Stock Ratings / Financials / FG / insiders

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F&G Annuities & Life Inc. (FG) Insider, 13F Hedge Fund & Politician Buy/Sell Thermometer

$21.05 +2.18% NYSE • Live Quote vs Prior Daily Close (Synced Snapshot) EXT / AFTER-HRS: $21.09

F&G Annuities & Life Inc. (FG) carries a Roarable Rating of D+ (Sell) with 55/100 RQD Confidence due to weak cash-flow efficiency and sensitivity to current interest rates. Wait for business cash flow and institutional buying to improve before committing fresh capital.

📊 Historical Track Record: Scores of 55/100 (D+) historically posted market-perform odds over rolling 90-day windows (-0.5% avg 90D alpha vs SPY) →

ROARABLE D+ • SELL / AVOID Cap $2.76B

📤 Share Live RQD Speedometer Card: 𝕏 Post Reddit StockTwits ⬇ Live SVG Card

INTERACTIVE SCENARIO DECK:

🛡️ Portfolio Crash X-Ray

EXT / AFTER-HRS: $21.09 (+0.20%)🧬 Cannibal Buyback (-1.24% YoY Shares)⚙️ Cash Engine: 12/20 (C-) • 81.7% FCF Margin

Verify 90D Bucket Audit →

📊 Historical Track Record: Scores of 55/100 (D+) historically posted market-perform odds over rolling 90-day windows (-0.5% avg 90D alpha vs SPY • 51.4% hit rate — wait for RQD ≥ 70 breakout).

Audit Bucket Track Record →

RQD QUANT TACHOMETERSELL / AVOID • D+

JEV AI Jury Split (Battleground)

Cash

SEC

Whale

Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer

5-PILLAR SNOWFLAKE RADARRw D+ · Rk D+

Each axis scored 0–20

12M PRICE TARGET CONE-1.3% Base Target

WHALE OPTIONS SNAPSHOT: — (No Active Options Snapshot on file for FG)Realized 20D OHLCV Swing Band: ±7.3%

Deterministic 5-Pillar Attribution (55/100 Composite)

🔍 WHY FG SCORES 55/100 (D+) — TOP 3 DRIVERS2 Bullish Pillars + #1 Risk Drag

▲ #1 Bullish Driver: SEC 10-K Forensic Risk+13/20 pts (24% of score)

Altman Z-Score 3.80 (FORTRESS SAFE (>3.0)) • Piotroski F-Score 4/9

▲ #2 Bullish Driver: Cash Engine Quality+12/20 pts (22% of score)

SEC XBRL FY 2025 (10-K): 81.7% FCF Margin ($4.68B FCF) & 52% Gross Margin

▼ #1 Drag / Risk Factor: Macro Regime Fit8/20 pts (-12 pt drag)

Macro rate sensitivity & RSI-14 (51.5) create a -12 pt regime headwind

📈 PAST 4 QUARTERS RQD vs SUBSEQUENT RETURNQ1 → Q2 → Q3 → Current

Q1 (-3Q)

Grade D$19.26+1.6% Next Q

Q2 (-2Q)

Grade C-$19.57+5.6% Next Q

Q3 (-1Q)

Grade C-$20.66+1.9% Next Q

Current

Grade D+$21.05-0.5% Hist 90D α

Trajectory: D (47) → D+ (55)Full Audit →

⚔️ ADVERSARIAL OPPOSING CASE & FORENSIC KILL-SWITCH (WHY THE BULL/BEAR THESIS COULD FAIL)GIDEON ASHMERE // FORENSIC SHORT & KILL-SWITCH DOSSIER

⚔️ Adversarial Opposing Case: Why the FG Bull Thesis Could Fail

Gideon Ashmere Forensic Desk →

Even with a 55/100 (D+) score, FG faces multiple-compression risk if 11.1x trailing P/E re-rate toward historical sector medians or if hyperscaler/enterprise customer concentration slows in upcoming 10-Q filings.

⚠️ Forensic Kill-Switch #1

Sensitive to high interest rates and tighter Federal Reserve market liquidity.

⚠️ Forensic Kill-Switch #2

Dilution & Margin Drag: Cannibal Buyback (-1.24% YoY Shares) — any gross margin slip below 49.5% triggers an automatic RQD downgrade.

⚠️ Forensic Kill-Switch #3

Technical & Forensic Kill-Switch: A daily close below the 50D SMA ($21.92) or 200D SMA ($25.78) invalidates the momentum regime and cuts Target Base ($20.77) toward Bear Floor ($16.20).

🎲 LIVE PREDICTION MARKET ODDS TIED TO $FG• $2.4M Crowd Pool • Kalshi / Polymarket Composite

Contract: “FG Beats Next Quarter EPS Consensus (Dec 30, 2026) & Holds Above 200D SMA”

YES 55%NO 45%Trade / Inspect Odds →

SEC FORM 4 × 13F HEDGE FUNDS × CONGRESSIONAL STOCK ACT

FG Smart-Money Thermometer: BALANCED INSTITUTIONAL POSITIONING

Explore All 13F & Congress Whales →

▲ Disclosed Buys: 0 ($0)▼ Disclosed Sales: 0 ($0)

Wide-Open SEC Form 4, 13F & Congressional Disclosure Ledger (FG)

No recent open-market Form 4 cluster sales or emergency dumps flagged on FG. Visit the Global 13F & Congressional Whale Ledger for cross-market smart-money filings.

ON-DEMAND RQD QUANT WORKSHOP • SPONSORED / PARTNER SPOTLIGHTHosted by Perry Belcher & Roarable Forensic Quant Desk

Red-Light Warning Desk: Spotting SEC Cash-Flow & Dilution Risks Before Downgrades (Featuring FG)

✓Walkthrough of FG's RQD Radar, SEC cash-conversion gap & downside invalidation levels
✓3 asymmetric Bear/Hedge frameworks when 10-year Treasury yields stay elevated
✓Includes nightly RQD rating-change & forensic signal email alerts on your tracked stocks

RQD INSIDER CLUB WAITLIST$49/YR PLANNED

Want Custom AI PineScript / Python Indicators & Priority Rating-Change Alerts?

Join Founding VIP Waitlist (No Card Required) →$100K Arena

FG // CANDLESTICK & AUTO-TRENDLINE WORKSTATION6M: -26.50%📐 HORIZONTAL RANGE

2026-10-30O $21.30H $21.30L $20.92C $21.05VOL 364.3K

RES: $39.02SUP: $17.67SMA50: $21.92SMA200: $25.78

PRIMARY-SOURCE FORENSICS, SECOND-ORDER LINKS & AI ANALYST DESK

FG Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure

🦋 FG Butterfly Map → + Track FG →

Share Count & Dilution Monitor (#25)

Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).

Reverse-DCF Expectations Hurdle (#30)

0.9%/yr Implied 5Y Growth

vs. -0.2% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).

Ellis Vennor Setup Ledger (#33)

No active Ellis Vennor swing setup published on FG today. View full Setup Ledger →

🦋 Documented & Second-Order Butterfly Connections Open Graph →

No direct multi-tier Butterfly edges indexed yet for FG. Explore sector supply chains on /butterfly.

AI Analyst Theses, Washington Policy & Company Video

🎬 No recent verified company-specific video clip queued for FG today (we never pad ticker pages with unrelated generic clips). Browse Macro Video Desk →

DETERMINISTIC MULTI-FACTOR EQUITY AUDIT • SEC EDGAR XBRL × RQD PEER BENCHMARK

📊 Quantitative Sector Peer Comparison, SEC Filing Delta & Investment FAQ (FG)

Financials Rank #698 of 1096 ⚔️ BHF vs FG Full Matrix →

1. Head-to-Head Financials Peer Comparison (FG vs. BHF, GNW, LNC, PRI)

Industry: Life Insurance (18 Tracked Issuers)

Across 1096 tracked Financials securities in the Roarable RQD universe, F&G Annuities & Life Inc. (FG) ranks #698 by composite RQD confidence (55/100, grade D+) and #380 by equity capitalization ($2.76B). Within this direct 5-issuer industry benchmark cohort, LNC leads on earnings valuation at 6.7x trailing P/E, while FG leads on capital efficiency and profitability with 5.2% ROIC and — gross margin. PRI currently holds the highest overall quantitative score in the immediate peer group at 66/100 (C+) compared with FG at 55/100 (D+).

Ticker / Company	Roarable Grade	RQD Score	Trailing P/E	Gross Margin	ROIC	1D Change	Market Cap	Head-to-Head
FG ACTIVE F&G Annuities & Life Inc.	D+	55/100	11.1x	—	5.2%	+2.18%	$2.76B	Benchmark Subject
BHF Brighthouse Financial Inc.	C	64/100	7.5x	—	4.9%	-1.89%	$2.47B	/bhf-vs-fg →
GNW Genworth Financial Inc	C	65/100	15.3x	—	2.5%	+1.69%	$3.41B	/gnw-vs-fg →
LNC Lincoln National Corporation	D-	42/100	6.7x	—	0.9%	+1.75%	$7.92B	/lnc-vs-fg →
PRI Primerica Inc.	C+	66/100	24.4x	—	5.2%	+1.61%	$8.73B	/pri-vs-fg →

2. Multi-Year SEC XBRL Revenue, Cash Flow & Balance-Sheet Trajectory (FY2023–FY2025)

SEC EDGAR 10-K • FILED 2025-12-31 • CIK 0001934850

In its most recent audited fiscal period (FY2025, filed 2025-12-31), F&G Annuities & Life Inc. (FG) reported GAAP revenue of $5.73B (-0.2% vs. FY2024 revenue of $5.74B , and +27.4% cumulative change since FY2023) , GAAP net income of $248.0M, operating cash flow of $4.68B, and free cash flow of $4.68B (-22.0% YoY). On the balance sheet, FG closed FY2025 with $98.43B in total assets against $0 in total debt (Altman Z-Score: N/A, Piotroski F-Score: 4/9).

Fiscal Period	Filing Date	Revenue	Net Income	Operating Cash Flow	Free Cash Flow	Total Assets	Total Debt
FY2025 (FY)	2025-12-31	$5.73B	$248.0M	$4.68B	$4.68B	$98.43B	—
FY2024 (FY)	2024-12-31	$5.74B	$642.0M	$6.00B	$6.00B	$84.93B	—
FY2023 (FY)	2023-12-31	$4.50B	-$58.0M	$5.83B	$5.83B	—	—

3. FG Data-Verified Investor FAQ (RQD Rating, Sector Peers, SEC Forensics & Technicals)

✓ SCHEMA.ORG FAQPAGE JSON-LD ENABLED

Is FG stock a Buy, Hold, or Sell right now according to Roarable's RQD model?

As of 2026-11-01, F&G Annuities & Life Inc. (NYSE: FG) is rated D+ (Sell / SELL) by Roarable's 5-pillar RQD engine with a composite confidence score of 55/100 at a spot price of $21.05 (+2.18% 1D, market cap $2.76B). Pillar breakdown: Fundamental Cash Engine 12/20, Institutional 13F & Options Flow 10/20, Executive Insider Alignment 13/20, FRED Macro Regime Fit 8/20, and SEC Balance-Sheet Forensics 12/20. Across 1096 tracked Financials issuers, FG ranks #698 in composite RQD confidence.

How does FG compare to BHF and GNW in the Financials sector?

Within the Financials sector (Life Insurance), FG carries a Roarable D+ (55/100 RQD), trailing P/E of 11.1x, gross margin of —, and ROIC of 5.2%. By comparison, BHF (Brighthouse Financial Inc.) holds a C grade (64/100 RQD, P/E 7.5x, ROIC 4.9%, cap $2.47B) and GNW (Genworth Financial Inc) posts a C grade (65/100 RQD, P/E 15.3x, ROIC 2.5%, cap $3.41B). Among the 5-stock peer group, LNC leads on earnings multiple (6.7x) while FG leads on capital efficiency (5.2% ROIC).

What are the biggest fundamental strengths and SEC risk factors for FG?

Per FG's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0001934850), F&G Annuities & Life Inc. generated $5.73B in revenue (-0.2% YoY), $248.0M in net income, and $4.68B in free cash flow against $98.43B in total assets and $0 in total debt. Key quantitative strengths: Established market leader in Financials with deep daily trading liquidity.. Primary risk factors monitored: Sensitive to high interest rates and tighter Federal Reserve market liquidity.. Institutional options positioning shows a 50% call / 50% put premium split.

Where is FG trading relative to its 50-day, 200-day, and 52-week technical levels?

FG last traded at $21.05 (+2.18% on volume of 497,523 shares), positioning the stock -3.97% below its 50-day simple moving average ($21.92) and -18.35% below its 200-day simple moving average ($25.78). Across its 52-week range of $18.75 to $35.33, FG sits at the 13.9% percentile with a 14-day RSI of 51.5 (NEUTRAL RANGE) and an implied next-earnings move of ±7.3% ($19.51 to $22.59).

FG Investor FAQ & Complete 8-Part Research Index

100% OPEN ACCESS • SEC EDGAR × CBOE × FRED

Are FG insiders and hedge funds buying or selling?

Roarable's SEC Form 4 and 13F Whale Thermometer currently classifies FG leadership and institutional positioning as: BALANCED INSTITUTIONAL POSITIONING.

Direct Sub-Reports: FG RQD Cockpit FG 12M Forecast FG Earnings & Move FG Dividends & DRIP FG Insiders & 13F FG Whale Options FG Profit Sankey FG News & Why