Northwest Bancshares Inc. (NWBI) carries a Roarable Rating of C+ (Hold) with 66/100 RQD Confidence. The composite score sits in the neutral Hold band (59–69), meaning current holders don’t need to panic-sell while prospective buyers can wait for a move into the 70+ Buy zone.
As of 2026-11-01, Northwest Bancshares Inc. (NASDAQ: NWBI) is rated C+ (Hold / HOLD) by Roarable's 5-pillar RQD engine with a composite confidence score of 66/100 at a spot price of $15.34 (+0.79% 1D, market cap $2.25B). Pillar breakdown: Fundamental Cash Engine 12/20, Institutional 13F & Options Flow 10/20, Executive Insider Alignment 13/20, FRED Macro Regime Fit 16/20, and SEC Balance-Sheet Forensics 15/20. Across 1096 tracked Financials issuers, NWBI ranks #281 in composite RQD confidence.
Within the Financials sector (Major Banks), NWBI carries a Roarable C+ (66/100 RQD), trailing P/E of 17.8x, gross margin of —, and ROIC of 6.7%. By comparison, EFSC (Enterprise Financial Services Corporation) holds a C+ grade (66/100 RQD, P/E 11.2x, ROIC 9.9%, cap $2.26B) and WAFD (WaFd Inc.) posts a B- grade (70/100 RQD, P/E 9.7x, ROIC 7.5%, cap $2.19B). Among the 5-stock peer group, WAFD leads on earnings multiple (9.7x) while OFG leads on capital efficiency (14.8% ROIC).
Per NWBI's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0001471265), Northwest Bancshares Inc. generated $0 in revenue, $126.0M in net income, and $141.8M in free cash flow against $16.77B in total assets and $0 in total debt. Key quantitative strengths: Company leadership has skin in the game with net positive insider conviction.. Primary risk factors monitored: Broader market pullbacks can still drag down strong stocks in the short run.. Institutional options positioning shows a 50% call / 50% put premium split.
Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer
FRED Regime × Technicals: 83% of 52W Range • RSI-14 at 52.4 (NEUTRAL RANGE)
SEC Form 4 / 13F Thermometer: 75% Net Buy • Cannibal Buyback (-2.08% YoY Shares)
Put hedging (50% put share) caps near-term gamma upside (-10 pts vs max)
Even with a 66/100 (C+) score, NWBI faces multiple-compression risk if 17.8x trailing P/E re-rate toward historical sector medians or if hyperscaler/enterprise customer concentration slows in upcoming 10-Q filings.
Broader market pullbacks can still drag down strong stocks in the short run.
Dilution & Margin Drag: Cannibal Buyback (-2.08% YoY Shares) — any gross margin slip below 49.5% triggers an automatic RQD downgrade.
Technical & Forensic Kill-Switch: A daily close below the 50D SMA ($15.20) or 200D SMA ($14.20) invalidates the momentum regime and cuts Target Base ($15.89) toward Bear Floor ($12.39).
Northwest Bancshares Inc. (NWBI) advanced +0.79% to $15.34, trading at 83% of its 52-week range ($11.25 – $16.16). Solid steady margins (7% return on capital), mixed timing at 18x P/E—hold if owned, no rush to chase.
Northwest Bancshares’ third quarter was marked by solid loan and fee income growth, but the market responded negatively, likely reflecting concerns over expense trends and modest compression in net interest margin. Manag
2026-10-29. The following slide deck was published by Northwest Bancshares, Inc.
DA Davidson analyst Jeff Rulis maintains Northwest Bancshares (NASDAQ:NWBI) with a Neutral and raises the price target from $15 to $16.
Northwest Bancshares just reported Q3 2026 and the market shrugged. The stock slipped about 1.7% to US$15.27 even as the bank delivered record revenue of about US$185 million and record net interest income of US$149 mill
Record revenue and net interest income drive strong quarterly results.
Moby summary of Northwest Bancshares, Inc.'s Q3 2026 earnings call
Northwest Bancshares (NASDAQ:NWBI) reported third-quarter financial results on Tuesday. The transcript from the company’s third-quarter earnings call has been provided below.Benzinga APIs provide real-time access to
The headline numbers for Northwest Bancshares (NWBI) give insight into how the company performed in the quarter ended September 2026, but it may be worthwhile to compare some of its key metrics to Wall Street estimates a
Regional banking company Northwest Bancshares (NASDAQ:NWBI) beat Wall Street’s revenue expectations in Q3 2026, with revenue up 10% year on year to $184.9 million. Its non-GAAP profit of $0.35 per share was in line with
Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).
vs. +6.0% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).
No active Ellis Vennor swing setup published on NWBI today. View full Setup Ledger →
No direct multi-tier Butterfly edges indexed yet for NWBI. Explore sector supply chains on /butterfly.
Across 1096 tracked Financials securities in the Roarable RQD universe, Northwest Bancshares Inc. (NWBI) ranks #281 by composite RQD confidence (66/100, grade C+) and #413 by equity capitalization ($2.25B). Within this direct 5-issuer industry benchmark cohort, WAFD leads on earnings valuation at 9.7x trailing P/E, while OFG leads on capital efficiency and profitability with 14.8% ROIC and — gross margin. WAFD currently holds the highest overall quantitative score in the immediate peer group at 70/100 (B-) compared with NWBI at 66/100 (C+).
| Ticker / Company | Roarable Grade | RQD Score | Trailing P/E | Gross Margin | ROIC | 1D Change | Market Cap | Head-to-Head |
|---|---|---|---|---|---|---|---|---|
| NWBI
ACTIVE
Northwest Bancshares Inc. | C+ | 66/100 | 17.8x | — | 6.7% | +0.79% | $2.25B | Benchmark Subject |
| EFSC Enterprise Financial Services Corporation | C+ | 66/100 | 11.2x | — | 9.9% | +0.08% | $2.26B | /efsc-vs-nwbi → |
| WAFD WaFd Inc. | B- | 70/100 | 9.7x | — | 7.5% | +1.16% | $2.19B | /wafd-vs-nwbi → |
| OFG OFG Bancorp | C | 63/100 | 10.5x | — | 14.8% | +0.26% | $2.15B | /ofg-vs-nwbi → |
| SRCE 1st Source Corporation | D+ | 56/100 | — | — | — | +0.97% | $2.13B | /srce-vs-nwbi → |
In its most recent audited fiscal period (FY2025, filed 2025-12-31), Northwest Bancshares Inc. (NWBI) reported GAAP revenue of $0 (N/A vs. FY2024 revenue of $0 ) , GAAP net income of $126.0M, operating cash flow of $153.4M, and free cash flow of $141.8M (+13.1% YoY). On the balance sheet, NWBI closed FY2025 with $16.77B in total assets against $0 in total debt (Altman Z-Score: N/A, Piotroski F-Score: 5/9).
| Fiscal Period | Filing Date | Revenue | Net Income | Operating Cash Flow | Free Cash Flow | Total Assets | Total Debt |
|---|---|---|---|---|---|---|---|
| FY2025 (FY) | 2025-12-31 | $0 | $126.0M | $153.4M | $141.8M | $16.77B | — |
| FY2024 (FY) | 2024-12-31 | $0 | $100.3M | $127.7M | $125.4M | $14.41B | — |
| FY2023 (FY) | 2023-12-31 | $0 | $135.0M | $92.9M | $92.9M | — | — |
As of 2026-11-01, Northwest Bancshares Inc. (NASDAQ: NWBI) is rated C+ (Hold / HOLD) by Roarable's 5-pillar RQD engine with a composite confidence score of 66/100 at a spot price of $15.34 (+0.79% 1D, market cap $2.25B). Pillar breakdown: Fundamental Cash Engine 12/20, Institutional 13F & Options Flow 10/20, Executive Insider Alignment 13/20, FRED Macro Regime Fit 16/20, and SEC Balance-Sheet Forensics 15/20. Across 1096 tracked Financials issuers, NWBI ranks #281 in composite RQD confidence.
Within the Financials sector (Major Banks), NWBI carries a Roarable C+ (66/100 RQD), trailing P/E of 17.8x, gross margin of —, and ROIC of 6.7%. By comparison, EFSC (Enterprise Financial Services Corporation) holds a C+ grade (66/100 RQD, P/E 11.2x, ROIC 9.9%, cap $2.26B) and WAFD (WaFd Inc.) posts a B- grade (70/100 RQD, P/E 9.7x, ROIC 7.5%, cap $2.19B). Among the 5-stock peer group, WAFD leads on earnings multiple (9.7x) while OFG leads on capital efficiency (14.8% ROIC).
Per NWBI's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0001471265), Northwest Bancshares Inc. generated $0 in revenue, $126.0M in net income, and $141.8M in free cash flow against $16.77B in total assets and $0 in total debt. Key quantitative strengths: Company leadership has skin in the game with net positive insider conviction.. Primary risk factors monitored: Broader market pullbacks can still drag down strong stocks in the short run.. Institutional options positioning shows a 50% call / 50% put premium split.
NWBI last traded at $15.34 (+0.79% on volume of 1,128,775 shares), positioning the stock +0.92% above its 50-day simple moving average ($15.20) and +8.03% above its 200-day simple moving average ($14.20). Across its 52-week range of $11.25 to $16.16, NWBI sits at the 83.3% percentile with a 14-day RSI of 52.4 (NEUTRAL RANGE) and an implied next-earnings move of ±4.1% ($14.71 to $15.97).
Why NWBI Stock advanced +0.79% Today — RQD Quant Desk Flash. Solid steady margins (7% return on capital), mixed timing at 18x P/E—hold if owned, no rush to chase.
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