SoFi Technologies Inc. Common Stock (SOFI) Revenue-to-Profit Sankey Flow & SEC XBRL Financials
SoFi Technologies Inc. Common Stock (SOFI) receives a Roarable Rating of D (Sell) and flashes a Red SELL / AVOID warning (47/100 RQD Confidence). Our SEC filing scanner spotted paper earnings outpacing real operating cash flow (+116.5% (NI vs OCF)) while unpaid customer invoices grew—a classic sign to step aside until cash flow catches up.
How SOFI Turns Every Dollar of Sales Into Real Bottom-Line Profit
Multi-Year SEC EDGAR XBRL Revenue, Net Profit & Free Cash Flow Trajectory
| Fiscal Year | Revenue | Gross Margin | Op Margin | Net Profit | Free Cash Flow | ROIC % |
|---|---|---|---|---|---|---|
| FY 2025 | $619.4M | 1.7% | 91.7% | $481.3M | -$3.77B | 1.9% |
| FY 2024 | $503.1M | 8.2% | 117% | $498.7M | -$1.14B | 2.7% |
| FY 2023 | $421.5M | 44% | -84.2% | -$300.7M | -$7.25B | -3.7% |
Red-Light Warning Desk: How Pros Profit When Overhyped Stocks Crack (Featuring SOFI)
- ✓Live walkthrough of SOFI's RQD Radar, SEC cash-conversion gap & downside levels
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SOFI Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure
Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).
vs. +23.1% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).
No active Ellis Vennor swing setup published on SOFI today. View full Setup Ledger →
No direct multi-tier Butterfly edges indexed yet for SOFI. Explore sector supply chains on /butterfly.
SOFI Investor FAQ & Complete 8-Part Research Index
100% OPEN ACCESS • SEC EDGAR × CBOE × FREDHow profitable is SoFi Technologies Inc. Common Stock (SOFI)?
In FY 2025 (10-K), SOFI converted $619.4M of revenue into a 1.7% gross margin, 1.7% operating margin, and $0 in free cash flow (0% FCF margin).