NerdWallet Inc. (Class A) (NRDS) 12-Month Stock Forecast & Price Target Cone

$11.35 +6.37% NASDAQ • Live Quote vs Prior Daily Close (Synced Snapshot)

NerdWallet Inc. (Class A) (NRDS) earns a Roarable Rating of A- (Buy) with 85/100 RQD Confidence. High-quality cash engine (92% profit margin, 19% return on capital) with steady institutional support. The company’s underlying cash engine and institutional positioning keep the composite score in the Green Buy zone.

ROARABLE A- • STRONG BUY Cap $725.5M
📤 Share Live RQD Speedometer Card: 𝕏 Post Reddit StockTwits ⬇ Live SVG Card
INTERACTIVE SCENARIO DECK:
🛡️ Portfolio Crash X-Ray
RQD QUANT TACHOMETERSTRONG BUY • A-
025507510085
3-of-3 JEV AI Jury Bullish
Cash
SEC
Whale

Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer

5-PILLAR SNOWFLAKE RADARRw A- · Rk A-
Cash (18)Whales (15)SEC (18)Macro (16)CEO (18)
Each axis scored 0–20
12M PRICE TARGET CONE+12.2% Base Target
$17 Bull$13 Base$9 Bear
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WHALE OPTIONS SNAPSHOT: — (No Active Options Snapshot on file for NRDS)Realized 20D OHLCV Swing Band: ±8.3%
INTERACTIVE 12-MONTH POSITION SIMULATOR

Drag to Test Your NRDS Position Size: $10,000

Shares at $11.35: 881.1 sh
$1,000$10,000$25,000$50,000$100,000
12M Bear Case FloorTarget $9.31
$8,203
$-1,797 (-18.0%)
12M Consensus BaseTarget $12.73
$11,216
+$1,216 (+12.2%)
12M Bull Case BreakoutTarget $17.05
$15,022
+$5,022 (+50.2%)

Wall Street Analyst Breakdown & Historical Accuracy Audit (43 Desks)

Street Historical Accuracy: 64/100
● Strong Buy / Buy: 32● Hold: 9● Sell: 2
Wall Street FirmStance12M Target1Y AccuracyTrack Grade
Morgan StanleyInstitutional Equity DeskOUTPERFORM$1374%A
Goldman SachsSector Coverage LeadSTRONG BUY$1669%B
JP MorganUS Large-Cap ResearchHOLD$1158%C
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Scheduled RQD Strong Buys & Whale Accumulation Briefing (NRDS Tape Review)

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NRDS // CANDLESTICK & AUTO-TRENDLINE WORKSTATION6M: +4.70%▲ ASCENDING CHANNEL
2026-10-30O $11.35H $11.56L $11.14C $11.35VOL 1.04M
RES: $11.86SUP: $8.12SMA50: $9.64SMA200: $9.84
$11.91$10.67$9.43$8.19$6.94RES $11.86SUP $8.12$11.352026-04-302026-06-152026-07-312026-09-162026-10-30
PRIMARY-SOURCE FORENSICS, SECOND-ORDER LINKS & AI ANALYST DESK

NRDS Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure

Share Count & Dilution Monitor (#25)

Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).

Reverse-DCF Expectations Hurdle (#30)
7.0%/yr Implied 5Y Growth

vs. +21.7% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).

Ellis Vennor Setup Ledger (#33)

No active Ellis Vennor swing setup published on NRDS today. View full Setup Ledger →

🦋 Documented & Second-Order Butterfly Connections Open Graph →

No direct multi-tier Butterfly edges indexed yet for NRDS. Explore sector supply chains on /butterfly.

AI Analyst Theses, Washington Policy & Company Video
🎬 No recent verified company-specific video clip queued for NRDS today (we never pad ticker pages with unrelated generic clips). Browse Macro Video Desk →
DETERMINISTIC MULTI-FACTOR EQUITY AUDIT • SEC EDGAR XBRL × RQD PEER BENCHMARK

📊 Quantitative Sector Peer Comparison, SEC Filing Delta & Investment FAQ (NRDS)

Technology Rank #5 of 714 ⚔️ YEXT vs NRDS Full Matrix →

1. Head-to-Head Technology Peer Comparison (NRDS vs. YEXT, OSPN, TASK, PLTK)

Industry: EDP Services (163 Tracked Issuers)

Across 714 tracked Technology securities in the Roarable RQD universe, NerdWallet Inc. (Class A) (NRDS) ranks #5 by composite RQD confidence (85/100, grade A-) and #390 by equity capitalization ($725.5M). Within this direct 5-issuer industry benchmark cohort, TASK leads on earnings valuation at 7.3x trailing P/E, while YEXT leads on capital efficiency and profitability with 34.1% ROIC and 74.5% gross margin. NRDS currently leads its immediate peer cohort in composite quantitative strength at 85/100 (A-).

Ticker / Company Roarable Grade RQD Score Trailing P/E Gross Margin ROIC 1D Change Market Cap Head-to-Head
NRDS ACTIVE
NerdWallet Inc. (Class A)
A- 85/100 14.9x 92.4% 18.6% +6.37% $725.5M Benchmark Subject
YEXT
Yext Inc.
C 63/100 19.0x 74.5% 34.1% -0.27% $723.5M /yext-vs-nrds →
OSPN
OneSpan Inc.
B 72/100 10.2x 73.8% 19.0% +0.35% $742.6M /ospn-vs-nrds →
TASK
TaskUs Inc. (Class A)
B 72/100 7.3x — 18.3% -0.73% $743.6M /task-vs-nrds →
PLTK
Playtika Holding Corp.
E 34/100 — 72.5% -0.3% -3.43% $751.4M /pltk-vs-nrds →

2. Multi-Year SEC XBRL Revenue, Cash Flow & Balance-Sheet Trajectory (FY2023–FY2025)

SEC EDGAR 10-K • FILED 2025-12-31 • CIK 0001625278

In its most recent audited fiscal period (FY2025, filed 2025-12-31), NerdWallet Inc. (Class A) (NRDS) reported GAAP revenue of $836.6M (+21.7% vs. FY2024 revenue of $687.6M , and +39.6% cumulative change since FY2023) , GAAP net income of $48.7M, operating cash flow of $131.6M, and free cash flow of $130.3M (+83.0% YoY). On the balance sheet, NRDS closed FY2025 with $461.1M in total assets against $0 in total debt (Altman Z-Score: 7.19, Piotroski F-Score: 8/9).

Fiscal Period Filing Date Revenue Net Income Operating Cash Flow Free Cash Flow Total Assets Total Debt
FY2025 (FY) 2025-12-31 $836.6M $48.7M $131.6M $130.3M $461.1M —
FY2024 (FY) 2024-12-31 $687.6M $30.4M $71.8M $71.2M $437.6M —
FY2023 (FY) 2023-12-31 $599.4M -$11.8M $72.1M $72.1M — —

3. NRDS Data-Verified Investor FAQ (RQD Rating, Sector Peers, SEC Forensics & Technicals)

✓ SCHEMA.ORG FAQPAGE JSON-LD ENABLED

Is NRDS stock a Buy, Hold, or Sell right now according to Roarable's RQD model?

As of 2026-11-01, NerdWallet Inc. (Class A) (NASDAQ: NRDS) is rated A- (Buy / BUY) by Roarable's 5-pillar RQD engine with a composite confidence score of 85/100 at a spot price of $11.35 (+6.37% 1D, market cap $725.5M). Pillar breakdown: Fundamental Cash Engine 18/20, Institutional 13F & Options Flow 15/20, Executive Insider Alignment 18/20, FRED Macro Regime Fit 16/20, and SEC Balance-Sheet Forensics 18/20. Across 714 tracked Technology issuers, NRDS ranks #5 in composite RQD confidence.

How does NRDS compare to YEXT and OSPN in the Technology sector?

Within the Technology sector (EDP Services), NRDS carries a Roarable A- (85/100 RQD), trailing P/E of 14.9x, gross margin of 92.4%, and ROIC of 18.6%. By comparison, YEXT (Yext Inc.) holds a C grade (63/100 RQD, P/E 19.0x, ROIC 34.1%, cap $723.5M) and OSPN (OneSpan Inc.) posts a B grade (72/100 RQD, P/E 10.2x, ROIC 19.0%, cap $742.6M). Among the 5-stock peer group, TASK leads on earnings multiple (7.3x) while YEXT leads on capital efficiency (34.1% ROIC).

What are the biggest fundamental strengths and SEC risk factors for NRDS?

Per NRDS's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0001625278), NerdWallet Inc. (Class A) generated $836.6M in revenue (+21.7% YoY), $48.7M in net income, and $130.3M in free cash flow against $461.1M in total assets and $0 in total debt. Key quantitative strengths: Strong cash generator (92% profit margin)—profits are backed by real money, not accounting tricks.. Primary risk factors monitored: Broader market pullbacks can still drag down strong stocks in the short run.. Institutional options positioning shows a 50% call / 50% put premium split.

Where is NRDS trading relative to its 50-day, 200-day, and 52-week technical levels?

NRDS last traded at $11.35 (+6.37% on volume of 1,516,109 shares), positioning the stock +17.74% above its 50-day simple moving average ($9.64) and +15.35% above its 200-day simple moving average ($9.84). Across its 52-week range of $7.33 to $16.24, NRDS sits at the 45.1% percentile with a 14-day RSI of 67.4 (BULLISH MOMENTUM) and an implied next-earnings move of ±8.3% ($10.41 to $12.29).

NRDS Investor FAQ & Complete 8-Part Research Index

100% OPEN ACCESS • SEC EDGAR × CBOE × FRED

What is NRDS's 12-month stock price target?

NerdWallet Inc. (Class A) (NRDS) carries a 12-month consensus base price target of $12.73 (+12.2% from $11.35), with a bull-case target of $17.05 and a bear-case floor of $9.31.

Is NRDS stock a Buy, Hold, or Sell right now?

Roarable's 5-Pillar RQD Quant Engine rates NRDS A- (Buy — BUY) with an RQD Confidence score of 85/100.

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