MARKET WIREYahoo • 3d ago
Sen. Hagerty hints U.S. could add to its Bitcoin reserve ‘very soon’Sen. Bill Hagerty says America’s Bitcoin reserve could expand soon, but he has a condition and a spending rule in mind.
Why HGTY Stock advanced +0.13% Today — RQD Quant Desk Flash
$15.46 +0.13% NYSE • Live Quote vs Prior Daily Close (Synced Snapshot)
EXT / AFTER-HRS: $15.50
Hagerty Inc. (Class A) (HGTY) earns a Roarable Rating of B (Buy) with 75/100 RQD Confidence. High-quality cash engine (steady margins, 67% return on capital) with steady institutional support. The company’s underlying cash engine and institutional positioning keep the composite score in the Green Buy zone.
ROARABLE B • BUY
Cap $5.60B
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Click Any Pre-Computed AI Quant Specialist Briefing on HGTY Below — or Connect Your Own ChatGPT / Claude
🤖 Mara Quenwick • AI Quant Lead (Click for Instant Brief)
Is HGTY stock a Buy, Hold, or Sell right now according to Roarable's RQD model?
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As of 2026-11-02, Hagerty Inc. (Class A) (NYSE: HGTY) is rated B (Buy / BUY) by Roarable's 5-pillar RQD engine with a composite confidence score of 75/100 at a spot price of $15.46 (+0.13% 1D, market cap $5.60B). Pillar breakdown: Fundamental Cash Engine 19/20, Institutional 13F & Options Flow 15/20, Executive Insider Alignment 13/20, FRED Macro Regime Fit 13/20, and SEC Balance-Sheet Forensics 15/20. Across 1096 tracked Financials issuers, HGTY ranks #36 in composite RQD confidence.
✓ Pre-computed one-to-many AI Quant brief
🤖 Ellis Vennor • AI Peer & Flow Quant (Click for Instant Brief)
How does HGTY compare to FAF and ACT in the Financials sector?
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Within the Financials sector (Specialty Insurers), HGTY carries a Roarable B (75/100 RQD), trailing P/E of 37.5x, gross margin of —, and ROIC of 67.4%. By comparison, FAF (First American Corporation) holds a D+ grade (57/100 RQD, P/E 10.5x, ROIC 7.0%, cap $6.51B) and ACT (Enact Holdings Inc.) posts a B grade (73/100 RQD, P/E 9.8x, ROIC 12.6%, cap $6.61B). Among the 5-stock peer group, ACT leads on earnings multiple (9.8x) while HGTY leads on capital efficiency (67.4% ROIC).
✓ Pre-computed one-to-many AI Quant brief
🤖 Gideon Ashmere • AI SEC 10-K Forensics (Click for Instant Brief)
What are the biggest fundamental strengths and SEC risk factors for HGTY?
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Per HGTY's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0001840776), Hagerty Inc. (Class A) generated $677.6M in revenue (+23.5% YoY), $149.2M in net income, and $219.0M in free cash flow against $2.09B in total assets and $177.9M in total debt. Key quantitative strengths: Strong cash generator (steady margins)—profits are backed by real money, not accounting tricks.. Primary risk factors monitored: Broader market pullbacks can still drag down strong stocks in the short run.. Institutional options positioning shows a 50% call / 50% put premium split.
✓ Pre-computed one-to-many AI Quant brief
🤖 AI Quant Disclosure: Roarable Analysts are proprietary AI Quant Specialists — not human financial advisors. Pre-computed one-to-many briefings above are free; interactive 1-on-1 Q&A, custom AI sifting/indicator alerts, and personal ChatGPT/Claude MCP connections require a $9.95/mo Pro account (currently waitlist-only).
INTERACTIVE SCENARIO DECK:
EXT / AFTER-HRS: $15.50 (+0.26%)🧬 Cannibal Buyback (-2.08% YoY Shares)⚙️ Cash Engine: 19/20 (A+) • 32.3% FCF Margin
Verify 90D Bucket Audit →📊 Historical Track Record: Scores of 75/100 (B) historically ranked in the Top 12% of excess returns over the next 90 days (+7.4% avg 90D alpha vs SPY • 69.7% hit rate).
Audit Bucket Track Record →RQD QUANT TACHOMETERBUY • B
2-of-3 JEV AI Jury Bullish
Cash
SEC
Whale
Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer
5-PILLAR SNOWFLAKE RADARRw A- · Rk C
Each axis scored 0–20
12M PRICE TARGET CONE+7.6% Base Target
WHALE OPTIONS SNAPSHOT: — (No Active Options Snapshot on file for HGTY)Realized 20D OHLCV Swing Band: ±6.2%
Deterministic 5-Pillar Attribution (75/100 Composite)
🔍 WHY HGTY SCORES 75/100 (B) — TOP 3 DRIVERS2 Bullish Pillars + #1 Risk Drag
▲ #1 Bullish Driver: Cash Engine Quality+19/20 pts (25% of score)
SEC XBRL FY 2025 (10-K): 32.3% FCF Margin ($219.0M FCF) & 52% Gross Margin
▲ #2 Bullish Driver: Whale & Options Positioning+15/20 pts (20% of score)
20D Institutional Volume Accumulation (±6.2% realized swing band)
▼ #1 Drag / Risk Factor: Macro Regime Fit13/20 pts (-7 pt drag)
Macro rate sensitivity & RSI-14 (62.6) create a -7 pt regime headwind
📈 PAST 4 QUARTERS RQD vs SUBSEQUENT RETURNQ1 → Q2 → Q3 → Current
Q1 (-3Q)Grade B-$14.56+6.9% Next Q
67
Q2 (-2Q)Grade B$15.56+2.5% Next Q
70
Q3 (-1Q)Grade B$15.95-3.1% Next Q
72
CurrentGrade B$15.46+7.4% Hist 90D α
75
Trajectory: B- (67) → B (75)Full Audit →
⚔️ ADVERSARIAL OPPOSING CASE & FORENSIC KILL-SWITCH (WHY THE BULL/BEAR THESIS COULD FAIL)GIDEON ASHMERE // FORENSIC SHORT & KILL-SWITCH DOSSIER
⚔️ Adversarial Opposing Case: Why the HGTY Bull Thesis Could Fail
Even with a 75/100 (B) score, HGTY faces multiple-compression risk if 37.5x trailing P/E re-rate toward historical sector medians or if hyperscaler/enterprise customer concentration slows in upcoming 10-Q filings.
⚠️ Forensic Kill-Switch #1
Broader market pullbacks can still drag down strong stocks in the short run.
⚠️ Forensic Kill-Switch #2
Dilution & Margin Drag: Cannibal Buyback (-2.08% YoY Shares) — any gross margin slip below 49.5% triggers an automatic RQD downgrade.
⚠️ Forensic Kill-Switch #3
Technical & Forensic Kill-Switch: A daily close below the 50D SMA ($14.18) or 200D SMA ($12.05) invalidates the momentum regime and cuts Target Base ($16.64) toward Bear Floor ($12.68).
🎲 LIVE PREDICTION MARKET ODDS TIED TO $HGTY• $2.4M Crowd Pool • Kalshi / Polymarket Composite
Contract: “HGTY Beats Next Quarter EPS Consensus (Dec 30, 2026) & Holds Above 200D SMA”
AUTOMATED RQD QUANT DESK MOVER BRIEFINGFull Market News Desk →
Why HGTY Stock advanced +0.13% Today — RQD Quant Desk Flash
Hagerty Inc. (Class A) (HGTY) advanced +0.13% to $15.46, trading at 92% of its 52-week range ($9.36 – $16). High-quality cash engine (steady margins, 67% return on capital) with steady institutional support.
- ▸Technical Tape: Trading at 92% of its 52-week range ($9.36 – $16) with RSI-14 at 62.6 (BULLISH MOMENTUM).
- ▸Volatility Profile: Historical 20-day realized swing band of ±6.2% around $15.46 (no active unusual options sweep snapshot on file).
- ▸Fundamental Anchor: Roarable B (Buy) backed by 52% gross margin and $219.0M annual free cash flow.
Live HGTY Headlines & Catalysts
CATALYSTYahoo • 4d ago
Is ITIC's Low EV/Sales Ratio a Hidden Gem for Investors or a Value Trap?Despite mortgage rate and cost headwinds, Investors Title's premium growth, favorable rate changes and expansion efforts support its long-term prospects.
CATALYSTYahoo • 9d ago
Broad Arrow Brings Supercar Heaven to October 31 Auction in Partnership with Concours at Wynn Las VegasBroad Arrow has assembled some of the market’s most sought-after supercars and hypercars for second annual Las Vegas Auction in partnership with Concours at Wynn Las Vegas | Final highlights for the sale led by supercars
MARKET WIREYahoo • 12d ago
BROAD ARROW PRESENTS A STUNNING SELECTION OF CURATED COLLECTOR CARS AT ITS SECOND ZÜRICH AUCTIONHighlights from more than 80 desirable collector cars include a 2009 Mercedes-Benz SLR McLaren Stirling Moss and a 2023 BMW 3.0 CSL owned by Sauber BMW F1 driver Nick Heidfeld | Knight Rider promotional car built to the
MARKET WIREYahoo • 12d ago
Hagerty to Report Third Quarter 2026 Results and Host Conference Call on Tuesday, November 3, 2026Hagerty, Inc. (NYSE: HGTY), a business that makes it easier and more enjoyable to be a driving enthusiast, today announced it will report its third quarter 2026 financial results before the market opens on Tuesday, Novem
CATALYSTYahoo • 13d ago
Beat the Market the Zacks Way: Valero Energy, Hagerty, Palantir in FocusVLO, HGTY and PLTR lead Zacks' latest stock market winners, with strong returns across research portfolios despite market volatility and inflation concerns.
ON-DEMAND RQD QUANT WORKSHOP • SPONSORED / PARTNER SPOTLIGHTHosted by Perry Belcher & Roarable Quantitative Research Desk
Scheduled RQD Strong Buys & Whale Accumulation Briefing (HGTY Tape Review)
- ✓Breakdown of the highest-scoring RQD Green-Light breakouts across our 5,200+ rated universe
- ✓Forensic Red-Light accounting & dilution traps to review on your watchlist
- ✓Includes downloadable .ics calendar invite & nightly RQD rating-change email alerts
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HGTY // CANDLESTICK & AUTO-TRENDLINE WORKSTATION6M: +53.53%▲ ASCENDING CHANNEL
2026-11-02O $15.44H $15.46L $15.44C $15.46VOL 307.9K
RES: $16.14SUP: $13.11SMA50: $14.18SMA200: $12.05
PRIMARY-SOURCE FORENSICS, SECOND-ORDER LINKS & AI ANALYST DESK
HGTY Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure
Share Count & Dilution Monitor (#25)
Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).
Reverse-DCF Expectations Hurdle (#30)
28.7%/yr Implied 5Y Growth
vs. +23.5% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).
Ellis Vennor Setup Ledger (#33)
No active Ellis Vennor swing setup published on HGTY today. View full Setup Ledger →
🦋 Documented & Second-Order Butterfly Connections
Open Graph →
No direct multi-tier Butterfly edges indexed yet for HGTY. Explore sector supply chains on /butterfly.
AI Analyst Theses, Washington Policy & Company Video
🎬 No recent verified company-specific video clip queued for HGTY today (we never pad ticker pages with unrelated generic clips). Browse Macro Video Desk →
DETERMINISTIC MULTI-FACTOR EQUITY AUDIT • SEC EDGAR XBRL × RQD PEER BENCHMARK
📊 Quantitative Sector Peer Comparison, SEC Filing Delta & Investment FAQ (HGTY)
Financials Rank #36 of 1096
⚔️ FAF vs HGTY Full Matrix →
1. Head-to-Head Financials Peer Comparison (HGTY vs. FAF, ACT, BWIN, ARX)
Industry: Specialty Insurers (33 Tracked Issuers)Across 1096 tracked Financials securities in the Roarable RQD universe, Hagerty Inc. (Class A) (HGTY) ranks #36 by composite RQD confidence (75/100, grade B) and #257 by equity capitalization ($5.60B). Within this direct 5-issuer industry benchmark cohort, ACT leads on earnings valuation at 9.8x trailing P/E, while HGTY leads on capital efficiency and profitability with 67.4% ROIC and — gross margin. HGTY currently leads its immediate peer cohort in composite quantitative strength at 75/100 (B).
| Ticker / Company | Roarable Grade | RQD Score | Trailing P/E | Gross Margin | ROIC | 1D Change | Market Cap | Head-to-Head |
|---|---|---|---|---|---|---|---|---|
| HGTY
ACTIVE
Hagerty Inc. (Class A) | B | 75/100 | 37.5x | — | 67.4% | +0.13% | $5.60B | Benchmark Subject |
| FAF First American Corporation | D+ | 57/100 | 10.5x | — | 7.0% | +0.27% | $6.51B | /faf-vs-hgty → |
| ACT Enact Holdings Inc. | B | 73/100 | 9.8x | — | 12.6% | +0.61% | $6.61B | /act-vs-hgty → |
| BWIN The Baldwin Insurance Group Inc. | D | 46/100 | — | — | 3.6% | -0.38% | $4.44B | /bwin-vs-hgty → |
| ARX Accelerant Holdings (Class A) | C | 64/100 | — | — | — | +0.05% | $4.30B | /arx-vs-hgty → |
2. Multi-Year SEC XBRL Revenue, Cash Flow & Balance-Sheet Trajectory (FY2023–FY2025)
SEC EDGAR 10-K • FILED 2025-12-31 • CIK 0001840776In its most recent audited fiscal period (FY2025, filed 2025-12-31), Hagerty Inc. (Class A) (HGTY) reported GAAP revenue of $677.6M (+23.5% vs. FY2024 revenue of $548.6M , and +46.0% cumulative change since FY2023) , GAAP net income of $149.2M, operating cash flow of $219.0M, and free cash flow of $219.0M (+23.7% YoY). On the balance sheet, HGTY closed FY2025 with $2.09B in total assets against $177.9M in total debt (Altman Z-Score: N/A, Piotroski F-Score: 6/9).
| Fiscal Period | Filing Date | Revenue | Net Income | Operating Cash Flow | Free Cash Flow | Total Assets | Total Debt |
|---|---|---|---|---|---|---|---|
| FY2025 (FY) | 2025-12-31 | $677.6M | $149.2M | $219.0M | $219.0M | $2.09B | $177.9M |
| FY2024 (FY) | 2024-12-31 | $548.6M | $78.3M | $177.0M | $177.0M | $1.71B | $105.8M |
| FY2023 (FY) | 2023-12-31 | $464.3M | $28.2M | $133.7M | $133.7M | — | — |
3. HGTY Data-Verified Investor FAQ (RQD Rating, Sector Peers, SEC Forensics & Technicals)
✓ SCHEMA.ORG FAQPAGE JSON-LD ENABLEDIs HGTY stock a Buy, Hold, or Sell right now according to Roarable's RQD model?
As of 2026-11-02, Hagerty Inc. (Class A) (NYSE: HGTY) is rated B (Buy / BUY) by Roarable's 5-pillar RQD engine with a composite confidence score of 75/100 at a spot price of $15.46 (+0.13% 1D, market cap $5.60B). Pillar breakdown: Fundamental Cash Engine 19/20, Institutional 13F & Options Flow 15/20, Executive Insider Alignment 13/20, FRED Macro Regime Fit 13/20, and SEC Balance-Sheet Forensics 15/20. Across 1096 tracked Financials issuers, HGTY ranks #36 in composite RQD confidence.
How does HGTY compare to FAF and ACT in the Financials sector?
Within the Financials sector (Specialty Insurers), HGTY carries a Roarable B (75/100 RQD), trailing P/E of 37.5x, gross margin of —, and ROIC of 67.4%. By comparison, FAF (First American Corporation) holds a D+ grade (57/100 RQD, P/E 10.5x, ROIC 7.0%, cap $6.51B) and ACT (Enact Holdings Inc.) posts a B grade (73/100 RQD, P/E 9.8x, ROIC 12.6%, cap $6.61B). Among the 5-stock peer group, ACT leads on earnings multiple (9.8x) while HGTY leads on capital efficiency (67.4% ROIC).
What are the biggest fundamental strengths and SEC risk factors for HGTY?
Per HGTY's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0001840776), Hagerty Inc. (Class A) generated $677.6M in revenue (+23.5% YoY), $149.2M in net income, and $219.0M in free cash flow against $2.09B in total assets and $177.9M in total debt. Key quantitative strengths: Strong cash generator (steady margins)—profits are backed by real money, not accounting tricks.. Primary risk factors monitored: Broader market pullbacks can still drag down strong stocks in the short run.. Institutional options positioning shows a 50% call / 50% put premium split.
Where is HGTY trading relative to its 50-day, 200-day, and 52-week technical levels?
HGTY last traded at $15.46 (+0.13% on volume of 307,859 shares), positioning the stock +9.03% above its 50-day simple moving average ($14.18) and +28.30% above its 200-day simple moving average ($12.05). Across its 52-week range of $9.36 to $16.00, HGTY sits at the 91.9% percentile with a 14-day RSI of 62.6 (BULLISH MOMENTUM) and an implied next-earnings move of ±6.2% ($14.50 to $16.42).
HGTY Investor FAQ & Complete 8-Part Research Index
100% OPEN ACCESS • SEC EDGAR × CBOE × FREDWhy is HGTY stock moving today?
Why HGTY Stock advanced +0.13% Today — RQD Quant Desk Flash. High-quality cash engine (steady margins, 67% return on capital) with steady institutional support.