LendingTree Inc. (TREE) carries a Roarable Rating of C (Hold) with 63/100 RQD Confidence. The composite score sits in the neutral Hold band (59–69), meaning current holders don’t need to panic-sell while prospective buyers can wait for a move into the 70+ Buy zone.
Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer
FRED Regime × Technicals: 10% of 52W Range • RSI-14 at 60.8 (BULLISH MOMENTUM)
20D Institutional Volume Accumulation (±8.8% realized swing band)
Capital intensity & 5.8% operating margin leave 13 pts on the table
Even with a 63/100 (C) score, TREE faces multiple-compression risk if current valuation multiples re-rate toward historical sector medians or if hyperscaler/enterprise customer concentration slows in upcoming 10-Q filings.
Broader market pullbacks can still drag down strong stocks in the short run.
Dilution & Margin Drag: Cannibal Buyback (-1.52% YoY Shares) — any gross margin slip below 49.5% triggers an automatic RQD downgrade.
Technical & Forensic Kill-Switch: A daily close below the 50D SMA ($26.50) or 200D SMA ($38.09) invalidates the momentum regime and cuts Target Base ($28.66) toward Bear Floor ($22.35).
LendingTree Inc. (TREE) surged +5.69% to $28.03, trading at 10% of its 52-week range ($23.5 – $68.93). Solid steady margins (9% return on capital), mixed timing at current multiples—hold if owned, no rush to chase.
The low valuation multiples for value stocks provide a margin of safety that growth stocks rarely offer. However, the challenge lies in determining whether these cheap assets are genuinely undervalued or simply on sale d
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Shareholders of LendingTree would probably like to forget the past six months even happened. The stock dropped 44.6% and now trades at $26.66. This was partly driven by its softer quarterly results and might have investo
LendingTree, Inc. (NASDAQ: TREE), operator of LendingTree.com, the nation's leading online financial services marketplace, today announced that it will release fiscal third quarter 2026 results after market close on Tues
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Car buyers have more to gain from shopping around for financing than they did a year ago. A new LendingTree study finds that car buyers could save an average of $3,064 over the life of an auto loan by comparing offers fr
Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).
vs. +24.1% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).
No active Ellis Vennor swing setup published on TREE today. View full Setup Ledger →
No direct multi-tier Butterfly edges indexed yet for TREE. Explore sector supply chains on /butterfly.
Across 1096 tracked Financials securities in the Roarable RQD universe, LendingTree Inc. (TREE) ranks #399 by composite RQD confidence (63/100, grade C) and #753 by equity capitalization ($393.5M). Within this direct 5-issuer industry benchmark cohort, CCAP leads on earnings valuation at 9.9x trailing P/E, while TREE leads on capital efficiency and profitability with 8.6% ROIC and — gross margin. CCAP currently holds the highest overall quantitative score in the immediate peer group at 65/100 (C) compared with TREE at 63/100 (C).
| Ticker / Company | Roarable Grade | RQD Score | Trailing P/E | Gross Margin | ROIC | 1D Change | Market Cap | Head-to-Head |
|---|---|---|---|---|---|---|---|---|
| TREE
ACTIVE
LendingTree Inc. | C | 63/100 | — | — | 8.6% | +5.69% | $393.5M | Benchmark Subject |
| BRBI BRBI BR Partners S.A. ADSs | D | 49/100 | — | — | — | -3.27% | $400.1M | /brbi-vs-tree → |
| GEMI Gemini Space Station Inc. (Class A) | D- | 39/100 | — | — | -35.0% | -1.60% | $403.6M | /gemi-vs-tree → |
| BETR Better Home & Finance Holding Company (Class A) | D | 44/100 | — | — | -35.0% | +6.55% | $436.0M | /betr-vs-tree → |
| CCAP Crescent Capital BDC Inc. | C | 65/100 | 9.9x | — | -11.1% | +3.22% | $342.7M | /ccap-vs-tree → |
In its most recent audited fiscal period (FY2025, filed 2025-12-31), LendingTree Inc. (TREE) reported GAAP revenue of $1.12B (+24.1% vs. FY2024 revenue of $900.2M , and +66.1% cumulative change since FY2023) , GAAP net income of $151.0M, operating cash flow of $73.1M, and free cash flow of $73.1M (+17.4% YoY). On the balance sheet, TREE closed FY2025 with $855.7M in total assets against $387.7M in total debt (Altman Z-Score: N/A, Piotroski F-Score: 6/9).
| Fiscal Period | Filing Date | Revenue | Net Income | Operating Cash Flow | Free Cash Flow | Total Assets | Total Debt |
|---|---|---|---|---|---|---|---|
| FY2025 (FY) | 2025-12-31 | $1.12B | $151.0M | $73.1M | $73.1M | $855.7M | $387.7M |
| FY2024 (FY) | 2024-12-31 | $900.2M | -$42.0M | $62.3M | $62.3M | $767.7M | $344.1M |
| FY2023 (FY) | 2023-12-31 | $672.5M | -$122.0M | $67.6M | $67.6M | — | — |
As of 2026-11-01, LendingTree Inc. (NASDAQ: TREE) is rated C (Hold / HOLD) by Roarable's 5-pillar RQD engine with a composite confidence score of 63/100 at a spot price of $28.03 (+5.69% 1D, market cap $393.5M). Pillar breakdown: Fundamental Cash Engine 7/20, Institutional 13F & Options Flow 14/20, Executive Insider Alignment 13/20, FRED Macro Regime Fit 16/20, and SEC Balance-Sheet Forensics 13/20. Across 1096 tracked Financials issuers, TREE ranks #399 in composite RQD confidence.
Within the Financials sector (Finance: Consumer Services), TREE carries a Roarable C (63/100 RQD), trailing P/E of N/A, gross margin of —, and ROIC of 8.6%. By comparison, BRBI (BRBI BR Partners S.A. ADSs) holds a D grade (49/100 RQD, P/E N/A, ROIC —, cap $400.1M) and GEMI (Gemini Space Station Inc. (Class A)) posts a D- grade (39/100 RQD, P/E N/A, ROIC -35.0%, cap $403.6M). Among the 5-stock peer group, CCAP leads on earnings multiple (9.9x) while TREE leads on capital efficiency (8.6% ROIC).
Per TREE's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0001434621), LendingTree Inc. generated $1.12B in revenue (+24.1% YoY), $151.0M in net income, and $73.1M in free cash flow against $855.7M in total assets and $387.7M in total debt. Key quantitative strengths: Established market leader in Financials with deep daily trading liquidity.. Primary risk factors monitored: Broader market pullbacks can still drag down strong stocks in the short run.. Institutional options positioning shows a 50% call / 50% put premium split.
TREE last traded at $28.03 (+5.69% on volume of 336,869 shares), positioning the stock +5.77% above its 50-day simple moving average ($26.50) and -26.41% below its 200-day simple moving average ($38.09). Across its 52-week range of $23.50 to $68.93, TREE sits at the 10.0% percentile with a 14-day RSI of 60.8 (BULLISH MOMENTUM) and an implied next-earnings move of ±8.8% ($25.56 to $30.50).
Why TREE Stock surged +5.69% Today — RQD Quant Desk Flash. Solid steady margins (9% return on capital), mixed timing at current multiples—hold if owned, no rush to chase.