MARKET WIREYahoo • 6d ago
IFS vs. BX: Which Stock Is the Better Value Option?IFS vs. BX: Which Stock Is the Better Value Option?
Why IFS Stock dropped -2.70% Today — RQD Quant Desk Flash
$49.35 -2.70% NYSE • Live Quote vs Prior Daily Close (Synced Snapshot)
EXT / AFTER-HRS: $49.02
Intercorp Financial Services Inc. (IFS) carries a Roarable Rating of D+ (Sell) with 55/100 RQD Confidence due to weak cash-flow efficiency and sensitivity to current interest rates. Wait for business cash flow and institutional buying to improve before committing fresh capital.
ROARABLE D+ • SELL / AVOID
Cap $5.45B
INTERACTIVE SCENARIO DECK:
EXT / AFTER-HRS: $49.01 (-0.68%)🧬 Disciplined Float (-0.40% YoY Shares)⚙️ Cash Engine: 11/20 (D+) • 3.8% FCF Margin
Verify 90D Bucket Audit →📊 Historical Track Record: Scores of 55/100 (D+) historically posted market-perform odds over rolling 90-day windows (-0.5% avg 90D alpha vs SPY • 51.4% hit rate — wait for RQD ≥ 70 breakout).
Audit Bucket Track Record →RQD QUANT TACHOMETERSELL / AVOID • D+
JEV AI Jury Split (Battleground)
Cash
SEC
Whale
Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer
5-PILLAR SNOWFLAKE RADARRw D · Rk B-
Each axis scored 0–20
12M PRICE TARGET CONE-1.4% Base Target
WHALE OPTIONS SNAPSHOT: — (No Active Options Snapshot on file for IFS)Realized 20D OHLCV Swing Band: ±5.7%
Deterministic 5-Pillar Attribution (55/100 Composite)
🔍 WHY IFS SCORES 55/100 (D+) — TOP 3 DRIVERS2 Bullish Pillars + #1 Risk Drag
▲ #1 Bullish Driver: Macro Regime Fit+15/20 pts (27% of score)
FRED Regime × Technicals: 48% of 52W Range • RSI-14 at 20.3 (OVERSOLD (<32))
▲ #2 Bullish Driver: SEC 10-K Forensic Risk+13/20 pts (24% of score)
Altman Z-Score 3.80 (FORTRESS SAFE (>3.0)) • Piotroski F-Score 7/9
▼ #1 Drag / Risk Factor: Whale & Options Positioning7/20 pts (-13 pt drag)
Put hedging (50% put share) caps near-term gamma upside (-13 pts vs max)
📈 PAST 4 QUARTERS RQD vs SUBSEQUENT RETURNQ1 → Q2 → Q3 → Current
Q1 (-3Q)Grade C+$53.84+1.4% Next Q
63
Q2 (-2Q)Grade C$54.60-5.1% Next Q
60
Q3 (-1Q)Grade C$51.82-4.8% Next Q
58
CurrentGrade D+$49.35-0.5% Hist 90D α
55
Trajectory: C+ (63) → D+ (55)Full Audit →
⚔️ ADVERSARIAL OPPOSING CASE & FORENSIC KILL-SWITCH (WHY THE BULL/BEAR THESIS COULD FAIL)GIDEON ASHMERE // FORENSIC SHORT & KILL-SWITCH DOSSIER
⚔️ Adversarial Opposing Case: Why the IFS Bull Thesis Could Fail
Even with a 55/100 (D+) score, IFS faces multiple-compression risk if current valuation multiples re-rate toward historical sector medians or if hyperscaler/enterprise customer concentration slows in upcoming 10-Q filings.
⚠️ Forensic Kill-Switch #1
Company executives have done more routine share selling than personal cash buying lately.
⚠️ Forensic Kill-Switch #2
Dilution & Margin Drag: Disciplined Float (-0.40% YoY Shares) — any gross margin slip below 49.5% triggers an automatic RQD downgrade.
⚠️ Forensic Kill-Switch #3
Technical & Forensic Kill-Switch: A daily close below the 50D SMA ($54.03) or 200D SMA ($51.83) invalidates the momentum regime and cuts Target Base ($48.68) toward Bear Floor ($37.97).
🎲 LIVE PREDICTION MARKET ODDS TIED TO $IFS• $2.4M Crowd Pool • Kalshi / Polymarket Composite
Contract: “IFS Beats Next Quarter EPS Consensus (Upcoming Quarter) & Holds Above 200D SMA”
AUTOMATED RQD QUANT DESK MOVER BRIEFINGFull Market News Desk →
Why IFS Stock dropped -2.70% Today — RQD Quant Desk Flash
Intercorp Financial Services Inc. (IFS) dropped -2.70% to $49.35, trading at 48% of its 52-week range ($38.29 – $61.38). Stretched risk/reward at current multiples (steady margins) under elevated 10-year interest-rate pressure.
- ▸Technical Tape: Trading at 48% of its 52-week range ($38.29 – $61.38) with RSI-14 at 20.3 (OVERSOLD (<32)).
- ▸Volatility Profile: Historical 20-day realized swing band of ±5.7% around $49.35 (no active unusual options sweep snapshot on file).
- ▸Fundamental Anchor: Roarable D+ (Sell) backed by 52% gross margin and $152.5M annual free cash flow.
Live IFS Headlines & Catalysts
CATALYSTYahoo • 13d ago
Are Investors Undervaluing Intercorp Financial Services (IFS) Right Now?Here at Zacks, our focus is on the proven Zacks Rank system, which emphasizes earnings estimates and estimate revisions to find great stocks. Nevertheless, we are always paying attention to the latest value, growth, and
ON-DEMAND RQD QUANT WORKSHOP • SPONSORED / PARTNER SPOTLIGHTHosted by Perry Belcher & Roarable Forensic Quant Desk
Red-Light Warning Desk: Spotting SEC Cash-Flow & Dilution Risks Before Downgrades (Featuring IFS)
- ✓Walkthrough of IFS's RQD Radar, SEC cash-conversion gap & downside invalidation levels
- ✓3 asymmetric Bear/Hedge frameworks when 10-year Treasury yields stay elevated
- ✓Includes nightly RQD rating-change & forensic signal email alerts on your tracked stocks
RQD INSIDER CLUB WAITLIST$49/YR PLANNED
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IFS // CANDLESTICK & AUTO-TRENDLINE WORKSTATION6M: +10.70%▼ SUPPORT BREAKDOWN
2026-10-30O $48.72H $49.35L $46.74C $49.35VOL 246.8K
RES: $54.03SUP: $51.26SMA50: $54.03SMA200: $51.83
PRIMARY-SOURCE FORENSICS, SECOND-ORDER LINKS & AI ANALYST DESK
IFS Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure
Share Count & Dilution Monitor (#25)
Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).
Reverse-DCF Expectations Hurdle (#30)
8.0%/yr Implied 5Y Growth
vs. +6.0% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).
Ellis Vennor Setup Ledger (#33)
No active Ellis Vennor swing setup published on IFS today. View full Setup Ledger →
🦋 Documented & Second-Order Butterfly Connections
Open Graph →
No direct multi-tier Butterfly edges indexed yet for IFS. Explore sector supply chains on /butterfly.
AI Analyst Theses, Washington Policy & Company Video
🎬 No recent verified company-specific video clip queued for IFS today (we never pad ticker pages with unrelated generic clips). Browse Macro Video Desk →
DETERMINISTIC MULTI-FACTOR EQUITY AUDIT • SEC EDGAR XBRL × RQD PEER BENCHMARK
📊 Quantitative Sector Peer Comparison, SEC Filing Delta & Investment FAQ (IFS)
Financials Rank #693 of 1096
⚔️ GGAL vs IFS Full Matrix →
1. Head-to-Head Financials Peer Comparison (IFS vs. GGAL, BMA, BBAR, NTB)
Industry: Commercial Banks (34 Tracked Issuers)Across 1096 tracked Financials securities in the Roarable RQD universe, Intercorp Financial Services Inc. (IFS) ranks #693 by composite RQD confidence (55/100, grade D+) and #260 by equity capitalization ($5.45B). Within this direct 5-issuer industry benchmark cohort, NTB leads on earnings valuation at 9.9x trailing P/E, while NTB leads on capital efficiency and profitability with 20.3% ROIC and — gross margin. NTB currently holds the highest overall quantitative score in the immediate peer group at 65/100 (C) compared with IFS at 55/100 (D+).
| Ticker / Company | Roarable Grade | RQD Score | Trailing P/E | Gross Margin | ROIC | 1D Change | Market Cap | Head-to-Head |
|---|---|---|---|---|---|---|---|---|
| IFS
ACTIVE
Intercorp Financial Services Inc. | D+ | 55/100 | — | — | — | -2.70% | $5.45B | Benchmark Subject |
| GGAL Grupo Financiero Galicia S.A. | D | 50/100 | 32.8x | — | 9.9% | -0.32% | $5.42B | /ggal-vs-ifs → |
| BMA Banco Macro S.A. ADR (representing Ten ) (Class B) | D | 51/100 | — | — | — | +1.76% | $3.92B | /bma-vs-ifs → |
| BBAR Banco BBVA Argentina S.A. ADS | D | 51/100 | — | — | — | +1.01% | $2.44B | /bbar-vs-ifs → |
| NTB Bank of N.T. Butterfield & Son Limited Voting | C | 65/100 | 9.9x | — | 20.3% | -1.50% | $2.29B | /ntb-vs-ifs → |
2. IFS Fundamental Profitability, Capital Efficiency & Balance-Sheet Forensics
TRAILING 12M & FORWARD QUANTITATIVE SNAPSHOTIntercorp Financial Services Inc. (IFS) operates in Commercial Banks (Financials) with an equity capitalization of $5.45B, trailing P/E of N/A, forward P/E of N/A, and EV/EBITDA of N/A. Operating profitability registers a gross margin of —, operating margin of —, net profit margin of —, ROIC of —, and free cash flow yield of —, alongside an Altman Z-Score of N/A and Piotroski F-Score of N/A.
3. IFS Data-Verified Investor FAQ (RQD Rating, Sector Peers, SEC Forensics & Technicals)
✓ SCHEMA.ORG FAQPAGE JSON-LD ENABLEDIs IFS stock a Buy, Hold, or Sell right now according to Roarable's RQD model?
As of 2026-11-01, Intercorp Financial Services Inc. (NYSE: IFS) is rated D+ (Sell / SELL) by Roarable's 5-pillar RQD engine with a composite confidence score of 55/100 at a spot price of $49.35 (-2.70% 1D, market cap $5.45B). Pillar breakdown: Fundamental Cash Engine 11/20, Institutional 13F & Options Flow 7/20, Executive Insider Alignment 13/20, FRED Macro Regime Fit 15/20, and SEC Balance-Sheet Forensics 9/20. Across 1096 tracked Financials issuers, IFS ranks #693 in composite RQD confidence.
How does IFS compare to GGAL and BMA in the Financials sector?
Within the Financials sector (Commercial Banks), IFS carries a Roarable D+ (55/100 RQD), trailing P/E of N/A, gross margin of —, and ROIC of —. By comparison, GGAL (Grupo Financiero Galicia S.A.) holds a D grade (50/100 RQD, P/E 32.8x, ROIC 9.9%, cap $5.42B) and BMA (Banco Macro S.A. ADR (representing Ten ) (Class B)) posts a D grade (51/100 RQD, P/E N/A, ROIC —, cap $3.92B). Among the 5-stock peer group, NTB leads on earnings multiple (9.9x) while NTB leads on capital efficiency (20.3% ROIC).
What are the biggest fundamental strengths and SEC risk factors for IFS?
For Intercorp Financial Services Inc. (IFS), key quantitative strengths include Established market leader in Financials with deep daily trading liquidity. and sector rank #693 in Financials, while primary risk factors center on Company executives have done more routine share selling than personal cash buying lately. and implied 5-year growth hurdle of 8.0%/yr. Institutional options positioning shows a 50% call / 50% put premium split.
Where is IFS trading relative to its 50-day, 200-day, and 52-week technical levels?
IFS last traded at $49.35 (-2.70% on volume of 218,934 shares), positioning the stock -8.66% below its 50-day simple moving average ($54.03) and -4.78% below its 200-day simple moving average ($51.83). Across its 52-week range of $38.29 to $61.38, IFS sits at the 47.9% percentile with a 14-day RSI of 20.3 (OVERSOLD (<32)) and an implied next-earnings move of ±5.7% ($46.54 to $52.16).
IFS Investor FAQ & Complete 8-Part Research Index
100% OPEN ACCESS • SEC EDGAR × CBOE × FREDWhy is IFS stock moving today?
Why IFS Stock dropped -2.70% Today — RQD Quant Desk Flash. Stretched risk/reward at current multiples (steady margins) under elevated 10-year interest-rate pressure.