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Atlanticus Holdings Corporation (ATLC) Insider, 13F Hedge Fund & Politician Buy/Sell Thermometer

$98.15 +7.10% NASDAQ • Live Quote vs Prior Daily Close (Synced Snapshot)

Atlanticus Holdings Corporation (ATLC) carries a Roarable Rating of C+ (Hold) with 68/100 RQD Confidence. The composite score sits in the neutral Hold band (59–69), meaning current holders don’t need to panic-sell while prospective buyers can wait for a move into the 70+ Buy zone.

ROARABLE C+ • HOLD / WATCH Cap $1.49B

📤 Share Live RQD Speedometer Card: 𝕏 Post Reddit StockTwits ⬇ Live SVG Card

INTERACTIVE SCENARIO DECK:

🛡️ Portfolio Crash X-Ray

RQD QUANT TACHOMETERHOLD / WATCH • C+

JEV AI Jury Split (Battleground)

Cash

SEC

Whale

Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer

5-PILLAR SNOWFLAKE RADARRw B- · Rk C

Each axis scored 0–20

12M PRICE TARGET CONE+4.5% Base Target

WHALE OPTIONS SNAPSHOT: — (No Active Options Snapshot on file for ATLC)Realized 20D OHLCV Swing Band: ±8.6%

SEC FORM 4 × 13F HEDGE FUNDS × CONGRESSIONAL STOCK ACT

ATLC Smart-Money Thermometer: HEAVY INSIDER & 13F ACCUMULATION

Explore All 13F & Congress Whales →

▲ Disclosed Buys: 0 ($0)▼ Disclosed Sales: 0 ($0)

Wide-Open SEC Form 4, 13F & Congressional Disclosure Ledger (ATLC)

No recent open-market Form 4 cluster sales or emergency dumps flagged on ATLC. Visit the Global 13F & Congressional Whale Ledger for cross-market smart-money filings.

ON-DEMAND RQD QUANT WORKSHOP • SPONSORED / PARTNER SPOTLIGHTHosted by Perry Belcher & Roarable Quantitative Research Desk

Scheduled RQD Strong Buys & Whale Accumulation Briefing (ATLC Tape Review)

✓Breakdown of the highest-scoring RQD Green-Light breakouts across our 5,200+ rated universe
✓Forensic Red-Light accounting & dilution traps to review on your watchlist
✓Includes downloadable .ics calendar invite & nightly RQD rating-change email alerts

RQD INSIDER CLUB WAITLIST$49/YR PLANNED

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ATLC // CANDLESTICK & AUTO-TRENDLINE WORKSTATION6M: +23.60%📐 HORIZONTAL RANGE

2026-10-30O $96.68H $98.15L $92.79C $98.15VOL 105.7K

RES: $118.2SUP: $84.04SMA50: $92.25SMA200: $80.40

PRIMARY-SOURCE FORENSICS, SECOND-ORDER LINKS & AI ANALYST DESK

ATLC Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure

🦋 ATLC Butterfly Map → + Track ATLC →

Share Count & Dilution Monitor (#25)

Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).

Reverse-DCF Expectations Hurdle (#30)

3.0%/yr Implied 5Y Growth

vs. +50.1% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).

Ellis Vennor Setup Ledger (#33)

No active Ellis Vennor swing setup published on ATLC today. View full Setup Ledger →

🦋 Documented & Second-Order Butterfly Connections Open Graph →

No direct multi-tier Butterfly edges indexed yet for ATLC. Explore sector supply chains on /butterfly.

AI Analyst Theses, Washington Policy & Company Video

🎬 No recent verified company-specific video clip queued for ATLC today (we never pad ticker pages with unrelated generic clips). Browse Macro Video Desk →

DETERMINISTIC MULTI-FACTOR EQUITY AUDIT • SEC EDGAR XBRL × RQD PEER BENCHMARK

📊 Quantitative Sector Peer Comparison, SEC Filing Delta & Investment FAQ (ATLC)

Financials Rank #225 of 1096 ⚔️ KEEL vs ATLC Full Matrix →

1. Head-to-Head Financials Peer Comparison (ATLC vs. KEEL, SECZ, PWP, TRIN)

Industry: Finance: Consumer Services (156 Tracked Issuers)

Across 1096 tracked Financials securities in the Roarable RQD universe, Atlanticus Holdings Corporation (ATLC) ranks #225 by composite RQD confidence (68/100, grade C+) and #491 by equity capitalization ($1.49B). Within this direct 5-issuer industry benchmark cohort, ATLC leads on earnings valuation at 12.3x trailing P/E, while PWP leads on capital efficiency and profitability with 55.7% ROIC and — gross margin. ATLC currently leads its immediate peer cohort in composite quantitative strength at 68/100 (C+).

Ticker / Company	Roarable Grade	RQD Score	Trailing P/E	Gross Margin	ROIC	1D Change	Market Cap	Head-to-Head
ATLC ACTIVE Atlanticus Holdings Corporation	C+	68/100	12.3x	—	19.8%	+7.10%	$1.49B	Benchmark Subject
KEEL Keel Infrastructure Corp.	E	33/100	—	—	-10.4%	-4.94%	$1.43B	/keel-vs-atlc →
SECZ Securitize Corp.	D	50/100	—	—	—	+1.20%	$1.38B	/secz-vs-atlc →
PWP Perella Weinberg Partners (Class A)	C+	67/100	28.4x	—	55.7%	+8.19%	$1.36B	/pwp-vs-atlc →
TRIN Trinity Capital Inc.	D-	40/100	—	—	—	+0.88%	$1.63B	/trin-vs-atlc →

2. Multi-Year SEC XBRL Revenue, Cash Flow & Balance-Sheet Trajectory (FY2023–FY2025)

SEC EDGAR 10-K • FILED 2025-12-31 • CIK 0001464343

In its most recent audited fiscal period (FY2025, filed 2025-12-31), Atlanticus Holdings Corporation (ATLC) reported GAAP revenue of $1.97B (+50.1% vs. FY2024 revenue of $1.31B , and +70.3% cumulative change since FY2023) , GAAP net income of $120.6M, operating cash flow of $638.0M, and free cash flow of $638.0M (+35.9% YoY). On the balance sheet, ATLC closed FY2025 with $7.62B in total assets against $0 in total debt (Altman Z-Score: N/A, Piotroski F-Score: 6/9).

Fiscal Period	Filing Date	Revenue	Net Income	Operating Cash Flow	Free Cash Flow	Total Assets	Total Debt
FY2025 (FY)	2025-12-31	$1.97B	$120.6M	$638.0M	$638.0M	$7.62B	—
FY2024 (FY)	2024-12-31	$1.31B	$110.1M	$469.4M	$469.4M	$3.27B	—
FY2023 (FY)	2023-12-31	$1.16B	$102.0M	$459.3M	$459.3M	—	—

3. ATLC Data-Verified Investor FAQ (RQD Rating, Sector Peers, SEC Forensics & Technicals)

✓ SCHEMA.ORG FAQPAGE JSON-LD ENABLED

Is ATLC stock a Buy, Hold, or Sell right now according to Roarable's RQD model?

As of 2026-11-01, Atlanticus Holdings Corporation (NASDAQ: ATLC) is rated C+ (Hold / HOLD) by Roarable's 5-pillar RQD engine with a composite confidence score of 68/100 at a spot price of $98.15 (+7.10% 1D, market cap $1.49B). Pillar breakdown: Fundamental Cash Engine 17/20, Institutional 13F & Options Flow 12/20, Executive Insider Alignment 13/20, FRED Macro Regime Fit 13/20, and SEC Balance-Sheet Forensics 13/20. Across 1096 tracked Financials issuers, ATLC ranks #225 in composite RQD confidence.

How does ATLC compare to KEEL and SECZ in the Financials sector?

Within the Financials sector (Finance: Consumer Services), ATLC carries a Roarable C+ (68/100 RQD), trailing P/E of 12.3x, gross margin of —, and ROIC of 19.8%. By comparison, KEEL (Keel Infrastructure Corp.) holds a E grade (33/100 RQD, P/E N/A, ROIC -10.4%, cap $1.43B) and SECZ (Securitize Corp.) posts a D grade (50/100 RQD, P/E N/A, ROIC —, cap $1.38B). Among the 5-stock peer group, ATLC leads on earnings multiple (12.3x) while PWP leads on capital efficiency (55.7% ROIC).

What are the biggest fundamental strengths and SEC risk factors for ATLC?

Per ATLC's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0001464343), Atlanticus Holdings Corporation generated $1.97B in revenue (+50.1% YoY), $120.6M in net income, and $638.0M in free cash flow against $7.62B in total assets and $0 in total debt. Key quantitative strengths: Strong cash generator (steady margins)—profits are backed by real money, not accounting tricks.. Primary risk factors monitored: Broader market pullbacks can still drag down strong stocks in the short run.. Institutional options positioning shows a 50% call / 50% put premium split.

Where is ATLC trading relative to its 50-day, 200-day, and 52-week technical levels?

ATLC last traded at $98.15 (+7.10% on volume of 111,745 shares), positioning the stock +6.40% above its 50-day simple moving average ($92.25) and +22.08% above its 200-day simple moving average ($80.40). Across its 52-week range of $47.50 to $114.34, ATLC sits at the 75.8% percentile with a 14-day RSI of 52.4 (NEUTRAL RANGE) and an implied next-earnings move of ±8.6% ($89.71 to $106.59).

ATLC Investor FAQ & Complete 8-Part Research Index

100% OPEN ACCESS • SEC EDGAR × CBOE × FRED

Are ATLC insiders and hedge funds buying or selling?

Roarable's SEC Form 4 and 13F Whale Thermometer currently classifies ATLC leadership and institutional positioning as: HEAVY INSIDER & 13F ACCUMULATION.

Direct Sub-Reports: ATLC RQD Cockpit ATLC 12M Forecast ATLC Earnings & Move ATLC Dividends & DRIP ATLC Insiders & 13F ATLC Whale Options ATLC Profit Sankey ATLC News & Why