Stock Ratings / Consumer Discretionary / PRTH

CASS (64) PHR (56) MAX (69) QNST (70) ⌘ Pro Terminal →

Priority Technology Holdings Inc. (PRTH) — RQD Stock Rating Cockpit

$7.85 0.00% NASDAQ • Live Quote vs Prior Daily Close (Synced Snapshot) EXT / AFTER-HRS: $7.84

Priority Technology Holdings Inc. (PRTH) carries a Roarable Rating of C (Hold) with 65/100 RQD Confidence. The composite score sits in the neutral Hold band (59–69), meaning current holders don’t need to panic-sell while prospective buyers can wait for a move into the 70+ Buy zone.

📊 Historical Track Record: Scores of 65/100 (C) historically posted market-perform odds over rolling 90-day windows (+1.3% avg 90D alpha vs SPY) →

ROARABLE C • HOLD / WATCH Cap $647.2M

📤 Share Live RQD Speedometer Card: 𝕏 Post Reddit StockTwits ⬇ Live SVG Card

⚡ INSTANT AI QUANT PREVIEW • $0 FREE TIER Click Any Pre-Computed AI Quant Specialist Briefing on PRTH Below — or Connect Your Own ChatGPT / Claude

🤖 Mara Quenwick • AI Quant Lead (Click for Instant Brief) Is PRTH stock a Buy, Hold, or Sell right now according to Roarable's RQD model?

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As of 2026-11-02, Priority Technology Holdings Inc. (NASDAQ: PRTH) is rated C (Hold / HOLD) by Roarable's 5-pillar RQD engine with a composite confidence score of 65/100 at a spot price of $7.85 (0.00% 1D, market cap $647.2M). Pillar breakdown: Fundamental Cash Engine 10/20, Institutional 13F & Options Flow 14/20, Executive Insider Alignment 9/20, FRED Macro Regime Fit 14/20, and SEC Balance-Sheet Forensics 18/20. Across 1011 tracked Consumer Discretionary issuers, PRTH ranks #247 in composite RQD confidence.

✓ Pre-computed one-to-many AI Quant brief

🤖 Ellis Vennor • AI Peer & Flow Quant (Click for Instant Brief) How does PRTH compare to CASS and PHR in the Consumer Discretionary sector?

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Within the Consumer Discretionary sector (Business Services), PRTH carries a Roarable C (65/100 RQD), trailing P/E of 11.6x, gross margin of —, and ROIC of 12.9%. By comparison, CASS (Cass Information Systems Inc) holds a C grade (64/100 RQD, P/E 19.6x, ROIC 14.5%, cap $687.8M) and PHR (Phreesia Inc.) posts a D+ grade (56/100 RQD, P/E N/A, ROIC -2.0%, cap $777.7M). Among the 5-stock peer group, PRTH leads on earnings multiple (11.6x) while MAX leads on capital efficiency (19.7% ROIC).

✓ Pre-computed one-to-many AI Quant brief

🤖 Gideon Ashmere • AI SEC 10-K Forensics (Click for Instant Brief) What are the biggest fundamental strengths and SEC risk factors for PRTH?

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Per PRTH's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0001653558), Priority Technology Holdings Inc. generated $953.0M in revenue (+8.3% YoY), $55.7M in net income, and $75.1M in free cash flow against $2.40B in total assets and $1.04B in total debt. Key quantitative strengths: Company leadership has skin in the game with net positive insider conviction.. Primary risk factors monitored: Recent SEC filings added new risk-factor disclosures that warrant keeping an eye on margins.. Institutional options positioning shows a 50% call / 50% put premium split.

✓ Pre-computed one-to-many AI Quant brief

🤖 AI Quant Disclosure: Roarable Analysts are proprietary AI Quant Specialists — not human financial advisors. Pre-computed one-to-many briefings above are free; interactive 1-on-1 Q&A, custom AI sifting/indicator alerts, and personal ChatGPT/Claude MCP connections require a $9.95/mo Pro account (currently waitlist-only).

INTERACTIVE SCENARIO DECK:

🛡️ Portfolio Crash X-Ray

EXT / AFTER-HRS: $7.84 (-0.19%)🧬 Cannibal Buyback (-2.92% YoY Shares)⚙️ Cash Engine: 10/20 (D) • 7.9% FCF Margin

Verify 90D Bucket Audit →

📊 Historical Track Record: Scores of 65/100 (C) historically posted market-perform odds over rolling 90-day windows (+1.3% avg 90D alpha vs SPY • 55.6% hit rate — wait for RQD ≥ 70 breakout).

Audit Bucket Track Record →

RQD QUANT TACHOMETERHOLD / WATCH • C

2-of-3 JEV AI Jury Bearish Warning

Cash

SEC

Whale

Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer

5-PILLAR SNOWFLAKE RADARRw B- · Rk D+

Each axis scored 0–20

12M PRICE TARGET CONE+3.2% Base Target

WHALE OPTIONS SNAPSHOT: — (No Active Options Snapshot on file for PRTH)Realized 20D OHLCV Swing Band: ±1.8%

Deterministic 5-Pillar Attribution (65/100 Composite)

🔍 WHY PRTH SCORES 65/100 (C) — TOP 3 DRIVERS2 Bullish Pillars + #1 Risk Drag

▲ #1 Bullish Driver: Insider Conviction & Share Dilution+18/20 pts (28% of score)

SEC Form 4 / 13F Thermometer: 86% Net Buy • Cannibal Buyback (-2.92% YoY Shares)

▲ #2 Bullish Driver: Whale & Options Positioning+14/20 pts (22% of score)

20D Institutional Volume Accumulation (±1.8% realized swing band)

▼ #1 Drag / Risk Factor: SEC 10-K Forensic Risk9/20 pts (-11 pt drag)

Balance-sheet & 10-K footnote risk deducts 11 pts from forensic ceiling

📈 PAST 4 QUARTERS RQD vs SUBSEQUENT RETURNQ1 → Q2 → Q3 → Current

Q1 (-3Q)

Grade C$7.79+0.3% Next Q

Q2 (-2Q)

Grade C$7.81+0.1% Next Q

Q3 (-1Q)

Grade C+$7.82+0.4% Next Q

Current

Grade C$7.85+1.3% Hist 90D α

Trajectory: C (57) → C (65)Full Audit →

⚔️ ADVERSARIAL OPPOSING CASE & FORENSIC KILL-SWITCH (WHY THE BULL/BEAR THESIS COULD FAIL)GIDEON ASHMERE // FORENSIC SHORT & KILL-SWITCH DOSSIER

⚔️ Adversarial Opposing Case: Why the PRTH Bull Thesis Could Fail

Gideon Ashmere Forensic Desk →

Even with a 65/100 (C) score, PRTH faces multiple-compression risk if 11.6x trailing P/E re-rate toward historical sector medians or if hyperscaler/enterprise customer concentration slows in upcoming 10-Q filings.

⚠️ Forensic Kill-Switch #1

Recent SEC filings added new risk-factor disclosures that warrant keeping an eye on margins.

⚠️ Forensic Kill-Switch #2

Dilution & Margin Drag: Cannibal Buyback (-2.92% YoY Shares) — any gross margin slip below 49.5% triggers an automatic RQD downgrade.

⚠️ Forensic Kill-Switch #3

Technical & Forensic Kill-Switch: A daily close below the 50D SMA ($6.98) or 200D SMA ($6.10) invalidates the momentum regime and cuts Target Base ($8.10) toward Bear Floor ($6.32).

🎲 LIVE PREDICTION MARKET ODDS TIED TO $PRTH• $2.4M Crowd Pool • Kalshi / Polymarket Composite

Contract: “PRTH Beats Next Quarter EPS Consensus (Dec 30, 2026) & Holds Above 200D SMA”

YES 65%NO 35%Trade / Inspect Odds →

RSI-14 MOMENTUMOVERBOUGHT (>70)

77.430 Oversold · 70 Hot

ALTMAN-Z SHIELDDISTRESS RISK (<1.8)

0.75>3.0 Fortress Safe

PIOTROSKI F-SCOREHIGH QUALITY (7–9)

7 / 99-Pt Accounting

52-WEEK LASER RANGE99% OF RANGE

L: $4$7.85H: $8

1. Money & Cash Health● WEAK

Are profits real cash in the bank?

Weak cash conversion or heavy valuation strain compared to actual cash earned.

Factor Grade: DRQD 10 / 20

2. Big Money & Insiders● BUYING

Are whales & executives buying or selling?

Hedge funds and options traders are leaning bullish, showing strong institutional appetite.

Factor Grade: B+RQD 32 / 40

3. Hidden Risks & Market Weather● WATCH

SEC fine-print scan & interest-rate fit

No major SEC filing blowups, though current interest rates and Fed liquidity call for normal position sizing.

Factor Grade: D+RQD 23 / 40

MULTI-MODEL JEV QUANT JURY DELIBERATION

2-of-3 JEV AI Jury Bearish Warning on PRTH

Cash & Moat Bull AI

ROIC & Free Cash Flow Model

BEARISH (50)

12.9% ROIC with 42.0% gross margin and 11.60% FCF yield.

SEC Forensic Auditor AI

10-K Accruals & Altman-Z Guard

BEARISH (45)

Altman-Z 0.75 and Piotroski 7/9 pass balance-sheet audit.

Whale & Macro Hawk AI

Options Skew, 13F & Fed NetLiq

BULLISH (77)

32/40 institutional & smart-money positioning score with 14/20 macro alignment.

Bull Case: Why Buyers Like PRTH

✓Company leadership has skin in the game with net positive insider conviction.

Bear Case: What Could Go Wrong

!Recent SEC filings added new risk-factor disclosures that warrant keeping an eye on margins.

ON-DEMAND RQD QUANT WORKSHOP • SPONSORED / PARTNER SPOTLIGHTHosted by Perry Belcher & Roarable Quantitative Research Desk

Scheduled RQD Strong Buys & Whale Accumulation Briefing (PRTH Tape Review)

✓Breakdown of the highest-scoring RQD Green-Light breakouts across our 5,200+ rated universe
✓Forensic Red-Light accounting & dilution traps to review on your watchlist
✓Includes downloadable .ics calendar invite & nightly RQD rating-change email alerts

RQD INSIDER CLUB WAITLIST$49/YR PLANNED

Want Custom AI PineScript / Python Indicators & Priority Rating-Change Alerts?

Join Founding VIP Waitlist (No Card Required) →$100K Arena

PRTH // CANDLESTICK & AUTO-TRENDLINE WORKSTATION6M: +48.11%⚡ TESTING RESISTANCE

2026-11-02O $7.85H $7.85L $7.85C $7.85VOL 263.0K

RES: $8.03SUP: $4.67SMA50: $6.98SMA200: $6.10

PRIMARY-SOURCE FORENSICS, SECOND-ORDER LINKS & AI ANALYST DESK

PRTH Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure

🦋 PRTH Butterfly Map → + Track PRTH →

Share Count & Dilution Monitor (#25)

Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).

Reverse-DCF Expectations Hurdle (#30)

1.8%/yr Implied 5Y Growth

vs. +8.3% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).

Ellis Vennor Setup Ledger (#33)

No active Ellis Vennor swing setup published on PRTH today. View full Setup Ledger →

🦋 Documented & Second-Order Butterfly Connections Open Graph →

No direct multi-tier Butterfly edges indexed yet for PRTH. Explore sector supply chains on /butterfly.

AI Analyst Theses, Washington Policy & Company Video

🎬 No recent verified company-specific video clip queued for PRTH today (we never pad ticker pages with unrelated generic clips). Browse Macro Video Desk →

DETERMINISTIC MULTI-FACTOR EQUITY AUDIT • SEC EDGAR XBRL × RQD PEER BENCHMARK

📊 Quantitative Sector Peer Comparison, SEC Filing Delta & Investment FAQ (PRTH)

Consumer Discretionary Rank #247 of 1011 ⚔️ CASS vs PRTH Full Matrix →

1. Head-to-Head Consumer Discretionary Peer Comparison (PRTH vs. CASS, PHR, MAX, QNST)

Industry: Business Services (90 Tracked Issuers)

Across 1011 tracked Consumer Discretionary securities in the Roarable RQD universe, Priority Technology Holdings Inc. (PRTH) ranks #247 by composite RQD confidence (65/100, grade C) and #561 by equity capitalization ($647.2M). Within this direct 5-issuer industry benchmark cohort, PRTH leads on earnings valuation at 11.6x trailing P/E, while MAX leads on capital efficiency and profitability with 19.7% ROIC and 15.0% gross margin. QNST currently holds the highest overall quantitative score in the immediate peer group at 70/100 (B-) compared with PRTH at 65/100 (C).

Ticker / Company	Roarable Grade	RQD Score	Trailing P/E	Gross Margin	ROIC	1D Change	Market Cap	Head-to-Head
PRTH ACTIVE Priority Technology Holdings Inc.	C	65/100	11.6x	—	12.9%	0.00%	$647.2M	Benchmark Subject
CASS Cass Information Systems Inc	C	64/100	19.6x	—	14.5%	-0.30%	$687.8M	/cass-vs-prth →
PHR Phreesia Inc.	D+	56/100	—	—	-2.0%	+1.29%	$777.7M	/phr-vs-prth →
MAX MediaAlpha Inc. (Class A)	C+	69/100	32.6x	15.0%	19.7%	+20.56%	$836.4M	/max-vs-prth →
QNST QuinStreet Inc.	B-	70/100	—	10.1%	2.6%	+4.83%	$980.8M	/qnst-vs-prth →

2. Multi-Year SEC XBRL Revenue, Cash Flow & Balance-Sheet Trajectory (FY2023–FY2025)

SEC EDGAR 10-K • FILED 2025-12-31 • CIK 0001653558

In its most recent audited fiscal period (FY2025, filed 2025-12-31), Priority Technology Holdings Inc. (PRTH) reported GAAP revenue of $953.0M (+8.3% vs. FY2024 revenue of $879.7M , and +26.1% cumulative change since FY2023) , GAAP net income of $55.7M, operating cash flow of $100.0M, and free cash flow of $75.1M (+17.5% YoY). On the balance sheet, PRTH closed FY2025 with $2.40B in total assets against $1.04B in total debt (Altman Z-Score: 0.75, Piotroski F-Score: 7/9).

Fiscal Period	Filing Date	Revenue	Net Income	Operating Cash Flow	Free Cash Flow	Total Assets	Total Debt
FY2025 (FY)	2025-12-31	$953.0M	$55.7M	$100.0M	$75.1M	$2.40B	$1.04B
FY2024 (FY)	2024-12-31	$879.7M	$24.0M	$85.6M	$63.9M	$1.83B	$920.9M
FY2023 (FY)	2023-12-31	$755.6M	-$1.3M	$81.3M	$81.3M	—	—

3. PRTH Data-Verified Investor FAQ (RQD Rating, Sector Peers, SEC Forensics & Technicals)

✓ SCHEMA.ORG FAQPAGE JSON-LD ENABLED

Is PRTH stock a Buy, Hold, or Sell right now according to Roarable's RQD model?

How does PRTH compare to CASS and PHR in the Consumer Discretionary sector?

What are the biggest fundamental strengths and SEC risk factors for PRTH?

Where is PRTH trading relative to its 50-day, 200-day, and 52-week technical levels?

PRTH last traded at $7.85 (0.00% on volume of 263,044 shares), positioning the stock +12.46% above its 50-day simple moving average ($6.98) and +28.69% above its 200-day simple moving average ($6.10). Across its 52-week range of $4.44 to $7.86, PRTH sits at the 99.7% percentile with a 14-day RSI of 77.4 (OVERBOUGHT (>70)) and an implied next-earnings move of ±1.8% ($7.71 to $7.99).

PRTH Investor FAQ & Complete 8-Part Research Index

100% OPEN ACCESS • SEC EDGAR × CBOE × FRED

Should I buy, hold, or sell PRTH stock right now?

Priority Technology Holdings Inc. (PRTH) currently earns a Roarable Rating of C (Hold — HOLD) with 65/100 RQD Confidence. Solid steady margins (13% return on capital), mixed timing at 12x P/E—hold if owned, no rush to chase.

What is PRTH's 12-month price target and RQD AI Jury consensus?

PRTH's 12-month base price target is $8.1 (range $6.32 to $9.56), backed by transparent SEC XBRL cash-flow, Form 4 insider, and CBOE options flow analysis.

Direct Sub-Reports: PRTH RQD Cockpit PRTH 12M Forecast PRTH Earnings & Move PRTH Dividends & DRIP PRTH Insiders & 13F PRTH Whale Options PRTH Profit Sankey PRTH News & Why