Why HQY Stock Traded Steady Today — RQD Quant Desk Flash

$101.36 +0.02% NASDAQ • Public Delayed / 60s Snapshot

HealthEquity Inc. (HQY) carries a Roarable Rating of C+ (Hold) with 67/100 RQD Confidence. The underlying business is intact, so current owners don’t need to panic-sell—but mixed big-money flow or rich pricing means new buyers can afford to wait for either a pullback or a B-or-higher upgrade.

ROARABLE C+ • HOLD / WATCH Cap $8.38B
INTERACTIVE SCENARIO DECK:
🛡️ Portfolio Crash X-Ray
RQD QUANT TACHOMETERHOLD / WATCH • C+
025507510067
2-of-3 JEV AI Jury Bullish
Cash
SEC
Whale
5-PILLAR SNOWFLAKE RADARRw C · Rk B
Cash (16)Whales (10)SEC (16)Macro (13)CEO (12)
Each axis scored 0–20
12M PRICE TARGET CONE+4.1% Base Target
$124 Bull$105 Base$82 Bear
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WHALE OPTIONS TUG-OF-WAR:56% Call Buyers ($2.5M)
44% PutsMax Pain: $99.00
AUTOMATED RQD QUANT DESK MOVER BRIEFINGFull Market News Desk →

Why HQY Stock Traded Steady Today — RQD Quant Desk Flash

HealthEquity Inc. (HQY) advanced +0.02% to $101.36 as options desks priced 56% call premium vs. 44% put protection around the $99 max-pain magnet. Solid 70% profit margin (9% return on capital), mixed timing at 39x P/E—hold if owned, no rush to chase.

  • ▸Technical Tape: Trading at 82% of its 52-week range ($72.76 – $107.62) with RSI-14 at 66.3 (BULLISH MOMENTUM).
  • ▸Whale Options Positioning: $2.5M in bullish call flow vs. $2.0M in put flow (Put/Call 0.79x, implied earnings swing ±6.8%).
  • ▸Fundamental Anchor: Roarable C+ (Hold) backed by 69.5% gross margin and $455.1M annual free cash flow.
Live HQY Headlines & Catalysts
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HQY // CANDLESTICK & AUTO-TRENDLINE WORKSTATION6M: +24.92%📐 WEDGE COMPRESSION COIL
2026-10-30O $101.9H $103.0L $100.9C $102.5VOL 717.2K
RES: $105.4SUP: $87.54SMA50: $95.37SMA200: $89.01
$109.6$101.4$93.21$85.01$76.82RES $105.4SUP $87.54$102.52026-04-302026-06-152026-07-312026-09-162026-10-30
PRIMARY-SOURCE FORENSICS, SECOND-ORDER LINKS & AI ANALYST DESK

HQY Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure

Share Count & Dilution Monitor (#25)

Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).

Reverse-DCF Expectations Hurdle (#30)
29.8%/yr Implied 5Y Growth

vs. +9.5% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).

Ellis Vennor Setup Ledger (#33)

No active Ellis Vennor swing setup published on HQY today. View full Setup Ledger →

🦋 Documented & Second-Order Butterfly Connections Open Graph →

No direct multi-tier Butterfly edges indexed yet for HQY. Explore sector supply chains on /butterfly.

AI Analyst Theses, Washington Policy & Company Video
🎬 No recent verified company-specific video clip queued for HQY today (we never pad ticker pages with unrelated generic clips). Browse Macro Video Desk →

HQY Investor FAQ & Complete 8-Part Research Index

100% OPEN ACCESS • SEC EDGAR × CBOE × FRED

Why is HQY stock moving today?

Why HQY Stock Traded Steady Today — RQD Quant Desk Flash. Solid 70% profit margin (9% return on capital), mixed timing at 39x P/E—hold if owned, no rush to chase.