Stock Ratings / Financials / ROOT / options

DGICB (57) EIG (48) HIPO (58) DGICA (69) ⌘ Pro Terminal →

Root Inc. (Class A) (ROOT) Options Positioning, Max Pain & Unusual Sweeps

$53.73 +3.13% NASDAQ • Live Quote vs Prior Daily Close (Synced Snapshot)

Root Inc. (Class A) (ROOT) earns a Roarable Rating of B- (Buy) with 70/100 RQD Confidence. High-quality cash engine (steady margins, 85% return on capital) with steady institutional support. The company’s underlying cash engine and institutional positioning keep the composite score in the Green Buy zone.

ROARABLE B- • BUY Cap $832.5M

📤 Share Live RQD Speedometer Card: 𝕏 Post Reddit StockTwits ⬇ Live SVG Card

INTERACTIVE SCENARIO DECK:

🛡️ Portfolio Crash X-Ray

RQD QUANT TACHOMETERBUY • B-

2-of-3 JEV AI Jury Bullish

Cash

SEC

Whale

Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer

5-PILLAR SNOWFLAKE RADARRw B · Rk C

Each axis scored 0–20

12M PRICE TARGET CONE+5.4% Base Target

WHALE OPTIONS SNAPSHOT: — (No Active Options Snapshot on file for ROOT)Realized 20D OHLCV Swing Band: ±7.1%

CALL VS. PUT WHALE SHARE

— (No Active Options Snapshot)

Put/Call Ratio: — (No Active Options Snapshot)

MAX-PAIN EXPIRATION MAGNET

— (No Active Options Snapshot)

No active options chain max-pain snapshot on file

HISTORICAL 20D VOLATILITY SWING

±7.1%

Derived from 20D OHLCV bars (No Active Options Snapshot)

Active Strike Call vs. Put Concentration Ladder (ROOT)

— (No Active Options Snapshot) — No unusual CBOE strike concentration anomalies recorded in the current database snapshot for ROOT.

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Whale Flow & Momentum Playbook: Evaluating ROOT & AI Leaders Without Chasing Tops

✓Institutional whale strikes & implied earnings move audit on ROOT
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✓Includes nightly RQD rating-change & forensic signal email alerts on tracked leaders

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ROOT // CANDLESTICK & AUTO-TRENDLINE WORKSTATION6M: -1.38%📐 HORIZONTAL RANGE

2026-10-30O $53.79H $54.07L $51.06C $53.73VOL 218.1K

RES: $72.41SUP: $44.99SMA50: $51.51SMA200: $54.23

PRIMARY-SOURCE FORENSICS, SECOND-ORDER LINKS & AI ANALYST DESK

ROOT Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure

🦋 ROOT Butterfly Map → + Track ROOT →

Share Count & Dilution Monitor (#25)

Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).

Reverse-DCF Expectations Hurdle (#30)

14.4%/yr Implied 5Y Growth

vs. +29.0% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).

Ellis Vennor Setup Ledger (#33)

No active Ellis Vennor swing setup published on ROOT today. View full Setup Ledger →

🦋 Documented & Second-Order Butterfly Connections Open Graph →

No direct multi-tier Butterfly edges indexed yet for ROOT. Explore sector supply chains on /butterfly.

AI Analyst Theses, Washington Policy & Company Video

🎬 No recent verified company-specific video clip queued for ROOT today (we never pad ticker pages with unrelated generic clips). Browse Macro Video Desk →

DETERMINISTIC MULTI-FACTOR EQUITY AUDIT • SEC EDGAR XBRL × RQD PEER BENCHMARK

📊 Quantitative Sector Peer Comparison, SEC Filing Delta & Investment FAQ (ROOT)

Financials Rank #152 of 1096 ⚔️ DGICB vs ROOT Full Matrix →

1. Head-to-Head Financials Peer Comparison (ROOT vs. DGICB, EIG, HIPO, DGICA)

Industry: Property-Casualty Insurers (68 Tracked Issuers)

Across 1096 tracked Financials securities in the Roarable RQD universe, Root Inc. (Class A) (ROOT) ranks #152 by composite RQD confidence (70/100, grade B-) and #591 by equity capitalization ($832.5M). Within this direct 5-issuer industry benchmark cohort, DGICA leads on earnings valuation at 8.8x trailing P/E, while ROOT leads on capital efficiency and profitability with 85.0% ROIC and — gross margin. ROOT currently leads its immediate peer cohort in composite quantitative strength at 70/100 (B-).

Ticker / Company	Roarable Grade	RQD Score	Trailing P/E	Gross Margin	ROIC	1D Change	Market Cap	Head-to-Head
ROOT ACTIVE Root Inc. (Class A)	B-	70/100	20.8x	—	85.0%	+3.13%	$832.5M	Benchmark Subject
DGICB Donegal Group Inc. (Class B)	D+	57/100	11.1x	—	12.4%	-8.49%	$879.7M	/dgicb-vs-root →
EIG Employers Holdings Inc	D	48/100	81.6x	—	1.1%	-4.53%	$881.5M	/eig-vs-root →
HIPO Hippo Holdings Inc.	D+	58/100	15.7x	—	14.4%	-1.46%	$980.6M	/hipo-vs-root →
DGICA Donegal Group Inc. (Class A)	C+	69/100	8.8x	—	12.4%	+1.07%	$699.0M	/dgica-vs-root →

2. Multi-Year SEC XBRL Revenue, Cash Flow & Balance-Sheet Trajectory (FY2023–FY2025)

SEC EDGAR 10-K • FILED 2025-12-31 • CIK 0001788882

In its most recent audited fiscal period (FY2025, filed 2025-12-31), Root Inc. (Class A) (ROOT) reported GAAP revenue of $1.52B (+29.0% vs. FY2024 revenue of $1.18B , and +233.4% cumulative change since FY2023) , GAAP net income of $40.0M, operating cash flow of $206.5M, and free cash flow of $206.5M (+5.7% YoY). On the balance sheet, ROOT closed FY2025 with $1.67B in total assets against $0 in total debt (Altman Z-Score: N/A, Piotroski F-Score: 6/9).

Fiscal Period	Filing Date	Revenue	Net Income	Operating Cash Flow	Free Cash Flow	Total Assets	Total Debt
FY2025 (FY)	2025-12-31	$1.52B	$40.0M	$206.5M	$206.5M	$1.67B	—
FY2024 (FY)	2024-12-31	$1.18B	$31.0M	$195.7M	$195.3M	$1.50B	—
FY2023 (FY)	2023-12-31	$455.0M	-$147.0M	-$33.6M	-$33.6M	—	—

3. ROOT Data-Verified Investor FAQ (RQD Rating, Sector Peers, SEC Forensics & Technicals)

✓ SCHEMA.ORG FAQPAGE JSON-LD ENABLED

Is ROOT stock a Buy, Hold, or Sell right now according to Roarable's RQD model?

As of 2026-11-01, Root Inc. (Class A) (NASDAQ: ROOT) is rated B- (Buy / BUY) by Roarable's 5-pillar RQD engine with a composite confidence score of 70/100 at a spot price of $53.73 (+3.13% 1D, market cap $832.5M). Pillar breakdown: Fundamental Cash Engine 16/20, Institutional 13F & Options Flow 11/20, Executive Insider Alignment 13/20, FRED Macro Regime Fit 13/20, and SEC Balance-Sheet Forensics 17/20. Across 1096 tracked Financials issuers, ROOT ranks #152 in composite RQD confidence.

How does ROOT compare to DGICB and EIG in the Financials sector?

Within the Financials sector (Property-Casualty Insurers), ROOT carries a Roarable B- (70/100 RQD), trailing P/E of 20.8x, gross margin of —, and ROIC of 85.0%. By comparison, DGICB (Donegal Group Inc. (Class B)) holds a D+ grade (57/100 RQD, P/E 11.1x, ROIC 12.4%, cap $879.7M) and EIG (Employers Holdings Inc) posts a D grade (48/100 RQD, P/E 81.6x, ROIC 1.1%, cap $881.5M). Among the 5-stock peer group, DGICA leads on earnings multiple (8.8x) while ROOT leads on capital efficiency (85.0% ROIC).

What are the biggest fundamental strengths and SEC risk factors for ROOT?

Per ROOT's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0001788882), Root Inc. (Class A) generated $1.52B in revenue (+29.0% YoY), $40.0M in net income, and $206.5M in free cash flow against $1.67B in total assets and $0 in total debt. Key quantitative strengths: Strong cash generator (steady margins)—profits are backed by real money, not accounting tricks.. Primary risk factors monitored: Broader market pullbacks can still drag down strong stocks in the short run.. Institutional options positioning shows a 50% call / 50% put premium split.

Where is ROOT trading relative to its 50-day, 200-day, and 52-week technical levels?

ROOT last traded at $53.73 (+3.13% on volume of 101,140 shares), positioning the stock +4.31% above its 50-day simple moving average ($51.51) and -0.92% below its 200-day simple moving average ($54.23). Across its 52-week range of $40.91 to $91.00, ROOT sits at the 25.6% percentile with a 14-day RSI of 52.5 (NEUTRAL RANGE) and an implied next-earnings move of ±7.1% ($49.92 to $57.54).

ROOT Investor FAQ & Complete 8-Part Research Index

100% OPEN ACCESS • SEC EDGAR × CBOE × FRED

What is ROOT's options positioning and volatility profile?

Roarable tracks verified CBOE unusual options sweeps, put/call ratios, and OHLCV realized volatility bands for ROOT.

Direct Sub-Reports: ROOT RQD Cockpit ROOT 12M Forecast ROOT Earnings & Move ROOT Dividends & DRIP ROOT Insiders & 13F ROOT Whale Options ROOT Profit Sankey ROOT News & Why