Stock Ratings / Financials / THFF / options

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First Financial Corporation (THFF) Options Positioning, Max Pain & Unusual Sweeps

$77.50 +0.87% NASDAQ • Live Quote vs Prior Daily Close (Synced Snapshot) EXT / AFTER-HRS: $77.81

First Financial Corporation (THFF) earns a Roarable Rating of B (Buy) with 72/100 RQD Confidence. High-quality cash engine (steady margins, 12% return on capital) with steady institutional support. The company’s underlying cash engine and institutional positioning keep the composite score in the Green Buy zone.

📊 Historical Track Record: Scores of 72/100 (B) historically ranked in the Top 13% of excess returns over the next 90 days (+7.0% avg 90D alpha vs SPY • 68.7% hit rate) →

ROARABLE B • BUY Cap $921.6M

📤 Share Live RQD Speedometer Card: 𝕏 Post Reddit StockTwits ⬇ Live SVG Card

INTERACTIVE SCENARIO DECK:

🛡️ Portfolio Crash X-Ray

EXT / AFTER-HRS: $77.81 (+0.40%)🧬 Cannibal Buyback (-2.64% YoY Shares)⚙️ Cash Engine: 13/20 (C) • 2.2% FCF Margin

Verify 90D Bucket Audit →

📊 Historical Track Record: Scores of 72/100 (B) historically ranked in the Top 13% of excess returns over the next 90 days (+7.0% avg 90D alpha vs SPY • 68.7% hit rate).

Audit Bucket Track Record →

RQD QUANT TACHOMETERBUY • B

JEV AI Jury Split (Battleground)

Cash

SEC

Whale

Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer

5-PILLAR SNOWFLAKE RADARRw B · Rk B

Each axis scored 0–20

12M PRICE TARGET CONE+6.3% Base Target

WHALE OPTIONS SNAPSHOT: — (No Active Options Snapshot on file for THFF)Realized 20D OHLCV Swing Band: ±4.2%

Deterministic 5-Pillar Attribution (72/100 Composite)

🔍 WHY THFF SCORES 72/100 (B) — TOP 3 DRIVERS2 Bullish Pillars + #1 Risk Drag

▲ #1 Bullish Driver: Insider Conviction & Share Dilution+17/20 pts (24% of score)

SEC Form 4 / 13F Thermometer: 85% Net Buy • Cannibal Buyback (-2.64% YoY Shares)

▲ #2 Bullish Driver: Macro Regime Fit+16/20 pts (22% of score)

FRED Regime × Technicals: 79% of 52W Range • RSI-14 at 54.6 (NEUTRAL RANGE)

▼ #1 Drag / Risk Factor: SEC 10-K Forensic Risk13/20 pts (-7 pt drag)

Balance-sheet & 10-K footnote risk deducts 7 pts from forensic ceiling

📈 PAST 4 QUARTERS RQD vs SUBSEQUENT RETURNQ1 → Q2 → Q3 → Current

Q1 (-3Q)

Grade C+$72.79+1.9% Next Q

Q2 (-2Q)

Grade B-$74.15+3.4% Next Q

Q3 (-1Q)

Grade B-$76.67+1.1% Next Q

Current

Grade B$77.50+7% Hist 90D α

Trajectory: C+ (64) → B (72)Full Audit →

⚔️ ADVERSARIAL OPPOSING CASE & FORENSIC KILL-SWITCH (WHY THE BULL/BEAR THESIS COULD FAIL)GIDEON ASHMERE // FORENSIC SHORT & KILL-SWITCH DOSSIER

⚔️ Adversarial Opposing Case: Why the THFF Bull Thesis Could Fail

Gideon Ashmere Forensic Desk →

Even with a 72/100 (B) score, THFF faces multiple-compression risk if 11.6x trailing P/E re-rate toward historical sector medians or if hyperscaler/enterprise customer concentration slows in upcoming 10-Q filings.

⚠️ Forensic Kill-Switch #1

Broader market pullbacks can still drag down strong stocks in the short run.

⚠️ Forensic Kill-Switch #2

Dilution & Margin Drag: Cannibal Buyback (-2.64% YoY Shares) — any gross margin slip below 49.5% triggers an automatic RQD downgrade.

⚠️ Forensic Kill-Switch #3

Technical & Forensic Kill-Switch: A daily close below the 50D SMA ($76.27) or 200D SMA ($71.27) invalidates the momentum regime and cuts Target Base ($82.38) toward Bear Floor ($63.55).

🎲 LIVE PREDICTION MARKET ODDS TIED TO $THFF• $2.4M Crowd Pool • Kalshi / Polymarket Composite

Contract: “THFF Beats Next Quarter EPS Consensus (Dec 30, 2026) & Holds Above 200D SMA”

YES 72%NO 28%Trade / Inspect Odds →

CALL VS. PUT WHALE SHARE

— (No Active Options Snapshot)

Put/Call Ratio: — (No Active Options Snapshot)

MAX-PAIN EXPIRATION MAGNET

— (No Active Options Snapshot)

No active options chain max-pain snapshot on file

HISTORICAL 20D VOLATILITY SWING

±4.2%

Derived from 20D OHLCV bars (No Active Options Snapshot)

Active Strike Call vs. Put Concentration Ladder (THFF)

— (No Active Options Snapshot) — No unusual CBOE strike concentration anomalies recorded in the current database snapshot for THFF.

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ON-DEMAND RQD QUANT WORKSHOP • SPONSORED / PARTNER SPOTLIGHTHosted by Perry Belcher + Options & Swing Structure Desk

Whale Flow & Momentum Playbook: Evaluating THFF & AI Leaders Without Chasing Tops

✓Institutional whale strikes & implied earnings move audit on THFF
✓How disciplined traders manage risk using pre-published trigger & invalidation levels
✓Includes nightly RQD rating-change & forensic signal email alerts on tracked leaders

RQD INSIDER CLUB WAITLIST$49/YR PLANNED

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THFF // CANDLESTICK & AUTO-TRENDLINE WORKSTATION6M: +18.01%⚡ TESTING RESISTANCE

2026-10-30O $77.76H $78.34L $76.30C $77.50VOL 104.0K

RES: $78.66SUP: $70.79SMA50: $76.27SMA200: $71.27

PRIMARY-SOURCE FORENSICS, SECOND-ORDER LINKS & AI ANALYST DESK

THFF Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure

🦋 THFF Butterfly Map → + Track THFF →

Share Count & Dilution Monitor (#25)

Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).

Reverse-DCF Expectations Hurdle (#30)

1.8%/yr Implied 5Y Growth

vs. +6.0% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).

Ellis Vennor Setup Ledger (#33)

No active Ellis Vennor swing setup published on THFF today. View full Setup Ledger →

🦋 Documented & Second-Order Butterfly Connections Open Graph →

No direct multi-tier Butterfly edges indexed yet for THFF. Explore sector supply chains on /butterfly.

AI Analyst Theses, Washington Policy & Company Video

🎬 No recent verified company-specific video clip queued for THFF today (we never pad ticker pages with unrelated generic clips). Browse Macro Video Desk →

DETERMINISTIC MULTI-FACTOR EQUITY AUDIT • SEC EDGAR XBRL × RQD PEER BENCHMARK

📊 Quantitative Sector Peer Comparison, SEC Filing Delta & Investment FAQ (THFF)

Financials Rank #99 of 1096 ⚔️ FMNB vs THFF Full Matrix →

1. Head-to-Head Financials Peer Comparison (THFF vs. FMNB, FRBT, GSBC, TRST)

Industry: Major Banks (248 Tracked Issuers)

Across 1096 tracked Financials securities in the Roarable RQD universe, First Financial Corporation (THFF) ranks #99 by composite RQD confidence (72/100, grade B) and #571 by equity capitalization ($921.6M). Within this direct 5-issuer industry benchmark cohort, THFF leads on earnings valuation at 11.6x trailing P/E, while THFF leads on capital efficiency and profitability with 12.2% ROIC and — gross margin. THFF currently leads its immediate peer cohort in composite quantitative strength at 72/100 (B).

Ticker / Company	Roarable Grade	RQD Score	Trailing P/E	Gross Margin	ROIC	1D Change	Market Cap	Head-to-Head
THFF ACTIVE First Financial Corporation	B	72/100	11.6x	—	12.2%	+0.87%	$921.6M	Benchmark Subject
FMNB Farmers National Banc Corp.	C-	61/100	17.1x	—	11.2%	+1.87%	$934.3M	/fmnb-vs-thff →
FRBT Forbright Inc. (Class A)	D+	56/100	—	—	—	+6.90%	$935.6M	/frbt-vs-thff →
GSBC Great Southern Bancorp Inc.	B	72/100	12.4x	—	11.2%	+0.63%	$881.9M	/gsbc-vs-thff →
TRST TrustCo Bank Corp NY	D+	55/100	15.8x	—	8.9%	+0.30%	$968.4M	/trst-vs-thff →

2. Multi-Year SEC XBRL Revenue, Cash Flow & Balance-Sheet Trajectory (FY2023–FY2025)

SEC EDGAR 10-K • FILED 2025-12-31 • CIK 0000714562

In its most recent audited fiscal period (FY2025, filed 2025-12-31), First Financial Corporation (THFF) reported GAAP revenue of $0 (N/A vs. FY2024 revenue of $0 ) , GAAP net income of $79.2M, operating cash flow of $90.4M, and free cash flow of $86.4M (+59.3% YoY). On the balance sheet, THFF closed FY2025 with $5.76B in total assets against $0 in total debt (Altman Z-Score: N/A, Piotroski F-Score: 5/9).

Fiscal Period	Filing Date	Revenue	Net Income	Operating Cash Flow	Free Cash Flow	Total Assets	Total Debt
FY2025 (FY)	2025-12-31	$0	$79.2M	$90.4M	$86.4M	$5.76B	—
FY2024 (FY)	2024-12-31	$0	$47.3M	$60.4M	$54.3M	$5.56B	—
FY2023 (FY)	2023-12-31	$0	$60.7M	$86.1M	$86.1M	—	—

3. THFF Data-Verified Investor FAQ (RQD Rating, Sector Peers, SEC Forensics & Technicals)

✓ SCHEMA.ORG FAQPAGE JSON-LD ENABLED

Is THFF stock a Buy, Hold, or Sell right now according to Roarable's RQD model?

As of 2026-11-01, First Financial Corporation (NASDAQ: THFF) is rated B (Buy / BUY) by Roarable's 5-pillar RQD engine with a composite confidence score of 72/100 at a spot price of $77.50 (+0.87% 1D, market cap $921.6M). Pillar breakdown: Fundamental Cash Engine 13/20, Institutional 13F & Options Flow 13/20, Executive Insider Alignment 13/20, FRED Macro Regime Fit 16/20, and SEC Balance-Sheet Forensics 17/20. Across 1096 tracked Financials issuers, THFF ranks #99 in composite RQD confidence.

How does THFF compare to FMNB and FRBT in the Financials sector?

Within the Financials sector (Major Banks), THFF carries a Roarable B (72/100 RQD), trailing P/E of 11.6x, gross margin of —, and ROIC of 12.2%. By comparison, FMNB (Farmers National Banc Corp.) holds a C- grade (61/100 RQD, P/E 17.1x, ROIC 11.2%, cap $934.3M) and FRBT (Forbright Inc. (Class A)) posts a D+ grade (56/100 RQD, P/E N/A, ROIC —, cap $935.6M). Among the 5-stock peer group, THFF leads on earnings multiple (11.6x) while THFF leads on capital efficiency (12.2% ROIC).

What are the biggest fundamental strengths and SEC risk factors for THFF?

Per THFF's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0000714562), First Financial Corporation generated $0 in revenue, $79.2M in net income, and $86.4M in free cash flow against $5.76B in total assets and $0 in total debt. Key quantitative strengths: Company leadership has skin in the game with net positive insider conviction.. Primary risk factors monitored: Broader market pullbacks can still drag down strong stocks in the short run.. Institutional options positioning shows a 50% call / 50% put premium split.

Where is THFF trading relative to its 50-day, 200-day, and 52-week technical levels?

THFF last traded at $77.50 (+0.87% on volume of 114,871 shares), positioning the stock +1.61% above its 50-day simple moving average ($76.27) and +8.74% above its 200-day simple moving average ($71.27). Across its 52-week range of $52.45 to $84.17, THFF sits at the 79.0% percentile with a 14-day RSI of 54.6 (NEUTRAL RANGE) and an implied next-earnings move of ±4.2% ($74.25 to $80.75).

THFF Investor FAQ & Complete 8-Part Research Index

100% OPEN ACCESS • SEC EDGAR × CBOE × FRED

What is THFF's options positioning and volatility profile?

Roarable tracks verified CBOE unusual options sweeps, put/call ratios, and OHLCV realized volatility bands for THFF.

Direct Sub-Reports: THFF RQD Cockpit THFF 12M Forecast THFF Earnings & Move THFF Dividends & DRIP THFF Insiders & 13F THFF Whale Options THFF Profit Sankey THFF News & Why