Stock Ratings / Technology / PAYS / dividends

HQ (60) PLTK (34) TASK (72) OSPN (72) ⌘ Pro Terminal →

Paysign Inc. (PAYS) Dividend Safety Gauge & 10-Year DRIP Compounder

$14.34 +2.65% NASDAQ • Live Quote vs Prior Daily Close (Synced Snapshot)

Paysign Inc. (PAYS) carries a Roarable Rating of C (Hold) with 64/100 RQD Confidence. The composite score sits in the neutral Hold band (59–69), meaning current holders don’t need to panic-sell while prospective buyers can wait for a move into the 70+ Buy zone.

ROARABLE C • HOLD / WATCH Cap $809.7M

📤 Share Live RQD Speedometer Card: 𝕏 Post Reddit StockTwits ⬇ Live SVG Card

INTERACTIVE SCENARIO DECK:

🛡️ Portfolio Crash X-Ray

RQD QUANT TACHOMETERHOLD / WATCH • C

JEV AI Jury Split (Battleground)

Cash

SEC

Whale

Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer

5-PILLAR SNOWFLAKE RADARRw C · Rk C+

Each axis scored 0–20

12M PRICE TARGET CONE+2.7% Base Target

WHALE OPTIONS SNAPSHOT: — (No Active Options Snapshot on file for PAYS)Realized 20D OHLCV Swing Band: ±11.9%

CASH DIVIDEND + BUYBACK YIELD

1.8% Total Yield

0% Cash ($0.00/yr) + 1.8% Buybacks

PAYOUT SAFETY SPEEDOMETER

74/100 • REINVESTING IN GROWTH + BUYBACKS

FREE CASH FLOW PAYOUT RATIO

0% (100% Reinvested)

Retains cash flow for R&D and share repurchases

INTERACTIVE DRIP & SHAREHOLDER-YIELD COMPOUNDER (16.3% EST. ANNUAL)

$10,000 Compounded Over 10 Years → $45,269

Est. Year-10 Shareholder Yield: $815/yr

Starting Investment: $10,000

Compounding Horizon: 10 Years

$11.6K

Yr 1

$13.5K

Yr 2

$15.7K

Yr 3

$18.3K

Yr 4

$21.3K

Yr 5

$24.7K

Yr 6

$28.8K

Yr 7

$33.5K

Yr 8

$38.9K

Yr 9

$45.3K

Yr 10

ON-DEMAND RQD QUANT WORKSHOP • SPONSORED / PARTNER SPOTLIGHTHosted by Perry Belcher + Cash-Flow & Quality Compounder Desk

Cash-Fortress Compounders: Auditing Free Cash Flow & Yield Safety in PAYS & A-Rated Leaders

✓12-month Bull/Base/Bear fair-value walkthrough on PAYS and its top sector peer
✓Top Roarable A-Rated cash compounders with verified executive & 13F accumulation
✓Includes nightly RQD rating-change & forensic signal email alerts

RQD INSIDER CLUB WAITLIST$49/YR PLANNED

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PAYS // CANDLESTICK & AUTO-TRENDLINE WORKSTATION6M: +118.60%🛡️ HOLDING TREND SUPPORT

2026-10-30O $14.16H $14.59L $13.67C $14.34VOL 503.3K

RES: $16.50SUP: $13.73SMA50: $13.77SMA200: $8.33

PRIMARY-SOURCE FORENSICS, SECOND-ORDER LINKS & AI ANALYST DESK

PAYS Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure

🦋 PAYS Butterfly Map → + Track PAYS →

Share Count & Dilution Monitor (#25)

Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).

Reverse-DCF Expectations Hurdle (#30)

48.0%/yr Implied 5Y Growth

vs. +40.5% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).

Ellis Vennor Setup Ledger (#33)

No active Ellis Vennor swing setup published on PAYS today. View full Setup Ledger →

🦋 Documented & Second-Order Butterfly Connections Open Graph →

No direct multi-tier Butterfly edges indexed yet for PAYS. Explore sector supply chains on /butterfly.

AI Analyst Theses, Washington Policy & Company Video

🎬 No recent verified company-specific video clip queued for PAYS today (we never pad ticker pages with unrelated generic clips). Browse Macro Video Desk →

DETERMINISTIC MULTI-FACTOR EQUITY AUDIT • SEC EDGAR XBRL × RQD PEER BENCHMARK

📊 Quantitative Sector Peer Comparison, SEC Filing Delta & Investment FAQ (PAYS)

Technology Rank #194 of 714 ⚔️ HQ vs PAYS Full Matrix →

1. Head-to-Head Technology Peer Comparison (PAYS vs. HQ, PLTK, TASK, OSPN)

Industry: EDP Services (163 Tracked Issuers)

Across 714 tracked Technology securities in the Roarable RQD universe, Paysign Inc. (PAYS) ranks #194 by composite RQD confidence (64/100, grade C) and #370 by equity capitalization ($809.7M). Within this direct 5-issuer industry benchmark cohort, TASK leads on earnings valuation at 7.3x trailing P/E, while OSPN leads on capital efficiency and profitability with 19.0% ROIC and 73.8% gross margin. TASK currently holds the highest overall quantitative score in the immediate peer group at 72/100 (B) compared with PAYS at 64/100 (C).

Ticker / Company	Roarable Grade	RQD Score	Trailing P/E	Gross Margin	ROIC	1D Change	Market Cap	Head-to-Head
PAYS ACTIVE Paysign Inc.	C	64/100	107.2x	59.4%	10.6%	+2.65%	$809.7M	Benchmark Subject
HQ Horizon Quantum Holdings Ltd. (Class A)	C-	60/100	—	—	—	+0.07%	$826.9M	/hq-vs-pays →
PLTK Playtika Holding Corp.	E	34/100	—	72.5%	-0.3%	-3.43%	$751.4M	/pltk-vs-pays →
TASK TaskUs Inc. (Class A)	B	72/100	7.3x	—	18.3%	-0.73%	$743.6M	/task-vs-pays →
OSPN OneSpan Inc.	B	72/100	10.2x	73.8%	19.0%	+0.35%	$742.6M	/ospn-vs-pays →

2. Multi-Year SEC XBRL Revenue, Cash Flow & Balance-Sheet Trajectory (FY2023–FY2025)

SEC EDGAR 10-K • FILED 2025-12-31 • CIK 0001496443

In its most recent audited fiscal period (FY2025, filed 2025-12-31), Paysign Inc. (PAYS) reported GAAP revenue of $82.0M (+40.5% vs. FY2024 revenue of $58.4M , and +73.5% cumulative change since FY2023) , GAAP net income of $7.6M, operating cash flow of $52.5M, and free cash flow of $51.2M (+127.6% YoY). On the balance sheet, PAYS closed FY2025 with $276.3M in total assets against $6.1M in total debt (Altman Z-Score: 2.70, Piotroski F-Score: 9/9).

Fiscal Period	Filing Date	Revenue	Net Income	Operating Cash Flow	Free Cash Flow	Total Assets	Total Debt
FY2025 (FY)	2025-12-31	$82.0M	$7.6M	$52.5M	$51.2M	$276.3M	$6.1M
FY2024 (FY)	2024-12-31	$58.4M	$3.8M	$22.9M	$22.5M	$179.0M	$0
FY2023 (FY)	2023-12-31	$47.3M	$6.5M	$27.6M	$27.6M	—	—

3. PAYS Data-Verified Investor FAQ (RQD Rating, Sector Peers, SEC Forensics & Technicals)

✓ SCHEMA.ORG FAQPAGE JSON-LD ENABLED

Is PAYS stock a Buy, Hold, or Sell right now according to Roarable's RQD model?

As of 2026-11-01, Paysign Inc. (NASDAQ: PAYS) is rated C (Hold / HOLD) by Roarable's 5-pillar RQD engine with a composite confidence score of 64/100 at a spot price of $14.34 (+2.65% 1D, market cap $809.7M). Pillar breakdown: Fundamental Cash Engine 15/20, Institutional 13F & Options Flow 10/20, Executive Insider Alignment 13/20, FRED Macro Regime Fit 14/20, and SEC Balance-Sheet Forensics 12/20. Across 714 tracked Technology issuers, PAYS ranks #194 in composite RQD confidence.

How does PAYS compare to HQ and PLTK in the Technology sector?

Within the Technology sector (EDP Services), PAYS carries a Roarable C (64/100 RQD), trailing P/E of 107.2x, gross margin of 59.4%, and ROIC of 10.6%. By comparison, HQ (Horizon Quantum Holdings Ltd. (Class A)) holds a C- grade (60/100 RQD, P/E N/A, ROIC —, cap $826.9M) and PLTK (Playtika Holding Corp.) posts a E grade (34/100 RQD, P/E N/A, ROIC -0.3%, cap $751.4M). Among the 5-stock peer group, TASK leads on earnings multiple (7.3x) while OSPN leads on capital efficiency (19.0% ROIC).

What are the biggest fundamental strengths and SEC risk factors for PAYS?

Per PAYS's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0001496443), Paysign Inc. generated $82.0M in revenue (+40.5% YoY), $7.6M in net income, and $51.2M in free cash flow against $276.3M in total assets and $6.1M in total debt. Key quantitative strengths: Strong cash generator (59% profit margin)—profits are backed by real money, not accounting tricks.. Primary risk factors monitored: Priced at 107x earnings—high expectations leave less room for a lukewarm quarter.. Institutional options positioning shows a 50% call / 50% put premium split.

Where is PAYS trading relative to its 50-day, 200-day, and 52-week technical levels?

PAYS last traded at $14.34 (+2.65% on volume of 483,334 shares), positioning the stock +4.14% above its 50-day simple moving average ($13.77) and +72.15% above its 200-day simple moving average ($8.33). Across its 52-week range of $3.08 to $16.15, PAYS sits at the 86.2% percentile with a 14-day RSI of 46.0 (NEUTRAL RANGE) and an implied next-earnings move of ±11.9% ($12.63 to $16.05).

PAYS Investor FAQ & Complete 8-Part Research Index

100% OPEN ACCESS • SEC EDGAR × CBOE × FRED

Does PAYS pay a dividend and is it safe?

Paysign Inc. (PAYS) offers a 0% cash dividend yield ($0.00 annualized) and 1.8% total shareholder yield including buybacks. Roarable rates its payout coverage as REINVESTING IN GROWTH + BUYBACKS.

Direct Sub-Reports: PAYS RQD Cockpit PAYS 12M Forecast PAYS Earnings & Move PAYS Dividends & DRIP PAYS Insiders & 13F PAYS Whale Options PAYS Profit Sankey PAYS News & Why