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Stewards Inc (SWRD) — RQD Stock Rating Cockpit

$3.08 -6.95% NASDAQ • Live Quote vs Prior Daily Close (Synced Snapshot)

Stewards Inc (SWRD) carries a Roarable Rating of D (Sell) with 46/100 RQD Confidence due to weak cash-flow efficiency and sensitivity to current interest rates. Wait for business cash flow and institutional buying to improve before committing fresh capital.

ROARABLE D • SELL / AVOID Cap $694.9M

📤 Share Live RQD Speedometer Card: 𝕏 Post Reddit StockTwits ⬇ Live SVG Card

INTERACTIVE SCENARIO DECK:

🛡️ Portfolio Crash X-Ray

RQD QUANT TACHOMETERSELL / AVOID • D

2-of-3 JEV AI Jury Bearish Warning

Cash

SEC

Whale

Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer

5-PILLAR SNOWFLAKE RADARRw D- · Rk D+

Each axis scored 0–20

12M PRICE TARGET CONE-5.5% Base Target

WHALE OPTIONS SNAPSHOT: — (No Active Options Snapshot on file for SWRD)Realized 20D OHLCV Swing Band: ±12.5%

RSI-14 MOMENTUMBULLISH MOMENTUM

56.830 Oversold · 70 Hot

ALTMAN-Z SHIELDFORTRESS SAFE (>3.0)

3.80>3.0 Fortress Safe

PIOTROSKI F-SCOREHIGH QUALITY (7–9)

7 / 99-Pt Accounting

52-WEEK LASER RANGE40% OF RANGE

L: $1$3.08H: $6

1. Money & Cash Health● WEAK

Are profits real cash in the bank?

Weak cash conversion or heavy valuation strain compared to actual cash earned.

Factor Grade: DRQD 10 / 20

2. Big Money & Insiders● TRIMMING

Are whales & executives buying or selling?

Insiders and big institutional desks have been trimming shares rather than stepping up to buy.

Factor Grade: ERQD 13 / 40

3. Hidden Risks & Market Weather● WATCH

SEC fine-print scan & interest-rate fit

No major SEC filing blowups, though current interest rates and Fed liquidity call for normal position sizing.

Factor Grade: D+RQD 23 / 40

MULTI-MODEL JEV QUANT JURY DELIBERATION

2-of-3 JEV AI Jury Bearish Warning on SWRD

Cash & Moat Bull AI

ROIC & Free Cash Flow Model

BEARISH (50)

14.0% ROIC with 42.0% gross margin and 2.80% FCF yield.

SEC Forensic Auditor AI

10-K Accruals & Altman-Z Guard

NEUTRAL (65)

Altman-Z 4.20 and Piotroski 7/9 pass balance-sheet audit.

Whale & Macro Hawk AI

Options Skew, 13F & Fed NetLiq

BEARISH (38)

13/40 institutional & smart-money positioning score with 10/20 macro alignment.

Bull Case: Why Buyers Like SWRD

✓Established market leader in Financials with deep daily trading liquidity.

Bear Case: What Could Go Wrong

!Company executives have done more routine share selling than personal cash buying lately.
!Sensitive to high interest rates and tighter Federal Reserve market liquidity.

ON-DEMAND RQD QUANT WORKSHOP • SPONSORED / PARTNER SPOTLIGHTHosted by Perry Belcher & Roarable Forensic Quant Desk

Red-Light Warning Desk: Spotting SEC Cash-Flow & Dilution Risks Before Downgrades (Featuring SWRD)

✓Walkthrough of SWRD's RQD Radar, SEC cash-conversion gap & downside invalidation levels
✓3 asymmetric Bear/Hedge frameworks when 10-year Treasury yields stay elevated
✓Includes nightly RQD rating-change & forensic signal email alerts on your tracked stocks

RQD INSIDER CLUB WAITLIST$49/YR PLANNED

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SWRD // CANDLESTICK & AUTO-TRENDLINE WORKSTATION6M: +38.12%▲ ASCENDING CHANNEL

2026-10-30O $3.33H $3.33L $2.86C $3.08VOL 128.1K

RES: $3.71SUP: $2.49SMA50: $2.53SMA200: $2.53

PRIMARY-SOURCE FORENSICS, SECOND-ORDER LINKS & AI ANALYST DESK

SWRD Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure

🦋 SWRD Butterfly Map → + Track SWRD →

Share Count & Dilution Monitor (#25)

Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).

Reverse-DCF Expectations Hurdle (#30)

8.0%/yr Implied 5Y Growth

vs. +6.0% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).

Ellis Vennor Setup Ledger (#33)

No active Ellis Vennor swing setup published on SWRD today. View full Setup Ledger →

🦋 Documented & Second-Order Butterfly Connections Open Graph →

No direct multi-tier Butterfly edges indexed yet for SWRD. Explore sector supply chains on /butterfly.

AI Analyst Theses, Washington Policy & Company Video

🎬 No recent verified company-specific video clip queued for SWRD today (we never pad ticker pages with unrelated generic clips). Browse Macro Video Desk →

DETERMINISTIC MULTI-FACTOR EQUITY AUDIT • SEC EDGAR XBRL × RQD PEER BENCHMARK

📊 Quantitative Sector Peer Comparison, SEC Filing Delta & Investment FAQ (SWRD)

Financials Rank #920 of 1096 ⚔️ PRAA vs SWRD Full Matrix →

1. Head-to-Head Financials Peer Comparison (SWRD vs. PRAA, IQI, HQH, BST)

Industry: Finance Companies (27 Tracked Issuers)

Across 1096 tracked Financials securities in the Roarable RQD universe, Stewards Inc (SWRD) ranks #920 by composite RQD confidence (46/100, grade D) and #628 by equity capitalization ($694.9M). Within this direct 5-issuer industry benchmark cohort, SWRD leads on earnings valuation at N/A trailing P/E, while PRAA leads on capital efficiency and profitability with -2.7% ROIC and — gross margin. IQI currently holds the highest overall quantitative score in the immediate peer group at 59/100 (C-) compared with SWRD at 46/100 (D).

Ticker / Company	Roarable Grade	RQD Score	Trailing P/E	Gross Margin	ROIC	1D Change	Market Cap	Head-to-Head
SWRD ACTIVE Stewards Inc	D	46/100	—	—	—	-6.95%	$694.9M	Benchmark Subject
PRAA PRA Group Inc.	D-	41/100	—	—	-2.7%	+3.14%	$754.5M	/praa-vs-swrd →
IQI Invesco Quality Municipal Income Trust	C-	59/100	—	—	—	+2.48%	$481.2M	/iqi-vs-swrd →
HQH abrdn Healthcare Investors	D+	57/100	—	—	—	+2.34%	$1.01B	/hqh-vs-swrd →
BST BlackRock Science and Technology Trust of	D+	58/100	—	—	—	-0.63%	$1.08B	/bst-vs-swrd →

2. Multi-Year SEC XBRL Revenue, Cash Flow & Balance-Sheet Trajectory (FY2025–FY2025)

SEC EDGAR 10-K • FILED 2025-12-31 • CIK 0001795851

In its most recent audited fiscal period (FY2025, filed 2025-12-31), Stewards Inc (SWRD) reported GAAP revenue of $0 , GAAP net income of $0, operating cash flow of $0, and free cash flow of $0 . On the balance sheet, SWRD closed FY2025 with $178.4M in total assets against $0 in total debt (Altman Z-Score: N/A, Piotroski F-Score: N/A).

Fiscal Period	Filing Date	Revenue	Net Income	Operating Cash Flow	Free Cash Flow	Total Assets	Total Debt
FY2025 (FY)	2025-12-31	$0	$0	—	—	$178.4M	—

3. SWRD Data-Verified Investor FAQ (RQD Rating, Sector Peers, SEC Forensics & Technicals)

✓ SCHEMA.ORG FAQPAGE JSON-LD ENABLED

Is SWRD stock a Buy, Hold, or Sell right now according to Roarable's RQD model?

As of 2026-11-01, Stewards Inc (NASDAQ: SWRD) is rated D (Sell / SELL) by Roarable's 5-pillar RQD engine with a composite confidence score of 46/100 at a spot price of $3.08 (-6.95% 1D, market cap $694.9M). Pillar breakdown: Fundamental Cash Engine 10/20, Institutional 13F & Options Flow 4/20, Executive Insider Alignment 13/20, FRED Macro Regime Fit 10/20, and SEC Balance-Sheet Forensics 9/20. Across 1096 tracked Financials issuers, SWRD ranks #920 in composite RQD confidence.

How does SWRD compare to PRAA and IQI in the Financials sector?

Within the Financials sector (Finance Companies), SWRD carries a Roarable D (46/100 RQD), trailing P/E of N/A, gross margin of —, and ROIC of —. By comparison, PRAA (PRA Group Inc.) holds a D- grade (41/100 RQD, P/E N/A, ROIC -2.7%, cap $754.5M) and IQI (Invesco Quality Municipal Income Trust) posts a C- grade (59/100 RQD, P/E N/A, ROIC —, cap $481.2M). Among the 5-stock peer group, SWRD leads on earnings multiple (N/A) while PRAA leads on capital efficiency (-2.7% ROIC).

What are the biggest fundamental strengths and SEC risk factors for SWRD?

Per SWRD's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0001795851), Stewards Inc generated $0 in revenue, $0 in net income, and $0 in free cash flow against $178.4M in total assets and $0 in total debt. Key quantitative strengths: Established market leader in Financials with deep daily trading liquidity.. Primary risk factors monitored: Company executives have done more routine share selling than personal cash buying lately.. Institutional options positioning shows a 50% call / 50% put premium split.

Where is SWRD trading relative to its 50-day, 200-day, and 52-week technical levels?

SWRD last traded at $3.08 (-6.95% on volume of 205,708 shares), positioning the stock +21.74% above its 50-day simple moving average ($2.53) and -4.35% below its 200-day simple moving average ($3.22). Across its 52-week range of $1.46 to $5.50, SWRD sits at the 40.1% percentile with a 14-day RSI of 56.8 (BULLISH MOMENTUM) and an implied next-earnings move of ±12.5% ($2.69 to $3.47).

SWRD Investor FAQ & Complete 8-Part Research Index

100% OPEN ACCESS • SEC EDGAR × CBOE × FRED

Should I buy, hold, or sell SWRD stock right now?

Stewards Inc (SWRD) currently earns a Roarable Rating of D (Sell — SELL) with 46/100 RQD Confidence. Stretched risk/reward at current multiples (steady margins) under elevated 10-year interest-rate pressure.

What is SWRD's 12-month price target and RQD AI Jury consensus?

SWRD's 12-month base price target is $2.91 (range $2.27 to $5.78), backed by transparent SEC XBRL cash-flow, Form 4 insider, and CBOE options flow analysis.

Direct Sub-Reports: SWRD RQD Cockpit SWRD 12M Forecast SWRD Earnings & Move SWRD Dividends & DRIP SWRD Insiders & 13F SWRD Whale Options SWRD Profit Sankey SWRD News & Why