Lesaka Technologies Inc. (LSAK) — RQD Stock Rating Cockpit

$4.06 +2.27% NASDAQ • Live Quote vs Prior Daily Close (Synced Snapshot)

Lesaka Technologies Inc. (LSAK) carries a Roarable Rating of D- (Sell) with 35/100 RQD Confidence due to weak cash-flow efficiency and sensitivity to current interest rates. Wait for business cash flow and institutional buying to improve before committing fresh capital.

ROARABLE D- • RED ALERT Cap $348.3M
📤 Share Live RQD Speedometer Card: 𝕏 Post Reddit StockTwits ⬇ Live SVG Card
INTERACTIVE SCENARIO DECK:
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RQD QUANT TACHOMETERRED ALERT • D-
025507510035
3-of-3 JEV AI Jury Bearish Warning
Cash
SEC
Whale

Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer

5-PILLAR SNOWFLAKE RADARRw E · Rk D-
Cash (5)Whales (12)SEC (5)Macro (10)CEO (3)
Each axis scored 0–20
12M PRICE TARGET CONE-10.3% Base Target
$6 Bull$4 Base$3 Bear
📬 FREE LSAK RATING-CHANGE & BRIEFING ALERTSManage / Unsubscribe
WHALE OPTIONS SNAPSHOT: — (No Active Options Snapshot on file for LSAK)Realized 20D OHLCV Swing Band: ±10.6%
RSI-14 MOMENTUMNEUTRAL RANGE
35.930 Oversold · 70 Hot
ALTMAN-Z SHIELDFORTRESS SAFE (>3.0)
3.80>3.0 Fortress Safe
PIOTROSKI F-SCOREWEAK QUALITY (1–4)
3 / 99-Pt Accounting
52-WEEK LASER RANGE23% OF RANGE
L: $4$4.06H: $6
1. Money & Cash Health● WEAK
Are profits real cash in the bank?

Weak cash conversion or heavy valuation strain compared to actual cash earned.

Factor Grade: ERQD 5 / 20
2. Big Money & Insiders● TRIMMING
Are whales & executives buying or selling?

Insiders and big institutional desks have been trimming shares rather than stepping up to buy.

Factor Grade: D-RQD 15 / 40
3. Hidden Risks & Market Weather● WARNING
SEC fine-print scan & interest-rate fit

High sensitivity to tight interest rates or new risk warnings added to recent SEC annual filings.

Factor Grade: D-RQD 15 / 40
MULTI-MODEL JEV QUANT JURY DELIBERATION

3-of-3 JEV AI Jury Bearish Warning on LSAK

Cash & Moat Bull AI
ROIC & Free Cash Flow Model
BEARISH (25)

-7.0% ROIC with 42.0% gross margin and -7.56% FCF yield.

SEC Forensic Auditor AI
10-K Accruals & Altman-Z Guard
BEARISH (25)

Altman-Z 4.20 and Piotroski 3/9 pass balance-sheet audit.

Whale & Macro Hawk AI
Options Skew, 13F & Fed NetLiq
BEARISH (42)

15/40 institutional & smart-money positioning score with 10/20 macro alignment.

Bull Case: Why Buyers Like LSAK
  • ✓Established market leader in Financials with deep daily trading liquidity.
Bear Case: What Could Go Wrong
  • !Company executives have done more routine share selling than personal cash buying lately.
  • !Sensitive to high interest rates and tighter Federal Reserve market liquidity.
  • !Recent SEC filings added new risk-factor disclosures that warrant keeping an eye on margins.
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Red-Light Warning Desk: Spotting SEC Cash-Flow & Dilution Risks Before Downgrades (Featuring LSAK)

  • ✓Walkthrough of LSAK's RQD Radar, SEC cash-conversion gap & downside invalidation levels
  • ✓3 asymmetric Bear/Hedge frameworks when 10-year Treasury yields stay elevated
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LSAK // CANDLESTICK & AUTO-TRENDLINE WORKSTATION6M: -14.88%📐 HORIZONTAL RANGE
2026-10-30O $4.05H $4.08L $3.96C $4.06VOL 147.9K
RES: $4.97SUP: $3.80SMA50: $4.38SMA200: $4.68
$5.59$5.14$4.70$4.26$3.81RES $4.97SUP $3.80$4.062026-04-302026-06-152026-07-312026-09-162026-10-30
PRIMARY-SOURCE FORENSICS, SECOND-ORDER LINKS & AI ANALYST DESK

LSAK Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure

Share Count & Dilution Monitor (#25)

Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).

Reverse-DCF Expectations Hurdle (#30)
8.0%/yr Implied 5Y Growth

vs. +16.9% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).

Ellis Vennor Setup Ledger (#33)

No active Ellis Vennor swing setup published on LSAK today. View full Setup Ledger →

🦋 Documented & Second-Order Butterfly Connections Open Graph →

No direct multi-tier Butterfly edges indexed yet for LSAK. Explore sector supply chains on /butterfly.

AI Analyst Theses, Washington Policy & Company Video
🎬 No recent verified company-specific video clip queued for LSAK today (we never pad ticker pages with unrelated generic clips). Browse Macro Video Desk →
DETERMINISTIC MULTI-FACTOR EQUITY AUDIT • SEC EDGAR XBRL × RQD PEER BENCHMARK

📊 Quantitative Sector Peer Comparison, SEC Filing Delta & Investment FAQ (LSAK)

Financials Rank #1028 of 1096 ⚔️ ETB vs LSAK Full Matrix →

1. Head-to-Head Financials Peer Comparison (LSAK vs. ETB, EOT, CSHR, TIGR)

Industry: Investment Bankers/Brokers/Service (64 Tracked Issuers)

Across 1096 tracked Financials securities in the Roarable RQD universe, Lesaka Technologies Inc. (LSAK) ranks #1028 by composite RQD confidence (35/100, grade D-) and #783 by equity capitalization ($348.3M). Within this direct 5-issuer industry benchmark cohort, LSAK leads on earnings valuation at N/A trailing P/E, while LSAK leads on capital efficiency and profitability with -7.0% ROIC and — gross margin. EOT currently holds the highest overall quantitative score in the immediate peer group at 60/100 (C-) compared with LSAK at 35/100 (D-).

Ticker / Company Roarable Grade RQD Score Trailing P/E Gross Margin ROIC 1D Change Market Cap Head-to-Head
LSAK ACTIVE
Lesaka Technologies Inc.
D- 35/100 — — -7.0% +2.27% $348.3M Benchmark Subject
ETB
Eaton Vance Tax-Managed Buy-Write Income Fund Eaton Vance Tax-Managed Buy-Write Income Fund of
D 51/100 — — — +0.39% $448.8M /etb-vs-lsak →
EOT
Eaton Vance Municipal Income Trust EATON VANCE NATIONAL MUNICIPAL OPPORTUNITIES TRUST
C- 60/100 — — — +0.89% $247.2M /eot-vs-lsak →
CSHR
CoinShares PLC
D 50/100 — — — +1.42% $566.7M /cshr-vs-lsak →
TIGR
UP Fintech Holding Ltd representing fifteen (Class A)
C- 60/100 — — — -0.97% $727.3M /tigr-vs-lsak →

2. Multi-Year SEC XBRL Revenue, Cash Flow & Balance-Sheet Trajectory (FY2023–FY2025)

SEC EDGAR 10-K • FILED 2025-06-30 • CIK 0001041514

In its most recent audited fiscal period (FY2025, filed 2025-06-30), Lesaka Technologies Inc. (LSAK) reported GAAP revenue of $659.7M (+16.9% vs. FY2024 revenue of $564.2M , and +25.0% cumulative change since FY2023) , GAAP net income of -$91.0M, operating cash flow of -$9.1M, and free cash flow of -$26.3M (-263.2% YoY). On the balance sheet, LSAK closed FY2025 with $704.6M in total assets against $203.8M in total debt (Altman Z-Score: N/A, Piotroski F-Score: 3/9).

Fiscal Period Filing Date Revenue Net Income Operating Cash Flow Free Cash Flow Total Assets Total Debt
FY2025 (FY) 2025-06-30 $659.7M -$91.0M -$9.1M -$26.3M $704.6M $203.8M
FY2024 (FY) 2024-06-30 $564.2M -$18.5M $28.8M $16.1M $640.6M $68.9M
FY2023 (FY) 2023-06-30 $528.0M -$35.9M $410.0K $410.0K — —

3. LSAK Data-Verified Investor FAQ (RQD Rating, Sector Peers, SEC Forensics & Technicals)

✓ SCHEMA.ORG FAQPAGE JSON-LD ENABLED

Is LSAK stock a Buy, Hold, or Sell right now according to Roarable's RQD model?

As of 2026-11-01, Lesaka Technologies Inc. (NASDAQ: LSAK) is rated D- (Sell / SELL) by Roarable's 5-pillar RQD engine with a composite confidence score of 35/100 at a spot price of $4.06 (+2.27% 1D, market cap $348.3M). Pillar breakdown: Fundamental Cash Engine 5/20, Institutional 13F & Options Flow 12/20, Executive Insider Alignment 5/20, FRED Macro Regime Fit 10/20, and SEC Balance-Sheet Forensics 3/20. Across 1096 tracked Financials issuers, LSAK ranks #1028 in composite RQD confidence.

How does LSAK compare to ETB and EOT in the Financials sector?

Within the Financials sector (Investment Bankers/Brokers/Service), LSAK carries a Roarable D- (35/100 RQD), trailing P/E of N/A, gross margin of —, and ROIC of -7.0%. By comparison, ETB (Eaton Vance Tax-Managed Buy-Write Income Fund Eaton Vance Tax-Managed Buy-Write Income Fund of) holds a D grade (51/100 RQD, P/E N/A, ROIC —, cap $448.8M) and EOT (Eaton Vance Municipal Income Trust EATON VANCE NATIONAL MUNICIPAL OPPORTUNITIES TRUST) posts a C- grade (60/100 RQD, P/E N/A, ROIC —, cap $247.2M). Among the 5-stock peer group, LSAK leads on earnings multiple (N/A) while LSAK leads on capital efficiency (-7.0% ROIC).

What are the biggest fundamental strengths and SEC risk factors for LSAK?

Per LSAK's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-06-30, CIK 0001041514), Lesaka Technologies Inc. generated $659.7M in revenue (+16.9% YoY), -$91.0M in net income, and -$26.3M in free cash flow against $704.6M in total assets and $203.8M in total debt. Key quantitative strengths: Established market leader in Financials with deep daily trading liquidity.. Primary risk factors monitored: Company executives have done more routine share selling than personal cash buying lately.. Institutional options positioning shows a 50% call / 50% put premium split.

Where is LSAK trading relative to its 50-day, 200-day, and 52-week technical levels?

LSAK last traded at $4.06 (+2.27% on volume of 221,693 shares), positioning the stock -7.31% below its 50-day simple moving average ($4.38) and -13.25% below its 200-day simple moving average ($4.68). Across its 52-week range of $3.62 to $5.54, LSAK sits at the 22.9% percentile with a 14-day RSI of 35.9 (NEUTRAL RANGE) and an implied next-earnings move of ±10.6% ($3.63 to $4.49).

LSAK Investor FAQ & Complete 8-Part Research Index

100% OPEN ACCESS • SEC EDGAR × CBOE × FRED

Should I buy, hold, or sell LSAK stock right now?

Lesaka Technologies Inc. (LSAK) currently earns a Roarable Rating of D- (Sell — SELL) with 35/100 RQD Confidence. Stretched risk/reward at current multiples (-7% return on capital) under elevated 10-year interest-rate pressure.

What is LSAK's 12-month price target and RQD AI Jury consensus?

LSAK's 12-month base price target is $3.64 (range $2.84 to $5.82), backed by transparent SEC XBRL cash-flow, Form 4 insider, and CBOE options flow analysis.

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