Stock Ratings / Financials / RNR / financials

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RenaissanceRe Holdings Ltd. (RNR) Revenue-to-Profit Sankey Flow & SEC XBRL Financials

$338.66 +1.95% NYSE • Live Quote vs Prior Daily Close (Synced Snapshot)

RenaissanceRe Holdings Ltd. (RNR) earns a Roarable Rating of B (Buy) with 75/100 RQD Confidence. High-quality cash engine (steady margins, 11% return on capital) with steady institutional support. The company’s underlying cash engine and institutional positioning keep the composite score in the Green Buy zone.

ROARABLE B • BUY Cap $13.68B

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INTERACTIVE SCENARIO DECK:

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RQD QUANT TACHOMETERBUY • B

2-of-3 JEV AI Jury Bullish

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Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer

5-PILLAR SNOWFLAKE RADARRw B · Rk B+

Each axis scored 0–20

12M PRICE TARGET CONE+7.7% Base Target

WHALE OPTIONS SNAPSHOT: — (No Active Options Snapshot on file for RNR)Realized 20D OHLCV Swing Band: ±5.2%

VISUAL REVENUE-TO-PROFIT SANKEY WATERFALL • FY 2025 (10-K)

How RNR Turns Every Dollar of Sales Into Real Bottom-Line Profit

Free Cash Flow:$3.11B (24.2% FCF Margin)

Multi-Year SEC EDGAR XBRL Revenue, Net Profit & Free Cash Flow Trajectory

■ Revenue■ Net Profit■ Free Cash Flow

FY23

Rev $9.13B

FY24

Rev $11.70B

FY25

Rev $12.85B

Fiscal Year	Revenue	Gross Margin	Op Margin	Net Profit	Free Cash Flow	ROIC %
FY 2025	$12.85B	52%	24.6%	$2.68B	$3.11B	9.8%
FY 2024	$11.70B	52%	18.9%	$1.87B	$3.64B	7.3%
FY 2023	$9.13B	52%	33.1%	$2.56B	$1.50B	36.1%

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Red-Light Warning Desk: Spotting SEC Cash-Flow & Dilution Risks Before Downgrades (Featuring RNR)

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RNR // CANDLESTICK & AUTO-TRENDLINE WORKSTATION6M: +12.04%▲ ASCENDING CHANNEL

2026-11-01O $332.2H $338.7L $332.2C $338.7VOL 555.6K

RES: $368.0SUP: $318.6SMA50: $333.4SMA200: $310.7

PRIMARY-SOURCE FORENSICS, SECOND-ORDER LINKS & AI ANALYST DESK

RNR Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure

🦋 RNR Butterfly Map → + Track RNR →

Share Count & Dilution Monitor (#25)

Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).

Reverse-DCF Expectations Hurdle (#30)

-13.6%/yr Implied 5Y Growth

vs. +9.9% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).

Ellis Vennor Setup Ledger (#33)

No active Ellis Vennor swing setup published on RNR today. View full Setup Ledger →

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No direct multi-tier Butterfly edges indexed yet for RNR. Explore sector supply chains on /butterfly.

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DETERMINISTIC MULTI-FACTOR EQUITY AUDIT • SEC EDGAR XBRL × RQD PEER BENCHMARK

📊 Quantitative Sector Peer Comparison, SEC Filing Delta & Investment FAQ (RNR)

Financials Rank #23 of 287 ⚔️ CNA vs RNR Full Matrix →

1. Head-to-Head Financials Peer Comparison (RNR vs. CNA, AIZ, AFG, EG)

Industry: Property-Casualty Insurers (26 Tracked Issuers)

Across 287 tracked Financials securities in the Roarable RQD universe, RenaissanceRe Holdings Ltd. (RNR) ranks #23 by composite RQD confidence (75/100, grade B) and #148 by equity capitalization ($13.68B). Within this direct 5-issuer industry benchmark cohort, RNR leads on earnings valuation at 5.1x trailing P/E, while CNA leads on capital efficiency and profitability with 19.7% ROIC and — gross margin. RNR currently leads its immediate peer cohort in composite quantitative strength at 75/100 (B).

Ticker / Company	Roarable Grade	RQD Score	Trailing P/E	Gross Margin	ROIC	1D Change	Market Cap	Head-to-Head
RNR ACTIVE RenaissanceRe Holdings Ltd.	B	75/100	5.1x	—	10.6%	+1.95%	$13.68B	Benchmark Subject
CNA CNA Financial Corporation	B	73/100	10.3x	—	19.7%	+2.05%	$13.22B	/cna-vs-rnr →
AIZ Assurant Inc.	B	75/100	16.5x	—	5.0%	+2.70%	$14.44B	/aiz-vs-rnr →
AFG American Financial Group Inc.	B	73/100	15.1x	—	5.7%	+1.87%	$12.70B	/afg-vs-rnr →
EG Everest Group Ltd.	B	74/100	9.7x	—	5.5%	+3.54%	$15.36B	/eg-vs-rnr →

2. Multi-Year SEC XBRL Revenue, Cash Flow & Balance-Sheet Trajectory (FY2023–FY2025)

SEC EDGAR 10-K • FILED 2025-12-31 • CIK 0000913144

In its most recent audited fiscal period (FY2025, filed 2025-12-31), RenaissanceRe Holdings Ltd. (RNR) reported GAAP revenue of $12.85B (+9.9% vs. FY2024 revenue of $11.70B , and +40.7% cumulative change since FY2023) , GAAP net income of $2.68B, operating cash flow of $3.69B, and free cash flow of $3.11B (-14.4% YoY). On the balance sheet, RNR closed FY2025 with $53.80B in total assets against $15.57B in total debt (Altman Z-Score: N/A, Piotroski F-Score: 8/9).

Fiscal Period	Filing Date	Revenue	Net Income	Operating Cash Flow	Free Cash Flow	Total Assets	Total Debt
FY2025 (FY)	2025-12-31	$12.85B	$2.68B	$3.69B	$3.11B	$53.80B	$15.57B
FY2024 (FY)	2024-12-31	$11.70B	$1.87B	$4.16B	$3.64B	$50.71B	$14.92B
FY2023 (FY)	2023-12-31	$9.13B	$2.56B	$1.91B	$1.50B	$10.96B	$2.56B

3. RNR Data-Verified Investor FAQ (RQD Rating, Sector Peers, SEC Forensics & Technicals)

✓ SCHEMA.ORG FAQPAGE JSON-LD ENABLED

Is RNR stock a Buy, Hold, or Sell right now according to Roarable's RQD model?

As of 2026-11-01, RenaissanceRe Holdings Ltd. (NYSE: RNR) is rated B (Buy / BUY) by Roarable's 5-pillar RQD engine with a composite confidence score of 75/100 at a spot price of $338.66 (+1.95% 1D, market cap $13.68B). Pillar breakdown: Fundamental Cash Engine 12/20, Institutional 13F & Options Flow 14/20, Executive Insider Alignment 15/20, FRED Macro Regime Fit 17/20, and SEC Balance-Sheet Forensics 17/20. Across 287 tracked Financials issuers, RNR ranks #23 in composite RQD confidence.

How does RNR compare to CNA and AIZ in the Financials sector?

Within the Financials sector (Property-Casualty Insurers), RNR carries a Roarable B (75/100 RQD), trailing P/E of 5.1x, gross margin of —, and ROIC of 10.6%. By comparison, CNA (CNA Financial Corporation) holds a B grade (73/100 RQD, P/E 10.3x, ROIC 19.7%, cap $13.22B) and AIZ (Assurant Inc.) posts a B grade (75/100 RQD, P/E 16.5x, ROIC 5.0%, cap $14.44B). Among the 5-stock peer group, RNR leads on earnings multiple (5.1x) while CNA leads on capital efficiency (19.7% ROIC).

What are the biggest fundamental strengths and SEC risk factors for RNR?

Per RNR's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0000913144), RenaissanceRe Holdings Ltd. generated $12.85B in revenue (+9.9% YoY), $2.68B in net income, and $3.11B in free cash flow against $53.80B in total assets and $15.57B in total debt. Key quantitative strengths: Company leadership has skin in the game with net positive insider conviction.. Primary risk factors monitored: Broader market pullbacks can still drag down strong stocks in the short run.. Institutional options positioning shows a 50% call / 50% put premium split.

Where is RNR trading relative to its 50-day, 200-day, and 52-week technical levels?

RNR last traded at $338.66 (+1.95% on volume of 555,607 shares), positioning the stock +1.59% above its 50-day simple moving average ($333.37) and +9.01% above its 200-day simple moving average ($310.67). Across its 52-week range of $251.36 to $363.84, RNR sits at the 77.6% percentile with a 14-day RSI of 49.5 (NEUTRAL RANGE) and an implied next-earnings move of ±5.2% ($321.05 to $356.27).

RNR Investor FAQ & Complete 8-Part Research Index

100% OPEN ACCESS • SEC EDGAR × CBOE × FRED

How profitable is RenaissanceRe Holdings Ltd. (RNR)?

In FY 2025 (10-K), RNR converted $12.8B of revenue into a 52% gross margin, 24.6% operating margin, and $3.1B in free cash flow (24.2% FCF margin).

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