Offerpad Solutions Inc. (Class A) (OPAD) carries a Roarable Rating of D (Sell) with 46/100 RQD Confidence due to weak cash-flow efficiency and sensitivity to current interest rates. Wait for business cash flow and institutional buying to improve before committing fresh capital.
Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer
FRED Regime × Technicals: 26% of 52W Range • RSI-14 at 25.3 (OVERSOLD (<32))
SEC XBRL FY 2025 (10-K): 11.6% FCF Margin ($65.7M FCF) & 52% Gross Margin
Disciplined Float (+0.72% YoY Shares) & executive Form 4 sales trim 15 pts from alignment
While OPAD currently carries a cautious 46/100 (D) rating due to Insider Conviction & Share Dilution (5/20), shorts face asymmetric squeeze risk if free cash flow inflects or management executes accretive buybacks.
Established market leader in Financials with deep daily trading liquidity.
Options & Short-Covering Gamma: Reclaiming the 50-day SMA ($3.32) and Max Pain ($2.36) forces dealer call-delta covering toward $7.40.
Forensic Repair Trigger: Halting share dilution (Disciplined Float (+0.72% YoY Shares)) or retiring high-cost debt immediately upgrades the SEC 10-K Forensic pillar.
Offerpad Solutions Inc. (Class A) (OPAD) dropped -7.02% to $2.25, trading at 26% of its 52-week range ($0.57 – $7.05). Stretched risk/reward at current multiples (-35% return on capital) under elevated 10-year interest-rate pressure.
First Business Financial Services (FBIZ) delivered earnings and revenue surprises of +15.39% and +1.52%, respectively, for the quarter ended September 2026. Do the numbers hold clues to what lies ahead for the stock?
https://www.sec.gov/ix?doc=/Archives/edgar/data/1825024/000119312526430412/opad-20261020.htm
Volatility cuts both ways - while it creates opportunities, it also increases risk, making sharp declines just as likely as big gains. This unpredictability can shake out even the most experienced investors.
Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).
vs. -38.2% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).
No active Ellis Vennor swing setup published on OPAD today. View full Setup Ledger →
No direct multi-tier Butterfly edges indexed yet for OPAD. Explore sector supply chains on /butterfly.
Across 1096 tracked Financials securities in the Roarable RQD universe, Offerpad Solutions Inc. (Class A) (OPAD) ranks #929 by composite RQD confidence (46/100, grade D) and #1072 by equity capitalization ($10.9M). Within this direct 5-issuer industry benchmark cohort, PETZ leads on earnings valuation at 7.1x trailing P/E, while LHAI leads on capital efficiency and profitability with 7.1% ROIC and — gross margin. LHAI currently holds the highest overall quantitative score in the immediate peer group at 62/100 (C) compared with OPAD at 46/100 (D).
| Ticker / Company | Roarable Grade | RQD Score | Trailing P/E | Gross Margin | ROIC | 1D Change | Market Cap | Head-to-Head |
|---|---|---|---|---|---|---|---|---|
| OPAD
ACTIVE
Offerpad Solutions Inc. (Class A) | D | 46/100 | — | — | -35.0% | -7.02% | $10.9M | Benchmark Subject |
| PETZ TDH Holdings Inc. | E | 34/100 | 7.1x | — | -12.6% | 0.00% | $12.7M | /petz-vs-opad → |
| LHAI Linkhome Holdings Inc. | C | 62/100 | — | — | 7.1% | +21.16% | $17.0M | /lhai-vs-opad → |
| AEI Alset Inc. (TX) | E | 33/100 | — | — | -12.5% | -4.46% | $19.9M | /aei-vs-opad → |
| OMH Ohmyhome Limited (Class A) | D- | 39/100 | — | — | -35.0% | +3.04% | $5.9M | /omh-vs-opad → |
In its most recent audited fiscal period (FY2025, filed 2025-12-31), Offerpad Solutions Inc. (Class A) (OPAD) reported GAAP revenue of $567.8M (-38.2% vs. FY2024 revenue of $918.8M , and -56.8% cumulative change since FY2023) , GAAP net income of -$46.4M, operating cash flow of $66.8M, and free cash flow of $65.7M (+326.1% YoY). On the balance sheet, OPAD closed FY2025 with $154.8M in total assets against $0 in total debt (Altman Z-Score: N/A, Piotroski F-Score: 5/9).
| Fiscal Period | Filing Date | Revenue | Net Income | Operating Cash Flow | Free Cash Flow | Total Assets | Total Debt |
|---|---|---|---|---|---|---|---|
| FY2025 (FY) | 2025-12-31 | $567.8M | -$46.4M | $66.8M | $65.7M | $154.8M | — |
| FY2024 (FY) | 2024-12-31 | $918.8M | -$62.2M | $20.8M | $15.4M | $313.1M | — |
| FY2023 (FY) | 2023-12-31 | $1.31B | -$117.2M | $261.6M | $261.6M | — | — |
As of 2026-11-01, Offerpad Solutions Inc. (Class A) (NASDAQ: OPAD) is rated D (Sell / SELL) by Roarable's 5-pillar RQD engine with a composite confidence score of 46/100 at a spot price of $2.25 (-7.02% 1D, market cap $10.9M). Pillar breakdown: Fundamental Cash Engine 11/20, Institutional 13F & Options Flow 6/20, Executive Insider Alignment 11/20, FRED Macro Regime Fit 13/20, and SEC Balance-Sheet Forensics 5/20. Across 1096 tracked Financials issuers, OPAD ranks #929 in composite RQD confidence.
Within the Financials sector (Real Estate), OPAD carries a Roarable D (46/100 RQD), trailing P/E of N/A, gross margin of —, and ROIC of -35.0%. By comparison, PETZ (TDH Holdings Inc.) holds a E grade (34/100 RQD, P/E 7.1x, ROIC -12.6%, cap $12.7M) and LHAI (Linkhome Holdings Inc.) posts a C grade (62/100 RQD, P/E N/A, ROIC 7.1%, cap $17.0M). Among the 5-stock peer group, PETZ leads on earnings multiple (7.1x) while LHAI leads on capital efficiency (7.1% ROIC).
Per OPAD's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0001825024), Offerpad Solutions Inc. (Class A) generated $567.8M in revenue (-38.2% YoY), -$46.4M in net income, and $65.7M in free cash flow against $154.8M in total assets and $0 in total debt. Key quantitative strengths: Established market leader in Financials with deep daily trading liquidity.. Primary risk factors monitored: Company executives have done more routine share selling than personal cash buying lately.. Institutional options positioning shows a 50% call / 50% put premium split.
OPAD last traded at $2.25 (-7.02% on volume of 23,358 shares), positioning the stock -32.23% below its 50-day simple moving average ($3.32) and -9.27% below its 200-day simple moving average ($2.48). Across its 52-week range of $0.57 to $7.05, OPAD sits at the 25.9% percentile with a 14-day RSI of 25.3 (OVERSOLD (<32)) and an implied next-earnings move of ±12.5% ($1.97 to $2.53).
Why OPAD Stock dropped -7.02% Today — RQD Quant Desk Flash. Stretched risk/reward at current multiples (-35% return on capital) under elevated 10-year interest-rate pressure.
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