Stock Ratings / Financials / BCML / options

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BayCom Corp (BCML) Options Positioning, Max Pain & Unusual Sweeps

$30.82 +0.95% NASDAQ • Live Quote vs Prior Daily Close (Synced Snapshot) EXT / AFTER-HRS: $30.81

BayCom Corp (BCML) carries a Roarable Rating of C+ (Hold) with 68/100 RQD Confidence. The composite score sits in the neutral Hold band (59–69), meaning current holders don’t need to panic-sell while prospective buyers can wait for a move into the 70+ Buy zone.

📊 Historical Track Record: Scores of 68/100 (C+) historically posted market-perform odds over rolling 90-day windows (+1.8% avg 90D alpha vs SPY) →

ROARABLE C+ • HOLD / WATCH Cap $336.6M

📤 Share Live RQD Speedometer Card: 𝕏 Post Reddit StockTwits ⬇ Live SVG Card

INTERACTIVE SCENARIO DECK:

🛡️ Portfolio Crash X-Ray

EXT / AFTER-HRS: $30.81 (-0.02%)🧬 Cannibal Buyback (-2.36% YoY Shares)⚙️ Cash Engine: 12/20 (C-) • 0.8% FCF Margin

Verify 90D Bucket Audit →

📊 Historical Track Record: Scores of 68/100 (C+) historically posted market-perform odds over rolling 90-day windows (+1.8% avg 90D alpha vs SPY • 56.9% hit rate — wait for RQD ≥ 70 breakout).

Audit Bucket Track Record →

RQD QUANT TACHOMETERHOLD / WATCH • C+

JEV AI Jury Split (Battleground)

Cash

SEC

Whale

Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer

5-PILLAR SNOWFLAKE RADARRw C · Rk B

Each axis scored 0–20

12M PRICE TARGET CONE+4.5% Base Target

WHALE OPTIONS SNAPSHOT: — (No Active Options Snapshot on file for BCML)Realized 20D OHLCV Swing Band: ±4.7%

Deterministic 5-Pillar Attribution (68/100 Composite)

🔍 WHY BCML SCORES 68/100 (C+) — TOP 3 DRIVERS2 Bullish Pillars + #1 Risk Drag

▲ #1 Bullish Driver: Macro Regime Fit+16/20 pts (24% of score)

FRED Regime × Technicals: 49% of 52W Range • RSI-14 at 50.1 (NEUTRAL RANGE)

▲ #2 Bullish Driver: Insider Conviction & Share Dilution+16/20 pts (24% of score)

SEC Form 4 / 13F Thermometer: 80% Net Buy • Cannibal Buyback (-2.36% YoY Shares)

▼ #1 Drag / Risk Factor: Whale & Options Positioning11/20 pts (-9 pt drag)

Put hedging (50% put share) caps near-term gamma upside (-9 pts vs max)

📈 PAST 4 QUARTERS RQD vs SUBSEQUENT RETURNQ1 → Q2 → Q3 → Current

Q1 (-3Q)

Grade C$30.53+2% Next Q

Q2 (-2Q)

Grade C+$31.15-2.2% Next Q

Q3 (-1Q)

Grade C+$30.45+1.2% Next Q

Current

Grade C+$30.82+1.8% Hist 90D α

Trajectory: C (60) → C+ (68)Full Audit →

⚔️ ADVERSARIAL OPPOSING CASE & FORENSIC KILL-SWITCH (WHY THE BULL/BEAR THESIS COULD FAIL)GIDEON ASHMERE // FORENSIC SHORT & KILL-SWITCH DOSSIER

⚔️ Adversarial Opposing Case: Why the BCML Bull Thesis Could Fail

Gideon Ashmere Forensic Desk →

Even with a 68/100 (C+) score, BCML faces multiple-compression risk if 14.1x trailing P/E re-rate toward historical sector medians or if hyperscaler/enterprise customer concentration slows in upcoming 10-Q filings.

⚠️ Forensic Kill-Switch #1

Broader market pullbacks can still drag down strong stocks in the short run.

⚠️ Forensic Kill-Switch #2

Dilution & Margin Drag: Cannibal Buyback (-2.36% YoY Shares) — any gross margin slip below 49.5% triggers an automatic RQD downgrade.

⚠️ Forensic Kill-Switch #3

Technical & Forensic Kill-Switch: A daily close below the 50D SMA ($30.50) or 200D SMA ($30.56) invalidates the momentum regime and cuts Target Base ($32.21) toward Bear Floor ($25.12).

🎲 LIVE PREDICTION MARKET ODDS TIED TO $BCML• $2.4M Crowd Pool • Kalshi / Polymarket Composite

Contract: “BCML Beats Next Quarter EPS Consensus (Dec 30, 2026) & Holds Above 200D SMA”

YES 68%NO 32%Trade / Inspect Odds →

CALL VS. PUT WHALE SHARE

— (No Active Options Snapshot)

Put/Call Ratio: — (No Active Options Snapshot)

MAX-PAIN EXPIRATION MAGNET

— (No Active Options Snapshot)

No active options chain max-pain snapshot on file

HISTORICAL 20D VOLATILITY SWING

±4.7%

Derived from 20D OHLCV bars (No Active Options Snapshot)

Active Strike Call vs. Put Concentration Ladder (BCML)

— (No Active Options Snapshot) — No unusual CBOE strike concentration anomalies recorded in the current database snapshot for BCML.

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ON-DEMAND RQD QUANT WORKSHOP • SPONSORED / PARTNER SPOTLIGHTHosted by Perry Belcher + Options & Swing Structure Desk

Whale Flow & Momentum Playbook: Evaluating BCML & AI Leaders Without Chasing Tops

✓Institutional whale strikes & implied earnings move audit on BCML
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✓Includes nightly RQD rating-change & forensic signal email alerts on tracked leaders

RQD INSIDER CLUB WAITLIST$49/YR PLANNED

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BCML // CANDLESTICK & AUTO-TRENDLINE WORKSTATION6M: +2.80%📐 HORIZONTAL RANGE

2026-10-30O $31.06H $31.17L $30.59C $30.82VOL 51.1K

RES: $32.15SUP: $28.92SMA50: $30.50SMA200: $30.56

PRIMARY-SOURCE FORENSICS, SECOND-ORDER LINKS & AI ANALYST DESK

BCML Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure

🦋 BCML Butterfly Map → + Track BCML →

Share Count & Dilution Monitor (#25)

Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).

Reverse-DCF Expectations Hurdle (#30)

5.9%/yr Implied 5Y Growth

vs. +6.0% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).

Ellis Vennor Setup Ledger (#33)

No active Ellis Vennor swing setup published on BCML today. View full Setup Ledger →

🦋 Documented & Second-Order Butterfly Connections Open Graph →

No direct multi-tier Butterfly edges indexed yet for BCML. Explore sector supply chains on /butterfly.

AI Analyst Theses, Washington Policy & Company Video

🎬 No recent verified company-specific video clip queued for BCML today (we never pad ticker pages with unrelated generic clips). Browse Macro Video Desk →

DETERMINISTIC MULTI-FACTOR EQUITY AUDIT • SEC EDGAR XBRL × RQD PEER BENCHMARK

📊 Quantitative Sector Peer Comparison, SEC Filing Delta & Investment FAQ (BCML)

Financials Rank #231 of 1096 ⚔️ CBNA vs BCML Full Matrix →

1. Head-to-Head Financials Peer Comparison (BCML vs. CBNA, COSO, JMSB, NEWT)

Industry: Major Banks (248 Tracked Issuers)

Across 1096 tracked Financials securities in the Roarable RQD universe, BayCom Corp (BCML) ranks #231 by composite RQD confidence (68/100, grade C+) and #788 by equity capitalization ($336.6M). Within this direct 5-issuer industry benchmark cohort, NEWT leads on earnings valuation at 5.3x trailing P/E, while NEWT leads on capital efficiency and profitability with 15.2% ROIC and — gross margin. COSO currently holds the highest overall quantitative score in the immediate peer group at 71/100 (B-) compared with BCML at 68/100 (C+).

Ticker / Company	Roarable Grade	RQD Score	Trailing P/E	Gross Margin	ROIC	1D Change	Market Cap	Head-to-Head
BCML ACTIVE BayCom Corp	C+	68/100	14.1x	—	7.1%	+0.95%	$336.6M	Benchmark Subject
CBNA Chain Bridge Bancorp Inc. (Class A)	D+	53/100	16.7x	—	12.0%	+1.14%	$337.3M	/cbna-vs-bcml →
COSO CoastalSouth Bancshares Inc.	B-	71/100	13.2x	—	9.6%	+0.50%	$328.3M	/coso-vs-bcml →
JMSB John Marshall Bancorp Inc.	C+	67/100	15.4x	—	8.0%	+1.18%	$326.8M	/jmsb-vs-bcml →
NEWT NewtekOne Inc.	D	47/100	5.3x	—	15.2%	-3.93%	$318.0M	/newt-vs-bcml →

2. Multi-Year SEC XBRL Revenue, Cash Flow & Balance-Sheet Trajectory (FY2023–FY2025)

SEC EDGAR 10-K • FILED 2025-12-31 • CIK 0001730984

In its most recent audited fiscal period (FY2025, filed 2025-12-31), BayCom Corp (BCML) reported GAAP revenue of $0 (N/A vs. FY2024 revenue of $0 ) , GAAP net income of $23.9M, operating cash flow of $31.8M, and free cash flow of $30.1M (+5.0% YoY). On the balance sheet, BCML closed FY2025 with $2.59B in total assets against $0 in total debt (Altman Z-Score: N/A, Piotroski F-Score: 5/9).

Fiscal Period	Filing Date	Revenue	Net Income	Operating Cash Flow	Free Cash Flow	Total Assets	Total Debt
FY2025 (FY)	2025-12-31	$0	$23.9M	$31.8M	$30.1M	$2.59B	—
FY2024 (FY)	2024-12-31	$0	$23.6M	$30.4M	$28.7M	$2.66B	—
FY2023 (FY)	2023-12-31	$0	$27.4M	$30.8M	$30.8M	—	—

3. BCML Data-Verified Investor FAQ (RQD Rating, Sector Peers, SEC Forensics & Technicals)

✓ SCHEMA.ORG FAQPAGE JSON-LD ENABLED

Is BCML stock a Buy, Hold, or Sell right now according to Roarable's RQD model?

As of 2026-11-01, BayCom Corp (NASDAQ: BCML) is rated C+ (Hold / HOLD) by Roarable's 5-pillar RQD engine with a composite confidence score of 68/100 at a spot price of $30.82 (+0.95% 1D, market cap $336.6M). Pillar breakdown: Fundamental Cash Engine 12/20, Institutional 13F & Options Flow 11/20, Executive Insider Alignment 13/20, FRED Macro Regime Fit 16/20, and SEC Balance-Sheet Forensics 16/20. Across 1096 tracked Financials issuers, BCML ranks #231 in composite RQD confidence.

How does BCML compare to CBNA and COSO in the Financials sector?

Within the Financials sector (Major Banks), BCML carries a Roarable C+ (68/100 RQD), trailing P/E of 14.1x, gross margin of —, and ROIC of 7.1%. By comparison, CBNA (Chain Bridge Bancorp Inc. (Class A)) holds a D+ grade (53/100 RQD, P/E 16.7x, ROIC 12.0%, cap $337.3M) and COSO (CoastalSouth Bancshares Inc.) posts a B- grade (71/100 RQD, P/E 13.2x, ROIC 9.6%, cap $328.3M). Among the 5-stock peer group, NEWT leads on earnings multiple (5.3x) while NEWT leads on capital efficiency (15.2% ROIC).

What are the biggest fundamental strengths and SEC risk factors for BCML?

Per BCML's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0001730984), BayCom Corp generated $0 in revenue, $23.9M in net income, and $30.1M in free cash flow against $2.59B in total assets and $0 in total debt. Key quantitative strengths: Company leadership has skin in the game with net positive insider conviction.. Primary risk factors monitored: Broader market pullbacks can still drag down strong stocks in the short run.. Institutional options positioning shows a 50% call / 50% put premium split.

Where is BCML trading relative to its 50-day, 200-day, and 52-week technical levels?

BCML last traded at $30.82 (+0.95% on volume of 42,794 shares), positioning the stock +1.05% above its 50-day simple moving average ($30.50) and +0.85% above its 200-day simple moving average ($30.56). Across its 52-week range of $26.82 to $34.98, BCML sits at the 49.0% percentile with a 14-day RSI of 50.1 (NEUTRAL RANGE) and an implied next-earnings move of ±4.7% ($29.37 to $32.27).

BCML Investor FAQ & Complete 8-Part Research Index

100% OPEN ACCESS • SEC EDGAR × CBOE × FRED

What is BCML's options positioning and volatility profile?

Roarable tracks verified CBOE unusual options sweeps, put/call ratios, and OHLCV realized volatility bands for BCML.

Direct Sub-Reports: BCML RQD Cockpit BCML 12M Forecast BCML Earnings & Move BCML Dividends & DRIP BCML Insiders & 13F BCML Whale Options BCML Profit Sankey BCML News & Why