FVCBankcorp Inc. (FVCB) earns a Roarable Rating of B- (Buy) with 71/100 RQD Confidence. High-quality cash engine (steady margins, 9% return on capital) with steady institutional support. The company’s underlying cash engine and institutional positioning keep the composite score in the Green Buy zone.
As of 2026-11-01, FVCBankcorp Inc. (NASDAQ: FVCB) is rated B- (Buy / BUY) by Roarable's 5-pillar RQD engine with a composite confidence score of 71/100 at a spot price of $17.04 (-0.41% 1D, market cap $307.3M). Pillar breakdown: Fundamental Cash Engine 15/20, Institutional 13F & Options Flow 9/20, Executive Insider Alignment 13/20, FRED Macro Regime Fit 18/20, and SEC Balance-Sheet Forensics 16/20. Across 1096 tracked Financials issuers, FVCB ranks #128 in composite RQD confidence.
Within the Financials sector (Major Banks), FVCB carries a Roarable B- (71/100 RQD), trailing P/E of 13.9x, gross margin of —, and ROIC of 8.7%. By comparison, MYFW (First Western Financial Inc.) holds a D- grade (37/100 RQD, P/E 23.3x, ROIC 5.0%, cap $307.2M) and ISBA (Isabella Bank Corporation) posts a C- grade (61/100 RQD, P/E 16.0x, ROIC 8.2%, cap $302.8M). Among the 5-stock peer group, FVCB leads on earnings multiple (13.9x) while FCCO leads on capital efficiency (11.5% ROIC).
Per FVCB's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0001675644), FVCBankcorp Inc. generated $1.8M in revenue (+13.9% YoY), $22.1M in net income, and $23.8M in free cash flow against $2.29B in total assets and $0 in total debt. Key quantitative strengths: Strong cash generator (steady margins)—profits are backed by real money, not accounting tricks.. Primary risk factors monitored: Broader market pullbacks can still drag down strong stocks in the short run.. Institutional options positioning shows a 50% call / 50% put premium split.
Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer
FRED Regime × Technicals: 71% of 52W Range • RSI-14 at 37.3 (NEUTRAL RANGE)
SEC Form 4 / 13F Thermometer: 80% Net Buy • Cannibal Buyback (-2.36% YoY Shares)
Put hedging (50% put share) caps near-term gamma upside (-11 pts vs max)
Even with a 71/100 (B-) score, FVCB faces multiple-compression risk if 13.9x trailing P/E re-rate toward historical sector medians or if hyperscaler/enterprise customer concentration slows in upcoming 10-Q filings.
Broader market pullbacks can still drag down strong stocks in the short run.
Dilution & Margin Drag: Cannibal Buyback (-2.36% YoY Shares) — any gross margin slip below 49.5% triggers an automatic RQD downgrade.
Technical & Forensic Kill-Switch: A daily close below the 50D SMA ($17.86) or 200D SMA ($16.63) invalidates the momentum regime and cuts Target Base ($18.04) toward Bear Floor ($13.97).
FVCBankcorp Inc. (FVCB) slipped -0.41% to $17.04, trading at 71% of its 52-week range ($11.93 – $19.11). High-quality cash engine (steady margins, 9% return on capital) with steady institutional support.
FVCBankcorp (FVCB) delivered earnings and revenue surprises of -5.13% and -9.09%, respectively, for the quarter ended September 2026. Do the numbers hold clues to what lies ahead for the stock?
(FVCB) on Thursday reported net income of $6.The Fairfax, Virginia-based bank said it had earnings of 37 cents per share.
FVCBankcorp (NASDAQ:FVCB) reported quarterly earnings of $0.37 per share which missed the analyst consensus estimate of $0.38 by 2.63 percent. This is a 19.35 percent increase over earnings of $0.31 per share from the
Four dividend stocks have ex-dates arriving this week, and missing the window by even one day wipes out the entire quarterly payment. One of them closes its deadline today, and the coverage numbers across all four tell v
Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).
vs. +13.9% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).
No active Ellis Vennor swing setup published on FVCB today. View full Setup Ledger →
No direct multi-tier Butterfly edges indexed yet for FVCB. Explore sector supply chains on /butterfly.
Across 1096 tracked Financials securities in the Roarable RQD universe, FVCBankcorp Inc. (FVCB) ranks #128 by composite RQD confidence (71/100, grade B-) and #802 by equity capitalization ($307.3M). Within this direct 5-issuer industry benchmark cohort, FVCB leads on earnings valuation at 13.9x trailing P/E, while FCCO leads on capital efficiency and profitability with 11.5% ROIC and — gross margin. FVCB currently leads its immediate peer cohort in composite quantitative strength at 71/100 (B-).
| Ticker / Company | Roarable Grade | RQD Score | Trailing P/E | Gross Margin | ROIC | 1D Change | Market Cap | Head-to-Head |
|---|---|---|---|---|---|---|---|---|
| FVCB
ACTIVE
FVCBankcorp Inc. | B- | 71/100 | 13.9x | — | 8.7% | -0.41% | $307.3M | Benchmark Subject |
| MYFW First Western Financial Inc. | D- | 37/100 | 23.3x | — | 5.0% | -0.22% | $307.2M | /myfw-vs-fvcb → |
| ISBA Isabella Bank Corporation | C- | 61/100 | 16.0x | — | 8.2% | +0.84% | $302.8M | /isba-vs-fvcb → |
| ATLO Ames National Corporation | C- | 61/100 | 15.8x | — | 9.2% | +0.24% | $299.9M | /atlo-vs-fvcb → |
| FCCO First Community Corporation | B- | 70/100 | 16.4x | — | 11.5% | +1.06% | $314.9M | /fcco-vs-fvcb → |
In its most recent audited fiscal period (FY2025, filed 2025-12-31), FVCBankcorp Inc. (FVCB) reported GAAP revenue of $1.8M (+13.9% vs. FY2024 revenue of $1.6M , and +20.8% cumulative change since FY2023) , GAAP net income of $22.1M, operating cash flow of $23.9M, and free cash flow of $23.8M (+31.6% YoY). On the balance sheet, FVCB closed FY2025 with $2.29B in total assets against $0 in total debt (Altman Z-Score: N/A, Piotroski F-Score: 6/9).
| Fiscal Period | Filing Date | Revenue | Net Income | Operating Cash Flow | Free Cash Flow | Total Assets | Total Debt |
|---|---|---|---|---|---|---|---|
| FY2025 (FY) | 2025-12-31 | $1.8M | $22.1M | $23.9M | $23.8M | $2.29B | — |
| FY2024 (FY) | 2024-12-31 | $1.6M | $15.1M | $18.2M | $18.1M | $2.20B | — |
| FY2023 (FY) | 2023-12-31 | $1.5M | $3.8M | $16.3M | $16.3M | — | — |
As of 2026-11-01, FVCBankcorp Inc. (NASDAQ: FVCB) is rated B- (Buy / BUY) by Roarable's 5-pillar RQD engine with a composite confidence score of 71/100 at a spot price of $17.04 (-0.41% 1D, market cap $307.3M). Pillar breakdown: Fundamental Cash Engine 15/20, Institutional 13F & Options Flow 9/20, Executive Insider Alignment 13/20, FRED Macro Regime Fit 18/20, and SEC Balance-Sheet Forensics 16/20. Across 1096 tracked Financials issuers, FVCB ranks #128 in composite RQD confidence.
Within the Financials sector (Major Banks), FVCB carries a Roarable B- (71/100 RQD), trailing P/E of 13.9x, gross margin of —, and ROIC of 8.7%. By comparison, MYFW (First Western Financial Inc.) holds a D- grade (37/100 RQD, P/E 23.3x, ROIC 5.0%, cap $307.2M) and ISBA (Isabella Bank Corporation) posts a C- grade (61/100 RQD, P/E 16.0x, ROIC 8.2%, cap $302.8M). Among the 5-stock peer group, FVCB leads on earnings multiple (13.9x) while FCCO leads on capital efficiency (11.5% ROIC).
Per FVCB's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0001675644), FVCBankcorp Inc. generated $1.8M in revenue (+13.9% YoY), $22.1M in net income, and $23.8M in free cash flow against $2.29B in total assets and $0 in total debt. Key quantitative strengths: Strong cash generator (steady margins)—profits are backed by real money, not accounting tricks.. Primary risk factors monitored: Broader market pullbacks can still drag down strong stocks in the short run.. Institutional options positioning shows a 50% call / 50% put premium split.
FVCB last traded at $17.04 (-0.41% on volume of 84,791 shares), positioning the stock -4.59% below its 50-day simple moving average ($17.86) and +2.47% above its 200-day simple moving average ($16.63). Across its 52-week range of $11.93 to $19.11, FVCB sits at the 71.2% percentile with a 14-day RSI of 37.3 (NEUTRAL RANGE) and an implied next-earnings move of ±5.4% ($16.12 to $17.96).
Why FVCB Stock slipped -0.41% Today — RQD Quant Desk Flash. High-quality cash engine (steady margins, 9% return on capital) with steady institutional support.
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