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Why WCCB Stock slipped -0.14% Today — RQD Quant Desk Flash
West Coast Community Bancorp (WCCB) carries a Roarable Rating of D (Sell) with 51/100 RQD Confidence due to weak cash-flow efficiency and sensitivity to current interest rates. Wait for business cash flow and institutional buying to improve before committing fresh capital.
Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer
Altman Z-Score 3.80 (FORTRESS SAFE (>3.0)) • Piotroski F-Score 7/9
SEC XBRL Trailing 12 Months: 0.5% FCF Margin ($18.6M FCF) & 52% Gross Margin
Put hedging (50% put share) caps near-term gamma upside (-12 pts vs max)
⚔️ Adversarial Opposing Case: What Could Spark a WCCB Turnaround Squeeze
While WCCB currently carries a cautious 51/100 (D) rating due to Whale & Options Positioning (8/20), shorts face asymmetric squeeze risk if free cash flow inflects or management executes accretive buybacks.
Established market leader in Financials with deep daily trading liquidity.
Options & Short-Covering Gamma: Reclaiming the 50-day SMA ($59.27) and Max Pain ($66.42) forces dealer call-delta covering toward $72.30.
Forensic Repair Trigger: Halting share dilution (Disciplined Float (-0.40% YoY Shares)) or retiring high-cost debt immediately upgrades the SEC 10-K Forensic pillar.
Why WCCB Stock slipped -0.14% Today — RQD Quant Desk Flash
West Coast Community Bancorp (WCCB) slipped -0.14% to $63.26, trading at 97% of its 52-week range ($40.25 – $63.89). Stretched risk/reward at current multiples (steady margins) under elevated 10-year interest-rate pressure.
- ▸Technical Tape: Trading at 97% of its 52-week range ($40.25 – $63.89) with RSI-14 at 78.6 (OVERBOUGHT (>70)).
- ▸Volatility Profile: Historical 20-day realized swing band of ±3.3% around $63.26 (no active unusual options sweep snapshot on file).
- ▸Fundamental Anchor: Roarable D (Sell) backed by 52% gross margin and $18.6M annual free cash flow.
WEST COAST BCP (WCCB) delivered earnings and revenue surprises of +11.11% and +3.82%, respectively, for the quarter ended September 2026. Do the numbers hold clues to what lies ahead for the stock?
SANTA CRUZ, Calif., Oct. 19, 2026 (GLOBE NEWSWIRE) -- The Board of Directors of West Coast Community Bancorp (Nasdaq: WCCB), the parent company of West Coast Community Bank, has declared a regular quarterly cash dividend
SAN MATEO, Calif., Oct. 19, 2026 (GLOBE NEWSWIRE) -- West Coast Community Bank (Nasdaq: WCCB), a $2.9 billion community bank headquartered in Santa Cruz, Calif., is now welcoming clients at its newest full-service branch
Red-Light Warning Desk: Spotting SEC Cash-Flow & Dilution Risks Before Downgrades (Featuring WCCB)
- ✓Walkthrough of WCCB's RQD Radar, SEC cash-conversion gap & downside invalidation levels
- ✓3 asymmetric Bear/Hedge frameworks when 10-year Treasury yields stay elevated
- ✓Includes nightly RQD rating-change & forensic signal email alerts on your tracked stocks
WCCB Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure
Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).
vs. +6.0% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).
No active Ellis Vennor swing setup published on WCCB today. View full Setup Ledger →
No direct multi-tier Butterfly edges indexed yet for WCCB. Explore sector supply chains on /butterfly.
📊 Quantitative Sector Peer Comparison, SEC Filing Delta & Investment FAQ (WCCB)
1. Head-to-Head Financials Peer Comparison (WCCB vs. ACNB, CCB, CARE, RRBI)
Industry: Major Banks (248 Tracked Issuers)Across 1096 tracked Financials securities in the Roarable RQD universe, West Coast Community Bancorp (WCCB) ranks #800 by composite RQD confidence (51/100, grade D) and #641 by equity capitalization ($665.8M). Within this direct 5-issuer industry benchmark cohort, CCB leads on earnings valuation at 14.2x trailing P/E, while RRBI leads on capital efficiency and profitability with 11.7% ROIC and — gross margin. ACNB currently holds the highest overall quantitative score in the immediate peer group at 72/100 (B) compared with WCCB at 51/100 (D).
| Ticker / Company | Roarable Grade | RQD Score | Trailing P/E | Gross Margin | ROIC | 1D Change | Market Cap | Head-to-Head |
|---|---|---|---|---|---|---|---|---|
| WCCB
ACTIVE
West Coast Community Bancorp | D | 51/100 | — | — | — | -0.14% | $665.8M | Benchmark Subject |
| ACNB ACNB Corporation | B | 72/100 | 18.0x | — | 8.8% | +0.72% | $667.0M | /acnb-vs-wccb → |
| CCB Coastal Financial Corporation | D+ | 54/100 | 14.2x | — | 9.6% | -7.36% | $667.4M | /ccb-vs-wccb → |
| CARE Carter Bankshares Inc. | C | 64/100 | 21.1x | — | 7.5% | -1.09% | $662.5M | /care-vs-wccb → |
| RRBI Red River Bancshares Inc. | C | 63/100 | 15.7x | — | 11.7% | +0.69% | $672.2M | /rrbi-vs-wccb → |
2. WCCB Fundamental Profitability, Capital Efficiency & Balance-Sheet Forensics
TRAILING 12M & FORWARD QUANTITATIVE SNAPSHOTWest Coast Community Bancorp (WCCB) operates in Major Banks (Financials) with an equity capitalization of $665.8M, trailing P/E of N/A, forward P/E of N/A, and EV/EBITDA of N/A. Operating profitability registers a gross margin of —, operating margin of —, net profit margin of —, ROIC of —, and free cash flow yield of —, alongside an Altman Z-Score of N/A and Piotroski F-Score of N/A.
3. WCCB Data-Verified Investor FAQ (RQD Rating, Sector Peers, SEC Forensics & Technicals)
✓ SCHEMA.ORG FAQPAGE JSON-LD ENABLEDIs WCCB stock a Buy, Hold, or Sell right now according to Roarable's RQD model?
As of 2026-11-01, West Coast Community Bancorp (NASDAQ: WCCB) is rated D (Sell / SELL) by Roarable's 5-pillar RQD engine with a composite confidence score of 51/100 at a spot price of $63.26 (-0.14% 1D, market cap $665.8M). Pillar breakdown: Fundamental Cash Engine 11/20, Institutional 13F & Options Flow 8/20, Executive Insider Alignment 13/20, FRED Macro Regime Fit 10/20, and SEC Balance-Sheet Forensics 9/20. Across 1096 tracked Financials issuers, WCCB ranks #800 in composite RQD confidence.
How does WCCB compare to ACNB and CCB in the Financials sector?
Within the Financials sector (Major Banks), WCCB carries a Roarable D (51/100 RQD), trailing P/E of N/A, gross margin of —, and ROIC of —. By comparison, ACNB (ACNB Corporation) holds a B grade (72/100 RQD, P/E 18.0x, ROIC 8.8%, cap $667.0M) and CCB (Coastal Financial Corporation) posts a D+ grade (54/100 RQD, P/E 14.2x, ROIC 9.6%, cap $667.4M). Among the 5-stock peer group, CCB leads on earnings multiple (14.2x) while RRBI leads on capital efficiency (11.7% ROIC).
What are the biggest fundamental strengths and SEC risk factors for WCCB?
For West Coast Community Bancorp (WCCB), key quantitative strengths include Established market leader in Financials with deep daily trading liquidity. and sector rank #800 in Financials, while primary risk factors center on Company executives have done more routine share selling than personal cash buying lately. and Sensitive to high interest rates and tighter Federal Reserve market liquidity.. Institutional options positioning shows a 50% call / 50% put premium split.
Where is WCCB trading relative to its 50-day, 200-day, and 52-week technical levels?
WCCB last traded at $63.26 (-0.14% on volume of 74,634 shares), positioning the stock +6.73% above its 50-day simple moving average ($59.27) and +21.86% above its 200-day simple moving average ($51.91). Across its 52-week range of $40.25 to $63.89, WCCB sits at the 97.3% percentile with a 14-day RSI of 78.6 (OVERBOUGHT (>70)) and an implied next-earnings move of ±3.3% ($61.17 to $65.35).
WCCB Investor FAQ & Complete 8-Part Research Index
100% OPEN ACCESS • SEC EDGAR × CBOE × FREDWhy is WCCB stock moving today?
Why WCCB Stock slipped -0.14% Today — RQD Quant Desk Flash. Stretched risk/reward at current multiples (steady margins) under elevated 10-year interest-rate pressure.