Meridian Corporation (MRBK) earns a Roarable Rating of B (Buy) with 73/100 RQD Confidence. High-quality cash engine (steady margins, 11% return on capital) with steady institutional support. The company’s underlying cash engine and institutional positioning keep the composite score in the Green Buy zone.
Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer
FRED Regime × Technicals: 66% of 52W Range • RSI-14 at 46.4 (NEUTRAL RANGE)
SEC Form 4 / 13F Thermometer: 80% Net Buy • Cannibal Buyback (-2.36% YoY Shares)
Put hedging (50% put share) caps near-term gamma upside (-9 pts vs max)
Even with a 73/100 (B) score, MRBK faces multiple-compression risk if 10.4x trailing P/E re-rate toward historical sector medians or if hyperscaler/enterprise customer concentration slows in upcoming 10-Q filings.
Broader market pullbacks can still drag down strong stocks in the short run.
Dilution & Margin Drag: Cannibal Buyback (-2.36% YoY Shares) — any gross margin slip below 49.5% triggers an automatic RQD downgrade.
Technical & Forensic Kill-Switch: A daily close below the 50D SMA ($19.08) or 200D SMA ($19.24) invalidates the momentum regime and cuts Target Base ($20.30) toward Bear Floor ($15.60).
Meridian Corporation (MRBK) advanced +0.32% to $19.02, trading at 66% of its 52-week range ($13.92 – $21.67). High-quality cash engine (steady margins, 11% return on capital) with steady institutional support.
Although the revenue and EPS for Meridian Bank (MRBK) give a sense of how its business performed in the quarter ended September 2026, it might be worth considering how some key metrics compare with Wall Street estimates
Meridian Bank (MRBK) delivered earnings and revenue surprises of -6.52% and -8.79%, respectively, for the quarter ended September 2026. Do the numbers hold clues to what lies ahead for the stock?
MALVERN, Pa., Oct. 30, 2026 (GLOBE NEWSWIRE) -- Meridian Corporation (Nasdaq: MRBK) today reported: Three Months Ended(Dollars in thousands, except per share data) (Unaudited)September 30,2026 June 30,2026 September 30,2
Meridian (NASDAQ:MRBK) reported quarterly earnings of $0.43 per share which missed the analyst consensus estimate of $0.51 by 15.69 percent. This is a 25.86 percent decrease over earnings of $0.58 per share from the
Citizens Financial Services (CZFS) delivered earnings and revenue surprises of +12.73% and +1.82%, respectively, for the quarter ended September 2026. Do the numbers hold clues to what lies ahead for the stock?
Peapack-Gladstone (PGC) delivered earnings and revenue surprises of +5.32% and -3.00%, respectively, for the quarter ended September 2026. Do the numbers hold clues to what lies ahead for the stock?
Capital Bancorp (CBNK) doesn't possess the right combination of the two key ingredients for a likely earnings beat in its upcoming report. Get prepared with the key expectations.
Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).
vs. +10.1% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).
No active Ellis Vennor swing setup published on MRBK today. View full Setup Ledger →
No direct multi-tier Butterfly edges indexed yet for MRBK. Explore sector supply chains on /butterfly.
Across 1096 tracked Financials securities in the Roarable RQD universe, Meridian Corporation (MRBK) ranks #82 by composite RQD confidence (73/100, grade B) and #867 by equity capitalization ($226.9M). Within this direct 5-issuer industry benchmark cohort, OPBK leads on earnings valuation at 9.0x trailing P/E, while CMTV leads on capital efficiency and profitability with 14.9% ROIC and — gross margin. MRBK currently leads its immediate peer cohort in composite quantitative strength at 73/100 (B).
| Ticker / Company | Roarable Grade | RQD Score | Trailing P/E | Gross Margin | ROIC | 1D Change | Market Cap | Head-to-Head |
|---|---|---|---|---|---|---|---|---|
| MRBK
ACTIVE
Meridian Corporation | B | 73/100 | 10.4x | — | 10.9% | +0.32% | $226.9M | Benchmark Subject |
| OPBK OP Bancorp | C- | 61/100 | 9.0x | — | 11.2% | +0.98% | $230.6M | /opbk-vs-mrbk → |
| CFBK CF Bankshares Inc. | C | 63/100 | 12.7x | — | 9.5% | +0.26% | $222.1M | /cfbk-vs-mrbk → |
| GBFH GBank Financial Holdings Inc. | D | 48/100 | 10.6x | — | 12.6% | -10.78% | $220.9M | /gbfh-vs-mrbk → |
| CMTV Community Bancorp. | C+ | 69/100 | 13.9x | — | 14.9% | +1.71% | $236.3M | /cmtv-vs-mrbk → |
In its most recent audited fiscal period (FY2025, filed 2025-12-31), Meridian Corporation (MRBK) reported GAAP revenue of $6.3M (+10.1% vs. FY2024 revenue of $5.7M , and +28.2% cumulative change since FY2023) , GAAP net income of $21.8M, operating cash flow of $24.3M, and free cash flow of $22.6M (+149.9% YoY). On the balance sheet, MRBK closed FY2025 with $2.56B in total assets against $0 in total debt (Altman Z-Score: N/A, Piotroski F-Score: 6/9).
| Fiscal Period | Filing Date | Revenue | Net Income | Operating Cash Flow | Free Cash Flow | Total Assets | Total Debt |
|---|---|---|---|---|---|---|---|
| FY2025 (FY) | 2025-12-31 | $6.3M | $21.8M | $24.3M | $22.6M | $2.56B | — |
| FY2024 (FY) | 2024-12-31 | $5.7M | $16.3M | $9.6M | $9.0M | $2.39B | — |
| FY2023 (FY) | 2023-12-31 | $4.9M | $13.2M | $18.9M | $18.9M | — | — |
As of 2026-11-01, Meridian Corporation (NASDAQ: MRBK) is rated B (Buy / BUY) by Roarable's 5-pillar RQD engine with a composite confidence score of 73/100 at a spot price of $19.02 (+0.32% 1D, market cap $226.9M). Pillar breakdown: Fundamental Cash Engine 15/20, Institutional 13F & Options Flow 11/20, Executive Insider Alignment 13/20, FRED Macro Regime Fit 18/20, and SEC Balance-Sheet Forensics 16/20. Across 1096 tracked Financials issuers, MRBK ranks #82 in composite RQD confidence.
Within the Financials sector (Major Banks), MRBK carries a Roarable B (73/100 RQD), trailing P/E of 10.4x, gross margin of —, and ROIC of 10.9%. By comparison, OPBK (OP Bancorp) holds a C- grade (61/100 RQD, P/E 9.0x, ROIC 11.2%, cap $230.6M) and CFBK (CF Bankshares Inc.) posts a C grade (63/100 RQD, P/E 12.7x, ROIC 9.5%, cap $222.1M). Among the 5-stock peer group, OPBK leads on earnings multiple (9.0x) while CMTV leads on capital efficiency (14.9% ROIC).
Per MRBK's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0001750735), Meridian Corporation generated $6.3M in revenue (+10.1% YoY), $21.8M in net income, and $22.6M in free cash flow against $2.56B in total assets and $0 in total debt. Key quantitative strengths: Strong cash generator (steady margins)—profits are backed by real money, not accounting tricks.. Primary risk factors monitored: Broader market pullbacks can still drag down strong stocks in the short run.. Institutional options positioning shows a 50% call / 50% put premium split.
MRBK last traded at $19.02 (+0.32% on volume of 63,654 shares), positioning the stock -0.31% below its 50-day simple moving average ($19.08) and -1.14% below its 200-day simple moving average ($19.24). Across its 52-week range of $13.92 to $21.67, MRBK sits at the 65.8% percentile with a 14-day RSI of 46.4 (NEUTRAL RANGE) and an implied next-earnings move of ±5.3% ($18.01 to $20.03).
Why MRBK Stock advanced +0.32% Today — RQD Quant Desk Flash. High-quality cash engine (steady margins, 11% return on capital) with steady institutional support.
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