Stock Ratings / Financials / WHF / insiders

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WhiteHorse Finance Inc. (WHF) Insider, 13F Hedge Fund & Politician Buy/Sell Thermometer

$8.12 +0.12% NASDAQ • Live Quote vs Prior Daily Close (Synced Snapshot) EXT / AFTER-HRS: $8.11

WhiteHorse Finance Inc. (WHF) carries a Roarable Rating of D+ (Sell) with 53/100 RQD Confidence due to weak cash-flow efficiency and sensitivity to current interest rates. Wait for business cash flow and institutional buying to improve before committing fresh capital.

📊 Historical Track Record: Scores of 53/100 (D+) historically posted market-perform odds over rolling 90-day windows (-0.9% avg 90D alpha vs SPY) →

ROARABLE D+ • SELL / AVOID Cap $174.4M

📤 Share Live RQD Speedometer Card: 𝕏 Post Reddit StockTwits ⬇ Live SVG Card

⚡ INSTANT AI QUANT PREVIEW • $0 FREE TIER Click Any Pre-Computed AI Quant Specialist Briefing on WHF Below — or Connect Your Own ChatGPT / Claude

🤖 Mara Quenwick • AI Quant Lead (Click for Instant Brief) Is WHF stock a Buy, Hold, or Sell right now according to Roarable's RQD model?

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As of 2026-11-02, WhiteHorse Finance Inc. (NASDAQ: WHF) is rated D+ (Sell / SELL) by Roarable's 5-pillar RQD engine with a composite confidence score of 53/100 at a spot price of $8.12 (+0.12% 1D, market cap $174.4M). Pillar breakdown: Fundamental Cash Engine 10/20, Institutional 13F & Options Flow 8/20, Executive Insider Alignment 13/20, FRED Macro Regime Fit 10/20, and SEC Balance-Sheet Forensics 12/20. Across 1096 tracked Financials issuers, WHF ranks #609 in composite RQD confidence.

✓ Pre-computed one-to-many AI Quant brief

🤖 Ellis Vennor • AI Peer & Flow Quant (Click for Instant Brief) How does WHF compare to MPV and VTN in the Financials sector?

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Within the Financials sector (Finance Companies), WHF carries a Roarable D+ (53/100 RQD), trailing P/E of 12.2x, gross margin of —, and ROIC of 5.5%. By comparison, MPV (Barings Participation Investors) holds a D grade (48/100 RQD, P/E N/A, ROIC —, cap $178.0M) and VTN (Invesco Trust for Investment Grade New York Municipals) posts a C- grade (59/100 RQD, P/E N/A, ROIC —, cap $195.4M). Among the 5-stock peer group, WHF leads on earnings multiple (12.2x) while WHF leads on capital efficiency (5.5% ROIC).

✓ Pre-computed one-to-many AI Quant brief

🤖 Gideon Ashmere • AI SEC 10-K Forensics (Click for Instant Brief) What are the biggest fundamental strengths and SEC risk factors for WHF?

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Per WHF's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0001552198), WhiteHorse Finance Inc. generated $0 in revenue, $14.3M in net income, and $77.3M in free cash flow against $615.1M in total assets and $0 in total debt. Key quantitative strengths: Established market leader in Financials with deep daily trading liquidity.. Primary risk factors monitored: Sensitive to high interest rates and tighter Federal Reserve market liquidity.. Institutional options positioning shows a 50% call / 50% put premium split.

✓ Pre-computed one-to-many AI Quant brief

🤖 AI Quant Disclosure: Roarable Analysts are proprietary AI Quant Specialists — not human financial advisors. Pre-computed one-to-many briefings above are free; interactive 1-on-1 Q&A, custom AI sifting/indicator alerts, and personal ChatGPT/Claude MCP connections require a $9.95/mo Pro account (currently waitlist-only).

INTERACTIVE SCENARIO DECK:

🛡️ Portfolio Crash X-Ray

EXT / AFTER-HRS: $8.11 (-0.17%)🧬 Cannibal Buyback (-1.24% YoY Shares)⚙️ Cash Engine: 10/20 (D) • 1.9% FCF Margin

Verify 90D Bucket Audit →

📊 Historical Track Record: Scores of 53/100 (D+) historically posted market-perform odds over rolling 90-day windows (-0.9% avg 90D alpha vs SPY • 50.6% hit rate — wait for RQD ≥ 70 breakout).

Audit Bucket Track Record →

RQD QUANT TACHOMETERSELL / AVOID • D+

2-of-3 JEV AI Jury Bearish Warning

Cash

SEC

Whale

Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer

5-PILLAR SNOWFLAKE RADARRw D · Rk D+

Each axis scored 0–20

12M PRICE TARGET CONE-2.2% Base Target

WHALE OPTIONS SNAPSHOT: — (No Active Options Snapshot on file for WHF)Realized 20D OHLCV Swing Band: ±6.6%

Deterministic 5-Pillar Attribution (53/100 Composite)

🔍 WHY WHF SCORES 53/100 (D+) — TOP 3 DRIVERS2 Bullish Pillars + #1 Risk Drag

▲ #1 Bullish Driver: SEC 10-K Forensic Risk+13/20 pts (25% of score)

Altman Z-Score 3.80 (FORTRESS SAFE (>3.0)) • Piotroski F-Score 5/9

▲ #2 Bullish Driver: Insider Conviction & Share Dilution+12/20 pts (23% of score)

SEC Form 4 / 13F Thermometer: 60% Net Buy • Cannibal Buyback (-1.24% YoY Shares)

▼ #1 Drag / Risk Factor: Whale & Options Positioning8/20 pts (-12 pt drag)

Put hedging (50% put share) caps near-term gamma upside (-12 pts vs max)

📈 PAST 4 QUARTERS RQD vs SUBSEQUENT RETURNQ1 → Q2 → Q3 → Current

Q1 (-3Q)

Grade D$7.02+7.7% Next Q

Q2 (-2Q)

Grade D$7.56+5.3% Next Q

Q3 (-1Q)

Grade C-$7.96+2% Next Q

Current

Grade D+$8.12-0.9% Hist 90D α

Trajectory: D (45) → D+ (53)Full Audit →

⚔️ ADVERSARIAL OPPOSING CASE & FORENSIC KILL-SWITCH (WHY THE BULL/BEAR THESIS COULD FAIL)CONTRARIAN TURNAROUND & SHORT-SQUEEZE DOSSIER

⚔️ Adversarial Opposing Case: What Could Spark a WHF Turnaround Squeeze

Gideon Ashmere Forensic Desk →

While WHF currently carries a cautious 53/100 (D+) rating due to Whale & Options Positioning (8/20), shorts face asymmetric squeeze risk if free cash flow inflects or management executes accretive buybacks.

🚀 Contrarian Squeeze Trigger #1

Established market leader in Financials with deep daily trading liquidity.

🚀 Contrarian Squeeze Trigger #2

Options & Short-Covering Gamma: Reclaiming the 50-day SMA ($7.27) and Max Pain ($8.53) forces dealer call-delta covering toward $9.37.

🚀 Contrarian Squeeze Trigger #3

Forensic Repair Trigger: Halting share dilution (Cannibal Buyback (-1.24% YoY Shares)) or retiring high-cost debt immediately upgrades the SEC 10-K Forensic pillar.

🎲 LIVE PREDICTION MARKET ODDS TIED TO $WHF• $2.4M Crowd Pool • Kalshi / Polymarket Composite

Contract: “WHF Beats Next Quarter EPS Consensus (Dec 30, 2026) & Holds Above 200D SMA”

YES 53%NO 47%Trade / Inspect Odds →

SEC FORM 4 × 13F HEDGE FUNDS × CONGRESSIONAL STOCK ACT

WHF Smart-Money Thermometer: BALANCED INSTITUTIONAL POSITIONING

Explore All 13F & Congress Whales →

▲ Disclosed Buys: 0 ($0)▼ Disclosed Sales: 0 ($0)

Wide-Open SEC Form 4, 13F & Congressional Disclosure Ledger (WHF)

No recent open-market Form 4 cluster sales or emergency dumps flagged on WHF. Visit the Global 13F & Congressional Whale Ledger for cross-market smart-money filings.

ON-DEMAND RQD QUANT WORKSHOP • SPONSORED / PARTNER SPOTLIGHTHosted by Perry Belcher & Roarable Forensic Quant Desk

Red-Light Warning Desk: Spotting SEC Cash-Flow & Dilution Risks Before Downgrades (Featuring WHF)

✓Walkthrough of WHF's RQD Radar, SEC cash-conversion gap & downside invalidation levels
✓3 asymmetric Bear/Hedge frameworks when 10-year Treasury yields stay elevated
✓Includes nightly RQD rating-change & forensic signal email alerts on your tracked stocks

RQD INSIDER CLUB WAITLIST$49/YR PLANNED

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WHF // CANDLESTICK & AUTO-TRENDLINE WORKSTATION6M: +6.84%▲ RESISTANCE BREAKOUT

2026-10-30O $7.99H $8.12L $7.78C $8.12VOL 73.5K

RES: $8.00SUP: $6.66SMA50: $7.27SMA200: $7.01

PRIMARY-SOURCE FORENSICS, SECOND-ORDER LINKS & AI ANALYST DESK

WHF Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure

🦋 WHF Butterfly Map → + Track WHF →

Share Count & Dilution Monitor (#25)

Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).

Reverse-DCF Expectations Hurdle (#30)

2.8%/yr Implied 5Y Growth

vs. +6.0% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).

Ellis Vennor Setup Ledger (#33)

No active Ellis Vennor swing setup published on WHF today. View full Setup Ledger →

🦋 Documented & Second-Order Butterfly Connections Open Graph →

No direct multi-tier Butterfly edges indexed yet for WHF. Explore sector supply chains on /butterfly.

AI Analyst Theses, Washington Policy & Company Video

🎬 No recent verified company-specific video clip queued for WHF today (we never pad ticker pages with unrelated generic clips). Browse Macro Video Desk →

DETERMINISTIC MULTI-FACTOR EQUITY AUDIT • SEC EDGAR XBRL × RQD PEER BENCHMARK

📊 Quantitative Sector Peer Comparison, SEC Filing Delta & Investment FAQ (WHF)

Financials Rank #609 of 1096 ⚔️ MPV vs WHF Full Matrix →

1. Head-to-Head Financials Peer Comparison (WHF vs. MPV, VTN, PIM, MFM)

Industry: Finance Companies (27 Tracked Issuers)

Across 1096 tracked Financials securities in the Roarable RQD universe, WhiteHorse Finance Inc. (WHF) ranks #609 by composite RQD confidence (53/100, grade D+) and #909 by equity capitalization ($174.4M). Within this direct 5-issuer industry benchmark cohort, WHF leads on earnings valuation at 12.2x trailing P/E, while WHF leads on capital efficiency and profitability with 5.5% ROIC and — gross margin. VTN currently holds the highest overall quantitative score in the immediate peer group at 59/100 (C-) compared with WHF at 53/100 (D+).

Ticker / Company	Roarable Grade	RQD Score	Trailing P/E	Gross Margin	ROIC	1D Change	Market Cap	Head-to-Head
WHF ACTIVE WhiteHorse Finance Inc.	D+	53/100	12.2x	—	5.5%	+0.12%	$174.4M	Benchmark Subject
MPV Barings Participation Investors	D	48/100	—	—	—	+1.39%	$178.0M	/mpv-vs-whf →
VTN Invesco Trust for Investment Grade New York Municipals	C-	59/100	—	—	—	+2.87%	$195.4M	/vtn-vs-whf →
PIM Franklin Master Intermediate Income Trust	D	45/100	—	—	—	+1.00%	$151.8M	/pim-vs-whf →
MFM Aberdeen Municipal Income Fund of	D	48/100	—	—	—	+1.37%	$212.9M	/mfm-vs-whf →

2. Multi-Year SEC XBRL Revenue, Cash Flow & Balance-Sheet Trajectory (FY2023–FY2025)

SEC EDGAR 10-K • FILED 2025-12-31 • CIK 0001552198

In its most recent audited fiscal period (FY2025, filed 2025-12-31), WhiteHorse Finance Inc. (WHF) reported GAAP revenue of $0 (N/A vs. FY2024 revenue of $0 ) , GAAP net income of $14.3M, operating cash flow of $77.3M, and free cash flow of $77.3M (-1.9% YoY). On the balance sheet, WHF closed FY2025 with $615.1M in total assets against $0 in total debt (Altman Z-Score: N/A, Piotroski F-Score: 5/9).

Fiscal Period	Filing Date	Revenue	Net Income	Operating Cash Flow	Free Cash Flow	Total Assets	Total Debt
FY2025 (FY)	2025-12-31	$0	$14.3M	$77.3M	$77.3M	$615.1M	—
FY2024 (FY)	2024-12-31	$0	$10.9M	$78.8M	$78.8M	$676.8M	—
FY2023 (FY)	2023-12-31	$0	$20.4M	$90.4M	$90.4M	—	—

3. WHF Data-Verified Investor FAQ (RQD Rating, Sector Peers, SEC Forensics & Technicals)

✓ SCHEMA.ORG FAQPAGE JSON-LD ENABLED

Is WHF stock a Buy, Hold, or Sell right now according to Roarable's RQD model?

How does WHF compare to MPV and VTN in the Financials sector?

What are the biggest fundamental strengths and SEC risk factors for WHF?

Where is WHF trading relative to its 50-day, 200-day, and 52-week technical levels?

WHF last traded at $8.12 (+0.12% on volume of 102,501 shares), positioning the stock +11.69% above its 50-day simple moving average ($7.27) and +15.83% above its 200-day simple moving average ($7.01). Across its 52-week range of $6.07 to $8.19, WHF sits at the 96.7% percentile with a 14-day RSI of 63.9 (BULLISH MOMENTUM) and an implied next-earnings move of ±6.6% ($7.58 to $8.66).

WHF Investor FAQ & Complete 8-Part Research Index

100% OPEN ACCESS • SEC EDGAR × CBOE × FRED

Are WHF insiders and hedge funds buying or selling?

Roarable's SEC Form 4 and 13F Whale Thermometer currently classifies WHF leadership and institutional positioning as: BALANCED INSTITUTIONAL POSITIONING.

Direct Sub-Reports: WHF RQD Cockpit WHF 12M Forecast WHF Earnings & Move WHF Dividends & DRIP WHF Insiders & 13F WHF Whale Options WHF Profit Sankey WHF News & Why