SoFi Technologies Inc. Common Stock (SOFI) Dividend Safety Gauge & 10-Year DRIP Compounder

$17.61 +2.74% NASDAQ • Public Delayed / 60s Snapshot

SoFi Technologies Inc. Common Stock (SOFI) receives a Roarable Rating of D (Sell) and flashes a Red SELL / AVOID warning (47/100 RQD Confidence). Our SEC filing scanner spotted paper earnings outpacing real operating cash flow (+116.5% (NI vs OCF)) while unpaid customer invoices grew—a classic sign to step aside until cash flow catches up.

ROARABLE D • SELL / AVOID Cap $22.74B
INTERACTIVE SCENARIO DECK:
🛡️ Portfolio Crash X-Ray
RQD QUANT TACHOMETERSELL / AVOID • D
025507510047
3-of-3 JEV AI Jury Bearish Warning
Cash
SEC
Whale
5-PILLAR SNOWFLAKE RADARRw D- · Rk D
Cash (3)Whales (10)SEC (8)Macro (6)CEO (12)
Each axis scored 0–20
12M PRICE TARGET CONE-4.9% Base Target
$34 Bull$17 Base$13 Bear
🔴 SUNDAY NIGHT PREP • 7:00 PM ET
WHALE OPTIONS TUG-OF-WAR:62% Call Buyers ($2.8M)
38% PutsMax Pain: $17.00
CASH DIVIDEND + BUYBACK YIELD
0.6% Total Yield
0% Cash ($0.00/yr) + 0.6% Buybacks
PAYOUT SAFETY SPEEDOMETER
74/100 • REINVESTING IN GROWTH + BUYBACKS
FREE CASH FLOW PAYOUT RATIO
0% (100% Reinvested)
Retains cash flow for R&D and share repurchases
INTERACTIVE DRIP & SHAREHOLDER-YIELD COMPOUNDER (13.3% EST. ANNUAL)

$10,000 Compounded Over 10 Years → $34,858

Est. Year-10 Shareholder Yield: $209/yr
$11.3K
Yr 1
$12.8K
Yr 2
$14.5K
Yr 3
$16.5K
Yr 4
$18.7K
Yr 5
$21.2K
Yr 6
$24.0K
Yr 7
$27.2K
Yr 8
$30.8K
Yr 9
$34.9K
Yr 10
🔴 SUNDAY NIGHT PREP • 7:00 PM ETHosted Live by Perry Belcher & Guest Forensic Quant Desk

Red-Light Warning Desk: How Pros Profit When Overhyped Stocks Crack (Featuring SOFI)

  • ✓Live walkthrough of SOFI's RQD Radar, SEC cash-conversion gap & downside levels
  • ✓3 asymmetric Bear/Hedge setups institutions use when 10-year yields stay elevated
  • ✓Includes instant 24/7 email alert whenever any of your stocks flip to Red
RQD INSIDER CLUB UPGRADE$49/YEAR
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SOFI // CANDLESTICK & AUTO-TRENDLINE WORKSTATION6M: +4.10%▼ DESCENDING CHANNEL
2026-10-30O $17.07H $17.32L $16.44C $16.76VOL 64.17M
RES: $19.20SUP: $13.66SMA50: $16.58SMA200: $17.79
$24.49$21.61$18.73$15.85$12.97RES $19.20SUP $13.66$16.762026-04-302026-06-152026-07-312026-09-162026-10-30
PRIMARY-SOURCE FORENSICS, SECOND-ORDER LINKS & AI ANALYST DESK

SOFI Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure

Share Count & Dilution Monitor (#25)

Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).

Reverse-DCF Expectations Hurdle (#30)
34.9%/yr Implied 5Y Growth

vs. +23.1% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).

Ellis Vennor Setup Ledger (#33)

No active Ellis Vennor swing setup published on SOFI today. View full Setup Ledger →

🦋 Documented & Second-Order Butterfly Connections Open Graph →

No direct multi-tier Butterfly edges indexed yet for SOFI. Explore sector supply chains on /butterfly.

AI Analyst Theses, Washington Policy & Company Video 💡 Share-Count Creep & Refinancing Watch: Separating Real Free Cash Flow from SBC Dilution (gideon-ashmere) 💡 Starter Kit: Forensic Dilution & Refinancing Stress Watch (gideon-ashmere)
🎬 No recent verified company-specific video clip queued for SOFI today (we never pad ticker pages with unrelated generic clips). Browse Macro Video Desk →

SOFI Investor FAQ & Complete 8-Part Research Index

100% OPEN ACCESS • SEC EDGAR × CBOE × FRED

Does SOFI pay a dividend and is it safe?

SoFi Technologies Inc. Common Stock (SOFI) offers a 0% cash dividend yield ($0.00 annualized) and 0.6% total shareholder yield including buybacks. Roarable rates its payout coverage as REINVESTING IN GROWTH + BUYBACKS.