Stock Ratings / Technology / LZ / dividends

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LegalZoom.com Inc. (LZ) Dividend Safety Gauge & 10-Year DRIP Compounder

$6.64 +0.45% NASDAQ • Live Quote vs Prior Daily Close (Synced Snapshot)

LegalZoom.com Inc. (LZ) carries a Roarable Rating of C (Hold) with 65/100 RQD Confidence. The composite score sits in the neutral Hold band (59–69), meaning current holders don’t need to panic-sell while prospective buyers can wait for a move into the 70+ Buy zone.

ROARABLE C • HOLD / WATCH Cap $1.14B

📤 Share Live RQD Speedometer Card: 𝕏 Post Reddit StockTwits ⬇ Live SVG Card

INTERACTIVE SCENARIO DECK:

🛡️ Portfolio Crash X-Ray

RQD QUANT TACHOMETERHOLD / WATCH • C

2-of-3 JEV AI Jury Bullish

Cash

SEC

Whale

Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer

5-PILLAR SNOWFLAKE RADARRw C+ · Rk C-

Each axis scored 0–20

12M PRICE TARGET CONE+3.2% Base Target

WHALE OPTIONS SNAPSHOT: — (No Active Options Snapshot on file for LZ)Realized 20D OHLCV Swing Band: ±8.7%

CASH DIVIDEND + BUYBACK YIELD

1.8% Total Yield

0% Cash ($0.00/yr) + 1.8% Buybacks

PAYOUT SAFETY SPEEDOMETER

74/100 • REINVESTING IN GROWTH + BUYBACKS

FREE CASH FLOW PAYOUT RATIO

0% (100% Reinvested)

Retains cash flow for R&D and share repurchases

INTERACTIVE DRIP & SHAREHOLDER-YIELD COMPOUNDER (7.8% EST. ANNUAL)

$10,000 Compounded Over 10 Years → $21,193

Est. Year-10 Shareholder Yield: $381/yr

Starting Investment: $10,000

Compounding Horizon: 10 Years

$10.8K

Yr 1

$11.6K

Yr 2

$12.5K

Yr 3

$13.5K

Yr 4

$14.6K

Yr 5

$15.7K

Yr 6

$16.9K

Yr 7

$18.2K

Yr 8

$19.7K

Yr 9

$21.2K

Yr 10

ON-DEMAND RQD QUANT WORKSHOP • SPONSORED / PARTNER SPOTLIGHTHosted by Perry Belcher + Cash-Flow & Quality Compounder Desk

Cash-Fortress Compounders: Auditing Free Cash Flow & Yield Safety in LZ & A-Rated Leaders

✓12-month Bull/Base/Bear fair-value walkthrough on LZ and its top sector peer
✓Top Roarable A-Rated cash compounders with verified executive & 13F accumulation
✓Includes nightly RQD rating-change & forensic signal email alerts

RQD INSIDER CLUB WAITLIST$49/YR PLANNED

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LZ // CANDLESTICK & AUTO-TRENDLINE WORKSTATION6M: +2.95%▲ ASCENDING CHANNEL

2026-10-30O $6.50H $6.74L $6.46C $6.64VOL 1.50M

RES: $7.19SUP: $5.44SMA50: $6.11SMA200: $6.54

PRIMARY-SOURCE FORENSICS, SECOND-ORDER LINKS & AI ANALYST DESK

LZ Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure

🦋 LZ Butterfly Map → + Track LZ →

Share Count & Dilution Monitor (#25)

Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).

Reverse-DCF Expectations Hurdle (#30)

47.4%/yr Implied 5Y Growth

vs. +10.9% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).

Ellis Vennor Setup Ledger (#33)

No active Ellis Vennor swing setup published on LZ today. View full Setup Ledger →

🦋 Documented & Second-Order Butterfly Connections Open Graph →

No direct multi-tier Butterfly edges indexed yet for LZ. Explore sector supply chains on /butterfly.

AI Analyst Theses, Washington Policy & Company Video

🎬 No recent verified company-specific video clip queued for LZ today (we never pad ticker pages with unrelated generic clips). Browse Macro Video Desk →

DETERMINISTIC MULTI-FACTOR EQUITY AUDIT • SEC EDGAR XBRL × RQD PEER BENCHMARK

📊 Quantitative Sector Peer Comparison, SEC Filing Delta & Investment FAQ (LZ)

Technology Rank #176 of 714 ⚔️ UPWK vs LZ Full Matrix →

1. Head-to-Head Technology Peer Comparison (LZ vs. UPWK, PSQL, CLVT, GDRX)

Industry: EDP Services (163 Tracked Issuers)

Across 714 tracked Technology securities in the Roarable RQD universe, LegalZoom.com Inc. (LZ) ranks #176 by composite RQD confidence (65/100, grade C) and #345 by equity capitalization ($1.14B). Within this direct 5-issuer industry benchmark cohort, UPWK leads on earnings valuation at 9.9x trailing P/E, while LZ leads on capital efficiency and profitability with 34.7% ROIC and 65.9% gross margin. UPWK currently holds the highest overall quantitative score in the immediate peer group at 71/100 (B-) compared with LZ at 65/100 (C).

Ticker / Company	Roarable Grade	RQD Score	Trailing P/E	Gross Margin	ROIC	1D Change	Market Cap	Head-to-Head
LZ ACTIVE LegalZoom.com Inc.	C	65/100	73.7x	65.9%	34.7%	+0.45%	$1.14B	Benchmark Subject
UPWK Upwork Inc.	B-	71/100	9.9x	77.8%	30.4%	+1.33%	$1.14B	/upwk-vs-lz →
PSQL Pasqal Holding SA Ordinary Share	D	47/100	—	—	—	-5.07%	$1.11B	/psql-vs-lz →
CLVT Clarivate Plc	E	33/100	—	66.0%	1.3%	-2.27%	$1.10B	/clvt-vs-lz →
GDRX GoodRx Holdings Inc. (Class A)	D+	52/100	39.7x	—	8.3%	+2.02%	$1.21B	/gdrx-vs-lz →

2. Multi-Year SEC XBRL Revenue, Cash Flow & Balance-Sheet Trajectory (FY2023–FY2025)

SEC EDGAR 10-K • FILED 2025-12-31 • CIK 0001286139

In its most recent audited fiscal period (FY2025, filed 2025-12-31), LegalZoom.com Inc. (LZ) reported GAAP revenue of $756.0M (+10.9% vs. FY2024 revenue of $681.9M , and +14.4% cumulative change since FY2023) , GAAP net income of $15.4M, operating cash flow of $178.2M, and free cash flow of $147.9M (+48.0% YoY). On the balance sheet, LZ closed FY2025 with $511.5M in total assets against $0 in total debt (Altman Z-Score: 0.36, Piotroski F-Score: 6/9).

Fiscal Period	Filing Date	Revenue	Net Income	Operating Cash Flow	Free Cash Flow	Total Assets	Total Debt
FY2025 (FY)	2025-12-31	$756.0M	$15.4M	$178.2M	$147.9M	$511.5M	—
FY2024 (FY)	2024-12-31	$681.9M	$30.0M	$135.6M	$99.9M	$373.9M	—
FY2023 (FY)	2023-12-31	$660.7M	$14.0M	$124.3M	$124.3M	—	—

3. LZ Data-Verified Investor FAQ (RQD Rating, Sector Peers, SEC Forensics & Technicals)

✓ SCHEMA.ORG FAQPAGE JSON-LD ENABLED

Is LZ stock a Buy, Hold, or Sell right now according to Roarable's RQD model?

As of 2026-11-01, LegalZoom.com Inc. (NASDAQ: LZ) is rated C (Hold / HOLD) by Roarable's 5-pillar RQD engine with a composite confidence score of 65/100 at a spot price of $6.64 (+0.45% 1D, market cap $1.14B). Pillar breakdown: Fundamental Cash Engine 15/20, Institutional 13F & Options Flow 13/20, Executive Insider Alignment 10/20, FRED Macro Regime Fit 14/20, and SEC Balance-Sheet Forensics 13/20. Across 714 tracked Technology issuers, LZ ranks #176 in composite RQD confidence.

How does LZ compare to UPWK and PSQL in the Technology sector?

Within the Technology sector (EDP Services), LZ carries a Roarable C (65/100 RQD), trailing P/E of 73.7x, gross margin of 65.9%, and ROIC of 34.7%. By comparison, UPWK (Upwork Inc.) holds a B- grade (71/100 RQD, P/E 9.9x, ROIC 30.4%, cap $1.14B) and PSQL (Pasqal Holding SA Ordinary Share) posts a D grade (47/100 RQD, P/E N/A, ROIC —, cap $1.11B). Among the 5-stock peer group, UPWK leads on earnings multiple (9.9x) while LZ leads on capital efficiency (34.7% ROIC).

What are the biggest fundamental strengths and SEC risk factors for LZ?

Per LZ's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0001286139), LegalZoom.com Inc. generated $756.0M in revenue (+10.9% YoY), $15.4M in net income, and $147.9M in free cash flow against $511.5M in total assets and $0 in total debt. Key quantitative strengths: Strong cash generator (66% profit margin)—profits are backed by real money, not accounting tricks.. Primary risk factors monitored: Priced at 74x earnings—high expectations leave less room for a lukewarm quarter.. Institutional options positioning shows a 50% call / 50% put premium split.

Where is LZ trading relative to its 50-day, 200-day, and 52-week technical levels?

LZ last traded at $6.64 (+0.45% on volume of 1,627,455 shares), positioning the stock +8.67% above its 50-day simple moving average ($6.11) and +1.53% above its 200-day simple moving average ($6.54). Across its 52-week range of $5.22 to $12.40, LZ sits at the 19.8% percentile with a 14-day RSI of 59.5 (BULLISH MOMENTUM) and an implied next-earnings move of ±8.7% ($6.06 to $7.22).

LZ Investor FAQ & Complete 8-Part Research Index

100% OPEN ACCESS • SEC EDGAR × CBOE × FRED

Does LZ pay a dividend and is it safe?

LegalZoom.com Inc. (LZ) offers a 0% cash dividend yield ($0.00 annualized) and 1.8% total shareholder yield including buybacks. Roarable rates its payout coverage as REINVESTING IN GROWTH + BUYBACKS.

Direct Sub-Reports: LZ RQD Cockpit LZ 12M Forecast LZ Earnings & Move LZ Dividends & DRIP LZ Insiders & 13F LZ Whale Options LZ Profit Sankey LZ News & Why