Stock Ratings / Financials / TIGR / options

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UP Fintech Holding Ltd representing fifteen (Class A) (TIGR) Options Positioning, Max Pain & Unusual Sweeps

$4.07 -0.97% NASDAQ • Live Quote vs Prior Daily Close (Synced Snapshot) EXT / AFTER-HRS: $4.06

UP Fintech Holding Ltd representing fifteen (Class A) (TIGR) carries a Roarable Rating of C- (Hold) with 60/100 RQD Confidence. The composite score sits in the neutral Hold band (59–69), meaning current holders don’t need to panic-sell while prospective buyers can wait for a move into the 70+ Buy zone.

📊 Historical Track Record: Scores of 60/100 (C-) historically posted market-perform odds over rolling 90-day windows (+0.4% avg 90D alpha vs SPY) →

ROARABLE C- • HOLD / WATCH Cap $727.3M

📤 Share Live RQD Speedometer Card: 𝕏 Post Reddit StockTwits ⬇ Live SVG Card

INTERACTIVE SCENARIO DECK:

🛡️ Portfolio Crash X-Ray

EXT / AFTER-HRS: $4.06 (-0.36%)🧬 Disciplined Float (-0.40% YoY Shares)⚙️ Cash Engine: 14/20 (B-) • 215.1% FCF Margin

Verify 90D Bucket Audit →

📊 Historical Track Record: Scores of 60/100 (C-) historically posted market-perform odds over rolling 90-day windows (+0.4% avg 90D alpha vs SPY • 53.5% hit rate — wait for RQD ≥ 70 breakout).

Audit Bucket Track Record →

RQD QUANT TACHOMETERHOLD / WATCH • C-

JEV AI Jury Split (Battleground)

Cash

SEC

Whale

Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer

5-PILLAR SNOWFLAKE RADARRw D+ · Rk B-

Each axis scored 0–20

12M PRICE TARGET CONE+1% Base Target

WHALE OPTIONS SNAPSHOT: — (No Active Options Snapshot on file for TIGR)Realized 20D OHLCV Swing Band: ±7.8%

Deterministic 5-Pillar Attribution (60/100 Composite)

🔍 WHY TIGR SCORES 60/100 (C-) — TOP 3 DRIVERS2 Bullish Pillars + #1 Risk Drag

▲ #1 Bullish Driver: Macro Regime Fit+15/20 pts (25% of score)

FRED Regime × Technicals: 4% of 52W Range • RSI-14 at 32.7 (NEUTRAL RANGE)

▲ #2 Bullish Driver: Cash Engine Quality+14/20 pts (23% of score)

SEC XBRL FY 2025 (10-K): 215.1% FCF Margin ($1.32B FCF) & 52% Gross Margin

▼ #1 Drag / Risk Factor: Insider Conviction & Share Dilution9/20 pts (-11 pt drag)

Disciplined Float (-0.40% YoY Shares) & executive Form 4 sales trim 11 pts from alignment

📈 PAST 4 QUARTERS RQD vs SUBSEQUENT RETURNQ1 → Q2 → Q3 → Current

Q1 (-3Q)

Grade B-$4.45-9% Next Q

Q2 (-2Q)

Grade C+$4.05-0.2% Next Q

Q3 (-1Q)

Grade C+$4.04+0.7% Next Q

Current

Grade C-$4.07+0.4% Hist 90D α

Trajectory: B- (68) → C- (60)Full Audit →

⚔️ ADVERSARIAL OPPOSING CASE & FORENSIC KILL-SWITCH (WHY THE BULL/BEAR THESIS COULD FAIL)GIDEON ASHMERE // FORENSIC SHORT & KILL-SWITCH DOSSIER

⚔️ Adversarial Opposing Case: Why the TIGR Bull Thesis Could Fail

Gideon Ashmere Forensic Desk →

Even with a 60/100 (C-) score, TIGR faces multiple-compression risk if current valuation multiples re-rate toward historical sector medians or if hyperscaler/enterprise customer concentration slows in upcoming 10-Q filings.

⚠️ Forensic Kill-Switch #1

Company executives have done more routine share selling than personal cash buying lately.

⚠️ Forensic Kill-Switch #2

Dilution & Margin Drag: Disciplined Float (-0.40% YoY Shares) — any gross margin slip below 49.5% triggers an automatic RQD downgrade.

⚠️ Forensic Kill-Switch #3

Technical & Forensic Kill-Switch: A daily close below the 50D SMA ($4.60) or 200D SMA ($5.84) invalidates the momentum regime and cuts Target Base ($4.11) toward Bear Floor ($3.21).

🎲 LIVE PREDICTION MARKET ODDS TIED TO $TIGR• $2.4M Crowd Pool • Kalshi / Polymarket Composite

Contract: “TIGR Beats Next Quarter EPS Consensus (Dec 30, 2026) & Holds Above 200D SMA”

YES 60%NO 40%Trade / Inspect Odds →

CALL VS. PUT WHALE SHARE

— (No Active Options Snapshot)

Put/Call Ratio: — (No Active Options Snapshot)

MAX-PAIN EXPIRATION MAGNET

— (No Active Options Snapshot)

No active options chain max-pain snapshot on file

HISTORICAL 20D VOLATILITY SWING

±7.8%

Derived from 20D OHLCV bars (No Active Options Snapshot)

Active Strike Call vs. Put Concentration Ladder (TIGR)

— (No Active Options Snapshot) — No unusual CBOE strike concentration anomalies recorded in the current database snapshot for TIGR.

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ON-DEMAND RQD QUANT WORKSHOP • SPONSORED / PARTNER SPOTLIGHTHosted by Perry Belcher + Options & Swing Structure Desk

Whale Flow & Momentum Playbook: Evaluating TIGR & AI Leaders Without Chasing Tops

✓Institutional whale strikes & implied earnings move audit on TIGR
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✓Includes nightly RQD rating-change & forensic signal email alerts on tracked leaders

RQD INSIDER CLUB WAITLIST$49/YR PLANNED

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TIGR // CANDLESTICK & AUTO-TRENDLINE WORKSTATION6M: -38.33%🛡️ HOLDING TREND SUPPORT

2026-10-30O $4.00H $4.07L $3.76C $4.07VOL 2.71M

RES: $4.62SUP: $3.92SMA50: $4.60SMA200: $5.84

PRIMARY-SOURCE FORENSICS, SECOND-ORDER LINKS & AI ANALYST DESK

TIGR Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure

🦋 TIGR Butterfly Map → + Track TIGR →

Share Count & Dilution Monitor (#25)

Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).

Reverse-DCF Expectations Hurdle (#30)

8.0%/yr Implied 5Y Growth

vs. +56.3% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).

Ellis Vennor Setup Ledger (#33)

No active Ellis Vennor swing setup published on TIGR today. View full Setup Ledger →

🦋 Documented & Second-Order Butterfly Connections Open Graph →

No direct multi-tier Butterfly edges indexed yet for TIGR. Explore sector supply chains on /butterfly.

AI Analyst Theses, Washington Policy & Company Video

🎬 No recent verified company-specific video clip queued for TIGR today (we never pad ticker pages with unrelated generic clips). Browse Macro Video Desk →

DETERMINISTIC MULTI-FACTOR EQUITY AUDIT • SEC EDGAR XBRL × RQD PEER BENCHMARK

📊 Quantitative Sector Peer Comparison, SEC Filing Delta & Investment FAQ (TIGR)

Financials Rank #504 of 1096 ⚔️ NAVI vs TIGR Full Matrix →

1. Head-to-Head Financials Peer Comparison (TIGR vs. NAVI, CSHR, OPY, ETB)

Industry: Investment Bankers/Brokers/Service (64 Tracked Issuers)

Across 1096 tracked Financials securities in the Roarable RQD universe, UP Fintech Holding Ltd representing fifteen (Class A) (TIGR) ranks #504 by composite RQD confidence (60/100, grade C-) and #617 by equity capitalization ($727.3M). Within this direct 5-issuer industry benchmark cohort, OPY leads on earnings valuation at 7.8x trailing P/E, while OPY leads on capital efficiency and profitability with 17.6% ROIC and — gross margin. OPY currently holds the highest overall quantitative score in the immediate peer group at 67/100 (C+) compared with TIGR at 60/100 (C-).

Ticker / Company	Roarable Grade	RQD Score	Trailing P/E	Gross Margin	ROIC	1D Change	Market Cap	Head-to-Head
TIGR ACTIVE UP Fintech Holding Ltd representing fifteen (Class A)	C-	60/100	—	—	—	-0.97%	$727.3M	Benchmark Subject
NAVI Navient Holdings Inc.	D+	58/100	—	—	—	+11.55%	$851.6M	/navi-vs-tigr →
CSHR CoinShares PLC	D	50/100	—	—	—	+1.42%	$566.7M	/cshr-vs-tigr →
OPY Oppenheimer Holdings Inc. (Class A)	C+	67/100	7.8x	—	17.6%	+0.99%	$1.16B	/opy-vs-tigr →
ETB Eaton Vance Tax-Managed Buy-Write Income Fund Eaton Vance Tax-Managed Buy-Write Income Fund of	D	51/100	—	—	—	+0.39%	$448.8M	/etb-vs-tigr →

2. Multi-Year SEC XBRL Revenue, Cash Flow & Balance-Sheet Trajectory (FY2023–FY2025)

SEC EDGAR 10-K • FILED 2025-12-31 • CIK 0001756699

In its most recent audited fiscal period (FY2025, filed 2025-12-31), UP Fintech Holding Ltd representing fifteen (Class A) (TIGR) reported GAAP revenue of $612.1M (+56.3% vs. FY2024 revenue of $391.5M , and +124.6% cumulative change since FY2023) , GAAP net income of $0, operating cash flow of $1.32B, and free cash flow of $1.32B (+59.0% YoY). On the balance sheet, TIGR closed FY2025 with $8.23B in total assets against $0 in total debt (Altman Z-Score: N/A, Piotroski F-Score: 4/9).

Fiscal Period	Filing Date	Revenue	Net Income	Operating Cash Flow	Free Cash Flow	Total Assets	Total Debt
FY2025 (FY)	2025-12-31	$612.1M	$0	$1.32B	$1.32B	$8.23B	—
FY2024 (FY)	2024-12-31	$391.5M	$0	$828.0M	$828.0M	$6.39B	—
FY2023 (FY)	2023-12-31	$272.5M	$0	-$6.6M	-$6.6M	—	—

3. TIGR Data-Verified Investor FAQ (RQD Rating, Sector Peers, SEC Forensics & Technicals)

✓ SCHEMA.ORG FAQPAGE JSON-LD ENABLED

Is TIGR stock a Buy, Hold, or Sell right now according to Roarable's RQD model?

As of 2026-11-01, UP Fintech Holding Ltd representing fifteen (Class A) (NASDAQ: TIGR) is rated C- (Hold / HOLD) by Roarable's 5-pillar RQD engine with a composite confidence score of 60/100 at a spot price of $4.07 (-0.97% 1D, market cap $727.3M). Pillar breakdown: Fundamental Cash Engine 14/20, Institutional 13F & Options Flow 9/20, Executive Insider Alignment 13/20, FRED Macro Regime Fit 15/20, and SEC Balance-Sheet Forensics 9/20. Across 1096 tracked Financials issuers, TIGR ranks #504 in composite RQD confidence.

How does TIGR compare to NAVI and CSHR in the Financials sector?

Within the Financials sector (Investment Bankers/Brokers/Service), TIGR carries a Roarable C- (60/100 RQD), trailing P/E of N/A, gross margin of —, and ROIC of —. By comparison, NAVI (Navient Holdings Inc.) holds a D+ grade (58/100 RQD, P/E N/A, ROIC —, cap $851.6M) and CSHR (CoinShares PLC) posts a D grade (50/100 RQD, P/E N/A, ROIC —, cap $566.7M). Among the 5-stock peer group, OPY leads on earnings multiple (7.8x) while OPY leads on capital efficiency (17.6% ROIC).

What are the biggest fundamental strengths and SEC risk factors for TIGR?

Per TIGR's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0001756699), UP Fintech Holding Ltd representing fifteen (Class A) generated $612.1M in revenue (+56.3% YoY), $0 in net income, and $1.32B in free cash flow against $8.23B in total assets and $0 in total debt. Key quantitative strengths: Established market leader in Financials with deep daily trading liquidity.. Primary risk factors monitored: Company executives have done more routine share selling than personal cash buying lately.. Institutional options positioning shows a 50% call / 50% put premium split.

Where is TIGR trading relative to its 50-day, 200-day, and 52-week technical levels?

TIGR last traded at $4.07 (-0.97% on volume of 1,263,904 shares), positioning the stock -11.52% below its 50-day simple moving average ($4.60) and -30.31% below its 200-day simple moving average ($5.84). Across its 52-week range of $3.76 to $11.35, TIGR sits at the 4.1% percentile with a 14-day RSI of 32.7 (NEUTRAL RANGE) and an implied next-earnings move of ±7.8% ($3.75 to $4.39).

TIGR Investor FAQ & Complete 8-Part Research Index

100% OPEN ACCESS • SEC EDGAR × CBOE × FRED

What is TIGR's options positioning and volatility profile?

Roarable tracks verified CBOE unusual options sweeps, put/call ratios, and OHLCV realized volatility bands for TIGR.

Direct Sub-Reports: TIGR RQD Cockpit TIGR 12M Forecast TIGR Earnings & Move TIGR Dividends & DRIP TIGR Insiders & 13F TIGR Whale Options TIGR Profit Sankey TIGR News & Why