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International General Insurance Holdings Ltd. Ordinary Share (IGIC) Insider, 13F Hedge Fund & Politician Buy/Sell Thermometer

$24.67 +1.69% NASDAQ • Live Quote vs Prior Daily Close (Synced Snapshot) EXT / AFTER-HRS: $24.70

International General Insurance Holdings Ltd. Ordinary Share (IGIC) carries a Roarable Rating of D+ (Sell) with 58/100 RQD Confidence due to weak cash-flow efficiency and sensitivity to current interest rates. Wait for business cash flow and institutional buying to improve before committing fresh capital.

📊 Historical Track Record: Scores of 58/100 (D+) historically posted market-perform odds over rolling 90-day windows (+0.0% avg 90D alpha vs SPY) →

ROARABLE D+ • SELL / AVOID Cap $1.06B

📤 Share Live RQD Speedometer Card: 𝕏 Post Reddit StockTwits ⬇ Live SVG Card

INTERACTIVE SCENARIO DECK:

🛡️ Portfolio Crash X-Ray

EXT / AFTER-HRS: $24.70 (+0.11%)🧬 Cannibal Buyback (-2.08% YoY Shares)⚙️ Cash Engine: 12/20 (C-) • 20.9% FCF Margin

Verify 90D Bucket Audit →

📊 Historical Track Record: Scores of 58/100 (D+) historically posted market-perform odds over rolling 90-day windows (+0.0% avg 90D alpha vs SPY • 52.7% hit rate — wait for RQD ≥ 70 breakout).

Audit Bucket Track Record →

RQD QUANT TACHOMETERSELL / AVOID • D+

JEV AI Jury Split (Battleground)

Cash

SEC

Whale

Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer

5-PILLAR SNOWFLAKE RADARRw D+ · Rk D+

Each axis scored 0–20

12M PRICE TARGET CONE+0% Base Target

WHALE OPTIONS SNAPSHOT: — (No Active Options Snapshot on file for IGIC)Realized 20D OHLCV Swing Band: ±3.8%

Deterministic 5-Pillar Attribution (58/100 Composite)

🔍 WHY IGIC SCORES 58/100 (D+) — TOP 3 DRIVERS2 Bullish Pillars + #1 Risk Drag

▲ #1 Bullish Driver: Insider Conviction & Share Dilution+15/20 pts (26% of score)

SEC Form 4 / 13F Thermometer: 75% Net Buy • Cannibal Buyback (-2.08% YoY Shares)

▲ #2 Bullish Driver: Macro Regime Fit+13/20 pts (22% of score)

FRED Regime × Technicals: 44% of 52W Range • RSI-14 at 43.1 (NEUTRAL RANGE)

▼ #1 Drag / Risk Factor: Whale & Options Positioning8/20 pts (-12 pt drag)

Put hedging (50% put share) caps near-term gamma upside (-12 pts vs max)

📈 PAST 4 QUARTERS RQD vs SUBSEQUENT RETURNQ1 → Q2 → Q3 → Current

Q1 (-3Q)

Grade C-$24.59+0.1% Next Q

Q2 (-2Q)

Grade C-$24.61+0.5% Next Q

Q3 (-1Q)

Grade C$24.74-0.3% Next Q

Current

Grade D+$24.67+0% Hist 90D α

Trajectory: C- (50) → D+ (58)Full Audit →

⚔️ ADVERSARIAL OPPOSING CASE & FORENSIC KILL-SWITCH (WHY THE BULL/BEAR THESIS COULD FAIL)GIDEON ASHMERE // FORENSIC SHORT & KILL-SWITCH DOSSIER

⚔️ Adversarial Opposing Case: Why the IGIC Bull Thesis Could Fail

Gideon Ashmere Forensic Desk →

Even with a 58/100 (D+) score, IGIC faces multiple-compression risk if 8.3x trailing P/E re-rate toward historical sector medians or if hyperscaler/enterprise customer concentration slows in upcoming 10-Q filings.

⚠️ Forensic Kill-Switch #1

Recent SEC filings added new risk-factor disclosures that warrant keeping an eye on margins.

⚠️ Forensic Kill-Switch #2

Dilution & Margin Drag: Cannibal Buyback (-2.08% YoY Shares) — any gross margin slip below 49.5% triggers an automatic RQD downgrade.

⚠️ Forensic Kill-Switch #3

Technical & Forensic Kill-Switch: A daily close below the 50D SMA ($25.27) or 200D SMA ($25.56) invalidates the momentum regime and cuts Target Base ($24.67) toward Bear Floor ($19.24).

🎲 LIVE PREDICTION MARKET ODDS TIED TO $IGIC• $2.4M Crowd Pool • Kalshi / Polymarket Composite

Contract: “IGIC Beats Next Quarter EPS Consensus (Dec 30, 2026) & Holds Above 200D SMA”

YES 58%NO 42%Trade / Inspect Odds →

SEC FORM 4 × 13F HEDGE FUNDS × CONGRESSIONAL STOCK ACT

IGIC Smart-Money Thermometer: HEAVY INSIDER & 13F ACCUMULATION

Explore All 13F & Congress Whales →

▲ Disclosed Buys: 0 ($0)▼ Disclosed Sales: 0 ($0)

Wide-Open SEC Form 4, 13F & Congressional Disclosure Ledger (IGIC)

No recent open-market Form 4 cluster sales or emergency dumps flagged on IGIC. Visit the Global 13F & Congressional Whale Ledger for cross-market smart-money filings.

ON-DEMAND RQD QUANT WORKSHOP • SPONSORED / PARTNER SPOTLIGHTHosted by Perry Belcher & Roarable Forensic Quant Desk

Red-Light Warning Desk: Spotting SEC Cash-Flow & Dilution Risks Before Downgrades (Featuring IGIC)

✓Walkthrough of IGIC's RQD Radar, SEC cash-conversion gap & downside invalidation levels
✓3 asymmetric Bear/Hedge frameworks when 10-year Treasury yields stay elevated
✓Includes nightly RQD rating-change & forensic signal email alerts on your tracked stocks

RQD INSIDER CLUB WAITLIST$49/YR PLANNED

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IGIC // CANDLESTICK & AUTO-TRENDLINE WORKSTATION6M: -2.14%📐 HORIZONTAL RANGE

2026-10-30O $24.78H $24.81L $24.23C $24.67VOL 84.2K

RES: $31.92SUP: $22.75SMA50: $25.27SMA200: $25.56

PRIMARY-SOURCE FORENSICS, SECOND-ORDER LINKS & AI ANALYST DESK

IGIC Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure

🦋 IGIC Butterfly Map → + Track IGIC →

Share Count & Dilution Monitor (#25)

Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).

Reverse-DCF Expectations Hurdle (#30)

-4.8%/yr Implied 5Y Growth

vs. -4.1% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).

Ellis Vennor Setup Ledger (#33)

No active Ellis Vennor swing setup published on IGIC today. View full Setup Ledger →

🦋 Documented & Second-Order Butterfly Connections Open Graph →

No direct multi-tier Butterfly edges indexed yet for IGIC. Explore sector supply chains on /butterfly.

AI Analyst Theses, Washington Policy & Company Video

🎬 No recent verified company-specific video clip queued for IGIC today (we never pad ticker pages with unrelated generic clips). Browse Macro Video Desk →

DETERMINISTIC MULTI-FACTOR EQUITY AUDIT • SEC EDGAR XBRL × RQD PEER BENCHMARK

📊 Quantitative Sector Peer Comparison, SEC Filing Delta & Investment FAQ (IGIC)

Financials Rank #610 of 1096 ⚔️ HRTG vs IGIC Full Matrix →

1. Head-to-Head Financials Peer Comparison (IGIC vs. HRTG, BOW, HIPO, ASIC)

Industry: Property-Casualty Insurers (68 Tracked Issuers)

Across 1096 tracked Financials securities in the Roarable RQD universe, International General Insurance Holdings Ltd. Ordinary Share (IGIC) ranks #610 by composite RQD confidence (58/100, grade D+) and #541 by equity capitalization ($1.06B). Within this direct 5-issuer industry benchmark cohort, HRTG leads on earnings valuation at 5.5x trailing P/E, while HRTG leads on capital efficiency and profitability with 85.0% ROIC and — gross margin. HRTG currently holds the highest overall quantitative score in the immediate peer group at 79/100 (B+) compared with IGIC at 58/100 (D+).

Ticker / Company	Roarable Grade	RQD Score	Trailing P/E	Gross Margin	ROIC	1D Change	Market Cap	Head-to-Head
IGIC ACTIVE International General Insurance Holdings Ltd. Ordinary Share	D+	58/100	8.3x	—	17.9%	+1.69%	$1.06B	Benchmark Subject
HRTG Heritage Insurance Holdings Inc.	B+	79/100	5.5x	—	85.0%	+4.06%	$1.07B	/hrtg-vs-igic →
BOW Bowhead Specialty Holdings Inc.	C	62/100	20.9x	—	12.0%	-0.23%	$1.12B	/bow-vs-igic →
HIPO Hippo Holdings Inc.	D+	58/100	15.7x	—	14.4%	-1.46%	$980.6M	/hipo-vs-igic →
ASIC Ategrity Specialty Insurance Company Holdings	C+	69/100	15.8x	—	12.0%	+5.08%	$1.17B	/asic-vs-igic →

2. Multi-Year SEC XBRL Revenue, Cash Flow & Balance-Sheet Trajectory (FY2023–FY2025)

SEC EDGAR 10-K • FILED 2025-12-31 • CIK 0001794338

In its most recent audited fiscal period (FY2025, filed 2025-12-31), International General Insurance Holdings Ltd. Ordinary Share (IGIC) reported GAAP revenue of $516.9M (-4.1% vs. FY2024 revenue of $539.0M , and +3.5% cumulative change since FY2023) , GAAP net income of $127.2M, operating cash flow of $108.1M, and free cash flow of $108.1M (-48.4% YoY). On the balance sheet, IGIC closed FY2025 with $2.10B in total assets against $0 in total debt (Altman Z-Score: N/A, Piotroski F-Score: 3/9).

Fiscal Period	Filing Date	Revenue	Net Income	Operating Cash Flow	Free Cash Flow	Total Assets	Total Debt
FY2025 (FY)	2025-12-31	$516.9M	$127.2M	$108.1M	$108.1M	$2.10B	—
FY2024 (FY)	2024-12-31	$539.0M	$135.2M	$209.5M	$209.5M	$2.04B	—
FY2023 (FY)	2023-12-31	$499.2M	$118.2M	$196.6M	$196.6M	—	—

3. IGIC Data-Verified Investor FAQ (RQD Rating, Sector Peers, SEC Forensics & Technicals)

✓ SCHEMA.ORG FAQPAGE JSON-LD ENABLED

Is IGIC stock a Buy, Hold, or Sell right now according to Roarable's RQD model?

As of 2026-11-01, International General Insurance Holdings Ltd. Ordinary Share (NASDAQ: IGIC) is rated D+ (Sell / SELL) by Roarable's 5-pillar RQD engine with a composite confidence score of 58/100 at a spot price of $24.67 (+1.69% 1D, market cap $1.06B). Pillar breakdown: Fundamental Cash Engine 12/20, Institutional 13F & Options Flow 8/20, Executive Insider Alignment 10/20, FRED Macro Regime Fit 13/20, and SEC Balance-Sheet Forensics 15/20. Across 1096 tracked Financials issuers, IGIC ranks #610 in composite RQD confidence.

How does IGIC compare to HRTG and BOW in the Financials sector?

Within the Financials sector (Property-Casualty Insurers), IGIC carries a Roarable D+ (58/100 RQD), trailing P/E of 8.3x, gross margin of —, and ROIC of 17.9%. By comparison, HRTG (Heritage Insurance Holdings Inc.) holds a B+ grade (79/100 RQD, P/E 5.5x, ROIC 85.0%, cap $1.07B) and BOW (Bowhead Specialty Holdings Inc.) posts a C grade (62/100 RQD, P/E 20.9x, ROIC 12.0%, cap $1.12B). Among the 5-stock peer group, HRTG leads on earnings multiple (5.5x) while HRTG leads on capital efficiency (85.0% ROIC).

What are the biggest fundamental strengths and SEC risk factors for IGIC?

Per IGIC's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0001794338), International General Insurance Holdings Ltd. Ordinary Share generated $516.9M in revenue (-4.1% YoY), $127.2M in net income, and $108.1M in free cash flow against $2.10B in total assets and $0 in total debt. Key quantitative strengths: Company leadership has skin in the game with net positive insider conviction.. Primary risk factors monitored: Recent SEC filings added new risk-factor disclosures that warrant keeping an eye on margins.. Institutional options positioning shows a 50% call / 50% put premium split.

Where is IGIC trading relative to its 50-day, 200-day, and 52-week technical levels?

IGIC last traded at $24.67 (+1.69% on volume of 48,081 shares), positioning the stock -2.37% below its 50-day simple moving average ($25.27) and -3.48% below its 200-day simple moving average ($25.56). Across its 52-week range of $20.82 to $29.59, IGIC sits at the 43.9% percentile with a 14-day RSI of 43.1 (NEUTRAL RANGE) and an implied next-earnings move of ±3.8% ($23.73 to $25.61).

IGIC Investor FAQ & Complete 8-Part Research Index

100% OPEN ACCESS • SEC EDGAR × CBOE × FRED

Are IGIC insiders and hedge funds buying or selling?

Roarable's SEC Form 4 and 13F Whale Thermometer currently classifies IGIC leadership and institutional positioning as: HEAVY INSIDER & 13F ACCUMULATION.

Direct Sub-Reports: IGIC RQD Cockpit IGIC 12M Forecast IGIC Earnings & Move IGIC Dividends & DRIP IGIC Insiders & 13F IGIC Whale Options IGIC Profit Sankey IGIC News & Why