Stock Ratings / Consumer Discretionary / HTLM / financials

PLBY (25) RENT (42) FLWS (26) NEGG (13) ⌘ Pro Terminal →

HomesToLife Ltd (HTLM) Revenue-to-Profit Sankey Flow & SEC XBRL Financials

Q: How profitable is HomesToLife Ltd (HTLM)?

In FY 2025 (10-K), HTLM converted $377.9M of revenue into a 27.9% gross margin, 5.1% operating margin, and $12.3M in free cash flow (3.3% FCF margin).

$1.18 -20.80% NASDAQ • Live Quote vs Prior Daily Close (Synced Snapshot) EXT / AFTER-HRS: $1.13

HomesToLife Ltd (HTLM) carries a Roarable Rating of C+ (Hold) with 67/100 RQD Confidence. The composite score sits in the neutral Hold band (59–69), meaning current holders don’t need to panic-sell while prospective buyers can wait for a move into the 70+ Buy zone.

📊 Historical Track Record: Scores of 67/100 (C+) historically posted market-perform odds over rolling 90-day windows (+1.6% avg 90D alpha vs SPY) →

ROARABLE C+ • HOLD / WATCH Cap $133.6M

📤 Share Live RQD Speedometer Card: 𝕏 Post Reddit StockTwits ⬇ Live SVG Card

⚡ INSTANT AI QUANT PREVIEW • $0 FREE TIER Click Any Pre-Computed AI Quant Specialist Briefing on HTLM Below — or Connect Your Own ChatGPT / Claude

🤖 Mara Quenwick • AI Quant Lead (Click for Instant Brief) Is HTLM stock a Buy, Hold, or Sell right now according to Roarable's RQD model?

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As of 2026-11-02, HomesToLife Ltd (NASDAQ: HTLM) is rated C+ (Hold / HOLD) by Roarable's 5-pillar RQD engine with a composite confidence score of 67/100 at a spot price of $1.18 (-20.80% 1D, market cap $133.6M). Pillar breakdown: Fundamental Cash Engine 15/20, Institutional 13F & Options Flow 5/20, Executive Insider Alignment 16/20, FRED Macro Regime Fit 12/20, and SEC Balance-Sheet Forensics 19/20. Across 1011 tracked Consumer Discretionary issuers, HTLM ranks #208 in composite RQD confidence.

✓ Pre-computed one-to-many AI Quant brief

🤖 Ellis Vennor • AI Peer & Flow Quant (Click for Instant Brief) How does HTLM compare to PLBY and RENT in the Consumer Discretionary sector?

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Within the Consumer Discretionary sector (Other Specialty Stores), HTLM carries a Roarable C+ (67/100 RQD), trailing P/E of 8.1x, gross margin of 27.9%, and ROIC of 85.0%. By comparison, PLBY (Playboy Inc.) holds a E grade (25/100 RQD, P/E N/A, ROIC -4.1%, cap $140.2M) and RENT (Rent the Runway Inc. (Class A)) posts a D- grade (42/100 RQD, P/E 4.4x, ROIC -35.0%, cap $100.3M). Among the 5-stock peer group, RENT leads on earnings multiple (4.4x) while HTLM leads on capital efficiency (85.0% ROIC).

✓ Pre-computed one-to-many AI Quant brief

🤖 Gideon Ashmere • AI SEC 10-K Forensics (Click for Instant Brief) What are the biggest fundamental strengths and SEC risk factors for HTLM?

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Per HTLM's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0002023153), HomesToLife Ltd generated $377.9M in revenue (+12.8% YoY), $16.6M in net income, and $12.3M in free cash flow against $139.2M in total assets and $0 in total debt. Key quantitative strengths: Strong cash generator (28% profit margin)—profits are backed by real money, not accounting tricks.. Primary risk factors monitored: Broader market pullbacks can still drag down strong stocks in the short run.. Institutional options positioning shows a 50% call / 50% put premium split.

✓ Pre-computed one-to-many AI Quant brief

🤖 AI Quant Disclosure: Roarable Analysts are proprietary AI Quant Specialists — not human financial advisors. Pre-computed one-to-many briefings above are free; interactive 1-on-1 Q&A, custom AI sifting/indicator alerts, and personal ChatGPT/Claude MCP connections require a $9.95/mo Pro account (currently waitlist-only).

INTERACTIVE SCENARIO DECK:

🛡️ Portfolio Crash X-Ray

EXT / AFTER-HRS: $1.13 (-3.93%)🧬 Cannibal Buyback (-3.20% YoY Shares)⚙️ Cash Engine: 15/20 (B) • 3.3% FCF Margin

Verify 90D Bucket Audit →

📊 Historical Track Record: Scores of 67/100 (C+) historically posted market-perform odds over rolling 90-day windows (+1.6% avg 90D alpha vs SPY • 56.4% hit rate — wait for RQD ≥ 70 breakout).

Audit Bucket Track Record →

RQD QUANT TACHOMETERHOLD / WATCH • C+

2-of-3 JEV AI Jury Bullish

Cash

SEC

Whale

Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer

5-PILLAR SNOWFLAKE RADARRw C · Rk B-

Each axis scored 0–20

12M PRICE TARGET CONE+4.2% Base Target

WHALE OPTIONS SNAPSHOT: — (No Active Options Snapshot on file for HTLM)Realized 20D OHLCV Swing Band: ±8.9%

Deterministic 5-Pillar Attribution (67/100 Composite)

🔍 WHY HTLM SCORES 67/100 (C+) — TOP 3 DRIVERS2 Bullish Pillars + #1 Risk Drag

▲ #1 Bullish Driver: Insider Conviction & Share Dilution+19/20 pts (28% of score)

SEC Form 4 / 13F Thermometer: 86% Net Buy • Cannibal Buyback (-3.20% YoY Shares)

▲ #2 Bullish Driver: SEC 10-K Forensic Risk+16/20 pts (24% of score)

Altman Z-Score 4.10 (FORTRESS SAFE (>3.0)) • Piotroski F-Score 7/9

▼ #1 Drag / Risk Factor: Whale & Options Positioning5/20 pts (-15 pt drag)

Put hedging (50% put share) caps near-term gamma upside (-15 pts vs max)

📈 PAST 4 QUARTERS RQD vs SUBSEQUENT RETURNQ1 → Q2 → Q3 → Current

Q1 (-3Q)

Grade B+$1.72-4.1% Next Q

Q2 (-2Q)

Grade B$1.65-3% Next Q

Q3 (-1Q)

Grade B$1.60-26.3% Next Q

Current

Grade C+$1.18+1.6% Hist 90D α

Trajectory: B+ (75) → C+ (67)Full Audit →

⚔️ ADVERSARIAL OPPOSING CASE & FORENSIC KILL-SWITCH (WHY THE BULL/BEAR THESIS COULD FAIL)GIDEON ASHMERE // FORENSIC SHORT & KILL-SWITCH DOSSIER

⚔️ Adversarial Opposing Case: Why the HTLM Bull Thesis Could Fail

Gideon Ashmere Forensic Desk →

Even with a 67/100 (C+) score, HTLM faces multiple-compression risk if 8.1x trailing P/E re-rate toward historical sector medians or if hyperscaler/enterprise customer concentration slows in upcoming 10-Q filings.

⚠️ Forensic Kill-Switch #1

Broader market pullbacks can still drag down strong stocks in the short run.

⚠️ Forensic Kill-Switch #2

Dilution & Margin Drag: Cannibal Buyback (-3.20% YoY Shares) — any gross margin slip below 25.4% triggers an automatic RQD downgrade.

⚠️ Forensic Kill-Switch #3

Technical & Forensic Kill-Switch: A daily close below the 50D SMA ($1.74) or 200D SMA ($1.92) invalidates the momentum regime and cuts Target Base ($1.23) toward Bear Floor ($0.96).

🎲 LIVE PREDICTION MARKET ODDS TIED TO $HTLM• $2.4M Crowd Pool • Kalshi / Polymarket Composite

Contract: “HTLM Beats Next Quarter EPS Consensus (Dec 30, 2026) & Holds Above 200D SMA”

YES 67%NO 33%Trade / Inspect Odds →

VISUAL REVENUE-TO-PROFIT SANKEY WATERFALL • FY 2025 (10-K)

How HTLM Turns Every Dollar of Sales Into Real Bottom-Line Profit

Free Cash Flow:$12.3M (3.3% FCF Margin)

Multi-Year SEC EDGAR XBRL Revenue, Net Profit & Free Cash Flow Trajectory

■ Revenue■ Net Profit■ Free Cash Flow

FY23

Rev $326.0M

FY24

Rev $335.1M

FY25

Rev $377.9M

Fiscal Year	Revenue	Gross Margin	Op Margin	Net Profit	Free Cash Flow	ROIC %
FY 2025	$377.9M	27.9%	5.1%	$16.6M	$12.3M	95%
FY 2024	$335.1M	24.8%	2.8%	$8.4M	-$131.0K	95%
FY 2023	$326.0M	27.9%	5.3%	$10.3M	$18.8M	85%

ON-DEMAND RQD QUANT WORKSHOP • SPONSORED / PARTNER SPOTLIGHTHosted by Perry Belcher & Roarable Forensic Quant Desk

Red-Light Warning Desk: Spotting SEC Cash-Flow & Dilution Risks Before Downgrades (Featuring HTLM)

✓Walkthrough of HTLM's RQD Radar, SEC cash-conversion gap & downside invalidation levels
✓3 asymmetric Bear/Hedge frameworks when 10-year Treasury yields stay elevated
✓Includes nightly RQD rating-change & forensic signal email alerts on your tracked stocks

RQD INSIDER CLUB WAITLIST$49/YR PLANNED

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HTLM // CANDLESTICK & AUTO-TRENDLINE WORKSTATION6M: -33.71%▼ SUPPORT BREAKDOWN

2026-10-30O $1.30H $1.40L $1.00C $1.18VOL 36.3K

RES: $2.29SUP: $1.42SMA50: $1.74SMA200: $1.92

PRIMARY-SOURCE FORENSICS, SECOND-ORDER LINKS & AI ANALYST DESK

HTLM Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure

🦋 HTLM Butterfly Map → + Track HTLM →

Share Count & Dilution Monitor (#25)

Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).

Reverse-DCF Expectations Hurdle (#30)

-5.2%/yr Implied 5Y Growth

vs. +12.8% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).

Ellis Vennor Setup Ledger (#33)

No active Ellis Vennor swing setup published on HTLM today. View full Setup Ledger →

🦋 Documented & Second-Order Butterfly Connections Open Graph →

No direct multi-tier Butterfly edges indexed yet for HTLM. Explore sector supply chains on /butterfly.

AI Analyst Theses, Washington Policy & Company Video

🎬 No recent verified company-specific video clip queued for HTLM today (we never pad ticker pages with unrelated generic clips). Browse Macro Video Desk →

DETERMINISTIC MULTI-FACTOR EQUITY AUDIT • SEC EDGAR XBRL × RQD PEER BENCHMARK

📊 Quantitative Sector Peer Comparison, SEC Filing Delta & Investment FAQ (HTLM)

Consumer Discretionary Rank #208 of 1011 ⚔️ PLBY vs HTLM Full Matrix →

1. Head-to-Head Consumer Discretionary Peer Comparison (HTLM vs. PLBY, RENT, FLWS, NEGG)

Industry: Other Specialty Stores (42 Tracked Issuers)

Across 1011 tracked Consumer Discretionary securities in the Roarable RQD universe, HomesToLife Ltd (HTLM) ranks #208 by composite RQD confidence (67/100, grade C+) and #735 by equity capitalization ($133.6M). Within this direct 5-issuer industry benchmark cohort, RENT leads on earnings valuation at 4.4x trailing P/E, while HTLM leads on capital efficiency and profitability with 85.0% ROIC and 27.9% gross margin. HTLM currently leads its immediate peer cohort in composite quantitative strength at 67/100 (C+).

Ticker / Company	Roarable Grade	RQD Score	Trailing P/E	Gross Margin	ROIC	1D Change	Market Cap	Head-to-Head
HTLM ACTIVE HomesToLife Ltd	C+	67/100	8.1x	27.9%	85.0%	-20.80%	$133.6M	Benchmark Subject
PLBY Playboy Inc.	E	25/100	—	71.0%	-4.1%	+0.86%	$140.2M	/plby-vs-htlm →
RENT Rent the Runway Inc. (Class A)	D-	42/100	4.4x	—	-35.0%	-8.52%	$100.3M	/rent-vs-htlm →
FLWS 1-800-FLOWERS.COM Inc.	E	26/100	—	38.0%	-35.0%	0.00%	$184.9M	/flws-vs-htlm →
NEGG Newegg Commerce Inc.	E	13/100	—	48.7%	-14.3%	+0.61%	$205.1M	/negg-vs-htlm →

2. Multi-Year SEC XBRL Revenue, Cash Flow & Balance-Sheet Trajectory (FY2023–FY2025)

SEC EDGAR 10-K • FILED 2025-12-31 • CIK 0002023153

In its most recent audited fiscal period (FY2025, filed 2025-12-31), HomesToLife Ltd (HTLM) reported GAAP revenue of $377.9M (+12.8% vs. FY2024 revenue of $335.1M , and +15.9% cumulative change since FY2023) , GAAP net income of $16.6M, operating cash flow of $13.5M, and free cash flow of $12.3M (+9524.3% YoY). On the balance sheet, HTLM closed FY2025 with $139.2M in total assets against $0 in total debt (Altman Z-Score: 4.10, Piotroski F-Score: 7/9).

Fiscal Period	Filing Date	Revenue	Net Income	Operating Cash Flow	Free Cash Flow	Total Assets	Total Debt
FY2025 (FY)	2025-12-31	$377.9M	$16.6M	$13.5M	$12.3M	$139.2M	—
FY2024 (FY)	2024-12-31	$335.1M	$8.4M	$384.5K	-$131.0K	$118.8M	—
FY2023 (FY)	2023-12-31	$326.0M	$10.3M	$18.8M	$18.8M	—	—

3. HTLM Data-Verified Investor FAQ (RQD Rating, Sector Peers, SEC Forensics & Technicals)

✓ SCHEMA.ORG FAQPAGE JSON-LD ENABLED

Is HTLM stock a Buy, Hold, or Sell right now according to Roarable's RQD model?

How does HTLM compare to PLBY and RENT in the Consumer Discretionary sector?

What are the biggest fundamental strengths and SEC risk factors for HTLM?

Where is HTLM trading relative to its 50-day, 200-day, and 52-week technical levels?

HTLM last traded at $1.18 (-20.80% on volume of 36,282 shares), positioning the stock -32.18% below its 50-day simple moving average ($1.74) and -38.54% below its 200-day simple moving average ($1.92). Across its 52-week range of $1.00 to $4.19, HTLM sits at the 5.6% percentile with a 14-day RSI of 19.6 (OVERSOLD (<32)) and an implied next-earnings move of ±8.9% ($1.07 to $1.29).

HTLM Investor FAQ & Complete 8-Part Research Index

100% OPEN ACCESS • SEC EDGAR × CBOE × FRED

How profitable is HomesToLife Ltd (HTLM)?

In FY 2025 (10-K), HTLM converted $377.9M of revenue into a 27.9% gross margin, 5.1% operating margin, and $12.3M in free cash flow (3.3% FCF margin).

Direct Sub-Reports: HTLM RQD Cockpit HTLM 12M Forecast HTLM Earnings & Move HTLM Dividends & DRIP HTLM Insiders & 13F HTLM Whale Options HTLM Profit Sankey HTLM News & Why