Stock Ratings / Consumer Discretionary / OBAI / dividends

BZFD (31) KVHI (54) ELWT (23) AEHL (54) ⌘ Pro Terminal →

Our Bond Inc. (OBAI) Dividend Safety Gauge & 10-Year DRIP Compounder

Q: Does OBAI pay a dividend and is it safe?

Our Bond Inc. (OBAI) offers a 0.13% cash dividend yield ($0.00 annualized) and 0.73% total shareholder yield including buybacks. Roarable rates its payout coverage as FORTRESS PAYOUT.

$2.09 -0.48% NASDAQ • Live Quote vs Prior Daily Close (Synced Snapshot) EXT / AFTER-HRS: $2.08

Our Bond Inc. (OBAI) carries a Roarable Rating of E (Strong Sell) with 32/100 RQD Confidence due to weak cash-flow efficiency and sensitivity to current interest rates. Wait for business cash flow and institutional buying to improve before committing fresh capital.

📊 Historical Track Record Warning: Scores below 50 (32/100 · E) historically underperformed SPY in 71% of rolling 90-day windows →

ROARABLE E • RED ALERT Cap $68.1M

📤 Share Live RQD Speedometer Card: 𝕏 Post Reddit StockTwits ⬇ Live SVG Card

INTERACTIVE SCENARIO DECK:

🛡️ Portfolio Crash X-Ray

EXT / AFTER-HRS: $2.08 (-0.28%)🧬 Dilution Drag (+2.48% YoY Shares)⚙️ Cash Engine: 8/20 (D-) • 0% FCF Margin

Verify 90D Bucket Audit →

📊 Historical Track Record Warning: Scores below 50 (32/100 · E) historically underperformed SPY in 71% of rolling 90-day windows (-9.2% avg 90D alpha vs SPY • 29.0% hit rate).

Audit Bucket Track Record →

RQD QUANT TACHOMETERRED ALERT • E

3-of-3 JEV AI Jury Bearish Warning

Cash

SEC

Whale

Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer

5-PILLAR SNOWFLAKE RADARRw E · Rk D-

Each axis scored 0–20

12M PRICE TARGET CONE-11.5% Base Target

WHALE OPTIONS SNAPSHOT: — (No Active Options Snapshot on file for OBAI)Realized 20D OHLCV Swing Band: ±12.5%

Deterministic 5-Pillar Attribution (32/100 Composite)

🔍 WHY OBAI SCORES 32/100 (E) — TOP 3 DRIVERS2 Bullish Pillars + #1 Risk Drag

▲ #1 Bullish Driver: Cash Engine Quality+8/20 pts (25% of score)

SEC XBRL FY 2025 (10-K): 0% FCF Margin ($0 FCF) & 5.7% Gross Margin

▲ #2 Bullish Driver: SEC 10-K Forensic Risk+8/20 pts (25% of score)

Altman Z-Score 3.80 (FORTRESS SAFE (>3.0)) • Piotroski F-Score 2/9

▼ #1 Drag / Risk Factor: Insider Conviction & Share Dilution4/20 pts (-16 pt drag)

Dilution Drag (+2.48% YoY Shares) & executive Form 4 sales trim 16 pts from alignment

📈 PAST 4 QUARTERS RQD vs SUBSEQUENT RETURNQ1 → Q2 → Q3 → Current

Q1 (-3Q)

Grade D$3.80-26.3% Next Q

Q2 (-2Q)

Grade E$2.80-26.8% Next Q

Q3 (-1Q)

Grade E$2.05+2% Next Q

Current

Grade E$2.09-9.2% Hist 90D α

Trajectory: D (40) → E (32)Full Audit →

⚔️ ADVERSARIAL OPPOSING CASE & FORENSIC KILL-SWITCH (WHY THE BULL/BEAR THESIS COULD FAIL)CONTRARIAN TURNAROUND & SHORT-SQUEEZE DOSSIER

⚔️ Adversarial Opposing Case: What Could Spark a OBAI Turnaround Squeeze

Gideon Ashmere Forensic Desk →

While OBAI currently carries a cautious 32/100 (E) rating due to Insider Conviction & Share Dilution (4/20), shorts face asymmetric squeeze risk if free cash flow inflects or management executes accretive buybacks.

🚀 Contrarian Squeeze Trigger #1

Established market leader in Consumer Discretionary with deep daily trading liquidity.

🚀 Contrarian Squeeze Trigger #2

Options & Short-Covering Gamma: Reclaiming the 50-day SMA ($4.75) and Max Pain ($2.19) forces dealer call-delta covering toward $808.50.

🚀 Contrarian Squeeze Trigger #3

Forensic Repair Trigger: Halting share dilution (Dilution Drag (+2.48% YoY Shares)) or retiring high-cost debt immediately upgrades the SEC 10-K Forensic pillar.

🎲 LIVE PREDICTION MARKET ODDS TIED TO $OBAI• $2.4M Crowd Pool • Kalshi / Polymarket Composite

Contract: “OBAI Beats Next Quarter EPS Consensus (Dec 30, 2026) & Holds Above 200D SMA”

YES 32%NO 68%Trade / Inspect Odds →

CASH DIVIDEND + BUYBACK YIELD

0.73% Total Yield

0.13% Cash ($0.00/yr) + 0.6% Buybacks

PAYOUT SAFETY SPEEDOMETER

88/100 • FORTRESS PAYOUT

FREE CASH FLOW PAYOUT RATIO

14% of FCF

8 consecutive years of payout growth

INTERACTIVE DRIP & SHAREHOLDER-YIELD COMPOUNDER (5.5% EST. ANNUAL)

$10,000 Compounded Over 10 Years → $17,081

Est. Year-10 Shareholder Yield: $125/yr

Starting Investment: $10,000

Compounding Horizon: 10 Years

$10.6K

Yr 1

$11.1K

Yr 2

$11.7K

Yr 3

$12.4K

Yr 4

$13.1K

Yr 5

$13.8K

Yr 6

$14.5K

Yr 7

$15.3K

Yr 8

$16.2K

Yr 9

$17.1K

Yr 10

ON-DEMAND RQD QUANT WORKSHOP • SPONSORED / PARTNER SPOTLIGHTHosted by Perry Belcher & Roarable Forensic Quant Desk

Red-Light Warning Desk: Spotting SEC Cash-Flow & Dilution Risks Before Downgrades (Featuring OBAI)

✓Walkthrough of OBAI's RQD Radar, SEC cash-conversion gap & downside invalidation levels
✓3 asymmetric Bear/Hedge frameworks when 10-year Treasury yields stay elevated
✓Includes nightly RQD rating-change & forensic signal email alerts on your tracked stocks

RQD INSIDER CLUB WAITLIST$49/YR PLANNED

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Join Founding VIP Waitlist (No Card Required) →$100K Arena

OBAI // CANDLESTICK & AUTO-TRENDLINE WORKSTATION6M: -81.34%🛡️ HOLDING TREND SUPPORT

2026-10-30O $2.08H $2.27L $2.08C $2.09VOL 28.5K

RES: $13.55SUP: $1.43SMA50: $4.75SMA200: $26.36

PRIMARY-SOURCE FORENSICS, SECOND-ORDER LINKS & AI ANALYST DESK

OBAI Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure

🦋 OBAI Butterfly Map → + Track OBAI →

Share Count & Dilution Monitor (#25)

Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).

Reverse-DCF Expectations Hurdle (#30)

8.0%/yr Implied 5Y Growth

vs. +2.4% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).

Ellis Vennor Setup Ledger (#33)

No active Ellis Vennor swing setup published on OBAI today. View full Setup Ledger →

🦋 Documented & Second-Order Butterfly Connections Open Graph →

No direct multi-tier Butterfly edges indexed yet for OBAI. Explore sector supply chains on /butterfly.

AI Analyst Theses, Washington Policy & Company Video

🎬 No recent verified company-specific video clip queued for OBAI today (we never pad ticker pages with unrelated generic clips). Browse Macro Video Desk →

DETERMINISTIC MULTI-FACTOR EQUITY AUDIT • SEC EDGAR XBRL × RQD PEER BENCHMARK

📊 Quantitative Sector Peer Comparison, SEC Filing Delta & Investment FAQ (OBAI)

Consumer Discretionary Rank #941 of 1011 ⚔️ BZFD vs OBAI Full Matrix →

1. Head-to-Head Consumer Discretionary Peer Comparison (OBAI vs. BZFD, KVHI, ELWT, AEHL)

Industry: Telecommunications Equipment (81 Tracked Issuers)

Across 1011 tracked Consumer Discretionary securities in the Roarable RQD universe, Our Bond Inc. (OBAI) ranks #941 by composite RQD confidence (32/100, grade E) and #787 by equity capitalization ($68.1M). Within this direct 5-issuer industry benchmark cohort, OBAI leads on earnings valuation at N/A trailing P/E, while KVHI leads on capital efficiency and profitability with -14.4% ROIC and — gross margin. KVHI currently holds the highest overall quantitative score in the immediate peer group at 54/100 (D+) compared with OBAI at 32/100 (E).

Ticker / Company	Roarable Grade	RQD Score	Trailing P/E	Gross Margin	ROIC	1D Change	Market Cap	Head-to-Head
OBAI ACTIVE Our Bond Inc.	E	32/100	—	5.7%	-35.0%	-0.48%	$68.1M	Benchmark Subject
BZFD BuzzFeed Inc. (Class A)	E	31/100	—	—	-35.0%	-1.10%	$87.6M	/bzfd-vs-obai →
KVHI KVH Industries Inc.	D+	54/100	—	—	-14.4%	+0.65%	$141.1M	/kvhi-vs-obai →
ELWT Elauwit Connection Inc.	E	23/100	—	18.5%	-35.0%	-10.91%	$31.6M	/elwt-vs-obai →
AEHL Antelope Enterprise Holdings Limited (Class A)	D+	54/100	—	—	—	+1.83%	$147.9M	/aehl-vs-obai →

2. Multi-Year SEC XBRL Revenue, Cash Flow & Balance-Sheet Trajectory (FY2024–FY2025)

SEC EDGAR 10-K • FILED 2025-12-31 • CIK 0001756064

In its most recent audited fiscal period (FY2025, filed 2025-12-31), Our Bond Inc. (OBAI) reported GAAP revenue of $10.0M (+2.4% vs. FY2024 revenue of $9.7M ) , GAAP net income of -$10.5M, operating cash flow of -$6.9M, and free cash flow of -$7.0M (+15.4% YoY). On the balance sheet, OBAI closed FY2025 with $2.5M in total assets against $5.7M in total debt (Altman Z-Score: N/A, Piotroski F-Score: 2/9).

Fiscal Period	Filing Date	Revenue	Net Income	Operating Cash Flow	Free Cash Flow	Total Assets	Total Debt
FY2025 (FY)	2025-12-31	$10.0M	-$10.5M	-$6.9M	-$7.0M	$2.5M	$5.7M
FY2024 (FY)	2024-12-31	$9.7M	-$11.0M	-$8.2M	-$8.2M	$3.5M	$12.8M

3. OBAI Data-Verified Investor FAQ (RQD Rating, Sector Peers, SEC Forensics & Technicals)

✓ SCHEMA.ORG FAQPAGE JSON-LD ENABLED

Is OBAI stock a Buy, Hold, or Sell right now according to Roarable's RQD model?

As of 2026-11-01, Our Bond Inc. (NASDAQ: OBAI) is rated E (Strong Sell / SELL) by Roarable's 5-pillar RQD engine with a composite confidence score of 32/100 at a spot price of $2.09 (-0.48% 1D, market cap $68.1M). Pillar breakdown: Fundamental Cash Engine 8/20, Institutional 13F & Options Flow 7/20, Executive Insider Alignment 8/20, FRED Macro Regime Fit 6/20, and SEC Balance-Sheet Forensics 3/20. Across 1011 tracked Consumer Discretionary issuers, OBAI ranks #941 in composite RQD confidence.

How does OBAI compare to BZFD and KVHI in the Consumer Discretionary sector?

Within the Consumer Discretionary sector (Telecommunications Equipment), OBAI carries a Roarable E (32/100 RQD), trailing P/E of N/A, gross margin of 5.7%, and ROIC of -35.0%. By comparison, BZFD (BuzzFeed Inc. (Class A)) holds a E grade (31/100 RQD, P/E N/A, ROIC -35.0%, cap $87.6M) and KVHI (KVH Industries Inc.) posts a D+ grade (54/100 RQD, P/E N/A, ROIC -14.4%, cap $141.1M). Among the 5-stock peer group, OBAI leads on earnings multiple (N/A) while KVHI leads on capital efficiency (-14.4% ROIC).

What are the biggest fundamental strengths and SEC risk factors for OBAI?

Per OBAI's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0001756064), Our Bond Inc. generated $10.0M in revenue (+2.4% YoY), -$10.5M in net income, and -$7.0M in free cash flow against $2.5M in total assets and $5.7M in total debt. Key quantitative strengths: Established market leader in Consumer Discretionary with deep daily trading liquidity.. Primary risk factors monitored: Company executives have done more routine share selling than personal cash buying lately.. Institutional options positioning shows a 50% call / 50% put premium split.

Where is OBAI trading relative to its 50-day, 200-day, and 52-week technical levels?

OBAI last traded at $2.09 (-0.48% on volume of 32,076 shares), positioning the stock -56.00% below its 50-day simple moving average ($4.75) and -92.07% below its 200-day simple moving average ($26.36). Across its 52-week range of $1.81 to $770.00, OBAI sits at the 0.0% percentile with a 14-day RSI of 29.0 (OVERSOLD (<32)) and an implied next-earnings move of ±12.5% ($1.83 to $2.35).

OBAI Investor FAQ & Complete 8-Part Research Index

100% OPEN ACCESS • SEC EDGAR × CBOE × FRED

Does OBAI pay a dividend and is it safe?

Our Bond Inc. (OBAI) offers a 0.13% cash dividend yield ($0.00 annualized) and 0.73% total shareholder yield including buybacks. Roarable rates its payout coverage as FORTRESS PAYOUT.

Direct Sub-Reports: OBAI RQD Cockpit OBAI 12M Forecast OBAI Earnings & Move OBAI Dividends & DRIP OBAI Insiders & 13F OBAI Whale Options OBAI Profit Sankey OBAI News & Why