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Bar Harbor Bankshares Inc. (BHB) Insider, 13F Hedge Fund & Politician Buy/Sell Thermometer

$40.92 +0.86% NYSE • Live Quote vs Prior Daily Close (Synced Snapshot) EXT / AFTER-HRS: $40.91

Bar Harbor Bankshares Inc. (BHB) carries a Roarable Rating of C- (Hold) with 60/100 RQD Confidence. The composite score sits in the neutral Hold band (59–69), meaning current holders don’t need to panic-sell while prospective buyers can wait for a move into the 70+ Buy zone.

📊 Historical Track Record: Scores of 60/100 (C-) historically posted market-perform odds over rolling 90-day windows (+0.4% avg 90D alpha vs SPY) →

ROARABLE C- • HOLD / WATCH Cap $686.1M

📤 Share Live RQD Speedometer Card: 𝕏 Post Reddit StockTwits ⬇ Live SVG Card

INTERACTIVE SCENARIO DECK:

🛡️ Portfolio Crash X-Ray

EXT / AFTER-HRS: $40.90 (-0.04%)🧬 Cannibal Buyback (-2.08% YoY Shares)⚙️ Cash Engine: 12/20 (C-) • 1.1% FCF Margin

Verify 90D Bucket Audit →

📊 Historical Track Record: Scores of 60/100 (C-) historically posted market-perform odds over rolling 90-day windows (+0.4% avg 90D alpha vs SPY • 53.5% hit rate — wait for RQD ≥ 70 breakout).

Audit Bucket Track Record →

RQD QUANT TACHOMETERHOLD / WATCH • C-

JEV AI Jury Split (Battleground)

Cash

SEC

Whale

Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer

5-PILLAR SNOWFLAKE RADARRw D+ · Rk C

Each axis scored 0–20

12M PRICE TARGET CONE+0.9% Base Target

WHALE OPTIONS SNAPSHOT: — (No Active Options Snapshot on file for BHB)Realized 20D OHLCV Swing Band: ±4.3%

Deterministic 5-Pillar Attribution (60/100 Composite)

🔍 WHY BHB SCORES 60/100 (C-) — TOP 3 DRIVERS2 Bullish Pillars + #1 Risk Drag

▲ #1 Bullish Driver: Insider Conviction & Share Dilution+15/20 pts (25% of score)

SEC Form 4 / 13F Thermometer: 75% Net Buy • Cannibal Buyback (-2.08% YoY Shares)

▲ #2 Bullish Driver: SEC 10-K Forensic Risk+13/20 pts (22% of score)

Altman Z-Score 3.80 (FORTRESS SAFE (>3.0)) • Piotroski F-Score 4/9

▼ #1 Drag / Risk Factor: Whale & Options Positioning8/20 pts (-12 pt drag)

Put hedging (50% put share) caps near-term gamma upside (-12 pts vs max)

📈 PAST 4 QUARTERS RQD vs SUBSEQUENT RETURNQ1 → Q2 → Q3 → Current

Q1 (-3Q)

Grade C-$37.83+1% Next Q

Q2 (-2Q)

Grade C$38.21+5.9% Next Q

Q3 (-1Q)

Grade C$40.46+1.1% Next Q

Current

Grade C-$40.92+0.4% Hist 90D α

Trajectory: C- (52) → C- (60)Full Audit →

⚔️ ADVERSARIAL OPPOSING CASE & FORENSIC KILL-SWITCH (WHY THE BULL/BEAR THESIS COULD FAIL)GIDEON ASHMERE // FORENSIC SHORT & KILL-SWITCH DOSSIER

⚔️ Adversarial Opposing Case: Why the BHB Bull Thesis Could Fail

Gideon Ashmere Forensic Desk →

Even with a 60/100 (C-) score, BHB faces multiple-compression risk if 18.6x trailing P/E re-rate toward historical sector medians or if hyperscaler/enterprise customer concentration slows in upcoming 10-Q filings.

⚠️ Forensic Kill-Switch #1

Broader market pullbacks can still drag down strong stocks in the short run.

⚠️ Forensic Kill-Switch #2

Dilution & Margin Drag: Cannibal Buyback (-2.08% YoY Shares) — any gross margin slip below 49.5% triggers an automatic RQD downgrade.

⚠️ Forensic Kill-Switch #3

Technical & Forensic Kill-Switch: A daily close below the 50D SMA ($39.49) or 200D SMA ($36.41) invalidates the momentum regime and cuts Target Base ($41.29) toward Bear Floor ($32.21).

🎲 LIVE PREDICTION MARKET ODDS TIED TO $BHB• $2.4M Crowd Pool • Kalshi / Polymarket Composite

Contract: “BHB Beats Next Quarter EPS Consensus (Dec 30, 2026) & Holds Above 200D SMA”

YES 60%NO 40%Trade / Inspect Odds →

SEC FORM 4 × 13F HEDGE FUNDS × CONGRESSIONAL STOCK ACT

BHB Smart-Money Thermometer: HEAVY INSIDER & 13F ACCUMULATION

Explore All 13F & Congress Whales →

▲ Disclosed Buys: 0 ($0)▼ Disclosed Sales: 0 ($0)

Wide-Open SEC Form 4, 13F & Congressional Disclosure Ledger (BHB)

No recent open-market Form 4 cluster sales or emergency dumps flagged on BHB. Visit the Global 13F & Congressional Whale Ledger for cross-market smart-money filings.

ON-DEMAND RQD QUANT WORKSHOP • SPONSORED / PARTNER SPOTLIGHTHosted by Perry Belcher & Roarable Quantitative Research Desk

Scheduled RQD Strong Buys & Whale Accumulation Briefing (BHB Tape Review)

✓Breakdown of the highest-scoring RQD Green-Light breakouts across our 5,200+ rated universe
✓Forensic Red-Light accounting & dilution traps to review on your watchlist
✓Includes downloadable .ics calendar invite & nightly RQD rating-change email alerts

RQD INSIDER CLUB WAITLIST$49/YR PLANNED

Want Custom AI PineScript / Python Indicators & Priority Rating-Change Alerts?

Join Founding VIP Waitlist (No Card Required) →$100K Arena

BHB // CANDLESTICK & AUTO-TRENDLINE WORKSTATION6M: +19.47%📐 HORIZONTAL RANGE

2026-10-30O $41.05H $41.05L $40.24C $40.92VOL 61.4K

RES: $44.44SUP: $37.51SMA50: $39.49SMA200: $36.41

PRIMARY-SOURCE FORENSICS, SECOND-ORDER LINKS & AI ANALYST DESK

BHB Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure

🦋 BHB Butterfly Map → + Track BHB →

Share Count & Dilution Monitor (#25)

Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).

Reverse-DCF Expectations Hurdle (#30)

11.9%/yr Implied 5Y Growth

vs. +6.0% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).

Ellis Vennor Setup Ledger (#33)

No active Ellis Vennor swing setup published on BHB today. View full Setup Ledger →

🦋 Documented & Second-Order Butterfly Connections Open Graph →

No direct multi-tier Butterfly edges indexed yet for BHB. Explore sector supply chains on /butterfly.

AI Analyst Theses, Washington Policy & Company Video

🎬 No recent verified company-specific video clip queued for BHB today (we never pad ticker pages with unrelated generic clips). Browse Macro Video Desk →

DETERMINISTIC MULTI-FACTOR EQUITY AUDIT • SEC EDGAR XBRL × RQD PEER BENCHMARK

📊 Quantitative Sector Peer Comparison, SEC Filing Delta & Investment FAQ (BHB)

Financials Rank #506 of 1096 ⚔️ CBNK vs BHB Full Matrix →

1. Head-to-Head Financials Peer Comparison (BHB vs. CBNK, BCAL, RRBI, MSBI)

Industry: Major Banks (248 Tracked Issuers)

Across 1096 tracked Financials securities in the Roarable RQD universe, Bar Harbor Bankshares Inc. (BHB) ranks #506 by composite RQD confidence (60/100, grade C-) and #632 by equity capitalization ($686.1M). Within this direct 5-issuer industry benchmark cohort, BCAL leads on earnings valuation at 10.9x trailing P/E, while CBNK leads on capital efficiency and profitability with 14.2% ROIC and — gross margin. CBNK currently holds the highest overall quantitative score in the immediate peer group at 66/100 (C+) compared with BHB at 60/100 (C-).

Ticker / Company	Roarable Grade	RQD Score	Trailing P/E	Gross Margin	ROIC	1D Change	Market Cap	Head-to-Head
BHB ACTIVE Bar Harbor Bankshares Inc.	C-	60/100	18.6x	—	6.9%	+0.86%	$686.1M	Benchmark Subject
CBNK Capital Bancorp Inc.	C+	66/100	12.0x	—	14.2%	+1.16%	$683.7M	/cbnk-vs-bhb →
BCAL California BanCorp	C	65/100	10.9x	—	10.9%	-0.46%	$689.3M	/bcal-vs-bhb →
RRBI Red River Bancshares Inc.	C	63/100	15.7x	—	11.7%	+0.69%	$672.2M	/rrbi-vs-bhb →
MSBI Midland States Bancorp Inc.	D	48/100	—	—	-22.0%	-1.23%	$702.0M	/msbi-vs-bhb →

2. Multi-Year SEC XBRL Revenue, Cash Flow & Balance-Sheet Trajectory (FY2023–FY2025)

SEC EDGAR 10-K • FILED 2025-12-31 • CIK 0000743367

In its most recent audited fiscal period (FY2025, filed 2025-12-31), Bar Harbor Bankshares Inc. (BHB) reported GAAP revenue of $0 (N/A vs. FY2024 revenue of $0 ) , GAAP net income of $36.9M, operating cash flow of $48.3M, and free cash flow of $43.5M (-3.4% YoY). On the balance sheet, BHB closed FY2025 with $4.68B in total assets against $0 in total debt (Altman Z-Score: N/A, Piotroski F-Score: 4/9).

Fiscal Period	Filing Date	Revenue	Net Income	Operating Cash Flow	Free Cash Flow	Total Assets	Total Debt
FY2025 (FY)	2025-12-31	$0	$36.9M	$48.3M	$43.5M	$4.68B	—
FY2024 (FY)	2024-12-31	$0	$43.5M	$52.4M	$45.0M	$4.08B	—
FY2023 (FY)	2023-12-31	$0	$44.9M	$47.4M	$47.4M	—	—

3. BHB Data-Verified Investor FAQ (RQD Rating, Sector Peers, SEC Forensics & Technicals)

✓ SCHEMA.ORG FAQPAGE JSON-LD ENABLED

Is BHB stock a Buy, Hold, or Sell right now according to Roarable's RQD model?

As of 2026-11-01, Bar Harbor Bankshares Inc. (NYSE: BHB) is rated C- (Hold / HOLD) by Roarable's 5-pillar RQD engine with a composite confidence score of 60/100 at a spot price of $40.92 (+0.86% 1D, market cap $686.1M). Pillar breakdown: Fundamental Cash Engine 12/20, Institutional 13F & Options Flow 8/20, Executive Insider Alignment 13/20, FRED Macro Regime Fit 12/20, and SEC Balance-Sheet Forensics 15/20. Across 1096 tracked Financials issuers, BHB ranks #506 in composite RQD confidence.

How does BHB compare to CBNK and BCAL in the Financials sector?

Within the Financials sector (Major Banks), BHB carries a Roarable C- (60/100 RQD), trailing P/E of 18.6x, gross margin of —, and ROIC of 6.9%. By comparison, CBNK (Capital Bancorp Inc.) holds a C+ grade (66/100 RQD, P/E 12.0x, ROIC 14.2%, cap $683.7M) and BCAL (California BanCorp) posts a C grade (65/100 RQD, P/E 10.9x, ROIC 10.9%, cap $689.3M). Among the 5-stock peer group, BCAL leads on earnings multiple (10.9x) while CBNK leads on capital efficiency (14.2% ROIC).

What are the biggest fundamental strengths and SEC risk factors for BHB?

Per BHB's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0000743367), Bar Harbor Bankshares Inc. generated $0 in revenue, $36.9M in net income, and $43.5M in free cash flow against $4.68B in total assets and $0 in total debt. Key quantitative strengths: Company leadership has skin in the game with net positive insider conviction.. Primary risk factors monitored: Broader market pullbacks can still drag down strong stocks in the short run.. Institutional options positioning shows a 50% call / 50% put premium split.

Where is BHB trading relative to its 50-day, 200-day, and 52-week technical levels?

BHB last traded at $40.92 (+0.86% on volume of 79,909 shares), positioning the stock +3.62% above its 50-day simple moving average ($39.49) and +12.39% above its 200-day simple moving average ($36.41). Across its 52-week range of $28.50 to $41.31, BHB sits at the 97.0% percentile with a 14-day RSI of 60.8 (BULLISH MOMENTUM) and an implied next-earnings move of ±4.3% ($39.16 to $42.68).

BHB Investor FAQ & Complete 8-Part Research Index

100% OPEN ACCESS • SEC EDGAR × CBOE × FRED

Are BHB insiders and hedge funds buying or selling?

Roarable's SEC Form 4 and 13F Whale Thermometer currently classifies BHB leadership and institutional positioning as: HEAVY INSIDER & 13F ACCUMULATION.

Direct Sub-Reports: BHB RQD Cockpit BHB 12M Forecast BHB Earnings & Move BHB Dividends & DRIP BHB Insiders & 13F BHB Whale Options BHB Profit Sankey BHB News & Why