MARKET WIRECNBC • 2h ago
Here are 3 big things we're watching in the stock market in the week aheadThe market could use a few victories in the days ahead, which will be filled with more earnings, an election, and jobs data.
Why NSP Stock dropped -10.38% Today — RQD Quant Desk Flash
$46.29 -10.38% NYSE • Live Quote vs Prior Daily Close (Synced Snapshot)
EXT / AFTER-HRS: $45.34
Insperity Inc. (NSP) carries a Roarable Rating of E (Strong Sell) with 20/100 RQD Confidence due to weak cash-flow efficiency and sensitivity to current interest rates. Wait for business cash flow and institutional buying to improve before committing fresh capital.
ROARABLE E • RED ALERT
Cap $1.77B
INTERACTIVE SCENARIO DECK:
EXT / AFTER-HRS: $45.34 (-2.06%)🧬 Dilution Drag (+2.48% YoY Shares)⚙️ Cash Engine: 4/20 (E) • 0% FCF Margin
Verify 90D Bucket Audit →📊 Historical Track Record Warning: Scores below 50 (20/100 · E) historically underperformed SPY in 71% of rolling 90-day windows (-11.8% avg 90D alpha vs SPY • 29.0% hit rate).
Audit Bucket Track Record →RQD QUANT TACHOMETERRED ALERT • E
3-of-3 JEV AI Jury Bearish Warning
Cash
SEC
Whale
Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer
5-PILLAR SNOWFLAKE RADARRw E · Rk E
Each axis scored 0–20
12M PRICE TARGET CONE-17.1% Base Target
WHALE OPTIONS SNAPSHOT: — (No Active Options Snapshot on file for NSP)Realized 20D OHLCV Swing Band: ±11.1%
Deterministic 5-Pillar Attribution (20/100 Composite)
🔍 WHY NSP SCORES 20/100 (E) — TOP 3 DRIVERS2 Bullish Pillars + #1 Risk Drag
▲ #1 Bullish Driver: SEC 10-K Forensic Risk+6/20 pts (30% of score)
Altman Z-Score 3.80 (FORTRESS SAFE (>3.0)) • Piotroski F-Score 1/9
▲ #2 Bullish Driver: Cash Engine Quality+4/20 pts (20% of score)
SEC XBRL FY 2025 (10-K): 0% FCF Margin ($0 FCF) & 13.2% Gross Margin
▼ #1 Drag / Risk Factor: Insider Conviction & Share Dilution4/20 pts (-16 pt drag)
Dilution Drag (+2.48% YoY Shares) & executive Form 4 sales trim 16 pts from alignment
📈 PAST 4 QUARTERS RQD vs SUBSEQUENT RETURNQ1 → Q2 → Q3 → Current
Q1 (-3Q)Grade E$48.73+5.4% Next Q
28
Q2 (-2Q)Grade E$51.38+6% Next Q
25
Q3 (-1Q)Grade E$54.44-15% Next Q
23
CurrentGrade E$46.29-11.8% Hist 90D α
20
Trajectory: E (28) → E (20)Full Audit →
⚔️ ADVERSARIAL OPPOSING CASE & FORENSIC KILL-SWITCH (WHY THE BULL/BEAR THESIS COULD FAIL)CONTRARIAN TURNAROUND & SHORT-SQUEEZE DOSSIER
⚔️ Adversarial Opposing Case: What Could Spark a NSP Turnaround Squeeze
While NSP currently carries a cautious 20/100 (E) rating due to Insider Conviction & Share Dilution (4/20), shorts face asymmetric squeeze risk if free cash flow inflects or management executes accretive buybacks.
🚀 Contrarian Squeeze Trigger #1
Established market leader in Consumer Discretionary with deep daily trading liquidity.
🚀 Contrarian Squeeze Trigger #2
Options & Short-Covering Gamma: Reclaiming the 50-day SMA ($50.15) and Max Pain ($48.60) forces dealer call-delta covering toward $58.70.
🚀 Contrarian Squeeze Trigger #3
Forensic Repair Trigger: Halting share dilution (Dilution Drag (+2.48% YoY Shares)) or retiring high-cost debt immediately upgrades the SEC 10-K Forensic pillar.
🎲 LIVE PREDICTION MARKET ODDS TIED TO $NSP• $2.4M Crowd Pool • Kalshi / Polymarket Composite
Contract: “NSP Beats Next Quarter EPS Consensus (Dec 30, 2026) & Holds Above 200D SMA”
AUTOMATED RQD QUANT DESK MOVER BRIEFINGFull Market News Desk →
Why NSP Stock dropped -10.38% Today — RQD Quant Desk Flash
Insperity Inc. (NSP) dropped -10.38% to $46.29, trading at 74% of its 52-week range ($18.57 – $55.9). Stretched risk/reward at current multiples (-9% return on capital) under elevated 10-year interest-rate pressure.
- ▸Technical Tape: Trading at 74% of its 52-week range ($18.57 – $55.9) with RSI-14 at 46.3 (NEUTRAL RANGE).
- ▸Volatility Profile: Historical 20-day realized swing band of ±11.1% around $46.29 (no active unusual options sweep snapshot on file).
- ▸Fundamental Anchor: Roarable E (Strong Sell) backed by 13.2% gross margin and $0 annual free cash flow.
Live NSP Headlines & Catalysts
MARKET WIRECNBC • 3h ago
Democratic Rep. Stevens endorses Rogers over El-Sayed in Michigan Senate electionHaley Stevens had lost the Democratic nomination for Senate in Michigan to Abdul El-Sayed earlier this year.
RISK WATCHReuters • 4h ago
Israeli strikes kill eight people in Gaza - medics say - ReutersIsraeli strikes kill eight people in Gaza - medics say Reuters
MARKET WIREReuters • 5h ago
Russia's FSB says minor detained over park attack threat after US tip-off - ReutersRussia's FSB says minor detained over park attack threat after US tip-off Reuters
MARKET WIREReuters • 6h ago
Iran, Qatari mediators hold third day of talks to end US-Iran war - ReutersIran, Qatari mediators hold third day of talks to end US-Iran war Reuters
CATALYSTReuters • 7h ago
Qatar surges, bucking Gulf market slide on Iran war concerns - ReutersQatar surges, bucking Gulf market slide on Iran war concerns Reuters
MARKET WIREReuters • 7h ago
OPEC+ keeps December oil output targets steady ahead of tougher call for 2027 - ReutersOPEC+ keeps December oil output targets steady ahead of tougher call for 2027 Reuters
MARKET WIREReuters • 7h ago
German ministers pledge tough action after rioters damage stores in Frankfurt - ReutersGerman ministers pledge tough action after rioters damage stores in Frankfurt Reuters
ON-DEMAND RQD QUANT WORKSHOP • SPONSORED / PARTNER SPOTLIGHTHosted by Perry Belcher & Roarable Forensic Quant Desk
Red-Light Warning Desk: Spotting SEC Cash-Flow & Dilution Risks Before Downgrades (Featuring NSP)
- ✓Walkthrough of NSP's RQD Radar, SEC cash-conversion gap & downside invalidation levels
- ✓3 asymmetric Bear/Hedge frameworks when 10-year Treasury yields stay elevated
- ✓Includes nightly RQD rating-change & forensic signal email alerts on your tracked stocks
RQD INSIDER CLUB WAITLIST$49/YR PLANNED
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NSP // CANDLESTICK & AUTO-TRENDLINE WORKSTATION6M: +30.14%▼ SUPPORT BREAKDOWN
2026-10-30O $47.03H $49.94L $46.25C $46.29VOL 1.09M
RES: $55.14SUP: $48.93SMA50: $50.15SMA200: $39.51
PRIMARY-SOURCE FORENSICS, SECOND-ORDER LINKS & AI ANALYST DESK
NSP Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure
Share Count & Dilution Monitor (#25)
Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).
Reverse-DCF Expectations Hurdle (#30)
8.0%/yr Implied 5Y Growth
vs. +3.5% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).
Ellis Vennor Setup Ledger (#33)
No active Ellis Vennor swing setup published on NSP today. View full Setup Ledger →
🦋 Documented & Second-Order Butterfly Connections
Open Graph →
No direct multi-tier Butterfly edges indexed yet for NSP. Explore sector supply chains on /butterfly.
AI Analyst Theses, Washington Policy & Company Video
🎬 No recent verified company-specific video clip queued for NSP today (we never pad ticker pages with unrelated generic clips). Browse Macro Video Desk →
DETERMINISTIC MULTI-FACTOR EQUITY AUDIT • SEC EDGAR XBRL × RQD PEER BENCHMARK
📊 Quantitative Sector Peer Comparison, SEC Filing Delta & Investment FAQ (NSP)
Consumer Discretionary Rank #1006 of 1011
⚔️ ASTH vs NSP Full Matrix →
1. Head-to-Head Consumer Discretionary Peer Comparison (NSP vs. ASTH, AMN, ICFI, EFOR)
Industry: Professional Services (48 Tracked Issuers)Across 1011 tracked Consumer Discretionary securities in the Roarable RQD universe, Insperity Inc. (NSP) ranks #1006 by composite RQD confidence (20/100, grade E) and #432 by equity capitalization ($1.77B). Within this direct 5-issuer industry benchmark cohort, EFOR leads on earnings valuation at 13.4x trailing P/E, while ICFI leads on capital efficiency and profitability with 8.1% ROIC and 37.2% gross margin. ICFI currently holds the highest overall quantitative score in the immediate peer group at 71/100 (B-) compared with NSP at 20/100 (E).
| Ticker / Company | Roarable Grade | RQD Score | Trailing P/E | Gross Margin | ROIC | 1D Change | Market Cap | Head-to-Head |
|---|---|---|---|---|---|---|---|---|
| NSP
ACTIVE
Insperity Inc. | E | 20/100 | — | 13.2% | -8.9% | -10.38% | $1.77B | Benchmark Subject |
| ASTH Astrana Health Inc. | D+ | 58/100 | 75.7x | — | 4.6% | -0.14% | $1.82B | /asth-vs-nsp → |
| AMN AMN Healthcare Services Inc | D+ | 53/100 | — | 28.3% | -7.2% | +0.47% | $1.82B | /amn-vs-nsp → |
| ICFI ICF International Inc. | B- | 71/100 | 18.7x | 37.2% | 8.1% | +1.25% | $1.72B | /icfi-vs-nsp → |
| EFOR Everforth Inc. | C+ | 68/100 | 13.4x | 28.9% | 6.5% | -4.47% | $1.52B | /efor-vs-nsp → |
2. Multi-Year SEC XBRL Revenue, Cash Flow & Balance-Sheet Trajectory (FY2023–FY2025)
SEC EDGAR 10-K • FILED 2025-12-31 • CIK 0001000753In its most recent audited fiscal period (FY2025, filed 2025-12-31), Insperity Inc. (NSP) reported GAAP revenue of $6.81B (+3.5% vs. FY2024 revenue of $6.58B , and +5.0% cumulative change since FY2023) , GAAP net income of -$7.0M, operating cash flow of -$278.0M, and free cash flow of -$309.0M (-164.1% YoY). On the balance sheet, NSP closed FY2025 with $2.20B in total assets against $369.0M in total debt (Altman Z-Score: N/A, Piotroski F-Score: 1/9).
| Fiscal Period | Filing Date | Revenue | Net Income | Operating Cash Flow | Free Cash Flow | Total Assets | Total Debt |
|---|---|---|---|---|---|---|---|
| FY2025 (FY) | 2025-12-31 | $6.81B | -$7.0M | -$278.0M | -$309.0M | $2.20B | $369.0M |
| FY2024 (FY) | 2024-12-31 | $6.58B | $91.0M | $520.0M | $482.0M | $2.60B | $369.0M |
| FY2023 (FY) | 2023-12-31 | $6.49B | $171.0M | $198.0M | $198.0M | — | — |
3. NSP Data-Verified Investor FAQ (RQD Rating, Sector Peers, SEC Forensics & Technicals)
✓ SCHEMA.ORG FAQPAGE JSON-LD ENABLEDIs NSP stock a Buy, Hold, or Sell right now according to Roarable's RQD model?
As of 2026-11-01, Insperity Inc. (NYSE: NSP) is rated E (Strong Sell / SELL) by Roarable's 5-pillar RQD engine with a composite confidence score of 20/100 at a spot price of $46.29 (-10.38% 1D, market cap $1.77B). Pillar breakdown: Fundamental Cash Engine 4/20, Institutional 13F & Options Flow 4/20, Executive Insider Alignment 6/20, FRED Macro Regime Fit 3/20, and SEC Balance-Sheet Forensics 3/20. Across 1011 tracked Consumer Discretionary issuers, NSP ranks #1006 in composite RQD confidence.
How does NSP compare to ASTH and AMN in the Consumer Discretionary sector?
Within the Consumer Discretionary sector (Professional Services), NSP carries a Roarable E (20/100 RQD), trailing P/E of N/A, gross margin of 13.2%, and ROIC of -8.9%. By comparison, ASTH (Astrana Health Inc.) holds a D+ grade (58/100 RQD, P/E 75.7x, ROIC 4.6%, cap $1.82B) and AMN (AMN Healthcare Services Inc) posts a D+ grade (53/100 RQD, P/E N/A, ROIC -7.2%, cap $1.82B). Among the 5-stock peer group, EFOR leads on earnings multiple (13.4x) while ICFI leads on capital efficiency (8.1% ROIC).
What are the biggest fundamental strengths and SEC risk factors for NSP?
Per NSP's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0001000753), Insperity Inc. generated $6.81B in revenue (+3.5% YoY), -$7.0M in net income, and -$309.0M in free cash flow against $2.20B in total assets and $369.0M in total debt. Key quantitative strengths: Established market leader in Consumer Discretionary with deep daily trading liquidity.. Primary risk factors monitored: Company executives have done more routine share selling than personal cash buying lately.. Institutional options positioning shows a 50% call / 50% put premium split.
Where is NSP trading relative to its 50-day, 200-day, and 52-week technical levels?
NSP last traded at $46.29 (-10.38% on volume of 704,644 shares), positioning the stock -7.70% below its 50-day simple moving average ($50.15) and +17.16% above its 200-day simple moving average ($39.51). Across its 52-week range of $18.57 to $55.90, NSP sits at the 74.3% percentile with a 14-day RSI of 46.3 (NEUTRAL RANGE) and an implied next-earnings move of ±11.1% ($41.15 to $51.43).
NSP Investor FAQ & Complete 8-Part Research Index
100% OPEN ACCESS • SEC EDGAR × CBOE × FREDWhy is NSP stock moving today?
Why NSP Stock dropped -10.38% Today — RQD Quant Desk Flash. Stretched risk/reward at current multiples (-9% return on capital) under elevated 10-year interest-rate pressure.