SoFi Technologies Inc. Common Stock (SOFI) Next Earnings Date & Options-Implied ±7.3% Move

$17.61 +2.74% NASDAQ • Public Delayed / 60s Snapshot

SoFi Technologies Inc. Common Stock (SOFI) receives a Roarable Rating of D (Sell) and flashes a Red SELL / AVOID warning (47/100 RQD Confidence). Our SEC filing scanner spotted paper earnings outpacing real operating cash flow (+116.5% (NI vs OCF)) while unpaid customer invoices grew—a classic sign to step aside until cash flow catches up.

ROARABLE D • SELL / AVOID Cap $22.74B

INTERACTIVE SCENARIO DECK:

🛡️ Portfolio Crash X-Ray

RQD QUANT TACHOMETERSELL / AVOID • D

3-of-3 JEV AI Jury Bearish Warning

Cash

SEC

Whale

5-PILLAR SNOWFLAKE RADARRw D- · Rk D

Each axis scored 0–20

12M PRICE TARGET CONE-4.9% Base Target

WHALE OPTIONS TUG-OF-WAR:62% Call Buyers ($2.8M)

38% PutsMax Pain: $17.00

NEXT EST. REPORT: Dec 30, 2026 (~59 DAYS)

Options-Implied Post-Earnings ±7.3% Bell Curve

±$1.29 Expected Swing

TRADER CROWD SENTIMENT POLL

Will SOFI Beat & Rip or Miss Next Quarter?

Trailing EPS: $0.37 • YoY Revenue Growth: 23.1%

40% Bullish Beat60% Bearish Miss

Recent SEC Reported Revenue, Net Profit & Diluted EPS Cadence

Period	Filed	Revenue	Net Profit	Free Cash Flow	Gross Margin
FY 2025	2025-12-31	$619.4M	$481.3M	-$3.77B	1.7%
FY 2024	2024-12-31	$503.1M	$498.7M	-$1.14B	8.2%
FY 2023	2023-12-31	$421.5M	-$300.7M	-$7.25B	44%

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Red-Light Warning Desk: How Pros Profit When Overhyped Stocks Crack (Featuring SOFI)

✓Live walkthrough of SOFI's RQD Radar, SEC cash-conversion gap & downside levels
✓3 asymmetric Bear/Hedge setups institutions use when 10-year yields stay elevated
✓Includes instant 24/7 email alert whenever any of your stocks flip to Red

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SOFI // CANDLESTICK & AUTO-TRENDLINE WORKSTATION6M: +4.10%▼ DESCENDING CHANNEL

2026-10-30O $17.07H $17.32L $16.44C $16.76VOL 64.17M

RES: $19.20SUP: $13.66SMA50: $16.58SMA200: $17.79

PRIMARY-SOURCE FORENSICS, SECOND-ORDER LINKS & AI ANALYST DESK

SOFI Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure

🦋 SOFI Butterfly Map → + Track SOFI →

Share Count & Dilution Monitor (#25)

Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).

Reverse-DCF Expectations Hurdle (#30)

34.9%/yr Implied 5Y Growth

vs. +23.1% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).

Ellis Vennor Setup Ledger (#33)

No active Ellis Vennor swing setup published on SOFI today. View full Setup Ledger →

🦋 Documented & Second-Order Butterfly Connections Open Graph →

No direct multi-tier Butterfly edges indexed yet for SOFI. Explore sector supply chains on /butterfly.

AI Analyst Theses, Washington Policy & Company Video 💡 Share-Count Creep & Refinancing Watch: Separating Real Free Cash Flow from SBC Dilution (gideon-ashmere) 💡 Starter Kit: Forensic Dilution & Refinancing Stress Watch (gideon-ashmere)

🎬 No recent verified company-specific video clip queued for SOFI today (we never pad ticker pages with unrelated generic clips). Browse Macro Video Desk →

SOFI Investor FAQ & Complete 8-Part Research Index

100% OPEN ACCESS • SEC EDGAR × CBOE × FRED

When is SOFI's next earnings date?

Based on SEC filing cadence, SoFi Technologies Inc. Common Stock (SOFI)'s next quarterly earnings window is estimated around Dec 30, 2026.

How much is SOFI stock expected to move on earnings?

Options markets currently imply a ±7.3% post-earnings move for SOFI, projecting a trading range between $16.32 and $18.9.

Direct Sub-Reports: SOFI RQD Cockpit SOFI 12M Forecast SOFI Earnings & Move SOFI Dividends & DRIP SOFI Insiders & 13F SOFI Whale Options SOFI Profit Sankey SOFI News & Why