are 3 big things we're watching in the stock market in the week aheadThe market could use a few victories in the days ahead, which will be filled with more earnings, an election, and jobs data.
Why BHB Stock advanced +0.86% Today — RQD Quant Desk Flash
$40.92 +0.86% NYSE • Live Quote vs Prior Daily Close (Synced Snapshot)
EXT / AFTER-HRS: $40.91
Bar Harbor Bankshares Inc. (BHB) carries a Roarable Rating of C- (Hold) with 60/100 RQD Confidence. The composite score sits in the neutral Hold band (59–69), meaning current holders don’t need to panic-sell while prospective buyers can wait for a move into the 70+ Buy zone.
ROARABLE C- • HOLD / WATCH
Cap $686.1M
INTERACTIVE SCENARIO DECK:
EXT / AFTER-HRS: $40.90 (-0.04%)🧬 Cannibal Buyback (-2.08% YoY Shares)⚙️ Cash Engine: 12/20 (C-) • 1.1% FCF Margin
Verify 90D Bucket Audit →📊 Historical Track Record: Scores of 60/100 (C-) historically posted market-perform odds over rolling 90-day windows (+0.4% avg 90D alpha vs SPY • 53.5% hit rate — wait for RQD ≥ 70 breakout).
Audit Bucket Track Record →RQD QUANT TACHOMETERHOLD / WATCH • C-
JEV AI Jury Split (Battleground)
Cash
SEC
Whale
Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer
5-PILLAR SNOWFLAKE RADARRw D+ · Rk C
Each axis scored 0–20
12M PRICE TARGET CONE+0.9% Base Target
WHALE OPTIONS SNAPSHOT: — (No Active Options Snapshot on file for BHB)Realized 20D OHLCV Swing Band: ±4.3%
Deterministic 5-Pillar Attribution (60/100 Composite)
🔍 WHY BHB SCORES 60/100 (C-) — TOP 3 DRIVERS2 Bullish Pillars + #1 Risk Drag
▲ #1 Bullish Driver: Insider Conviction & Share Dilution+15/20 pts (25% of score)
SEC Form 4 / 13F Thermometer: 75% Net Buy • Cannibal Buyback (-2.08% YoY Shares)
▲ #2 Bullish Driver: SEC 10-K Forensic Risk+13/20 pts (22% of score)
Altman Z-Score 3.80 (FORTRESS SAFE (>3.0)) • Piotroski F-Score 4/9
▼ #1 Drag / Risk Factor: Whale & Options Positioning8/20 pts (-12 pt drag)
Put hedging (50% put share) caps near-term gamma upside (-12 pts vs max)
📈 PAST 4 QUARTERS RQD vs SUBSEQUENT RETURNQ1 → Q2 → Q3 → Current
Q1 (-3Q)Grade C-$37.83+1% Next Q
52
Q2 (-2Q)Grade C$38.21+5.9% Next Q
55
Q3 (-1Q)Grade C$40.46+1.1% Next Q
57
CurrentGrade C-$40.92+0.4% Hist 90D α
60
Trajectory: C- (52) → C- (60)Full Audit →
⚔️ ADVERSARIAL OPPOSING CASE & FORENSIC KILL-SWITCH (WHY THE BULL/BEAR THESIS COULD FAIL)GIDEON ASHMERE // FORENSIC SHORT & KILL-SWITCH DOSSIER
⚔️ Adversarial Opposing Case: Why the BHB Bull Thesis Could Fail
Even with a 60/100 (C-) score, BHB faces multiple-compression risk if 18.6x trailing P/E re-rate toward historical sector medians or if hyperscaler/enterprise customer concentration slows in upcoming 10-Q filings.
⚠️ Forensic Kill-Switch #1
Broader market pullbacks can still drag down strong stocks in the short run.
⚠️ Forensic Kill-Switch #2
Dilution & Margin Drag: Cannibal Buyback (-2.08% YoY Shares) — any gross margin slip below 49.5% triggers an automatic RQD downgrade.
⚠️ Forensic Kill-Switch #3
Technical & Forensic Kill-Switch: A daily close below the 50D SMA ($39.49) or 200D SMA ($36.41) invalidates the momentum regime and cuts Target Base ($41.29) toward Bear Floor ($32.21).
🎲 LIVE PREDICTION MARKET ODDS TIED TO $BHB• $2.4M Crowd Pool • Kalshi / Polymarket Composite
Contract: “BHB Beats Next Quarter EPS Consensus (Dec 30, 2026) & Holds Above 200D SMA”
AUTOMATED RQD QUANT DESK MOVER BRIEFINGFull Market News Desk →
Why BHB Stock advanced +0.86% Today — RQD Quant Desk Flash
Bar Harbor Bankshares Inc. (BHB) advanced +0.86% to $40.92, trading at 97% of its 52-week range ($28.5 – $41.31). Solid steady margins (7% return on capital), mixed timing at 19x P/E—hold if owned, no rush to chase.
- ▸Technical Tape: Trading at 97% of its 52-week range ($28.5 – $41.31) with RSI-14 at 60.8 (BULLISH MOMENTUM).
- ▸Volatility Profile: Historical 20-day realized swing band of ±4.3% around $40.92 (no active unusual options sweep snapshot on file).
- ▸Fundamental Anchor: Roarable C- (Hold) backed by 52% gross margin and $43.5M annual free cash flow.
Live BHB Headlines & Catalysts
MARKET WIRECNBC • 3h ago
Democratic Rep. Stevens endorses Rogers over El-Sayed in Michigan Senate electionHaley Stevens had lost the Democratic nomination for Senate in Michigan to Abdul El-Sayed earlier this year.
RISK WATCHReuters • 4h ago
Israeli strikes kill eight people in Gaza - medics say - ReutersIsraeli strikes kill eight people in Gaza - medics say Reuters
MARKET WIREReuters • 5h ago
Russia's FSB says minor detained over park attack threat after US tip-off - ReutersRussia's FSB says minor detained over park attack threat after US tip-off Reuters
MARKET WIREReuters • 6h ago
Iran, Qatari mediators hold third day of talks to end US-Iran war - ReutersIran, Qatari mediators hold third day of talks to end US-Iran war Reuters
CATALYSTReuters • 7h ago
Qatar surges, bucking Gulf market slide on Iran war concerns - ReutersQatar surges, bucking Gulf market slide on Iran war concerns Reuters
MARKET WIREReuters • 7h ago
OPEC+ keeps December oil output targets steady ahead of tougher call for 2027 - ReutersOPEC+ keeps December oil output targets steady ahead of tougher call for 2027 Reuters
MARKET WIREReuters • 7h ago
German ministers pledge tough action after rioters damage stores in Frankfurt - ReutersGerman ministers pledge tough action after rioters damage stores in Frankfurt Reuters
ON-DEMAND RQD QUANT WORKSHOP • SPONSORED / PARTNER SPOTLIGHTHosted by Perry Belcher & Roarable Quantitative Research Desk
Scheduled RQD Strong Buys & Whale Accumulation Briefing (BHB Tape Review)
- ✓Breakdown of the highest-scoring RQD Green-Light breakouts across our 5,200+ rated universe
- ✓Forensic Red-Light accounting & dilution traps to review on your watchlist
- ✓Includes downloadable .ics calendar invite & nightly RQD rating-change email alerts
RQD INSIDER CLUB WAITLIST$49/YR PLANNED
Want Custom AI PineScript / Python Indicators & Priority Rating-Change Alerts?
BHB // CANDLESTICK & AUTO-TRENDLINE WORKSTATION6M: +19.47%📐 HORIZONTAL RANGE
2026-10-30O $41.05H $41.05L $40.24C $40.92VOL 61.4K
RES: $44.44SUP: $37.51SMA50: $39.49SMA200: $36.41
PRIMARY-SOURCE FORENSICS, SECOND-ORDER LINKS & AI ANALYST DESK
BHB Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure
Share Count & Dilution Monitor (#25)
Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).
Reverse-DCF Expectations Hurdle (#30)
11.9%/yr Implied 5Y Growth
vs. +6.0% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).
Ellis Vennor Setup Ledger (#33)
No active Ellis Vennor swing setup published on BHB today. View full Setup Ledger →
🦋 Documented & Second-Order Butterfly Connections
Open Graph →
No direct multi-tier Butterfly edges indexed yet for BHB. Explore sector supply chains on /butterfly.
AI Analyst Theses, Washington Policy & Company Video
🎬 No recent verified company-specific video clip queued for BHB today (we never pad ticker pages with unrelated generic clips). Browse Macro Video Desk →
DETERMINISTIC MULTI-FACTOR EQUITY AUDIT • SEC EDGAR XBRL × RQD PEER BENCHMARK
📊 Quantitative Sector Peer Comparison, SEC Filing Delta & Investment FAQ (BHB)
Financials Rank #506 of 1096
⚔️ CBNK vs BHB Full Matrix →
1. Head-to-Head Financials Peer Comparison (BHB vs. CBNK, BCAL, RRBI, MSBI)
Industry: Major Banks (248 Tracked Issuers)Across 1096 tracked Financials securities in the Roarable RQD universe, Bar Harbor Bankshares Inc. (BHB) ranks #506 by composite RQD confidence (60/100, grade C-) and #632 by equity capitalization ($686.1M). Within this direct 5-issuer industry benchmark cohort, BCAL leads on earnings valuation at 10.9x trailing P/E, while CBNK leads on capital efficiency and profitability with 14.2% ROIC and — gross margin. CBNK currently holds the highest overall quantitative score in the immediate peer group at 66/100 (C+) compared with BHB at 60/100 (C-).
| Ticker / Company | Roarable Grade | RQD Score | Trailing P/E | Gross Margin | ROIC | 1D Change | Market Cap | Head-to-Head |
|---|---|---|---|---|---|---|---|---|
| BHB
ACTIVE
Bar Harbor Bankshares Inc. | C- | 60/100 | 18.6x | — | 6.9% | +0.86% | $686.1M | Benchmark Subject |
| CBNK Capital Bancorp Inc. | C+ | 66/100 | 12.0x | — | 14.2% | +1.16% | $683.7M | /cbnk-vs-bhb → |
| BCAL California BanCorp | C | 65/100 | 10.9x | — | 10.9% | -0.46% | $689.3M | /bcal-vs-bhb → |
| RRBI Red River Bancshares Inc. | C | 63/100 | 15.7x | — | 11.7% | +0.69% | $672.2M | /rrbi-vs-bhb → |
| MSBI Midland States Bancorp Inc. | D | 48/100 | — | — | -22.0% | -1.23% | $702.0M | /msbi-vs-bhb → |
2. Multi-Year SEC XBRL Revenue, Cash Flow & Balance-Sheet Trajectory (FY2023–FY2025)
SEC EDGAR 10-K • FILED 2025-12-31 • CIK 0000743367In its most recent audited fiscal period (FY2025, filed 2025-12-31), Bar Harbor Bankshares Inc. (BHB) reported GAAP revenue of $0 (N/A vs. FY2024 revenue of $0 ) , GAAP net income of $36.9M, operating cash flow of $48.3M, and free cash flow of $43.5M (-3.4% YoY). On the balance sheet, BHB closed FY2025 with $4.68B in total assets against $0 in total debt (Altman Z-Score: N/A, Piotroski F-Score: 4/9).
| Fiscal Period | Filing Date | Revenue | Net Income | Operating Cash Flow | Free Cash Flow | Total Assets | Total Debt |
|---|---|---|---|---|---|---|---|
| FY2025 (FY) | 2025-12-31 | $0 | $36.9M | $48.3M | $43.5M | $4.68B | — |
| FY2024 (FY) | 2024-12-31 | $0 | $43.5M | $52.4M | $45.0M | $4.08B | — |
| FY2023 (FY) | 2023-12-31 | $0 | $44.9M | $47.4M | $47.4M | — | — |
3. BHB Data-Verified Investor FAQ (RQD Rating, Sector Peers, SEC Forensics & Technicals)
✓ SCHEMA.ORG FAQPAGE JSON-LD ENABLEDIs BHB stock a Buy, Hold, or Sell right now according to Roarable's RQD model?
As of 2026-11-01, Bar Harbor Bankshares Inc. (NYSE: BHB) is rated C- (Hold / HOLD) by Roarable's 5-pillar RQD engine with a composite confidence score of 60/100 at a spot price of $40.92 (+0.86% 1D, market cap $686.1M). Pillar breakdown: Fundamental Cash Engine 12/20, Institutional 13F & Options Flow 8/20, Executive Insider Alignment 13/20, FRED Macro Regime Fit 12/20, and SEC Balance-Sheet Forensics 15/20. Across 1096 tracked Financials issuers, BHB ranks #506 in composite RQD confidence.
How does BHB compare to CBNK and BCAL in the Financials sector?
Within the Financials sector (Major Banks), BHB carries a Roarable C- (60/100 RQD), trailing P/E of 18.6x, gross margin of —, and ROIC of 6.9%. By comparison, CBNK (Capital Bancorp Inc.) holds a C+ grade (66/100 RQD, P/E 12.0x, ROIC 14.2%, cap $683.7M) and BCAL (California BanCorp) posts a C grade (65/100 RQD, P/E 10.9x, ROIC 10.9%, cap $689.3M). Among the 5-stock peer group, BCAL leads on earnings multiple (10.9x) while CBNK leads on capital efficiency (14.2% ROIC).
What are the biggest fundamental strengths and SEC risk factors for BHB?
Per BHB's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0000743367), Bar Harbor Bankshares Inc. generated $0 in revenue, $36.9M in net income, and $43.5M in free cash flow against $4.68B in total assets and $0 in total debt. Key quantitative strengths: Company leadership has skin in the game with net positive insider conviction.. Primary risk factors monitored: Broader market pullbacks can still drag down strong stocks in the short run.. Institutional options positioning shows a 50% call / 50% put premium split.
Where is BHB trading relative to its 50-day, 200-day, and 52-week technical levels?
BHB last traded at $40.92 (+0.86% on volume of 79,909 shares), positioning the stock +3.62% above its 50-day simple moving average ($39.49) and +12.39% above its 200-day simple moving average ($36.41). Across its 52-week range of $28.50 to $41.31, BHB sits at the 97.0% percentile with a 14-day RSI of 60.8 (BULLISH MOMENTUM) and an implied next-earnings move of ±4.3% ($39.16 to $42.68).
BHB Investor FAQ & Complete 8-Part Research Index
100% OPEN ACCESS • SEC EDGAR × CBOE × FREDWhy is BHB stock moving today?
Why BHB Stock advanced +0.86% Today — RQD Quant Desk Flash. Solid steady margins (7% return on capital), mixed timing at 19x P/E—hold if owned, no rush to chase.