Manhattan Bridge Capital Inc (LOAN) carries a Roarable Rating of C+ (Hold) with 67/100 RQD Confidence. The composite score sits in the neutral Hold band (59–69), meaning current holders don’t need to panic-sell while prospective buyers can wait for a move into the 70+ Buy zone.
Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer
FRED Regime × Technicals: 8% of 52W Range • RSI-14 at 37.6 (NEUTRAL RANGE)
SEC Form 4 / 13F Thermometer: 80% Net Buy • Cannibal Buyback (-2.36% YoY Shares)
Put hedging (50% put share) caps near-term gamma upside (-10 pts vs max)
Even with a 67/100 (C+) score, LOAN faces multiple-compression risk if 7.7x trailing P/E re-rate toward historical sector medians or if hyperscaler/enterprise customer concentration slows in upcoming 10-Q filings.
Broader market pullbacks can still drag down strong stocks in the short run.
Dilution & Margin Drag: Cannibal Buyback (-2.36% YoY Shares) — any gross margin slip below 49.5% triggers an automatic RQD downgrade.
Technical & Forensic Kill-Switch: A daily close below the 50D SMA ($3.78) or 200D SMA ($4.21) invalidates the momentum regime and cuts Target Base ($3.59) toward Bear Floor ($2.80).
Manhattan Bridge Capital Inc (LOAN) advanced +1.47% to $3.45, trading at 8% of its 52-week range ($3.31 – $5.13). Solid steady margins (9% return on capital), mixed timing at 8x P/E—hold if owned, no rush to chase.
GREAT NECK, N.Y., Oct. 21, 2026 (GLOBE NEWSWIRE) -- Manhattan Bridge Capital, Inc. (Nasdaq: LOAN) (the “Company”) announced today that its total revenues for the three months ended September 30, 2026 were approximately $
Manhattan Bridge Capital (NASDAQ:LOAN) reported quarterly earnings of $0.11 per share which met the analyst consensus estimate. This is unchanged from the same period last year. The company reported quarterly sales of
Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).
vs. -10.6% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).
No active Ellis Vennor swing setup published on LOAN today. View full Setup Ledger →
No direct multi-tier Butterfly edges indexed yet for LOAN. Explore sector supply chains on /butterfly.
Across 1096 tracked Financials securities in the Roarable RQD universe, Manhattan Bridge Capital Inc (LOAN) ranks #265 by composite RQD confidence (67/100, grade C+) and #1026 by equity capitalization ($39.1M). Within this direct 5-issuer industry benchmark cohort, SACH leads on earnings valuation at 6.2x trailing P/E, while CLPR leads on capital efficiency and profitability with 85.0% ROIC and — gross margin. LOAN currently leads its immediate peer cohort in composite quantitative strength at 67/100 (C+).
| Ticker / Company | Roarable Grade | RQD Score | Trailing P/E | Gross Margin | ROIC | 1D Change | Market Cap | Head-to-Head |
|---|---|---|---|---|---|---|---|---|
| LOAN
ACTIVE
Manhattan Bridge Capital Inc | C+ | 67/100 | 7.7x | — | 9.3% | +1.47% | $39.1M | Benchmark Subject |
| SACH Sachem Capital Corp. | C- | 59/100 | 6.2x | — | 3.6% | -0.52% | $39.4M | /sach-vs-loan → |
| FSP Franklin Street Properties Corp. | D+ | 54/100 | — | — | — | +19.41% | $40.1M | /fsp-vs-loan → |
| BHM Bluerock Homes Trust Inc. (Class A) | D+ | 57/100 | — | — | — | +4.12% | $31.7M | /bhm-vs-loan → |
| CLPR Clipper Realty Inc. | C | 62/100 | — | — | 85.0% | +1.60% | $51.2M | /clpr-vs-loan → |
In its most recent audited fiscal period (FY2025, filed 2025-12-31), Manhattan Bridge Capital Inc (LOAN) reported GAAP revenue of $8.7M (-10.6% vs. FY2024 revenue of $9.7M , and -11.5% cumulative change since FY2023) , GAAP net income of $5.1M, operating cash flow of $4.9M, and free cash flow of $4.9M (+0.0% YoY). On the balance sheet, LOAN closed FY2025 with $62.4M in total assets against $0 in total debt (Altman Z-Score: N/A, Piotroski F-Score: 4/9).
| Fiscal Period | Filing Date | Revenue | Net Income | Operating Cash Flow | Free Cash Flow | Total Assets | Total Debt |
|---|---|---|---|---|---|---|---|
| FY2025 (FY) | 2025-12-31 | $8.7M | $5.1M | $4.9M | $4.9M | $62.4M | — |
| FY2024 (FY) | 2024-12-31 | $9.7M | $5.6M | $4.9M | $4.9M | $67.4M | — |
| FY2023 (FY) | 2023-12-31 | $9.8M | $5.5M | $5.4M | $5.4M | — | — |
As of 2026-11-01, Manhattan Bridge Capital Inc (NASDAQ: LOAN) is rated C+ (Hold / HOLD) by Roarable's 5-pillar RQD engine with a composite confidence score of 67/100 at a spot price of $3.45 (+1.47% 1D, market cap $39.1M). Pillar breakdown: Fundamental Cash Engine 12/20, Institutional 13F & Options Flow 10/20, Executive Insider Alignment 13/20, FRED Macro Regime Fit 16/20, and SEC Balance-Sheet Forensics 16/20. Across 1096 tracked Financials issuers, LOAN ranks #265 in composite RQD confidence.
Within the Financials sector (Real Estate Investment Trusts), LOAN carries a Roarable C+ (67/100 RQD), trailing P/E of 7.7x, gross margin of —, and ROIC of 9.3%. By comparison, SACH (Sachem Capital Corp.) holds a C- grade (59/100 RQD, P/E 6.2x, ROIC 3.6%, cap $39.4M) and FSP (Franklin Street Properties Corp.) posts a D+ grade (54/100 RQD, P/E N/A, ROIC —, cap $40.1M). Among the 5-stock peer group, SACH leads on earnings multiple (6.2x) while CLPR leads on capital efficiency (85.0% ROIC).
Per LOAN's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0001080340), Manhattan Bridge Capital Inc generated $8.7M in revenue (-10.6% YoY), $5.1M in net income, and $4.9M in free cash flow against $62.4M in total assets and $0 in total debt. Key quantitative strengths: Company leadership has skin in the game with net positive insider conviction.. Primary risk factors monitored: Broader market pullbacks can still drag down strong stocks in the short run.. Institutional options positioning shows a 50% call / 50% put premium split.
LOAN last traded at $3.45 (+1.47% on volume of 26,901 shares), positioning the stock -8.73% below its 50-day simple moving average ($3.78) and -18.05% below its 200-day simple moving average ($4.21). Across its 52-week range of $3.31 to $5.13, LOAN sits at the 7.7% percentile with a 14-day RSI of 37.6 (NEUTRAL RANGE) and an implied next-earnings move of ±6.2% ($3.24 to $3.66).
Why LOAN Stock advanced +1.47% Today — RQD Quant Desk Flash. Solid steady margins (9% return on capital), mixed timing at 8x P/E—hold if owned, no rush to chase.