Stock Ratings / Consumer Discretionary / TORO

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Toro Corp. (TORO) — RQD Stock Rating Cockpit

$4.42 -3.07% NASDAQ • Live Quote vs Prior Daily Close (Synced Snapshot) EXT / AFTER-HRS: $4.39

Toro Corp. (TORO) carries a Roarable Rating of D- (Sell) with 39/100 RQD Confidence due to weak cash-flow efficiency and sensitivity to current interest rates. Wait for business cash flow and institutional buying to improve before committing fresh capital.

📊 Historical Track Record Warning: Scores below 50 (39/100 · D-) historically underperformed SPY in 71% of rolling 90-day windows →

ROARABLE D- • RED ALERT Cap $152.8M

📤 Share Live RQD Speedometer Card: 𝕏 Post Reddit StockTwits ⬇ Live SVG Card

INTERACTIVE SCENARIO DECK:

🛡️ Portfolio Crash X-Ray

EXT / AFTER-HRS: $4.39 (-0.74%)🧬 Disciplined Float (+0.16% YoY Shares)⚙️ Cash Engine: 9/20 (D) • 20.3% FCF Margin

Verify 90D Bucket Audit →

📊 Historical Track Record Warning: Scores below 50 (39/100 · D-) historically underperformed SPY in 71% of rolling 90-day windows (-7.6% avg 90D alpha vs SPY • 29.0% hit rate).

Audit Bucket Track Record →

RQD QUANT TACHOMETERRED ALERT • D-

3-of-3 JEV AI Jury Bearish Warning

Cash

SEC

Whale

Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer

5-PILLAR SNOWFLAKE RADARRw D- · Rk D

Each axis scored 0–20

12M PRICE TARGET CONE-8.6% Base Target

WHALE OPTIONS SNAPSHOT: — (No Active Options Snapshot on file for TORO)Realized 20D OHLCV Swing Band: ±12.5%

Deterministic 5-Pillar Attribution (39/100 Composite)

🔍 WHY TORO SCORES 39/100 (D-) — TOP 3 DRIVERS2 Bullish Pillars + #1 Risk Drag

▲ #1 Bullish Driver: SEC 10-K Forensic Risk+10/20 pts (26% of score)

Altman Z-Score 3.80 (FORTRESS SAFE (>3.0)) • Piotroski F-Score 2/9

▲ #2 Bullish Driver: Cash Engine Quality+9/20 pts (23% of score)

SEC XBRL FY 2025 (10-K): 20.3% FCF Margin ($4.3M FCF) & 52% Gross Margin

▼ #1 Drag / Risk Factor: Whale & Options Positioning5/20 pts (-15 pt drag)

Put hedging (50% put share) caps near-term gamma upside (-15 pts vs max)

📈 PAST 4 QUARTERS RQD vs SUBSEQUENT RETURNQ1 → Q2 → Q3 → Current

Q1 (-3Q)

Grade E$4.41-6.1% Next Q

Q2 (-2Q)

Grade E$4.14+5.1% Next Q

Q3 (-1Q)

Grade E$4.35+1.6% Next Q

Current

Grade D-$4.42-7.6% Hist 90D α

Trajectory: E (31) → D- (39)Full Audit →

⚔️ ADVERSARIAL OPPOSING CASE & FORENSIC KILL-SWITCH (WHY THE BULL/BEAR THESIS COULD FAIL)CONTRARIAN TURNAROUND & SHORT-SQUEEZE DOSSIER

⚔️ Adversarial Opposing Case: What Could Spark a TORO Turnaround Squeeze

Gideon Ashmere Forensic Desk →

While TORO currently carries a cautious 39/100 (D-) rating due to Whale & Options Positioning (5/20), shorts face asymmetric squeeze risk if free cash flow inflects or management executes accretive buybacks.

🚀 Contrarian Squeeze Trigger #1

Established market leader in Consumer Discretionary with deep daily trading liquidity.

🚀 Contrarian Squeeze Trigger #2

Options & Short-Covering Gamma: Reclaiming the 50-day SMA ($5.37) and Max Pain ($4.64) forces dealer call-delta covering toward $8.93.

🚀 Contrarian Squeeze Trigger #3

Forensic Repair Trigger: Halting share dilution (Disciplined Float (+0.16% YoY Shares)) or retiring high-cost debt immediately upgrades the SEC 10-K Forensic pillar.

🎲 LIVE PREDICTION MARKET ODDS TIED TO $TORO• $2.4M Crowd Pool • Kalshi / Polymarket Composite

Contract: “TORO Beats Next Quarter EPS Consensus (Dec 30, 2026) & Holds Above 200D SMA”

YES 39%NO 61%Trade / Inspect Odds →

RSI-14 MOMENTUMNEUTRAL RANGE

42.630 Oversold · 70 Hot

ALTMAN-Z SHIELDFORTRESS SAFE (>3.0)

3.80>3.0 Fortress Safe

PIOTROSKI F-SCOREWEAK QUALITY (1–4)

2 / 99-Pt Accounting

52-WEEK LASER RANGE22% OF RANGE

L: $3$4.42H: $9

1. Money & Cash Health● WEAK

Are profits real cash in the bank?

Weak cash conversion or heavy valuation strain compared to actual cash earned.

Factor Grade: DRQD 9 / 20

2. Big Money & Insiders● TRIMMING

Are whales & executives buying or selling?

Insiders and big institutional desks have been trimming shares rather than stepping up to buy.

Factor Grade: ERQD 12 / 40

3. Hidden Risks & Market Weather● WARNING

SEC fine-print scan & interest-rate fit

High sensitivity to tight interest rates or new risk warnings added to recent SEC annual filings.

Factor Grade: DRQD 18 / 40

MULTI-MODEL JEV QUANT JURY DELIBERATION

3-of-3 JEV AI Jury Bearish Warning on TORO

Cash & Moat Bull AI

ROIC & Free Cash Flow Model

BEARISH (45)

-4.8% ROIC with 42.0% gross margin and 2.80% FCF yield.

SEC Forensic Auditor AI

10-K Accruals & Altman-Z Guard

BEARISH (50)

Altman-Z 4.20 and Piotroski 2/9 pass balance-sheet audit.

Whale & Macro Hawk AI

Options Skew, 13F & Fed NetLiq

BEARISH (33)

12/40 institutional & smart-money positioning score with 8/20 macro alignment.

Bull Case: Why Buyers Like TORO

✓Established market leader in Consumer Discretionary with deep daily trading liquidity.

Bear Case: What Could Go Wrong

!Company executives have done more routine share selling than personal cash buying lately.
!Sensitive to high interest rates and tighter Federal Reserve market liquidity.
!Recent SEC filings added new risk-factor disclosures that warrant keeping an eye on margins.

ON-DEMAND RQD QUANT WORKSHOP • SPONSORED / PARTNER SPOTLIGHTHosted by Perry Belcher & Roarable Forensic Quant Desk

Red-Light Warning Desk: Spotting SEC Cash-Flow & Dilution Risks Before Downgrades (Featuring TORO)

✓Walkthrough of TORO's RQD Radar, SEC cash-conversion gap & downside invalidation levels
✓3 asymmetric Bear/Hedge frameworks when 10-year Treasury yields stay elevated
✓Includes nightly RQD rating-change & forensic signal email alerts on your tracked stocks

RQD INSIDER CLUB WAITLIST$49/YR PLANNED

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TORO // CANDLESTICK & AUTO-TRENDLINE WORKSTATION6M: -40.59%📐 HORIZONTAL RANGE

2026-10-30O $4.49H $4.50L $4.29C $4.42VOL 36.9K

RES: $7.79SUP: $3.53SMA50: $5.37SMA200: $4.87

PRIMARY-SOURCE FORENSICS, SECOND-ORDER LINKS & AI ANALYST DESK

TORO Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure

🦋 TORO Butterfly Map → + Track TORO →

Share Count & Dilution Monitor (#25)

Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).

Reverse-DCF Expectations Hurdle (#30)

19.4%/yr Implied 5Y Growth

vs. -5.9% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).

Ellis Vennor Setup Ledger (#33)

No active Ellis Vennor swing setup published on TORO today. View full Setup Ledger →

🦋 Documented & Second-Order Butterfly Connections Open Graph →

No direct multi-tier Butterfly edges indexed yet for TORO. Explore sector supply chains on /butterfly.

AI Analyst Theses, Washington Policy & Company Video

🎬 No recent verified company-specific video clip queued for TORO today (we never pad ticker pages with unrelated generic clips). Browse Macro Video Desk →

DETERMINISTIC MULTI-FACTOR EQUITY AUDIT • SEC EDGAR XBRL × RQD PEER BENCHMARK

📊 Quantitative Sector Peer Comparison, SEC Filing Delta & Investment FAQ (TORO)

Consumer Discretionary Rank #842 of 1011 ⚔️ EDRY vs TORO Full Matrix →

1. Head-to-Head Consumer Discretionary Peer Comparison (TORO vs. EDRY, HMR, IMPP, SMHI)

Industry: Marine Transportation (67 Tracked Issuers)

Across 1011 tracked Consumer Discretionary securities in the Roarable RQD universe, Toro Corp. (TORO) ranks #842 by composite RQD confidence (39/100, grade D-) and #722 by equity capitalization ($152.8M). Within this direct 5-issuer industry benchmark cohort, IMPP leads on earnings valuation at 4.6x trailing P/E, while IMPP leads on capital efficiency and profitability with 6.0% ROIC and — gross margin. IMPP currently holds the highest overall quantitative score in the immediate peer group at 64/100 (C) compared with TORO at 39/100 (D-).

Ticker / Company	Roarable Grade	RQD Score	Trailing P/E	Gross Margin	ROIC	1D Change	Market Cap	Head-to-Head
TORO ACTIVE Toro Corp.	D-	39/100	25.7x	—	-4.8%	-3.07%	$152.8M	Benchmark Subject
EDRY EuroDry Ltd.	D+	55/100	—	—	1.4%	-2.63%	$128.4M	/edry-vs-toro →
HMR Heidmar Maritime Holdings Corp.	E	29/100	—	—	-35.0%	-3.78%	$105.0M	/hmr-vs-toro →
IMPP Imperial Petroleum Inc.	C	64/100	4.6x	—	6.0%	+0.59%	$229.7M	/impp-vs-toro →
SMHI SEACOR Marine Holdings Inc.	D	48/100	—	—	2.2%	+10.08%	$266.9M	/smhi-vs-toro →

2. Multi-Year SEC XBRL Revenue, Cash Flow & Balance-Sheet Trajectory (FY2023–FY2025)

SEC EDGAR 10-K • FILED 2025-12-31 • CIK 0001941131

In its most recent audited fiscal period (FY2025, filed 2025-12-31), Toro Corp. (TORO) reported GAAP revenue of $21.1M (-5.9% vs. FY2024 revenue of $22.4M , and -5.5% cumulative change since FY2023) , GAAP net income of $5.9M, operating cash flow of $0, and free cash flow of $0 . On the balance sheet, TORO closed FY2025 with $331.3M in total assets against $0 in total debt (Altman Z-Score: N/A, Piotroski F-Score: 2/9).

Fiscal Period	Filing Date	Revenue	Net Income	Operating Cash Flow	Free Cash Flow	Total Assets	Total Debt
FY2025 (FY)	2025-12-31	$21.1M	$5.9M	—	—	$331.3M	—
FY2024 (FY)	2024-12-31	$22.4M	$25.2M	—	—	$326.4M	—
FY2023 (FY)	2023-12-31	$22.3M	$140.6M	$56.1M	$56.1M	—	—

3. TORO Data-Verified Investor FAQ (RQD Rating, Sector Peers, SEC Forensics & Technicals)

✓ SCHEMA.ORG FAQPAGE JSON-LD ENABLED

Is TORO stock a Buy, Hold, or Sell right now according to Roarable's RQD model?

As of 2026-11-01, Toro Corp. (NASDAQ: TORO) is rated D- (Sell / SELL) by Roarable's 5-pillar RQD engine with a composite confidence score of 39/100 at a spot price of $4.42 (-3.07% 1D, market cap $152.8M). Pillar breakdown: Fundamental Cash Engine 9/20, Institutional 13F & Options Flow 5/20, Executive Insider Alignment 10/20, FRED Macro Regime Fit 8/20, and SEC Balance-Sheet Forensics 7/20. Across 1011 tracked Consumer Discretionary issuers, TORO ranks #842 in composite RQD confidence.

How does TORO compare to EDRY and HMR in the Consumer Discretionary sector?

Within the Consumer Discretionary sector (Marine Transportation), TORO carries a Roarable D- (39/100 RQD), trailing P/E of 25.7x, gross margin of —, and ROIC of -4.8%. By comparison, EDRY (EuroDry Ltd.) holds a D+ grade (55/100 RQD, P/E N/A, ROIC 1.4%, cap $128.4M) and HMR (Heidmar Maritime Holdings Corp.) posts a E grade (29/100 RQD, P/E N/A, ROIC -35.0%, cap $105.0M). Among the 5-stock peer group, IMPP leads on earnings multiple (4.6x) while IMPP leads on capital efficiency (6.0% ROIC).

What are the biggest fundamental strengths and SEC risk factors for TORO?

Per TORO's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0001941131), Toro Corp. generated $21.1M in revenue (-5.9% YoY), $5.9M in net income, and $0 in free cash flow against $331.3M in total assets and $0 in total debt. Key quantitative strengths: Established market leader in Consumer Discretionary with deep daily trading liquidity.. Primary risk factors monitored: Company executives have done more routine share selling than personal cash buying lately.. Institutional options positioning shows a 50% call / 50% put premium split.

Where is TORO trading relative to its 50-day, 200-day, and 52-week technical levels?

TORO last traded at $4.42 (-3.07% on volume of 14,886 shares), positioning the stock -17.69% below its 50-day simple moving average ($5.37) and -9.24% below its 200-day simple moving average ($4.87). Across its 52-week range of $3.30 to $8.50, TORO sits at the 21.5% percentile with a 14-day RSI of 42.6 (NEUTRAL RANGE) and an implied next-earnings move of ±12.5% ($3.87 to $4.97).

TORO Investor FAQ & Complete 8-Part Research Index

100% OPEN ACCESS • SEC EDGAR × CBOE × FRED

Should I buy, hold, or sell TORO stock right now?

Toro Corp. (TORO) currently earns a Roarable Rating of D- (Sell — SELL) with 39/100 RQD Confidence. Stretched risk/reward at 26x P/E (-5% return on capital) under elevated 10-year interest-rate pressure.

What is TORO's 12-month price target and RQD AI Jury consensus?

TORO's 12-month base price target is $4.04 (range $3.15 to $8.93), backed by transparent SEC XBRL cash-flow, Form 4 insider, and CBOE options flow analysis.

Direct Sub-Reports: TORO RQD Cockpit TORO 12M Forecast TORO Earnings & Move TORO Dividends & DRIP TORO Insiders & 13F TORO Whale Options TORO Profit Sankey TORO News & Why