Stock Ratings / Financials / KFFB / earnings

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Kentucky First Federal Bancorp (KFFB) Next Earnings Date & Expected ±8.7% Move

$5.40 -0.42% NASDAQ • Live Quote vs Prior Daily Close (Synced Snapshot) EXT / AFTER-HRS: $5.39

Kentucky First Federal Bancorp (KFFB) carries a Roarable Rating of D- (Sell) with 38/100 RQD Confidence due to weak cash-flow efficiency and sensitivity to current interest rates. Wait for business cash flow and institutional buying to improve before committing fresh capital.

📊 Historical Track Record Warning: Scores below 50 (38/100 · D-) historically underperformed SPY in 71% of rolling 90-day windows →

ROARABLE D- • RED ALERT Cap $43.6M

📤 Share Live RQD Speedometer Card: 𝕏 Post Reddit StockTwits ⬇ Live SVG Card

INTERACTIVE SCENARIO DECK:

🛡️ Portfolio Crash X-Ray

EXT / AFTER-HRS: $5.39 (-0.27%)🧬 Dilution Drag (+2.48% YoY Shares)⚙️ Cash Engine: 4/20 (E) • 0% FCF Margin

Verify 90D Bucket Audit →

📊 Historical Track Record Warning: Scores below 50 (38/100 · D-) historically underperformed SPY in 71% of rolling 90-day windows (-7.8% avg 90D alpha vs SPY • 29.0% hit rate).

Audit Bucket Track Record →

RQD QUANT TACHOMETERRED ALERT • D-

3-of-3 JEV AI Jury Bearish Warning

Cash

SEC

Whale

Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer

5-PILLAR SNOWFLAKE RADARRw E · Rk D+

Each axis scored 0–20

12M PRICE TARGET CONE-9.1% Base Target

WHALE OPTIONS SNAPSHOT: — (No Active Options Snapshot on file for KFFB)Realized 20D OHLCV Swing Band: ±8.7%

Deterministic 5-Pillar Attribution (38/100 Composite)

🔍 WHY KFFB SCORES 38/100 (D-) — TOP 3 DRIVERS2 Bullish Pillars + #1 Risk Drag

▲ #1 Bullish Driver: Macro Regime Fit+12/20 pts (32% of score)

FRED Regime × Technicals: 61% of 52W Range • RSI-14 at 44.9 (NEUTRAL RANGE)

▲ #2 Bullish Driver: SEC 10-K Forensic Risk+10/20 pts (26% of score)

Altman Z-Score 3.80 (FORTRESS SAFE (>3.0)) • Piotroski F-Score 2/9

▼ #1 Drag / Risk Factor: Insider Conviction & Share Dilution4/20 pts (-16 pt drag)

Dilution Drag (+2.48% YoY Shares) & executive Form 4 sales trim 16 pts from alignment

📈 PAST 4 QUARTERS RQD vs SUBSEQUENT RETURNQ1 → Q2 → Q3 → Current

Q1 (-3Q)

Grade D$5.75-6.1% Next Q

Q2 (-2Q)

Grade D$5.40-3.3% Next Q

Q3 (-1Q)

Grade D$5.22+3.4% Next Q

Current

Grade D-$5.40-7.8% Hist 90D α

Trajectory: D (46) → D- (38)Full Audit →

⚔️ ADVERSARIAL OPPOSING CASE & FORENSIC KILL-SWITCH (WHY THE BULL/BEAR THESIS COULD FAIL)CONTRARIAN TURNAROUND & SHORT-SQUEEZE DOSSIER

⚔️ Adversarial Opposing Case: What Could Spark a KFFB Turnaround Squeeze

Gideon Ashmere Forensic Desk →

While KFFB currently carries a cautious 38/100 (D-) rating due to Insider Conviction & Share Dilution (4/20), shorts face asymmetric squeeze risk if free cash flow inflects or management executes accretive buybacks.

🚀 Contrarian Squeeze Trigger #1

Established market leader in Financials with deep daily trading liquidity.

🚀 Contrarian Squeeze Trigger #2

Options & Short-Covering Gamma: Reclaiming the 50-day SMA ($5.65) and Max Pain ($5.67) forces dealer call-delta covering toward $6.78.

🚀 Contrarian Squeeze Trigger #3

Forensic Repair Trigger: Halting share dilution (Dilution Drag (+2.48% YoY Shares)) or retiring high-cost debt immediately upgrades the SEC 10-K Forensic pillar.

🎲 LIVE PREDICTION MARKET ODDS TIED TO $KFFB• $2.4M Crowd Pool • Kalshi / Polymarket Composite

Contract: “KFFB Beats Next Quarter EPS Consensus (Dec 28, 2026) & Holds Above 200D SMA”

YES 38%NO 62%Trade / Inspect Odds →

NEXT EST. WINDOW: Dec 28, 2026 (~56 DAYS)

Historical OHLCV Volatility ±8.7% Swing Band

±$0.47 Expected Swing

MODEL EARNINGS SETUP GAUGE

KFFB Quantitative Pre-Earnings Setup: 38/100

Trailing EPS: $4.25 • YoY Revenue Growth: 12.4%

Model Bullish Setup (38/100)Model Risk Weight (62/100)

Derived deterministically from RQD cash-flow quality, SEC accrual safety, and institutional flow (not a community poll).

LOG YOUR PERSONAL PRE-EARNINGS STANCE (SAVED LOCALLY IN BROWSER):

Recent SEC Reported Revenue, Net Profit & Diluted EPS Cadence

Period	Filed	Revenue	Net Profit	Free Cash Flow	Gross Margin
FY 2025	2025-06-30	$0	$181.0K	-$235.0K	52%
FY 2024	2024-06-30	$0	-$1.7M	-$1.5M	52%
FY 2023	2023-06-30	$0	$933.0K	$1.2M	52%

ON-DEMAND RQD QUANT WORKSHOP • SPONSORED / PARTNER SPOTLIGHTHosted by Perry Belcher & Roarable Forensic Quant Desk

Red-Light Warning Desk: Spotting SEC Cash-Flow & Dilution Risks Before Downgrades (Featuring KFFB)

✓Walkthrough of KFFB's RQD Radar, SEC cash-conversion gap & downside invalidation levels
✓3 asymmetric Bear/Hedge frameworks when 10-year Treasury yields stay elevated
✓Includes nightly RQD rating-change & forensic signal email alerts on your tracked stocks

RQD INSIDER CLUB WAITLIST$49/YR PLANNED

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KFFB // CANDLESTICK & AUTO-TRENDLINE WORKSTATION6M: +24.71%📐 HORIZONTAL RANGE

2026-10-30O $5.38H $5.40L $5.34C $5.40VOL 1.6K

RES: $7.44SUP: $5.06SMA50: $5.65SMA200: $4.98

PRIMARY-SOURCE FORENSICS, SECOND-ORDER LINKS & AI ANALYST DESK

KFFB Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure

🦋 KFFB Butterfly Map → + Track KFFB →

Share Count & Dilution Monitor (#25)

Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).

Reverse-DCF Expectations Hurdle (#30)

8.0%/yr Implied 5Y Growth

vs. +6.0% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).

Ellis Vennor Setup Ledger (#33)

No active Ellis Vennor swing setup published on KFFB today. View full Setup Ledger →

🦋 Documented & Second-Order Butterfly Connections Open Graph →

No direct multi-tier Butterfly edges indexed yet for KFFB. Explore sector supply chains on /butterfly.

AI Analyst Theses, Washington Policy & Company Video

🎬 No recent verified company-specific video clip queued for KFFB today (we never pad ticker pages with unrelated generic clips). Browse Macro Video Desk →

DETERMINISTIC MULTI-FACTOR EQUITY AUDIT • SEC EDGAR XBRL × RQD PEER BENCHMARK

📊 Quantitative Sector Peer Comparison, SEC Filing Delta & Investment FAQ (KFFB)

Financials Rank #1007 of 1096 ⚔️ HFBL vs KFFB Full Matrix →

1. Head-to-Head Financials Peer Comparison (KFFB vs. HFBL, CLST, CPBI, FDSB)

Industry: Savings Institutions (33 Tracked Issuers)

Across 1096 tracked Financials securities in the Roarable RQD universe, Kentucky First Federal Bancorp (KFFB) ranks #1007 by composite RQD confidence (38/100, grade D-) and #1021 by equity capitalization ($43.6M). Within this direct 5-issuer industry benchmark cohort, HFBL leads on earnings valuation at 17.4x trailing P/E, while HFBL leads on capital efficiency and profitability with 6.7% ROIC and — gross margin. HFBL currently holds the highest overall quantitative score in the immediate peer group at 70/100 (B-) compared with KFFB at 38/100 (D-).

Ticker / Company	Roarable Grade	RQD Score	Trailing P/E	Gross Margin	ROIC	1D Change	Market Cap	Head-to-Head
KFFB ACTIVE Kentucky First Federal Bancorp	D-	38/100	—	—	0.4%	-0.42%	$43.6M	Benchmark Subject
HFBL Home Federal Bancorp Inc. of Louisiana	B-	70/100	17.4x	—	6.7%	-1.67%	$67.8M	/hfbl-vs-kffb →
CLST Catalyst Bancorp Inc.	D+	57/100	35.0x	—	2.5%	+3.07%	$71.7M	/clst-vs-kffb →
CPBI Central Plains Bancshares Inc.	C-	61/100	21.5x	—	4.6%	0.00%	$86.0M	/cpbi-vs-kffb →
FDSB Fifth District Bancorp Inc.	C-	59/100	22.3x	—	3.2%	+0.51%	$91.4M	/fdsb-vs-kffb →

2. Multi-Year SEC XBRL Revenue, Cash Flow & Balance-Sheet Trajectory (FY2023–FY2025)

SEC EDGAR 10-K • FILED 2025-06-30 • CIK 0001297341

In its most recent audited fiscal period (FY2025, filed 2025-06-30), Kentucky First Federal Bancorp (KFFB) reported GAAP revenue of $0 (N/A vs. FY2024 revenue of $0 ) , GAAP net income of $181.0K, operating cash flow of -$86.0K, and free cash flow of -$235.0K (+84.5% YoY). On the balance sheet, KFFB closed FY2025 with $375.3M in total assets against $0 in total debt (Altman Z-Score: N/A, Piotroski F-Score: 2/9).

Fiscal Period	Filing Date	Revenue	Net Income	Operating Cash Flow	Free Cash Flow	Total Assets	Total Debt
FY2025 (FY)	2025-06-30	$0	$181.0K	-$86.0K	-$235.0K	$375.3M	—
FY2024 (FY)	2024-06-30	$0	-$1.7M	-$1.5M	-$1.5M	$374.2M	—
FY2023 (FY)	2023-06-30	$0	$933.0K	$1.2M	$1.2M	—	—

3. KFFB Data-Verified Investor FAQ (RQD Rating, Sector Peers, SEC Forensics & Technicals)

✓ SCHEMA.ORG FAQPAGE JSON-LD ENABLED

Is KFFB stock a Buy, Hold, or Sell right now according to Roarable's RQD model?

As of 2026-11-01, Kentucky First Federal Bancorp (NASDAQ: KFFB) is rated D- (Sell / SELL) by Roarable's 5-pillar RQD engine with a composite confidence score of 38/100 at a spot price of $5.40 (-0.42% 1D, market cap $43.6M). Pillar breakdown: Fundamental Cash Engine 4/20, Institutional 13F & Options Flow 9/20, Executive Insider Alignment 10/20, FRED Macro Regime Fit 12/20, and SEC Balance-Sheet Forensics 3/20. Across 1096 tracked Financials issuers, KFFB ranks #1007 in composite RQD confidence.

How does KFFB compare to HFBL and CLST in the Financials sector?

Within the Financials sector (Savings Institutions), KFFB carries a Roarable D- (38/100 RQD), trailing P/E of N/A, gross margin of —, and ROIC of 0.4%. By comparison, HFBL (Home Federal Bancorp Inc. of Louisiana) holds a B- grade (70/100 RQD, P/E 17.4x, ROIC 6.7%, cap $67.8M) and CLST (Catalyst Bancorp Inc.) posts a D+ grade (57/100 RQD, P/E 35.0x, ROIC 2.5%, cap $71.7M). Among the 5-stock peer group, HFBL leads on earnings multiple (17.4x) while HFBL leads on capital efficiency (6.7% ROIC).

What are the biggest fundamental strengths and SEC risk factors for KFFB?

Per KFFB's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-06-30, CIK 0001297341), Kentucky First Federal Bancorp generated $0 in revenue, $181.0K in net income, and -$235.0K in free cash flow against $375.3M in total assets and $0 in total debt. Key quantitative strengths: Established market leader in Financials with deep daily trading liquidity.. Primary risk factors monitored: Company executives have done more routine share selling than personal cash buying lately.. Institutional options positioning shows a 50% call / 50% put premium split.

Where is KFFB trading relative to its 50-day, 200-day, and 52-week technical levels?

KFFB last traded at $5.40 (-0.42% on volume of 2,288 shares), positioning the stock -4.42% below its 50-day simple moving average ($5.65) and +8.43% above its 200-day simple moving average ($4.98). Across its 52-week range of $3.76 to $6.46, KFFB sits at the 60.7% percentile with a 14-day RSI of 44.9 (NEUTRAL RANGE) and an implied next-earnings move of ±8.7% ($4.93 to $5.87).