MARKET WIREYahoo • 6d ago
First Western: 3 Key Takeaways for Long-Term InvestorsWealth management fees are helping stabilize non-interest revenue, while loan repricing is expanding margins, offsetting mortgage headwinds.
Why MYFW Stock slipped -0.22% Today — RQD Quant Desk Flash
$31.46 -0.22% NASDAQ • Live Quote vs Prior Daily Close (Synced Snapshot)
EXT / AFTER-HRS: $31.39
First Western Financial Inc. (MYFW) carries a Roarable Rating of D- (Sell) with 37/100 RQD Confidence due to weak cash-flow efficiency and sensitivity to current interest rates. Wait for business cash flow and institutional buying to improve before committing fresh capital.
ROARABLE D- • RED ALERT
Cap $307.2M
INTERACTIVE SCENARIO DECK:
EXT / AFTER-HRS: $31.39 (-0.23%)🧬 Dilution Drag (+1.64% YoY Shares)⚙️ Cash Engine: 5/20 (E) • 0% FCF Margin
Verify 90D Bucket Audit →📊 Historical Track Record Warning: Scores below 50 (37/100 · D-) historically underperformed SPY in 71% of rolling 90-day windows (-8.1% avg 90D alpha vs SPY • 29.0% hit rate).
Audit Bucket Track Record →RQD QUANT TACHOMETERRED ALERT • D-
3-of-3 JEV AI Jury Bearish Warning
Cash
SEC
Whale
Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer
5-PILLAR SNOWFLAKE RADARRw E · Rk D
Each axis scored 0–20
12M PRICE TARGET CONE-9.4% Base Target
WHALE OPTIONS SNAPSHOT: — (No Active Options Snapshot on file for MYFW)Realized 20D OHLCV Swing Band: ±5.2%
Deterministic 5-Pillar Attribution (37/100 Composite)
🔍 WHY MYFW SCORES 37/100 (D-) — TOP 3 DRIVERS2 Bullish Pillars + #1 Risk Drag
▲ #1 Bullish Driver: SEC 10-K Forensic Risk+10/20 pts (27% of score)
Altman Z-Score 3.80 (FORTRESS SAFE (>3.0)) • Piotroski F-Score 3/9
▲ #2 Bullish Driver: Whale & Options Positioning+8/20 pts (22% of score)
20D Institutional Volume Accumulation (±5.2% realized swing band)
▼ #1 Drag / Risk Factor: Cash Engine Quality5/20 pts (-15 pt drag)
Capital intensity & 0% operating margin leave 15 pts on the table
📈 PAST 4 QUARTERS RQD vs SUBSEQUENT RETURNQ1 → Q2 → Q3 → Current
Q1 (-3Q)Grade E$29.83-1.3% Next Q
29
Q2 (-2Q)Grade E$29.45+1.8% Next Q
32
Q3 (-1Q)Grade E$29.98+4.9% Next Q
34
CurrentGrade D-$31.46-8.1% Hist 90D α
37
Trajectory: E (29) → D- (37)Full Audit →
⚔️ ADVERSARIAL OPPOSING CASE & FORENSIC KILL-SWITCH (WHY THE BULL/BEAR THESIS COULD FAIL)CONTRARIAN TURNAROUND & SHORT-SQUEEZE DOSSIER
⚔️ Adversarial Opposing Case: What Could Spark a MYFW Turnaround Squeeze
While MYFW currently carries a cautious 37/100 (D-) rating due to Cash Engine Quality (5/20), shorts face asymmetric squeeze risk if free cash flow inflects or management executes accretive buybacks.
🚀 Contrarian Squeeze Trigger #1
Established market leader in Financials with deep daily trading liquidity.
🚀 Contrarian Squeeze Trigger #2
Options & Short-Covering Gamma: Reclaiming the 50-day SMA ($30.45) and Max Pain ($33.03) forces dealer call-delta covering toward $36.08.
🚀 Contrarian Squeeze Trigger #3
Forensic Repair Trigger: Halting share dilution (Dilution Drag (+1.64% YoY Shares)) or retiring high-cost debt immediately upgrades the SEC 10-K Forensic pillar.
🎲 LIVE PREDICTION MARKET ODDS TIED TO $MYFW• $2.4M Crowd Pool • Kalshi / Polymarket Composite
Contract: “MYFW Beats Next Quarter EPS Consensus (Dec 30, 2026) & Holds Above 200D SMA”
AUTOMATED RQD QUANT DESK MOVER BRIEFINGFull Market News Desk →
Why MYFW Stock slipped -0.22% Today — RQD Quant Desk Flash
First Western Financial Inc. (MYFW) slipped -0.22% to $31.46, trading at 76% of its 52-week range ($22.13 – $34.36). Stretched risk/reward at 23x P/E (5% return on capital) under elevated 10-year interest-rate pressure.
- ▸Technical Tape: Trading at 76% of its 52-week range ($22.13 – $34.36) with RSI-14 at 57.2 (BULLISH MOMENTUM).
- ▸Volatility Profile: Historical 20-day realized swing band of ±5.2% around $31.46 (no active unusual options sweep snapshot on file).
- ▸Fundamental Anchor: Roarable D- (Sell) backed by 52% gross margin and $0 annual free cash flow.
Live MYFW Headlines & Catalysts
MARKET WIRESeekingAlpha • 6d ago
First Western Financial, Inc. 2026 Q3 - Results - Earnings Call Presentation2026-10-26. The following slide deck was published by First Western Financial, Inc.
MARKET WIREYahoo • 8d ago
First Western Financial (MYFW) Q3 Earnings Lift Margin Rebuild Into FocusFirst Western Financial came into this Q3 2026 report with investors already paying a premium P/E and a share price that had slipped about 6% over the past three months. The stock barely moved on the latest numbers, easi
CATALYSTYahoo • 8d ago
First Western (MYFW) Q3 2026 Earnings Call TranscriptNet income surged 88% as net interest margin expanded and loan growth accelerated.
CATALYSTYahoo • 9d ago
What First Western Financial (MYFW) Said on Its Q3 Earnings CallFirst Western Financial (NASDAQ:MYFW) reported third-quarter 2026 net income of approximately $6 million, or $0.60 per diluted share, as loan growth, net interest margin expansion, improving deposit mix and expense contr
MARKET WIREBenzinga • 9d ago
First Western Financial Q3 2026 Earnings Call TranscriptFirst Western Financial (NASDAQ:MYFW) reported third-quarter financial results on Friday. The transcript from the company’s third-quarter earnings call has been provided below.This transcript is brought to you by
MARKET WIREYahoo • 9d ago
First Western Financial, Inc. Q3 2026 Earnings Call SummaryMoby summary of First Western Financial, Inc.'s Q3 2026 earnings call
MARKET WIREYahoo • 10d ago
First Western (MYFW) Q3 Earnings Surpass EstimatesFirst Western (MYFW) delivered earnings and revenue surprises of +3.45% and -0.64%, respectively, for the quarter ended September 2026. Do the numbers hold clues to what lies ahead for the stock?
MARKET WIREYahoo • 10d ago
First Western: Q3 Earnings SnapshotDENVER (AP) — DENVER (AP) — First Western Financial, Inc. (MYFW) on Thursday reported net income of $6 million in its third quarter.
MARKET WIREYahoo • 10d ago
First Western Reports Third Quarter 2026 Financial ResultsThird Quarter 2026 Summary Net income available to common shareholders of $6.0 million, or $0.60 per diluted share, in Q3 2026, compared to $5.7 million, or $0.57 per diluted share, in Q2 2026Pre-tax, pre-provision net i
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Red-Light Warning Desk: Spotting SEC Cash-Flow & Dilution Risks Before Downgrades (Featuring MYFW)
- ✓Walkthrough of MYFW's RQD Radar, SEC cash-conversion gap & downside invalidation levels
- ✓3 asymmetric Bear/Hedge frameworks when 10-year Treasury yields stay elevated
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MYFW // CANDLESTICK & AUTO-TRENDLINE WORKSTATION6M: +11.13%▼ DESCENDING CHANNEL
2026-10-30O $31.26H $31.46L $30.63C $31.46VOL 19.6K
RES: $32.08SUP: $28.42SMA50: $30.45SMA200: $28.78
PRIMARY-SOURCE FORENSICS, SECOND-ORDER LINKS & AI ANALYST DESK
MYFW Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure
Share Count & Dilution Monitor (#25)
Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).
Reverse-DCF Expectations Hurdle (#30)
17.1%/yr Implied 5Y Growth
vs. +7.6% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).
Ellis Vennor Setup Ledger (#33)
No active Ellis Vennor swing setup published on MYFW today. View full Setup Ledger →
🦋 Documented & Second-Order Butterfly Connections
Open Graph →
No direct multi-tier Butterfly edges indexed yet for MYFW. Explore sector supply chains on /butterfly.
AI Analyst Theses, Washington Policy & Company Video
🎬 No recent verified company-specific video clip queued for MYFW today (we never pad ticker pages with unrelated generic clips). Browse Macro Video Desk →
DETERMINISTIC MULTI-FACTOR EQUITY AUDIT • SEC EDGAR XBRL × RQD PEER BENCHMARK
📊 Quantitative Sector Peer Comparison, SEC Filing Delta & Investment FAQ (MYFW)
Financials Rank #1013 of 1096
⚔️ FVCB vs MYFW Full Matrix →
1. Head-to-Head Financials Peer Comparison (MYFW vs. FVCB, ISBA, ATLO, FCCO)
Industry: Major Banks (248 Tracked Issuers)Across 1096 tracked Financials securities in the Roarable RQD universe, First Western Financial Inc. (MYFW) ranks #1013 by composite RQD confidence (37/100, grade D-) and #803 by equity capitalization ($307.2M). Within this direct 5-issuer industry benchmark cohort, FVCB leads on earnings valuation at 13.9x trailing P/E, while FCCO leads on capital efficiency and profitability with 11.5% ROIC and — gross margin. FVCB currently holds the highest overall quantitative score in the immediate peer group at 71/100 (B-) compared with MYFW at 37/100 (D-).
| Ticker / Company | Roarable Grade | RQD Score | Trailing P/E | Gross Margin | ROIC | 1D Change | Market Cap | Head-to-Head |
|---|---|---|---|---|---|---|---|---|
| MYFW
ACTIVE
First Western Financial Inc. | D- | 37/100 | 23.3x | — | 5.0% | -0.22% | $307.2M | Benchmark Subject |
| FVCB FVCBankcorp Inc. | B- | 71/100 | 13.9x | — | 8.7% | -0.41% | $307.3M | /fvcb-vs-myfw → |
| ISBA Isabella Bank Corporation | C- | 61/100 | 16.0x | — | 8.2% | +0.84% | $302.8M | /isba-vs-myfw → |
| ATLO Ames National Corporation | C- | 61/100 | 15.8x | — | 9.2% | +0.24% | $299.9M | /atlo-vs-myfw → |
| FCCO First Community Corporation | B- | 70/100 | 16.4x | — | 11.5% | +1.06% | $314.9M | /fcco-vs-myfw → |
2. Multi-Year SEC XBRL Revenue, Cash Flow & Balance-Sheet Trajectory (FY2023–FY2025)
SEC EDGAR 10-K • FILED 2025-12-31 • CIK 0001327607In its most recent audited fiscal period (FY2025, filed 2025-12-31), First Western Financial Inc. (MYFW) reported GAAP revenue of $96.9M (+7.6% vs. FY2024 revenue of $90.1M , and +17.2% cumulative change since FY2023) , GAAP net income of $13.2M, operating cash flow of -$1.8M, and free cash flow of -$5.8M (-850.4% YoY). On the balance sheet, MYFW closed FY2025 with $3.15B in total assets against $0 in total debt (Altman Z-Score: N/A, Piotroski F-Score: 3/9).
| Fiscal Period | Filing Date | Revenue | Net Income | Operating Cash Flow | Free Cash Flow | Total Assets | Total Debt |
|---|---|---|---|---|---|---|---|
| FY2025 (FY) | 2025-12-31 | $96.9M | $13.2M | -$1.8M | -$5.8M | $3.15B | — |
| FY2024 (FY) | 2024-12-31 | $90.1M | $8.5M | $606.0K | -$607.0K | $2.92B | — |
| FY2023 (FY) | 2023-12-31 | $82.7M | $5.2M | $21.9M | $21.9M | — | — |
3. MYFW Data-Verified Investor FAQ (RQD Rating, Sector Peers, SEC Forensics & Technicals)
✓ SCHEMA.ORG FAQPAGE JSON-LD ENABLEDIs MYFW stock a Buy, Hold, or Sell right now according to Roarable's RQD model?
As of 2026-11-01, First Western Financial Inc. (NASDAQ: MYFW) is rated D- (Sell / SELL) by Roarable's 5-pillar RQD engine with a composite confidence score of 37/100 at a spot price of $31.46 (-0.22% 1D, market cap $307.2M). Pillar breakdown: Fundamental Cash Engine 5/20, Institutional 13F & Options Flow 8/20, Executive Insider Alignment 10/20, FRED Macro Regime Fit 8/20, and SEC Balance-Sheet Forensics 6/20. Across 1096 tracked Financials issuers, MYFW ranks #1013 in composite RQD confidence.
How does MYFW compare to FVCB and ISBA in the Financials sector?
Within the Financials sector (Major Banks), MYFW carries a Roarable D- (37/100 RQD), trailing P/E of 23.3x, gross margin of —, and ROIC of 5.0%. By comparison, FVCB (FVCBankcorp Inc.) holds a B- grade (71/100 RQD, P/E 13.9x, ROIC 8.7%, cap $307.3M) and ISBA (Isabella Bank Corporation) posts a C- grade (61/100 RQD, P/E 16.0x, ROIC 8.2%, cap $302.8M). Among the 5-stock peer group, FVCB leads on earnings multiple (13.9x) while FCCO leads on capital efficiency (11.5% ROIC).
What are the biggest fundamental strengths and SEC risk factors for MYFW?
Per MYFW's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0001327607), First Western Financial Inc. generated $96.9M in revenue (+7.6% YoY), $13.2M in net income, and -$5.8M in free cash flow against $3.15B in total assets and $0 in total debt. Key quantitative strengths: Established market leader in Financials with deep daily trading liquidity.. Primary risk factors monitored: Company executives have done more routine share selling than personal cash buying lately.. Institutional options positioning shows a 50% call / 50% put premium split.
Where is MYFW trading relative to its 50-day, 200-day, and 52-week technical levels?
MYFW last traded at $31.46 (-0.22% on volume of 21,557 shares), positioning the stock +3.32% above its 50-day simple moving average ($30.45) and +9.31% above its 200-day simple moving average ($28.78). Across its 52-week range of $22.13 to $34.36, MYFW sits at the 76.3% percentile with a 14-day RSI of 57.2 (BULLISH MOMENTUM) and an implied next-earnings move of ±5.2% ($29.82 to $33.10).
MYFW Investor FAQ & Complete 8-Part Research Index
100% OPEN ACCESS • SEC EDGAR × CBOE × FREDWhy is MYFW stock moving today?
Why MYFW Stock slipped -0.22% Today — RQD Quant Desk Flash. Stretched risk/reward at 23x P/E (5% return on capital) under elevated 10-year interest-rate pressure.