MARKET WIRECNBC • 2h ago
Here are 3 big things we're watching in the stock market in the week aheadThe market could use a few victories in the days ahead, which will be filled with more earnings, an election, and jobs data.
Why KRNY Stock advanced +0.11% Today — RQD Quant Desk Flash
$9.23 +0.11% NASDAQ • Live Quote vs Prior Daily Close (Synced Snapshot)
EXT / AFTER-HRS: $9.21
Kearny Financial Corp (KRNY) carries a Roarable Rating of D+ (Sell) with 52/100 RQD Confidence due to weak cash-flow efficiency and sensitivity to current interest rates. Wait for business cash flow and institutional buying to improve before committing fresh capital.
ROARABLE D+ • SELL / AVOID
Cap $599.3M
INTERACTIVE SCENARIO DECK:
EXT / AFTER-HRS: $9.21 (-0.17%)🧬 Cannibal Buyback (-1.80% YoY Shares)⚙️ Cash Engine: 7/20 (D-) • 0.5% FCF Margin
Verify 90D Bucket Audit →📊 Historical Track Record: Scores of 52/100 (D+) historically posted market-perform odds over rolling 90-day windows (-1.1% avg 90D alpha vs SPY • 50.1% hit rate — wait for RQD ≥ 70 breakout).
Audit Bucket Track Record →RQD QUANT TACHOMETERSELL / AVOID • D+
JEV AI Jury Split (Battleground)
Cash
SEC
Whale
Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer
5-PILLAR SNOWFLAKE RADARRw D · Rk D+
Each axis scored 0–20
12M PRICE TARGET CONE-2.7% Base Target
WHALE OPTIONS SNAPSHOT: — (No Active Options Snapshot on file for KRNY)Realized 20D OHLCV Swing Band: ±4.9%
Deterministic 5-Pillar Attribution (52/100 Composite)
🔍 WHY KRNY SCORES 52/100 (D+) — TOP 3 DRIVERS2 Bullish Pillars + #1 Risk Drag
▲ #1 Bullish Driver: Insider Conviction & Share Dilution+14/20 pts (27% of score)
SEC Form 4 / 13F Thermometer: 70% Net Buy • Cannibal Buyback (-1.80% YoY Shares)
▲ #2 Bullish Driver: SEC 10-K Forensic Risk+13/20 pts (25% of score)
Altman Z-Score 3.80 (FORTRESS SAFE (>3.0)) • Piotroski F-Score 4/9
▼ #1 Drag / Risk Factor: Cash Engine Quality7/20 pts (-13 pt drag)
Capital intensity & 0% operating margin leave 13 pts on the table
📈 PAST 4 QUARTERS RQD vs SUBSEQUENT RETURNQ1 → Q2 → Q3 → Current
Q1 (-3Q)Grade D$9.07-1.1% Next Q
44
Q2 (-2Q)Grade D$8.97+3.7% Next Q
47
Q3 (-1Q)Grade D$9.30-0.8% Next Q
49
CurrentGrade D+$9.23-1.1% Hist 90D α
52
Trajectory: D (44) → D+ (52)Full Audit →
⚔️ ADVERSARIAL OPPOSING CASE & FORENSIC KILL-SWITCH (WHY THE BULL/BEAR THESIS COULD FAIL)CONTRARIAN TURNAROUND & SHORT-SQUEEZE DOSSIER
⚔️ Adversarial Opposing Case: What Could Spark a KRNY Turnaround Squeeze
While KRNY currently carries a cautious 52/100 (D+) rating due to Cash Engine Quality (7/20), shorts face asymmetric squeeze risk if free cash flow inflects or management executes accretive buybacks.
🚀 Contrarian Squeeze Trigger #1
Company leadership has skin in the game with net positive insider conviction.
🚀 Contrarian Squeeze Trigger #2
Options & Short-Covering Gamma: Reclaiming the 50-day SMA ($9.45) and Max Pain ($9.69) forces dealer call-delta covering toward $10.75.
🚀 Contrarian Squeeze Trigger #3
Forensic Repair Trigger: Halting share dilution (Cannibal Buyback (-1.80% YoY Shares)) or retiring high-cost debt immediately upgrades the SEC 10-K Forensic pillar.
🎲 LIVE PREDICTION MARKET ODDS TIED TO $KRNY• $2.4M Crowd Pool • Kalshi / Polymarket Composite
Contract: “KRNY Beats Next Quarter EPS Consensus (Dec 28, 2026) & Holds Above 200D SMA”
AUTOMATED RQD QUANT DESK MOVER BRIEFINGFull Market News Desk →
Why KRNY Stock advanced +0.11% Today — RQD Quant Desk Flash
Kearny Financial Corp (KRNY) advanced +0.11% to $9.23, trading at 75% of its 52-week range ($6.23 – $10.24). Stretched risk/reward at 23x P/E (3% return on capital) under elevated 10-year interest-rate pressure.
- ▸Technical Tape: Trading at 75% of its 52-week range ($6.23 – $10.24) with RSI-14 at 44.5 (NEUTRAL RANGE).
- ▸Volatility Profile: Historical 20-day realized swing band of ±4.9% around $9.23 (no active unusual options sweep snapshot on file).
- ▸Fundamental Anchor: Roarable D+ (Sell) backed by 52% gross margin and $21.4M annual free cash flow.
Live KRNY Headlines & Catalysts
MARKET WIRECNBC • 3h ago
Democratic Rep. Stevens endorses Rogers over El-Sayed in Michigan Senate electionHaley Stevens had lost the Democratic nomination for Senate in Michigan to Abdul El-Sayed earlier this year.
RISK WATCHReuters • 4h ago
Israeli strikes kill eight people in Gaza - medics say - ReutersIsraeli strikes kill eight people in Gaza - medics say Reuters
MARKET WIREReuters • 5h ago
Russia's FSB says minor detained over park attack threat after US tip-off - ReutersRussia's FSB says minor detained over park attack threat after US tip-off Reuters
MARKET WIREReuters • 6h ago
Iran, Qatari mediators hold third day of talks to end US-Iran war - ReutersIran, Qatari mediators hold third day of talks to end US-Iran war Reuters
CATALYSTReuters • 7h ago
Qatar surges, bucking Gulf market slide on Iran war concerns - ReutersQatar surges, bucking Gulf market slide on Iran war concerns Reuters
MARKET WIREReuters • 7h ago
OPEC+ keeps December oil output targets steady ahead of tougher call for 2027 - ReutersOPEC+ keeps December oil output targets steady ahead of tougher call for 2027 Reuters
MARKET WIREReuters • 7h ago
German ministers pledge tough action after rioters damage stores in Frankfurt - ReutersGerman ministers pledge tough action after rioters damage stores in Frankfurt Reuters
ON-DEMAND RQD QUANT WORKSHOP • SPONSORED / PARTNER SPOTLIGHTHosted by Perry Belcher & Roarable Forensic Quant Desk
Red-Light Warning Desk: Spotting SEC Cash-Flow & Dilution Risks Before Downgrades (Featuring KRNY)
- ✓Walkthrough of KRNY's RQD Radar, SEC cash-conversion gap & downside invalidation levels
- ✓3 asymmetric Bear/Hedge frameworks when 10-year Treasury yields stay elevated
- ✓Includes nightly RQD rating-change & forensic signal email alerts on your tracked stocks
RQD INSIDER CLUB WAITLIST$49/YR PLANNED
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KRNY // CANDLESTICK & AUTO-TRENDLINE WORKSTATION6M: +14.80%📐 HORIZONTAL RANGE
2026-10-30O $9.27H $9.27L $9.10C $9.23VOL 410.9K
RES: $10.77SUP: $8.70SMA50: $9.45SMA200: $8.64
PRIMARY-SOURCE FORENSICS, SECOND-ORDER LINKS & AI ANALYST DESK
KRNY Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure
Share Count & Dilution Monitor (#25)
Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).
Reverse-DCF Expectations Hurdle (#30)
16.8%/yr Implied 5Y Growth
vs. +6.0% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).
Ellis Vennor Setup Ledger (#33)
No active Ellis Vennor swing setup published on KRNY today. View full Setup Ledger →
🦋 Documented & Second-Order Butterfly Connections
Open Graph →
No direct multi-tier Butterfly edges indexed yet for KRNY. Explore sector supply chains on /butterfly.
AI Analyst Theses, Washington Policy & Company Video
🎬 No recent verified company-specific video clip queued for KRNY today (we never pad ticker pages with unrelated generic clips). Browse Macro Video Desk →
DETERMINISTIC MULTI-FACTOR EQUITY AUDIT • SEC EDGAR XBRL × RQD PEER BENCHMARK
📊 Quantitative Sector Peer Comparison, SEC Filing Delta & Investment FAQ (KRNY)
Financials Rank #765 of 1096
⚔️ PDLB vs KRNY Full Matrix →
1. Head-to-Head Financials Peer Comparison (KRNY vs. PDLB, NRIM, FMAO, HTB)
Industry: Savings Institutions (33 Tracked Issuers)Across 1096 tracked Financials securities in the Roarable RQD universe, Kearny Financial Corp (KRNY) ranks #765 by composite RQD confidence (52/100, grade D+) and #668 by equity capitalization ($599.3M). Within this direct 5-issuer industry benchmark cohort, NRIM leads on earnings valuation at 8.3x trailing P/E, while NRIM leads on capital efficiency and profitability with 19.8% ROIC and — gross margin. NRIM currently holds the highest overall quantitative score in the immediate peer group at 77/100 (B+) compared with KRNY at 52/100 (D+).
| Ticker / Company | Roarable Grade | RQD Score | Trailing P/E | Gross Margin | ROIC | 1D Change | Market Cap | Head-to-Head |
|---|---|---|---|---|---|---|---|---|
| KRNY
ACTIVE
Kearny Financial Corp | D+ | 52/100 | 23.0x | — | 3.4% | +0.11% | $599.3M | Benchmark Subject |
| PDLB Ponce Financial Group Inc. | C | 65/100 | 19.9x | — | 5.1% | +1.21% | $548.6M | /pdlb-vs-krny → |
| NRIM Northrim BanCorp Inc | B+ | 77/100 | 8.3x | — | 19.8% | +0.83% | $537.9M | /nrim-vs-krny → |
| FMAO Farmers & Merchants Bancorp Inc. | C+ | 67/100 | 15.3x | — | 9.0% | +1.48% | $510.7M | /fmao-vs-krny → |
| HTB HomeTrust Bancshares Inc. | C- | 60/100 | 11.6x | — | 10.7% | +0.68% | $747.9M | /htb-vs-krny → |
2. Multi-Year SEC XBRL Revenue, Cash Flow & Balance-Sheet Trajectory (FY2023–FY2025)
SEC EDGAR 10-K • FILED 2025-06-30 • CIK 0001617242In its most recent audited fiscal period (FY2025, filed 2025-06-30), Kearny Financial Corp (KRNY) reported GAAP revenue of $0 (N/A vs. FY2024 revenue of $0 ) , GAAP net income of $26.1M, operating cash flow of $24.8M, and free cash flow of $21.4M (-49.8% YoY). On the balance sheet, KRNY closed FY2025 with $7.62B in total assets against $0 in total debt (Altman Z-Score: N/A, Piotroski F-Score: 4/9).
| Fiscal Period | Filing Date | Revenue | Net Income | Operating Cash Flow | Free Cash Flow | Total Assets | Total Debt |
|---|---|---|---|---|---|---|---|
| FY2025 (FY) | 2025-06-30 | $0 | $26.1M | $24.8M | $21.4M | $7.62B | — |
| FY2024 (FY) | 2024-06-30 | $0 | -$86.7M | $44.0M | $42.6M | $7.73B | — |
| FY2023 (FY) | 2023-06-30 | $0 | $40.8M | $69.5M | $69.5M | — | — |
3. KRNY Data-Verified Investor FAQ (RQD Rating, Sector Peers, SEC Forensics & Technicals)
✓ SCHEMA.ORG FAQPAGE JSON-LD ENABLEDIs KRNY stock a Buy, Hold, or Sell right now according to Roarable's RQD model?
As of 2026-11-01, Kearny Financial Corp (NASDAQ: KRNY) is rated D+ (Sell / SELL) by Roarable's 5-pillar RQD engine with a composite confidence score of 52/100 at a spot price of $9.23 (+0.11% 1D, market cap $599.3M). Pillar breakdown: Fundamental Cash Engine 7/20, Institutional 13F & Options Flow 8/20, Executive Insider Alignment 13/20, FRED Macro Regime Fit 10/20, and SEC Balance-Sheet Forensics 14/20. Across 1096 tracked Financials issuers, KRNY ranks #765 in composite RQD confidence.
How does KRNY compare to PDLB and NRIM in the Financials sector?
Within the Financials sector (Savings Institutions), KRNY carries a Roarable D+ (52/100 RQD), trailing P/E of 23.0x, gross margin of —, and ROIC of 3.4%. By comparison, PDLB (Ponce Financial Group Inc.) holds a C grade (65/100 RQD, P/E 19.9x, ROIC 5.1%, cap $548.6M) and NRIM (Northrim BanCorp Inc) posts a B+ grade (77/100 RQD, P/E 8.3x, ROIC 19.8%, cap $537.9M). Among the 5-stock peer group, NRIM leads on earnings multiple (8.3x) while NRIM leads on capital efficiency (19.8% ROIC).
What are the biggest fundamental strengths and SEC risk factors for KRNY?
Per KRNY's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-06-30, CIK 0001617242), Kearny Financial Corp generated $0 in revenue, $26.1M in net income, and $21.4M in free cash flow against $7.62B in total assets and $0 in total debt. Key quantitative strengths: Company leadership has skin in the game with net positive insider conviction.. Primary risk factors monitored: Sensitive to high interest rates and tighter Federal Reserve market liquidity.. Institutional options positioning shows a 50% call / 50% put premium split.
Where is KRNY trading relative to its 50-day, 200-day, and 52-week technical levels?
KRNY last traded at $9.23 (+0.11% on volume of 530,674 shares), positioning the stock -2.33% below its 50-day simple moving average ($9.45) and +6.83% above its 200-day simple moving average ($8.64). Across its 52-week range of $6.23 to $10.24, KRNY sits at the 74.8% percentile with a 14-day RSI of 44.5 (NEUTRAL RANGE) and an implied next-earnings move of ±4.9% ($8.78 to $9.68).
KRNY Investor FAQ & Complete 8-Part Research Index
100% OPEN ACCESS • SEC EDGAR × CBOE × FREDWhy is KRNY stock moving today?
Why KRNY Stock advanced +0.11% Today — RQD Quant Desk Flash. Stretched risk/reward at 23x P/E (3% return on capital) under elevated 10-year interest-rate pressure.