Stock Ratings / Consumer Discretionary / OPLN / financials

RUSHA (63) AN (40) ABG (49) LAD (45) ⌘ Pro Terminal →

OPENLANE Inc. (OPLN) Revenue-to-Profit Sankey Flow & SEC XBRL Financials

$38.76 +2.70% NYSE • Live Quote vs Prior Daily Close (Synced Snapshot) EXT / AFTER-HRS: $38.87

OPENLANE Inc. (OPLN) carries a Roarable Rating of C (Hold) with 63/100 RQD Confidence. The composite score sits in the neutral Hold band (59–69), meaning current holders don’t need to panic-sell while prospective buyers can wait for a move into the 70+ Buy zone.

📊 Historical Track Record: Scores of 63/100 (C) historically posted market-perform odds over rolling 90-day windows (+0.9% avg 90D alpha vs SPY) →

ROARABLE C • HOLD / WATCH Cap $4.73B

📤 Share Live RQD Speedometer Card: 𝕏 Post Reddit StockTwits ⬇ Live SVG Card

INTERACTIVE SCENARIO DECK:

🛡️ Portfolio Crash X-Ray

EXT / AFTER-HRS: $38.88 (+0.30%)🧬 Disciplined Float (-0.40% YoY Shares)⚙️ Cash Engine: 13/20 (C) • 6.8% FCF Margin

Verify 90D Bucket Audit →

📊 Historical Track Record: Scores of 63/100 (C) historically posted market-perform odds over rolling 90-day windows (+0.9% avg 90D alpha vs SPY • 54.8% hit rate — wait for RQD ≥ 70 breakout).

Audit Bucket Track Record →

RQD QUANT TACHOMETERHOLD / WATCH • C

JEV AI Jury Split (Battleground)

Cash

SEC

Whale

Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer

5-PILLAR SNOWFLAKE RADARRw D+ · Rk B-

Each axis scored 0–20

12M PRICE TARGET CONE+2.2% Base Target

WHALE OPTIONS SNAPSHOT: — (No Active Options Snapshot on file for OPLN)Realized 20D OHLCV Swing Band: ±5.1%

Deterministic 5-Pillar Attribution (63/100 Composite)

🔍 WHY OPLN SCORES 63/100 (C) — TOP 3 DRIVERS2 Bullish Pillars + #1 Risk Drag

▲ #1 Bullish Driver: Macro Regime Fit+15/20 pts (24% of score)

FRED Regime × Technicals: 78% of 52W Range • RSI-14 at 68.5 (BULLISH MOMENTUM)

▲ #2 Bullish Driver: Cash Engine Quality+13/20 pts (21% of score)

SEC XBRL FY 2025 (10-K): 6.8% FCF Margin ($132.5M FCF) & 52% Gross Margin

▼ #1 Drag / Risk Factor: Insider Conviction & Share Dilution9/20 pts (-11 pt drag)

Disciplined Float (-0.40% YoY Shares) & executive Form 4 sales trim 11 pts from alignment

📈 PAST 4 QUARTERS RQD vs SUBSEQUENT RETURNQ1 → Q2 → Q3 → Current

Q1 (-3Q)

Grade C$36.71+0.9% Next Q

Q2 (-2Q)

Grade C$37.03+1.8% Next Q

Q3 (-1Q)

Grade C$37.69+2.8% Next Q

Current

Grade C$38.76+0.9% Hist 90D α

Trajectory: C (55) → C (63)Full Audit →

⚔️ ADVERSARIAL OPPOSING CASE & FORENSIC KILL-SWITCH (WHY THE BULL/BEAR THESIS COULD FAIL)GIDEON ASHMERE // FORENSIC SHORT & KILL-SWITCH DOSSIER

⚔️ Adversarial Opposing Case: Why the OPLN Bull Thesis Could Fail

Gideon Ashmere Forensic Desk →

Even with a 63/100 (C) score, OPLN faces multiple-compression risk if 26.6x trailing P/E re-rate toward historical sector medians or if hyperscaler/enterprise customer concentration slows in upcoming 10-Q filings.

⚠️ Forensic Kill-Switch #1

Company executives have done more routine share selling than personal cash buying lately.

⚠️ Forensic Kill-Switch #2

Dilution & Margin Drag: Disciplined Float (-0.40% YoY Shares) — any gross margin slip below 49.5% triggers an automatic RQD downgrade.

⚠️ Forensic Kill-Switch #3

Technical & Forensic Kill-Switch: A daily close below the 50D SMA ($35.69) or 200D SMA ($34.15) invalidates the momentum regime and cuts Target Base ($39.63) toward Bear Floor ($30.91).

🎲 LIVE PREDICTION MARKET ODDS TIED TO $OPLN• $2.4M Crowd Pool • Kalshi / Polymarket Composite

Contract: “OPLN Beats Next Quarter EPS Consensus (Dec 30, 2026) & Holds Above 200D SMA”

YES 63%NO 37%Trade / Inspect Odds →

VISUAL REVENUE-TO-PROFIT SANKEY WATERFALL • FY 2025 (10-K)

How OPLN Turns Every Dollar of Sales Into Real Bottom-Line Profit

Free Cash Flow:$132.5M (6.8% FCF Margin)

Multi-Year SEC EDGAR XBRL Revenue, Net Profit & Free Cash Flow Trajectory

■ Revenue■ Net Profit■ Free Cash Flow

FY23

Rev $1.70B

FY24

Rev $1.79B

FY25

Rev $1.93B

Fiscal Year	Revenue	Gross Margin	Op Margin	Net Profit	Free Cash Flow	ROIC %
FY 2025	$1.93B	52%	10.2%	$177.7M	$168.8M	9.5%
FY 2024	$1.79B	52%	10.2%	$109.9M	$104.4M	12%
FY 2023	$1.70B	52%	-8%	-$154.1M	-$146.4M	9.5%

ON-DEMAND RQD QUANT WORKSHOP • SPONSORED / PARTNER SPOTLIGHTHosted by Perry Belcher & Roarable Forensic Quant Desk

Red-Light Warning Desk: Spotting SEC Cash-Flow & Dilution Risks Before Downgrades (Featuring OPLN)

✓Walkthrough of OPLN's RQD Radar, SEC cash-conversion gap & downside invalidation levels
✓3 asymmetric Bear/Hedge frameworks when 10-year Treasury yields stay elevated
✓Includes nightly RQD rating-change & forensic signal email alerts on your tracked stocks

RQD INSIDER CLUB WAITLIST$49/YR PLANNED

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Join Founding VIP Waitlist (No Card Required) →$100K Arena

OPLN // CANDLESTICK & AUTO-TRENDLINE WORKSTATION6M: +23.28%▲ ASCENDING TRIANGLE

2026-10-30O $38.80H $39.27L $38.76C $38.76VOL 697.6K

RES: $42.22SUP: $34.49SMA50: $35.69SMA200: $34.15

PRIMARY-SOURCE FORENSICS, SECOND-ORDER LINKS & AI ANALYST DESK

OPLN Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure

🦋 OPLN Butterfly Map → + Track OPLN →

Share Count & Dilution Monitor (#25)

Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).

Reverse-DCF Expectations Hurdle (#30)

20.2%/yr Implied 5Y Growth

vs. +8.2% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).

Ellis Vennor Setup Ledger (#33)

No active Ellis Vennor swing setup published on OPLN today. View full Setup Ledger →

🦋 Documented & Second-Order Butterfly Connections Open Graph →

No direct multi-tier Butterfly edges indexed yet for OPLN. Explore sector supply chains on /butterfly.

AI Analyst Theses, Washington Policy & Company Video

🎬 No recent verified company-specific video clip queued for OPLN today (we never pad ticker pages with unrelated generic clips). Browse Macro Video Desk →

DETERMINISTIC MULTI-FACTOR EQUITY AUDIT • SEC EDGAR XBRL × RQD PEER BENCHMARK

📊 Quantitative Sector Peer Comparison, SEC Filing Delta & Investment FAQ (OPLN)

Consumer Discretionary Rank #321 of 1011 ⚔️ RUSHA vs OPLN Full Matrix →

1. Head-to-Head Consumer Discretionary Peer Comparison (OPLN vs. RUSHA, AN, ABG, LAD)

Industry: Retail-Auto Dealers and Gas Stations (20 Tracked Issuers)

Across 1011 tracked Consumer Discretionary securities in the Roarable RQD universe, OPENLANE Inc. (OPLN) ranks #321 by composite RQD confidence (63/100, grade C) and #281 by equity capitalization ($4.73B). Within this direct 5-issuer industry benchmark cohort, ABG leads on earnings valuation at 7.3x trailing P/E, while AN leads on capital efficiency and profitability with 18.9% ROIC and 17.9% gross margin. OPLN currently leads its immediate peer cohort in composite quantitative strength at 63/100 (C).

Ticker / Company	Roarable Grade	RQD Score	Trailing P/E	Gross Margin	ROIC	1D Change	Market Cap	Head-to-Head
OPLN ACTIVE OPENLANE Inc.	C	63/100	26.6x	—	9.5%	+2.70%	$4.73B	Benchmark Subject
RUSHA Rush Enterprises Inc. Cl A	C	63/100	19.1x	20.7%	13.7%	+4.41%	$5.08B	/rusha-vs-opln →
AN AutoNation Inc.	D-	40/100	8.6x	17.9%	18.9%	+3.14%	$5.60B	/an-vs-opln →
ABG Asbury Automotive Group Inc	D	49/100	7.3x	17.1%	14.0%	+2.97%	$3.58B	/abg-vs-opln →
LAD Lithia Motors Inc.	D	45/100	7.8x	15.2%	11.1%	+2.90%	$6.42B	/lad-vs-opln →

2. Multi-Year SEC XBRL Revenue, Cash Flow & Balance-Sheet Trajectory (FY2023–FY2025)

SEC EDGAR 10-K • FILED 2025-12-31 • CIK 0001395942

In its most recent audited fiscal period (FY2025, filed 2025-12-31), OPENLANE Inc. (OPLN) reported GAAP revenue of $1.93B (+8.2% vs. FY2024 revenue of $1.79B , and +14.1% cumulative change since FY2023) , GAAP net income of $177.7M, operating cash flow of $0, and free cash flow of $0 . On the balance sheet, OPLN closed FY2025 with $4.72B in total assets against $530.1M in total debt (Altman Z-Score: N/A, Piotroski F-Score: 5/9).

Fiscal Period	Filing Date	Revenue	Net Income	Operating Cash Flow	Free Cash Flow	Total Assets	Total Debt
FY2025 (FY)	2025-12-31	$1.93B	$177.7M	—	—	$4.72B	$530.1M
FY2024 (FY)	2024-12-31	$1.79B	$109.9M	—	—	$4.62B	$0
FY2023 (FY)	2023-12-31	$1.70B	-$154.1M	—	—	—	—

3. OPLN Data-Verified Investor FAQ (RQD Rating, Sector Peers, SEC Forensics & Technicals)

✓ SCHEMA.ORG FAQPAGE JSON-LD ENABLED

Is OPLN stock a Buy, Hold, or Sell right now according to Roarable's RQD model?

As of 2026-11-01, OPENLANE Inc. (NYSE: OPLN) is rated C (Hold / HOLD) by Roarable's 5-pillar RQD engine with a composite confidence score of 63/100 at a spot price of $38.76 (+2.70% 1D, market cap $4.73B). Pillar breakdown: Fundamental Cash Engine 13/20, Institutional 13F & Options Flow 13/20, Executive Insider Alignment 13/20, FRED Macro Regime Fit 15/20, and SEC Balance-Sheet Forensics 9/20. Across 1011 tracked Consumer Discretionary issuers, OPLN ranks #321 in composite RQD confidence.

How does OPLN compare to RUSHA and AN in the Consumer Discretionary sector?

Within the Consumer Discretionary sector (Retail-Auto Dealers and Gas Stations), OPLN carries a Roarable C (63/100 RQD), trailing P/E of 26.6x, gross margin of —, and ROIC of 9.5%. By comparison, RUSHA (Rush Enterprises Inc. Cl A) holds a C grade (63/100 RQD, P/E 19.1x, ROIC 13.7%, cap $5.08B) and AN (AutoNation Inc.) posts a D- grade (40/100 RQD, P/E 8.6x, ROIC 18.9%, cap $5.60B). Among the 5-stock peer group, ABG leads on earnings multiple (7.3x) while AN leads on capital efficiency (18.9% ROIC).

What are the biggest fundamental strengths and SEC risk factors for OPLN?

Per OPLN's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0001395942), OPENLANE Inc. generated $1.93B in revenue (+8.2% YoY), $177.7M in net income, and $0 in free cash flow against $4.72B in total assets and $530.1M in total debt. Key quantitative strengths: Established market leader in Consumer Discretionary with deep daily trading liquidity.. Primary risk factors monitored: Company executives have done more routine share selling than personal cash buying lately.. Institutional options positioning shows a 50% call / 50% put premium split.

Where is OPLN trading relative to its 50-day, 200-day, and 52-week technical levels?

OPLN last traded at $38.76 (+2.70% on volume of 977,710 shares), positioning the stock +8.60% above its 50-day simple moving average ($35.69) and +13.50% above its 200-day simple moving average ($34.15). Across its 52-week range of $24.32 to $42.90, OPLN sits at the 77.7% percentile with a 14-day RSI of 68.5 (BULLISH MOMENTUM) and an implied next-earnings move of ±5.1% ($36.78 to $40.74).