Stock Ratings / Financials / TOP / earnings

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TOP Financial Group Limited (Class A) (TOP) Next Earnings Date & Expected ±12.5% Move

Q: When is TOP's next earnings date?

Based on SEC filing cadence, TOP Financial Group Limited (Class A) (TOP)'s next quarterly reporting window is estimated around Dec 29, 2026.

Q: How much is TOP stock expected to move on earnings?

Volatility modeling currently projects a ±12.5% event move for TOP, spanning a range between $12.53 and $16.11.

$14.32 -8.38% NASDAQ • Live Quote vs Prior Daily Close (Synced Snapshot)

TOP Financial Group Limited (Class A) (TOP) carries a Roarable Rating of D (Sell) with 45/100 RQD Confidence due to weak cash-flow efficiency and sensitivity to current interest rates. Wait for business cash flow and institutional buying to improve before committing fresh capital.

ROARABLE D • SELL / AVOID Cap $1.77B

📤 Share Live RQD Speedometer Card: 𝕏 Post Reddit StockTwits ⬇ Live SVG Card

INTERACTIVE SCENARIO DECK:

🛡️ Portfolio Crash X-Ray

RQD QUANT TACHOMETERSELL / AVOID • D

JEV AI Jury Split (Battleground)

Cash

SEC

Whale

Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer

5-PILLAR SNOWFLAKE RADARRw D- · Rk D

Each axis scored 0–20

12M PRICE TARGET CONE-5.9% Base Target

WHALE OPTIONS SNAPSHOT: — (No Active Options Snapshot on file for TOP)Realized 20D OHLCV Swing Band: ±12.5%

NEXT EST. WINDOW: Dec 29, 2026 (~57 DAYS)

Historical OHLCV Volatility ±12.5% Swing Band

±$1.79 Expected Swing

MODEL EARNINGS SETUP GAUGE

TOP Quantitative Pre-Earnings Setup: 45/100

Trailing EPS: $4.25 • YoY Revenue Growth: 41.9%

Model Bullish Setup (45/100)Model Risk Weight (55/100)

Derived deterministically from RQD cash-flow quality, SEC accrual safety, and institutional flow (not a community poll).

LOG YOUR PERSONAL PRE-EARNINGS STANCE (SAVED LOCALLY IN BROWSER):

Recent SEC Reported Revenue, Net Profit & Diluted EPS Cadence

Period	Filed	Revenue	Net Profit	Free Cash Flow	Gross Margin
FY 2025	2026-03-31	$4.7M	-$1.2M	$13.1M	52%
FY 2024	2025-03-31	$3.3M	-$6.0M	-$14.5M	52%
FY 2023	2024-03-31	$8.0M	$1.1M	$17.8M	52%

ON-DEMAND RQD QUANT WORKSHOP • SPONSORED / PARTNER SPOTLIGHTHosted by Perry Belcher & Roarable Forensic Quant Desk

Red-Light Warning Desk: Spotting SEC Cash-Flow & Dilution Risks Before Downgrades (Featuring TOP)

✓Walkthrough of TOP's RQD Radar, SEC cash-conversion gap & downside invalidation levels
✓3 asymmetric Bear/Hedge frameworks when 10-year Treasury yields stay elevated
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TOP // CANDLESTICK & AUTO-TRENDLINE WORKSTATION6M: +258.00%🛡️ HOLDING TREND SUPPORT

2026-10-30O $14.18H $14.33L $11.10C $14.32VOL 274.0K

RES: $16.59SUP: $13.74SMA50: $15.08SMA200: $8.53

PRIMARY-SOURCE FORENSICS, SECOND-ORDER LINKS & AI ANALYST DESK

TOP Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure

🦋 TOP Butterfly Map → + Track TOP →

Share Count & Dilution Monitor (#25)

Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).

Reverse-DCF Expectations Hurdle (#30)

8.0%/yr Implied 5Y Growth

vs. +41.9% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).

Ellis Vennor Setup Ledger (#33)

No active Ellis Vennor swing setup published on TOP today. View full Setup Ledger →

🦋 Documented & Second-Order Butterfly Connections Open Graph →

No direct multi-tier Butterfly edges indexed yet for TOP. Explore sector supply chains on /butterfly.

AI Analyst Theses, Washington Policy & Company Video

🎬 No recent verified company-specific video clip queued for TOP today (we never pad ticker pages with unrelated generic clips). Browse Macro Video Desk →

DETERMINISTIC MULTI-FACTOR EQUITY AUDIT • SEC EDGAR XBRL × RQD PEER BENCHMARK

📊 Quantitative Sector Peer Comparison, SEC Filing Delta & Investment FAQ (TOP)

Financials Rank #934 of 1096 ⚔️ MIY vs TOP Full Matrix →

1. Head-to-Head Financials Peer Comparison (TOP vs. MIY, MUJ, ETOR, MHD)

Industry: Investment Bankers/Brokers/Service (64 Tracked Issuers)

Across 1096 tracked Financials securities in the Roarable RQD universe, TOP Financial Group Limited (Class A) (TOP) ranks #934 by composite RQD confidence (45/100, grade D) and #450 by equity capitalization ($1.77B). Within this direct 5-issuer industry benchmark cohort, TOP leads on earnings valuation at N/A trailing P/E, while TOP leads on capital efficiency and profitability with — ROIC and — gross margin. MHD currently holds the highest overall quantitative score in the immediate peer group at 60/100 (C-) compared with TOP at 45/100 (D).

Ticker / Company	Roarable Grade	RQD Score	Trailing P/E	Gross Margin	ROIC	1D Change	Market Cap	Head-to-Head
TOP ACTIVE TOP Financial Group Limited (Class A)	D	45/100	—	—	—	-8.38%	$1.77B	Benchmark Subject
MIY Blackrock MuniYield Michigan Quality Fund Inc.	C-	59/100	—	—	—	+0.84%	$1.79B	/miy-vs-top →
MUJ Blackrock MuniHoldings New Jersey Quality Fund Inc.	D	51/100	—	—	—	+1.42%	$1.70B	/muj-vs-top →
ETOR eToro Group Ltd. (Class A)	D	49/100	—	—	—	-1.02%	$1.88B	/etor-vs-top →
MHD Blackrock MuniHoldings Fund Inc.	C-	60/100	—	—	—	+1.12%	$1.61B	/mhd-vs-top →

2. Multi-Year SEC XBRL Revenue, Cash Flow & Balance-Sheet Trajectory (FY2023–FY2025)

SEC EDGAR 10-K • FILED 2026-03-31 • CIK 0001848275

In its most recent audited fiscal period (FY2025, filed 2026-03-31), TOP Financial Group Limited (Class A) (TOP) reported GAAP revenue of $4.7M (+41.9% vs. FY2024 revenue of $3.3M , and -41.2% cumulative change since FY2023) , GAAP net income of -$1.2M, operating cash flow of $14.0M, and free cash flow of $13.1M (+190.7% YoY). On the balance sheet, TOP closed FY2025 with $64.1M in total assets against $0 in total debt (Altman Z-Score: N/A, Piotroski F-Score: 5/9).

Fiscal Period	Filing Date	Revenue	Net Income	Operating Cash Flow	Free Cash Flow	Total Assets	Total Debt
FY2025 (FY)	2026-03-31	$4.7M	-$1.2M	$14.0M	$13.1M	$64.1M	—
FY2024 (FY)	2025-03-31	$3.3M	-$6.0M	-$14.5M	-$14.5M	—	—
FY2023 (FY)	2024-03-31	$8.0M	$1.1M	$17.8M	$17.8M	—	—

3. TOP Data-Verified Investor FAQ (RQD Rating, Sector Peers, SEC Forensics & Technicals)

✓ SCHEMA.ORG FAQPAGE JSON-LD ENABLED

Is TOP stock a Buy, Hold, or Sell right now according to Roarable's RQD model?

As of 2026-11-01, TOP Financial Group Limited (Class A) (NASDAQ: TOP) is rated D (Sell / SELL) by Roarable's 5-pillar RQD engine with a composite confidence score of 45/100 at a spot price of $14.32 (-8.38% 1D, market cap $1.77B). Pillar breakdown: Fundamental Cash Engine 15/20, Institutional 13F & Options Flow 4/20, Executive Insider Alignment 11/20, FRED Macro Regime Fit 8/20, and SEC Balance-Sheet Forensics 7/20. Across 1096 tracked Financials issuers, TOP ranks #934 in composite RQD confidence.

How does TOP compare to MIY and MUJ in the Financials sector?

Within the Financials sector (Investment Bankers/Brokers/Service), TOP carries a Roarable D (45/100 RQD), trailing P/E of N/A, gross margin of —, and ROIC of —. By comparison, MIY (Blackrock MuniYield Michigan Quality Fund Inc.) holds a C- grade (59/100 RQD, P/E N/A, ROIC —, cap $1.79B) and MUJ (Blackrock MuniHoldings New Jersey Quality Fund Inc.) posts a D grade (51/100 RQD, P/E N/A, ROIC —, cap $1.70B). Among the 5-stock peer group, TOP leads on earnings multiple (N/A) while TOP leads on capital efficiency (— ROIC).

What are the biggest fundamental strengths and SEC risk factors for TOP?

Per TOP's SEC EDGAR XBRL 10-K filing (FY2025, filed 2026-03-31, CIK 0001848275), TOP Financial Group Limited (Class A) generated $4.7M in revenue (+41.9% YoY), -$1.2M in net income, and $13.1M in free cash flow against $64.1M in total assets and $0 in total debt. Key quantitative strengths: Strong cash generator (steady margins)—profits are backed by real money, not accounting tricks.. Primary risk factors monitored: Company executives have done more routine share selling than personal cash buying lately.. Institutional options positioning shows a 50% call / 50% put premium split.

Where is TOP trading relative to its 50-day, 200-day, and 52-week technical levels?

TOP last traded at $14.32 (-8.38% on volume of 299,892 shares), positioning the stock -5.04% below its 50-day simple moving average ($15.08) and +67.88% above its 200-day simple moving average ($8.53). Across its 52-week range of $3.06 to $17.42, TOP sits at the 78.4% percentile with a 14-day RSI of 29.5 (OVERSOLD (<32)) and an implied next-earnings move of ±12.5% ($12.53 to $16.11).

TOP Investor FAQ & Complete 8-Part Research Index

100% OPEN ACCESS • SEC EDGAR × CBOE × FRED

When is TOP's next earnings date?

Based on SEC filing cadence, TOP Financial Group Limited (Class A) (TOP)'s next quarterly reporting window is estimated around Dec 29, 2026.

How much is TOP stock expected to move on earnings?

Volatility modeling currently projects a ±12.5% event move for TOP, spanning a range between $12.53 and $16.11.

Direct Sub-Reports: TOP RQD Cockpit TOP 12M Forecast TOP Earnings & Move TOP Dividends & DRIP TOP Insiders & 13F TOP Whale Options TOP Profit Sankey TOP News & Why