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HealthEquity Inc. (HQY) 12-Month Stock Forecast & Price Target Cone

$101.36 +0.02% NASDAQ • Public Delayed / 60s Snapshot

HealthEquity Inc. (HQY) carries a Roarable Rating of C+ (Hold) with 67/100 RQD Confidence. The underlying business is intact, so current owners don’t need to panic-sell—but mixed big-money flow or rich pricing means new buyers can afford to wait for either a pullback or a B-or-higher upgrade.

ROARABLE C+ • HOLD / WATCH Cap $8.38B

INTERACTIVE SCENARIO DECK:

🛡️ Portfolio Crash X-Ray

RQD QUANT TACHOMETERHOLD / WATCH • C+

2-of-3 JEV AI Jury Bullish

Cash

SEC

Whale

5-PILLAR SNOWFLAKE RADARRw C · Rk B

Each axis scored 0–20

12M PRICE TARGET CONE+4.1% Base Target

WHALE OPTIONS TUG-OF-WAR:56% Call Buyers ($2.5M)

44% PutsMax Pain: $99.00

INTERACTIVE 12-MONTH POSITION SIMULATOR

Drag to Test Your HQY Position Size: $10,000

Shares at $101.36: 98.7 sh

$1,000$10,000$25,000$50,000$100,000

12M Bear Case FloorTarget $82.27

$8,117

$-1,883 (-18.8%)

12M Consensus BaseTarget $105.47

$10,405

+$405 (+4.1%)

12M Bull Case BreakoutTarget $124.45

$12,278

+$2,278 (+22.8%)

Wall Street Analyst Breakdown & Historical Accuracy Audit (28 Desks)

Street Historical Accuracy: 64/100

● Strong Buy / Buy: 17● Hold: 9● Sell: 2

Wall Street Firm	Stance	12M Target	1Y Accuracy	Track Grade
Morgan StanleyInstitutional Equity Desk	HOLD	$110	74%	A
Goldman SachsSector Coverage Lead	BUY	$117	69%	B
JP MorganUS Large-Cap Research	HOLD	$94	58%	C

🔴 SUNDAY NIGHT PREP • 7:00 PM ETHosted Live by Perry Belcher & Guest Trading Systems Desk

Today's Top 3 RQD Strong Buys & Whale Accumulation Setups (Live HQY Tape Review)

✓Live breakdown of today’s highest-scoring RQD Green-Light breakouts
✓1 urgent Red-Light accounting trap to cut from your watchlist immediately
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HQY // CANDLESTICK & AUTO-TRENDLINE WORKSTATION6M: +24.92%📐 WEDGE COMPRESSION COIL

2026-10-30O $101.9H $103.0L $100.9C $102.5VOL 717.2K

RES: $105.4SUP: $87.54SMA50: $95.37SMA200: $89.01

PRIMARY-SOURCE FORENSICS, SECOND-ORDER LINKS & AI ANALYST DESK

HQY Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure

🦋 HQY Butterfly Map → + Track HQY →

Share Count & Dilution Monitor (#25)

Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).

Reverse-DCF Expectations Hurdle (#30)

29.8%/yr Implied 5Y Growth

vs. +9.5% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).

Ellis Vennor Setup Ledger (#33)

No active Ellis Vennor swing setup published on HQY today. View full Setup Ledger →

🦋 Documented & Second-Order Butterfly Connections Open Graph →

No direct multi-tier Butterfly edges indexed yet for HQY. Explore sector supply chains on /butterfly.

AI Analyst Theses, Washington Policy & Company Video

🎬 No recent verified company-specific video clip queued for HQY today (we never pad ticker pages with unrelated generic clips). Browse Macro Video Desk →

HQY Investor FAQ & Complete 8-Part Research Index

100% OPEN ACCESS • SEC EDGAR × CBOE × FRED

What is HQY's 12-month stock price target?

HealthEquity Inc. (HQY) carries a 12-month consensus base price target of $105.47 (+4.1% from $101.36), with a bull-case target of $124.45 and a bear-case floor of $82.27.