MARKET WIRESeekingAlpha • 6d ago
WSFS Financial Corporation 2026 Q3 - Results - Earnings Call Presentation2026-10-26. The following slide deck was published by WSFS Financial Corporation in conjunction with their 2026 Q3 earnings call.
Why WSFS Stock advanced +1.12% Today — RQD Quant Desk Flash
$79.32 +1.12% NASDAQ • Live Quote vs Prior Daily Close (Synced Snapshot)
EXT / AFTER-HRS: $79.33
WSFS Financial Corporation (WSFS) carries a Roarable Rating of C (Hold) with 63/100 RQD Confidence. The composite score sits in the neutral Hold band (59–69), meaning current holders don’t need to panic-sell while prospective buyers can wait for a move into the 70+ Buy zone.
ROARABLE C • HOLD / WATCH
Cap $4.05B
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Is WSFS stock a Buy, Hold, or Sell right now according to Roarable's RQD model?
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As of 2026-11-01, WSFS Financial Corporation (NASDAQ: WSFS) is rated C (Hold / HOLD) by Roarable's 5-pillar RQD engine with a composite confidence score of 63/100 at a spot price of $79.32 (+1.12% 1D, market cap $4.05B). Pillar breakdown: Fundamental Cash Engine 11/20, Institutional 13F & Options Flow 9/20, Executive Insider Alignment 13/20, FRED Macro Regime Fit 15/20, and SEC Balance-Sheet Forensics 15/20. Across 1096 tracked Financials issuers, WSFS ranks #380 in composite RQD confidence.
✓ Pre-computed one-to-many AI Quant brief
🤖 Ellis Vennor • AI Peer & Flow Quant (Click for Instant Brief)
How does WSFS compare to FBP and CVBF in the Financials sector?
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Within the Financials sector (Major Banks), WSFS carries a Roarable C (63/100 RQD), trailing P/E of 14.1x, gross margin of —, and ROIC of 10.5%. By comparison, FBP (First BanCorp.) holds a B grade (74/100 RQD, P/E 11.8x, ROIC 17.5%, cap $4.08B) and CVBF (CVB Financial Corporation) posts a B- grade (71/100 RQD, P/E 19.1x, ROIC 12.9%, cap $4.00B). Among the 5-stock peer group, FBP leads on earnings multiple (11.8x) while FBP leads on capital efficiency (17.5% ROIC).
✓ Pre-computed one-to-many AI Quant brief
🤖 Gideon Ashmere • AI SEC 10-K Forensics (Click for Instant Brief)
What are the biggest fundamental strengths and SEC risk factors for WSFS?
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Per WSFS's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0000828944), WSFS Financial Corporation generated $0 in revenue, $287.3M in net income, and $213.6M in free cash flow against $21.31B in total assets and $0 in total debt. Key quantitative strengths: Company leadership has skin in the game with net positive insider conviction.. Primary risk factors monitored: Broader market pullbacks can still drag down strong stocks in the short run.. Institutional options positioning shows a 50% call / 50% put premium split.
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INTERACTIVE SCENARIO DECK:
EXT / AFTER-HRS: $79.33 (+0.01%)🧬 Cannibal Buyback (-2.08% YoY Shares)⚙️ Cash Engine: 11/20 (D+) • 5.3% FCF Margin
Verify 90D Bucket Audit →📊 Historical Track Record: Scores of 63/100 (C) historically posted market-perform odds over rolling 90-day windows (+0.9% avg 90D alpha vs SPY • 54.8% hit rate — wait for RQD ≥ 70 breakout).
Audit Bucket Track Record →RQD QUANT TACHOMETERHOLD / WATCH • C
JEV AI Jury Split (Battleground)
Cash
SEC
Whale
Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer
5-PILLAR SNOWFLAKE RADARRw D+ · Rk B-
Each axis scored 0–20
12M PRICE TARGET CONE+2.2% Base Target
WHALE OPTIONS SNAPSHOT: — (No Active Options Snapshot on file for WSFS)Realized 20D OHLCV Swing Band: ±3.8%
Deterministic 5-Pillar Attribution (63/100 Composite)
🔍 WHY WSFS SCORES 63/100 (C) — TOP 3 DRIVERS2 Bullish Pillars + #1 Risk Drag
▲ #1 Bullish Driver: Macro Regime Fit+15/20 pts (24% of score)
FRED Regime × Technicals: 89% of 52W Range • RSI-14 at 54.6 (NEUTRAL RANGE)
▲ #2 Bullish Driver: Insider Conviction & Share Dilution+15/20 pts (24% of score)
SEC Form 4 / 13F Thermometer: 75% Net Buy • Cannibal Buyback (-2.08% YoY Shares)
▼ #1 Drag / Risk Factor: Whale & Options Positioning9/20 pts (-11 pt drag)
Put hedging (50% put share) caps near-term gamma upside (-11 pts vs max)
📈 PAST 4 QUARTERS RQD vs SUBSEQUENT RETURNQ1 → Q2 → Q3 → Current
Q1 (-3Q)Grade C$75.39+1.3% Next Q
55
Q2 (-2Q)Grade C$76.35+3.5% Next Q
58
Q3 (-1Q)Grade C$79.02+0.4% Next Q
60
CurrentGrade C$79.32+0.9% Hist 90D α
63
Trajectory: C (55) → C (63)Full Audit →
⚔️ ADVERSARIAL OPPOSING CASE & FORENSIC KILL-SWITCH (WHY THE BULL/BEAR THESIS COULD FAIL)GIDEON ASHMERE // FORENSIC SHORT & KILL-SWITCH DOSSIER
⚔️ Adversarial Opposing Case: Why the WSFS Bull Thesis Could Fail
Even with a 63/100 (C) score, WSFS faces multiple-compression risk if 14.1x trailing P/E re-rate toward historical sector medians or if hyperscaler/enterprise customer concentration slows in upcoming 10-Q filings.
⚠️ Forensic Kill-Switch #1
Broader market pullbacks can still drag down strong stocks in the short run.
⚠️ Forensic Kill-Switch #2
Dilution & Margin Drag: Cannibal Buyback (-2.08% YoY Shares) — any gross margin slip below 49.5% triggers an automatic RQD downgrade.
⚠️ Forensic Kill-Switch #3
Technical & Forensic Kill-Switch: A daily close below the 50D SMA ($77.79) or 200D SMA ($72.72) invalidates the momentum regime and cuts Target Base ($81.10) toward Bear Floor ($63.26).
🎲 LIVE PREDICTION MARKET ODDS TIED TO $WSFS• $2.4M Crowd Pool • Kalshi / Polymarket Composite
Contract: “WSFS Beats Next Quarter EPS Consensus (Dec 30, 2026) & Holds Above 200D SMA”
AUTOMATED RQD QUANT DESK MOVER BRIEFINGFull Market News Desk →
Why WSFS Stock advanced +1.12% Today — RQD Quant Desk Flash
WSFS Financial Corporation (WSFS) advanced +1.12% to $79.32, trading at 89% of its 52-week range ($50.8 – $82.94). Solid steady margins (11% return on capital), mixed timing at 14x P/E—hold if owned, no rush to chase.
- ▸Technical Tape: Trading at 89% of its 52-week range ($50.8 – $82.94) with RSI-14 at 54.6 (NEUTRAL RANGE).
- ▸Volatility Profile: Historical 20-day realized swing band of ±3.8% around $79.32 (no active unusual options sweep snapshot on file).
- ▸Fundamental Anchor: Roarable C (Hold) backed by 52% gross margin and $213.6M annual free cash flow.
Live WSFS Headlines & Catalysts
CATALYSTYahoo • 6d ago
WSFS Q3 deep dive: Trust segment and loan growth drive earnings, deposit trends in focusRegional banking company WSFS Financial (NASDAQ:WSFS) met Wall Street’s revenue expectations in Q3 2026, with sales up 5.7% year on year to $288.1 million. Its non-GAAP profit of $1.75 per share was 8% above analysts’ co
CATALYSTYahoo • 6d ago
5 must-read analyst questions from WSFS Financial’s Q3 earnings callWSFS Financial’s third quarter performance met Wall Street’s revenue expectations and delivered non-GAAP profit above consensus, with the market responding positively. Management attributed this outcome to strong growth
CATALYSTBenzinga • 6d ago
TD Cowen Maintains Buy on WSFS Financial, Raises Price Target to $90TD Cowen analyst Janet Lee maintains WSFS Financial (NASDAQ:WSFS) with a Buy and raises the price target from $89 to $90.
CATALYSTYahoo • 6d ago
WSFS: 3 Key Takeaways for Long-Term InvestorsFee income now represents nearly a third of total revenue, while commercial lending drives disciplined balance-sheet growth.
CATALYSTYahoo • 7d ago
WSFS Financial (WSFS) Q3 2026 Earnings Call TranscriptWealth and Trust fees surged 30% year-over-year as core EPS grew 25%.
CATALYSTYahoo • 8d ago
WSFS Financial (WSFS) Stock Price Trails Strong Q3 Earnings GrowthWSFS Financial came into this earnings print as the quietly efficient regional bank with a long-running profit story and a stock that has not fully kept pace. The company just posted its Q3 2026 results with basic earnin
CATALYSTYahoo • 8d ago
What WSFS Financial (WSFS)'s Earnings Beat Means For ShareholdersWSFS Financial reported third quarter 2026 net income of US$89.3 million and diluted EPS from continuing operations of US$1.75, alongside a US$0.20 quarterly cash dividend payable on November 20, 2026 to shareholders of
CATALYSTYahoo • 8d ago
Why WSFS Financial (WSFS) Is Getting Attention TodayWSFS Financial (WSFS) shares reacted to a busy news day after the bank released third quarter 2026 results that topped earnings forecasts and confirmed a quarterly dividend, alongside broad based loan and fee income stre
CATALYSTYahoo • 9d ago
WSFS Financial (WSFS) Stock Looks Undervalued Based On Its Earnings PowerWSFS Financial has delivered a powerful share price run over the past few years, and that kind of move naturally raises a simple question for you as a shareholder or potential buyer. Is the current price really supported
ON-DEMAND RQD QUANT WORKSHOP • SPONSORED / PARTNER SPOTLIGHTHosted by Perry Belcher & Roarable Quantitative Research Desk
Scheduled RQD Strong Buys & Whale Accumulation Briefing (WSFS Tape Review)
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WSFS // CANDLESTICK & AUTO-TRENDLINE WORKSTATION6M: +10.21%⚡ TESTING RESISTANCE
2026-10-30O $79.67H $80.24L $78.32C $79.32VOL 343.4K
RES: $80.27SUP: $73.90SMA50: $77.79SMA200: $72.72
PRIMARY-SOURCE FORENSICS, SECOND-ORDER LINKS & AI ANALYST DESK
WSFS Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure
Share Count & Dilution Monitor (#25)
Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).
Reverse-DCF Expectations Hurdle (#30)
5.9%/yr Implied 5Y Growth
vs. +6.0% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).
Ellis Vennor Setup Ledger (#33)
No active Ellis Vennor swing setup published on WSFS today. View full Setup Ledger →
🦋 Documented & Second-Order Butterfly Connections
Open Graph →
No direct multi-tier Butterfly edges indexed yet for WSFS. Explore sector supply chains on /butterfly.
AI Analyst Theses, Washington Policy & Company Video
🎬 No recent verified company-specific video clip queued for WSFS today (we never pad ticker pages with unrelated generic clips). Browse Macro Video Desk →
DETERMINISTIC MULTI-FACTOR EQUITY AUDIT • SEC EDGAR XBRL × RQD PEER BENCHMARK
📊 Quantitative Sector Peer Comparison, SEC Filing Delta & Investment FAQ (WSFS)
Financials Rank #380 of 1096
⚔️ FBP vs WSFS Full Matrix →
1. Head-to-Head Financials Peer Comparison (WSFS vs. FBP, CVBF, INDB, CATY)
Industry: Major Banks (248 Tracked Issuers)Across 1096 tracked Financials securities in the Roarable RQD universe, WSFS Financial Corporation (WSFS) ranks #380 by composite RQD confidence (63/100, grade C) and #311 by equity capitalization ($4.05B). Within this direct 5-issuer industry benchmark cohort, FBP leads on earnings valuation at 11.8x trailing P/E, while FBP leads on capital efficiency and profitability with 17.5% ROIC and — gross margin. FBP currently holds the highest overall quantitative score in the immediate peer group at 74/100 (B) compared with WSFS at 63/100 (C).
| Ticker / Company | Roarable Grade | RQD Score | Trailing P/E | Gross Margin | ROIC | 1D Change | Market Cap | Head-to-Head |
|---|---|---|---|---|---|---|---|---|
| WSFS
ACTIVE
WSFS Financial Corporation | C | 63/100 | 14.1x | — | 10.5% | +1.12% | $4.05B | Benchmark Subject |
| FBP First BanCorp. | B | 74/100 | 11.8x | — | 17.5% | +0.08% | $4.08B | /fbp-vs-wsfs → |
| CVBF CVB Financial Corporation | B- | 71/100 | 19.1x | — | 12.9% | +1.02% | $4.00B | /cvbf-vs-wsfs → |
| INDB Independent Bank Corp. | C+ | 69/100 | 19.0x | — | 5.8% | +1.20% | $3.90B | /indb-vs-wsfs → |
| CATY Cathay General Bancorp | C+ | 67/100 | 13.8x | — | 10.8% | +1.07% | $4.36B | /caty-vs-wsfs → |
2. Multi-Year SEC XBRL Revenue, Cash Flow & Balance-Sheet Trajectory (FY2023–FY2025)
SEC EDGAR 10-K • FILED 2025-12-31 • CIK 0000828944In its most recent audited fiscal period (FY2025, filed 2025-12-31), WSFS Financial Corporation (WSFS) reported GAAP revenue of $0 (N/A vs. FY2024 revenue of $0 ) , GAAP net income of $287.3M, operating cash flow of $220.0M, and free cash flow of $213.6M (+3.9% YoY). On the balance sheet, WSFS closed FY2025 with $21.31B in total assets against $0 in total debt (Altman Z-Score: N/A, Piotroski F-Score: 4/9).
| Fiscal Period | Filing Date | Revenue | Net Income | Operating Cash Flow | Free Cash Flow | Total Assets | Total Debt |
|---|---|---|---|---|---|---|---|
| FY2025 (FY) | 2025-12-31 | $0 | $287.3M | $220.0M | $213.6M | $21.31B | — |
| FY2024 (FY) | 2024-12-31 | $0 | $263.7M | $219.9M | $205.6M | $20.81B | — |
| FY2023 (FY) | 2023-12-31 | $0 | $269.2M | $237.0M | $237.0M | — | — |
3. WSFS Data-Verified Investor FAQ (RQD Rating, Sector Peers, SEC Forensics & Technicals)
✓ SCHEMA.ORG FAQPAGE JSON-LD ENABLEDIs WSFS stock a Buy, Hold, or Sell right now according to Roarable's RQD model?
As of 2026-11-01, WSFS Financial Corporation (NASDAQ: WSFS) is rated C (Hold / HOLD) by Roarable's 5-pillar RQD engine with a composite confidence score of 63/100 at a spot price of $79.32 (+1.12% 1D, market cap $4.05B). Pillar breakdown: Fundamental Cash Engine 11/20, Institutional 13F & Options Flow 9/20, Executive Insider Alignment 13/20, FRED Macro Regime Fit 15/20, and SEC Balance-Sheet Forensics 15/20. Across 1096 tracked Financials issuers, WSFS ranks #380 in composite RQD confidence.
How does WSFS compare to FBP and CVBF in the Financials sector?
Within the Financials sector (Major Banks), WSFS carries a Roarable C (63/100 RQD), trailing P/E of 14.1x, gross margin of —, and ROIC of 10.5%. By comparison, FBP (First BanCorp.) holds a B grade (74/100 RQD, P/E 11.8x, ROIC 17.5%, cap $4.08B) and CVBF (CVB Financial Corporation) posts a B- grade (71/100 RQD, P/E 19.1x, ROIC 12.9%, cap $4.00B). Among the 5-stock peer group, FBP leads on earnings multiple (11.8x) while FBP leads on capital efficiency (17.5% ROIC).
What are the biggest fundamental strengths and SEC risk factors for WSFS?
Per WSFS's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0000828944), WSFS Financial Corporation generated $0 in revenue, $287.3M in net income, and $213.6M in free cash flow against $21.31B in total assets and $0 in total debt. Key quantitative strengths: Company leadership has skin in the game with net positive insider conviction.. Primary risk factors monitored: Broader market pullbacks can still drag down strong stocks in the short run.. Institutional options positioning shows a 50% call / 50% put premium split.
Where is WSFS trading relative to its 50-day, 200-day, and 52-week technical levels?
WSFS last traded at $79.32 (+1.12% on volume of 266,610 shares), positioning the stock +1.97% above its 50-day simple moving average ($77.79) and +9.08% above its 200-day simple moving average ($72.72). Across its 52-week range of $50.80 to $82.94, WSFS sits at the 88.7% percentile with a 14-day RSI of 54.6 (NEUTRAL RANGE) and an implied next-earnings move of ±3.8% ($76.31 to $82.33).
WSFS Investor FAQ & Complete 8-Part Research Index
100% OPEN ACCESS • SEC EDGAR × CBOE × FREDWhy is WSFS stock moving today?
Why WSFS Stock advanced +1.12% Today — RQD Quant Desk Flash. Solid steady margins (11% return on capital), mixed timing at 14x P/E—hold if owned, no rush to chase.