Stock Ratings / Financials / PBAM / insiders

FRBA (50) CZNC (67) WTBA (63) BMRC (66) ⌘ Pro Terminal →

Private Bancorp of America Inc. (PBAM) Insider, 13F Hedge Fund & Politician Buy/Sell Thermometer

$85.55 +0.22% NASDAQ • Live Quote vs Prior Daily Close (Synced Snapshot)

Private Bancorp of America Inc. (PBAM) carries a Roarable Rating of D (Sell) with 50/100 RQD Confidence due to weak cash-flow efficiency and sensitivity to current interest rates. Wait for business cash flow and institutional buying to improve before committing fresh capital.

ROARABLE D • SELL / AVOID Cap $490.2M

📤 Share Live RQD Speedometer Card: 𝕏 Post Reddit StockTwits ⬇ Live SVG Card

INTERACTIVE SCENARIO DECK:

🛡️ Portfolio Crash X-Ray

RQD QUANT TACHOMETERSELL / AVOID • D

2-of-3 JEV AI Jury Bearish Warning

Cash

SEC

Whale

Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer

5-PILLAR SNOWFLAKE RADARRw D · Rk D+

Each axis scored 0–20

12M PRICE TARGET CONE-3.6% Base Target

WHALE OPTIONS SNAPSHOT: — (No Active Options Snapshot on file for PBAM)Realized 20D OHLCV Swing Band: ±4.1%

SEC FORM 4 × 13F HEDGE FUNDS × CONGRESSIONAL STOCK ACT

PBAM Smart-Money Thermometer: BALANCED INSTITUTIONAL POSITIONING

Explore All 13F & Congress Whales →

▲ Disclosed Buys: 0 ($0)▼ Disclosed Sales: 0 ($0)

Wide-Open SEC Form 4, 13F & Congressional Disclosure Ledger (PBAM)

No recent open-market Form 4 cluster sales or emergency dumps flagged on PBAM. Visit the Global 13F & Congressional Whale Ledger for cross-market smart-money filings.

ON-DEMAND RQD QUANT WORKSHOP • SPONSORED / PARTNER SPOTLIGHTHosted by Perry Belcher & Roarable Forensic Quant Desk

Red-Light Warning Desk: Spotting SEC Cash-Flow & Dilution Risks Before Downgrades (Featuring PBAM)

✓Walkthrough of PBAM's RQD Radar, SEC cash-conversion gap & downside invalidation levels
✓3 asymmetric Bear/Hedge frameworks when 10-year Treasury yields stay elevated
✓Includes nightly RQD rating-change & forensic signal email alerts on your tracked stocks

RQD INSIDER CLUB WAITLIST$49/YR PLANNED

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PBAM // CANDLESTICK & AUTO-TRENDLINE WORKSTATION6M: +13.84%▲ ASCENDING TRIANGLE

2026-10-30O $85.90H $86.06L $84.97C $85.55VOL 86.8K

RES: $87.67SUP: $83.13SMA50: $87.23SMA200: $75.96

PRIMARY-SOURCE FORENSICS, SECOND-ORDER LINKS & AI ANALYST DESK

PBAM Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure

🦋 PBAM Butterfly Map → + Track PBAM →

Share Count & Dilution Monitor (#25)

Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).

Reverse-DCF Expectations Hurdle (#30)

8.0%/yr Implied 5Y Growth

vs. +6.0% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).

Ellis Vennor Setup Ledger (#33)

No active Ellis Vennor swing setup published on PBAM today. View full Setup Ledger →

🦋 Documented & Second-Order Butterfly Connections Open Graph →

No direct multi-tier Butterfly edges indexed yet for PBAM. Explore sector supply chains on /butterfly.

AI Analyst Theses, Washington Policy & Company Video

🎬 No recent verified company-specific video clip queued for PBAM today (we never pad ticker pages with unrelated generic clips). Browse Macro Video Desk →

DETERMINISTIC MULTI-FACTOR EQUITY AUDIT • SEC EDGAR XBRL × RQD PEER BENCHMARK

📊 Quantitative Sector Peer Comparison, SEC Filing Delta & Investment FAQ (PBAM)

Financials Rank #856 of 1096 ⚔️ FRBA vs PBAM Full Matrix →

1. Head-to-Head Financials Peer Comparison (PBAM vs. FRBA, CZNC, WTBA, BMRC)

Industry: Major Banks (248 Tracked Issuers)

Across 1096 tracked Financials securities in the Roarable RQD universe, Private Bancorp of America Inc. (PBAM) ranks #856 by composite RQD confidence (50/100, grade D) and #708 by equity capitalization ($490.2M). Within this direct 5-issuer industry benchmark cohort, WTBA leads on earnings valuation at 15.7x trailing P/E, while WTBA leads on capital efficiency and profitability with 12.2% ROIC and — gross margin. CZNC currently holds the highest overall quantitative score in the immediate peer group at 67/100 (C+) compared with PBAM at 50/100 (D).

Ticker / Company	Roarable Grade	RQD Score	Trailing P/E	Gross Margin	ROIC	1D Change	Market Cap	Head-to-Head
PBAM ACTIVE Private Bancorp of America Inc.	D	50/100	—	—	—	+0.22%	$490.2M	Benchmark Subject
FRBA First Bank	D	50/100	—	—	—	+0.47%	$488.6M	/frba-vs-pbam →
CZNC Citizens & Northern Corp	C+	67/100	21.3x	—	6.9%	+1.20%	$498.9M	/cznc-vs-pbam →
WTBA West Bancorporation	C	63/100	15.7x	—	12.2%	-1.38%	$512.0M	/wtba-vs-pbam →
BMRC Bank of Marin Bancorp	C+	66/100	17.6x	—	6.7%	-0.31%	$466.4M	/bmrc-vs-pbam →

2. Multi-Year SEC XBRL Revenue, Cash Flow & Balance-Sheet Trajectory (FY2025–FY2025)

SEC EDGAR 10-K • FILED 2025-12-31 • CIK 0001705284

In its most recent audited fiscal period (FY2025, filed 2025-12-31), Private Bancorp of America Inc. (PBAM) reported GAAP revenue of $0 , GAAP net income of $0, operating cash flow of $0, and free cash flow of $0 . On the balance sheet, PBAM closed FY2025 with $2.54B in total assets against $0 in total debt (Altman Z-Score: N/A, Piotroski F-Score: N/A).

Fiscal Period	Filing Date	Revenue	Net Income	Operating Cash Flow	Free Cash Flow	Total Assets	Total Debt
FY2025 (FY)	2025-12-31	$0	$0	—	—	$2.54B	—

3. PBAM Data-Verified Investor FAQ (RQD Rating, Sector Peers, SEC Forensics & Technicals)

✓ SCHEMA.ORG FAQPAGE JSON-LD ENABLED

Is PBAM stock a Buy, Hold, or Sell right now according to Roarable's RQD model?

As of 2026-11-01, Private Bancorp of America Inc. (NASDAQ: PBAM) is rated D (Sell / SELL) by Roarable's 5-pillar RQD engine with a composite confidence score of 50/100 at a spot price of $85.55 (+0.22% 1D, market cap $490.2M). Pillar breakdown: Fundamental Cash Engine 10/20, Institutional 13F & Options Flow 8/20, Executive Insider Alignment 13/20, FRED Macro Regime Fit 10/20, and SEC Balance-Sheet Forensics 9/20. Across 1096 tracked Financials issuers, PBAM ranks #856 in composite RQD confidence.

How does PBAM compare to FRBA and CZNC in the Financials sector?

Within the Financials sector (Major Banks), PBAM carries a Roarable D (50/100 RQD), trailing P/E of N/A, gross margin of —, and ROIC of —. By comparison, FRBA (First Bank) holds a D grade (50/100 RQD, P/E N/A, ROIC —, cap $488.6M) and CZNC (Citizens & Northern Corp) posts a C+ grade (67/100 RQD, P/E 21.3x, ROIC 6.9%, cap $498.9M). Among the 5-stock peer group, WTBA leads on earnings multiple (15.7x) while WTBA leads on capital efficiency (12.2% ROIC).

What are the biggest fundamental strengths and SEC risk factors for PBAM?

Per PBAM's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0001705284), Private Bancorp of America Inc. generated $0 in revenue, $0 in net income, and $0 in free cash flow against $2.54B in total assets and $0 in total debt. Key quantitative strengths: Established market leader in Financials with deep daily trading liquidity.. Primary risk factors monitored: Company executives have done more routine share selling than personal cash buying lately.. Institutional options positioning shows a 50% call / 50% put premium split.

Where is PBAM trading relative to its 50-day, 200-day, and 52-week technical levels?

PBAM last traded at $85.55 (+0.22% on volume of 59,308 shares), positioning the stock -1.93% below its 50-day simple moving average ($87.23) and +12.63% above its 200-day simple moving average ($75.96). Across its 52-week range of $55.12 to $92.09, PBAM sits at the 82.3% percentile with a 14-day RSI of 47.0 (NEUTRAL RANGE) and an implied next-earnings move of ±4.1% ($82.04 to $89.06).

PBAM Investor FAQ & Complete 8-Part Research Index

100% OPEN ACCESS • SEC EDGAR × CBOE × FRED

Are PBAM insiders and hedge funds buying or selling?

Roarable's SEC Form 4 and 13F Whale Thermometer currently classifies PBAM leadership and institutional positioning as: BALANCED INSTITUTIONAL POSITIONING.

Direct Sub-Reports: PBAM RQD Cockpit PBAM 12M Forecast PBAM Earnings & Move PBAM Dividends & DRIP PBAM Insiders & 13F PBAM Whale Options PBAM Profit Sankey PBAM News & Why