MARKET WIREReuters • 2h ago
Oil slips more than 1% as talks continue on ending Iran war - ReutersOil slips more than 1% as talks continue on ending Iran war Reuters
Why PLBC Stock advanced +0.63% Today — RQD Quant Desk Flash
$63.64 +0.63% NASDAQ • Live Quote vs Prior Daily Close (Synced Snapshot)
EXT / AFTER-HRS: $63.59
Plumas Bancorp (PLBC) carries a Roarable Rating of D+ (Sell) with 56/100 RQD Confidence due to weak cash-flow efficiency and sensitivity to current interest rates. Wait for business cash flow and institutional buying to improve before committing fresh capital.
ROARABLE D+ • SELL / AVOID
Cap $442.9M
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🤖 Mara Quenwick • AI Quant Lead (Click for Instant Brief)
Is PLBC stock a Buy, Hold, or Sell right now according to Roarable's RQD model?
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As of 2026-11-01, Plumas Bancorp (NASDAQ: PLBC) is rated D+ (Sell / SELL) by Roarable's 5-pillar RQD engine with a composite confidence score of 56/100 at a spot price of $63.64 (+0.63% 1D, market cap $442.9M). Pillar breakdown: Fundamental Cash Engine 10/20, Institutional 13F & Options Flow 8/20, Executive Insider Alignment 13/20, FRED Macro Regime Fit 10/20, and SEC Balance-Sheet Forensics 15/20. Across 1096 tracked Financials issuers, PLBC ranks #682 in composite RQD confidence.
✓ Pre-computed one-to-many AI Quant brief
🤖 Ellis Vennor • AI Peer & Flow Quant (Click for Instant Brief)
How does PLBC compare to IQI and VKI in the Financials sector?
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Within the Financials sector (Finance Companies), PLBC carries a Roarable D+ (56/100 RQD), trailing P/E of 15.0x, gross margin of —, and ROIC of 11.3%. By comparison, IQI (Invesco Quality Municipal Income Trust) holds a C- grade (59/100 RQD, P/E N/A, ROIC —, cap $481.2M) and VKI (Invesco Advantage Municipal Income Trust II of) posts a D grade (51/100 RQD, P/E N/A, ROIC —, cap $372.6M). Among the 5-stock peer group, PLBC leads on earnings multiple (15.0x) while PLBC leads on capital efficiency (11.3% ROIC).
✓ Pre-computed one-to-many AI Quant brief
🤖 Gideon Ashmere • AI SEC 10-K Forensics (Click for Instant Brief)
What are the biggest fundamental strengths and SEC risk factors for PLBC?
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Per PLBC's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0001168455), Plumas Bancorp generated $0 in revenue, $29.6M in net income, and $20.3M in free cash flow against $2.24B in total assets and $0 in total debt. Key quantitative strengths: Company leadership has skin in the game with net positive insider conviction.. Primary risk factors monitored: Sensitive to high interest rates and tighter Federal Reserve market liquidity.. Institutional options positioning shows a 50% call / 50% put premium split.
✓ Pre-computed one-to-many AI Quant brief
🤖 AI Quant Disclosure: Roarable Analysts are proprietary AI Quant Specialists — not human financial advisors. Pre-computed one-to-many briefings above are free; interactive 1-on-1 Q&A, custom AI sifting/indicator alerts, and personal ChatGPT/Claude MCP connections require a $9.95/mo Pro account (currently waitlist-only).
INTERACTIVE SCENARIO DECK:
EXT / AFTER-HRS: $63.59 (-0.08%)🧬 Cannibal Buyback (-2.08% YoY Shares)⚙️ Cash Engine: 10/20 (D) • 0.5% FCF Margin
Verify 90D Bucket Audit →📊 Historical Track Record: Scores of 56/100 (D+) historically posted market-perform odds over rolling 90-day windows (-0.4% avg 90D alpha vs SPY • 51.8% hit rate — wait for RQD ≥ 70 breakout).
Audit Bucket Track Record →RQD QUANT TACHOMETERSELL / AVOID • D+
JEV AI Jury Split (Battleground)
Cash
SEC
Whale
Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer
5-PILLAR SNOWFLAKE RADARRw D+ · Rk D+
Each axis scored 0–20
12M PRICE TARGET CONE-0.9% Base Target
WHALE OPTIONS SNAPSHOT: — (No Active Options Snapshot on file for PLBC)Realized 20D OHLCV Swing Band: ±4.5%
Deterministic 5-Pillar Attribution (56/100 Composite)
🔍 WHY PLBC SCORES 56/100 (D+) — TOP 3 DRIVERS2 Bullish Pillars + #1 Risk Drag
▲ #1 Bullish Driver: Insider Conviction & Share Dilution+15/20 pts (27% of score)
SEC Form 4 / 13F Thermometer: 75% Net Buy • Cannibal Buyback (-2.08% YoY Shares)
▲ #2 Bullish Driver: SEC 10-K Forensic Risk+13/20 pts (23% of score)
Altman Z-Score 3.80 (FORTRESS SAFE (>3.0)) • Piotroski F-Score 4/9
▼ #1 Drag / Risk Factor: Whale & Options Positioning8/20 pts (-12 pt drag)
Put hedging (50% put share) caps near-term gamma upside (-12 pts vs max)
📈 PAST 4 QUARTERS RQD vs SUBSEQUENT RETURNQ1 → Q2 → Q3 → Current
Q1 (-3Q)Grade D$60.96+1.9% Next Q
48
Q2 (-2Q)Grade C-$62.11+1.8% Next Q
51
Q3 (-1Q)Grade C-$63.20+0.7% Next Q
53
CurrentGrade D+$63.64-0.4% Hist 90D α
56
Trajectory: D (48) → D+ (56)Full Audit →
⚔️ ADVERSARIAL OPPOSING CASE & FORENSIC KILL-SWITCH (WHY THE BULL/BEAR THESIS COULD FAIL)GIDEON ASHMERE // FORENSIC SHORT & KILL-SWITCH DOSSIER
⚔️ Adversarial Opposing Case: Why the PLBC Bull Thesis Could Fail
Even with a 56/100 (D+) score, PLBC faces multiple-compression risk if 15.0x trailing P/E re-rate toward historical sector medians or if hyperscaler/enterprise customer concentration slows in upcoming 10-Q filings.
⚠️ Forensic Kill-Switch #1
Sensitive to high interest rates and tighter Federal Reserve market liquidity.
⚠️ Forensic Kill-Switch #2
Dilution & Margin Drag: Cannibal Buyback (-2.08% YoY Shares) — any gross margin slip below 49.5% triggers an automatic RQD downgrade.
⚠️ Forensic Kill-Switch #3
Technical & Forensic Kill-Switch: A daily close below the 50D SMA ($62.14) or 200D SMA ($55.94) invalidates the momentum regime and cuts Target Base ($63.07) toward Bear Floor ($49.19).
🎲 LIVE PREDICTION MARKET ODDS TIED TO $PLBC• $2.4M Crowd Pool • Kalshi / Polymarket Composite
Contract: “PLBC Beats Next Quarter EPS Consensus (Dec 30, 2026) & Holds Above 200D SMA”
AUTOMATED RQD QUANT DESK MOVER BRIEFINGFull Market News Desk →
Why PLBC Stock advanced +0.63% Today — RQD Quant Desk Flash
Plumas Bancorp (PLBC) advanced +0.63% to $63.64, trading at 97% of its 52-week range ($40.35 – $64.3). Stretched risk/reward at 15x P/E (11% return on capital) under elevated 10-year interest-rate pressure.
- ▸Technical Tape: Trading at 97% of its 52-week range ($40.35 – $64.3) with RSI-14 at 55 (BULLISH MOMENTUM).
- ▸Volatility Profile: Historical 20-day realized swing band of ±4.5% around $63.64 (no active unusual options sweep snapshot on file).
- ▸Fundamental Anchor: Roarable D+ (Sell) backed by 52% gross margin and $20.3M annual free cash flow.
Live PLBC Headlines & Catalysts
MARKET WIREReuters • 3h ago
Nine people dead in Learjet crash in south Florida, officials say - ReutersNine people dead in Learjet crash in south Florida, officials say Reuters
MARKET WIREReuters • 5h ago
Iran's IRGC Navy says two tankers 'exploded' after hitting mines in Hormuz - ReutersIran's IRGC Navy says two tankers 'exploded' after hitting mines in Hormuz Reuters
MARKET WIRECNBC • 7h ago
Here are 3 big things we're watching in the stock market in the week aheadThe market could use a few victories in the days ahead, which will be filled with more earnings, an election, and jobs data.
MARKET WIRECNBC • 7h ago
Democratic Rep. Stevens endorses Rogers over El-Sayed in Michigan Senate electionHaley Stevens had lost the Democratic nomination for Senate in Michigan to Abdul El-Sayed earlier this year.
RISK WATCHReuters • 8h ago
Israeli strikes kill eight people in Gaza - medics say - ReutersIsraeli strikes kill eight people in Gaza - medics say Reuters
MARKET WIREReuters • 9h ago
Russia's FSB says minor detained over park attack threat after US tip-off - ReutersRussia's FSB says minor detained over park attack threat after US tip-off Reuters
MARKET WIREReuters • 10h ago
Iran, Qatari mediators hold third day of talks to end US-Iran war - ReutersIran, Qatari mediators hold third day of talks to end US-Iran war Reuters
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Red-Light Warning Desk: Spotting SEC Cash-Flow & Dilution Risks Before Downgrades (Featuring PLBC)
- ✓Walkthrough of PLBC's RQD Radar, SEC cash-conversion gap & downside invalidation levels
- ✓3 asymmetric Bear/Hedge frameworks when 10-year Treasury yields stay elevated
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PLBC // CANDLESTICK & AUTO-TRENDLINE WORKSTATION6M: +24.76%⚡ TESTING RESISTANCE
2026-10-30O $63.52H $63.80L $62.90C $63.64VOL 71.2K
RES: $64.35SUP: $60.28SMA50: $62.14SMA200: $55.94
PRIMARY-SOURCE FORENSICS, SECOND-ORDER LINKS & AI ANALYST DESK
PLBC Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure
Share Count & Dilution Monitor (#25)
Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).
Reverse-DCF Expectations Hurdle (#30)
7.2%/yr Implied 5Y Growth
vs. +6.0% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).
Ellis Vennor Setup Ledger (#33)
No active Ellis Vennor swing setup published on PLBC today. View full Setup Ledger →
🦋 Documented & Second-Order Butterfly Connections
Open Graph →
No direct multi-tier Butterfly edges indexed yet for PLBC. Explore sector supply chains on /butterfly.
AI Analyst Theses, Washington Policy & Company Video
🎬 No recent verified company-specific video clip queued for PLBC today (we never pad ticker pages with unrelated generic clips). Browse Macro Video Desk →
DETERMINISTIC MULTI-FACTOR EQUITY AUDIT • SEC EDGAR XBRL × RQD PEER BENCHMARK
📊 Quantitative Sector Peer Comparison, SEC Filing Delta & Investment FAQ (PLBC)
Financials Rank #682 of 1096
⚔️ IQI vs PLBC Full Matrix →
1. Head-to-Head Financials Peer Comparison (PLBC vs. IQI, VKI, ORBS, PMO)
Industry: Finance Companies (27 Tracked Issuers)Across 1096 tracked Financials securities in the Roarable RQD universe, Plumas Bancorp (PLBC) ranks #682 by composite RQD confidence (56/100, grade D+) and #732 by equity capitalization ($442.9M). Within this direct 5-issuer industry benchmark cohort, PLBC leads on earnings valuation at 15.0x trailing P/E, while PLBC leads on capital efficiency and profitability with 11.3% ROIC and — gross margin. IQI currently holds the highest overall quantitative score in the immediate peer group at 59/100 (C-) compared with PLBC at 56/100 (D+).
| Ticker / Company | Roarable Grade | RQD Score | Trailing P/E | Gross Margin | ROIC | 1D Change | Market Cap | Head-to-Head |
|---|---|---|---|---|---|---|---|---|
| PLBC
ACTIVE
Plumas Bancorp | D+ | 56/100 | 15.0x | — | 11.3% | +0.63% | $442.9M | Benchmark Subject |
| IQI Invesco Quality Municipal Income Trust | C- | 59/100 | — | — | — | +2.48% | $481.2M | /iqi-vs-plbc → |
| VKI Invesco Advantage Municipal Income Trust II of | D | 51/100 | — | — | — | +1.33% | $372.6M | /vki-vs-plbc → |
| ORBS Eightco Holdings Inc. | D- | 37/100 | — | — | -26.0% | +8.65% | $354.4M | /orbs-vs-plbc → |
| PMO Franklin Municipal Opportunities Trust | C- | 59/100 | — | — | — | +1.12% | $338.1M | /pmo-vs-plbc → |
2. Multi-Year SEC XBRL Revenue, Cash Flow & Balance-Sheet Trajectory (FY2023–FY2025)
SEC EDGAR 10-K • FILED 2025-12-31 • CIK 0001168455In its most recent audited fiscal period (FY2025, filed 2025-12-31), Plumas Bancorp (PLBC) reported GAAP revenue of $0 (N/A vs. FY2024 revenue of $0 ) , GAAP net income of $29.6M, operating cash flow of $21.6M, and free cash flow of $20.3M (-32.0% YoY). On the balance sheet, PLBC closed FY2025 with $2.24B in total assets against $0 in total debt (Altman Z-Score: N/A, Piotroski F-Score: 4/9).
| Fiscal Period | Filing Date | Revenue | Net Income | Operating Cash Flow | Free Cash Flow | Total Assets | Total Debt |
|---|---|---|---|---|---|---|---|
| FY2025 (FY) | 2025-12-31 | $0 | $29.6M | $21.6M | $20.3M | $2.24B | — |
| FY2024 (FY) | 2024-12-31 | $0 | $28.6M | $30.5M | $29.8M | $1.62B | — |
| FY2023 (FY) | 2023-12-31 | $0 | $29.8M | $38.3M | $38.3M | — | — |
3. PLBC Data-Verified Investor FAQ (RQD Rating, Sector Peers, SEC Forensics & Technicals)
✓ SCHEMA.ORG FAQPAGE JSON-LD ENABLEDIs PLBC stock a Buy, Hold, or Sell right now according to Roarable's RQD model?
As of 2026-11-01, Plumas Bancorp (NASDAQ: PLBC) is rated D+ (Sell / SELL) by Roarable's 5-pillar RQD engine with a composite confidence score of 56/100 at a spot price of $63.64 (+0.63% 1D, market cap $442.9M). Pillar breakdown: Fundamental Cash Engine 10/20, Institutional 13F & Options Flow 8/20, Executive Insider Alignment 13/20, FRED Macro Regime Fit 10/20, and SEC Balance-Sheet Forensics 15/20. Across 1096 tracked Financials issuers, PLBC ranks #682 in composite RQD confidence.
How does PLBC compare to IQI and VKI in the Financials sector?
Within the Financials sector (Finance Companies), PLBC carries a Roarable D+ (56/100 RQD), trailing P/E of 15.0x, gross margin of —, and ROIC of 11.3%. By comparison, IQI (Invesco Quality Municipal Income Trust) holds a C- grade (59/100 RQD, P/E N/A, ROIC —, cap $481.2M) and VKI (Invesco Advantage Municipal Income Trust II of) posts a D grade (51/100 RQD, P/E N/A, ROIC —, cap $372.6M). Among the 5-stock peer group, PLBC leads on earnings multiple (15.0x) while PLBC leads on capital efficiency (11.3% ROIC).
What are the biggest fundamental strengths and SEC risk factors for PLBC?
Per PLBC's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0001168455), Plumas Bancorp generated $0 in revenue, $29.6M in net income, and $20.3M in free cash flow against $2.24B in total assets and $0 in total debt. Key quantitative strengths: Company leadership has skin in the game with net positive insider conviction.. Primary risk factors monitored: Sensitive to high interest rates and tighter Federal Reserve market liquidity.. Institutional options positioning shows a 50% call / 50% put premium split.
Where is PLBC trading relative to its 50-day, 200-day, and 52-week technical levels?
PLBC last traded at $63.64 (+0.63% on volume of 53,992 shares), positioning the stock +2.41% above its 50-day simple moving average ($62.14) and +13.76% above its 200-day simple moving average ($55.94). Across its 52-week range of $40.35 to $64.30, PLBC sits at the 97.2% percentile with a 14-day RSI of 55.0 (BULLISH MOMENTUM) and an implied next-earnings move of ±4.5% ($60.78 to $66.50).
PLBC Investor FAQ & Complete 8-Part Research Index
100% OPEN ACCESS • SEC EDGAR × CBOE × FREDWhy is PLBC stock moving today?
Why PLBC Stock advanced +0.63% Today — RQD Quant Desk Flash. Stretched risk/reward at 15x P/E (11% return on capital) under elevated 10-year interest-rate pressure.