Stock Ratings / Financials / FDBC / insiders

ISTR (52) MVBF (56) PKBK (65) NWFL (73) ⌘ Pro Terminal →

Fidelity D & D Bancorp Inc. (FDBC) Insider, 13F Hedge Fund & Politician Buy/Sell Thermometer

$65.83 +3.65% NASDAQ • Live Quote vs Prior Daily Close (Synced Snapshot) EXT / AFTER-HRS: $66.14

Fidelity D & D Bancorp Inc. (FDBC) carries a Roarable Rating of C+ (Hold) with 69/100 RQD Confidence. The composite score sits in the neutral Hold band (59–69), meaning current holders don’t need to panic-sell while prospective buyers can wait for a move into the 70+ Buy zone.

📊 Historical Track Record: Scores of 69/100 (C+) historically posted market-perform odds over rolling 90-day windows (+2.0% avg 90D alpha vs SPY) →

ROARABLE C+ • HOLD / WATCH Cap $382.4M

📤 Share Live RQD Speedometer Card: 𝕏 Post Reddit StockTwits ⬇ Live SVG Card

⚡ INSTANT AI QUANT PREVIEW • $0 FREE TIER Click Any Pre-Computed AI Quant Specialist Briefing on FDBC Below — or Connect Your Own ChatGPT / Claude

🤖 Mara Quenwick • AI Quant Lead (Click for Instant Brief) Is FDBC stock a Buy, Hold, or Sell right now according to Roarable's RQD model?

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As of 2026-11-02, Fidelity D & D Bancorp Inc. (NASDAQ: FDBC) is rated C+ (Hold / HOLD) by Roarable's 5-pillar RQD engine with a composite confidence score of 69/100 at a spot price of $65.83 (+3.65% 1D, market cap $382.4M). Pillar breakdown: Fundamental Cash Engine 12/20, Institutional 13F & Options Flow 14/20, Executive Insider Alignment 13/20, FRED Macro Regime Fit 14/20, and SEC Balance-Sheet Forensics 16/20. Across 1096 tracked Financials issuers, FDBC ranks #163 in composite RQD confidence.

✓ Pre-computed one-to-many AI Quant brief

🤖 Ellis Vennor • AI Peer & Flow Quant (Click for Instant Brief) How does FDBC compare to ISTR and MVBF in the Financials sector?

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Within the Financials sector (Major Banks), FDBC carries a Roarable C+ (69/100 RQD), trailing P/E of 13.6x, gross margin of —, and ROIC of 11.8%. By comparison, ISTR (Investar Holding Corporation) holds a D+ grade (52/100 RQD, P/E 16.7x, ROIC 7.6%, cap $383.4M) and MVBF (MVB Financial Corp.) posts a D+ grade (56/100 RQD, P/E N/A, ROIC 0.0%, cap $385.7M). Among the 5-stock peer group, PKBK leads on earnings multiple (10.3x) while FDBC leads on capital efficiency (11.8% ROIC).

✓ Pre-computed one-to-many AI Quant brief

🤖 Gideon Ashmere • AI SEC 10-K Forensics (Click for Instant Brief) What are the biggest fundamental strengths and SEC risk factors for FDBC?

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Per FDBC's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0001098151), Fidelity D & D Bancorp Inc. generated $0 in revenue, $28.2M in net income, and $24.8M in free cash flow against $2.75B in total assets and $0 in total debt. Key quantitative strengths: Company leadership has skin in the game with net positive insider conviction.. Primary risk factors monitored: Broader market pullbacks can still drag down strong stocks in the short run.. Institutional options positioning shows a 50% call / 50% put premium split.

✓ Pre-computed one-to-many AI Quant brief

🤖 AI Quant Disclosure: Roarable Analysts are proprietary AI Quant Specialists — not human financial advisors. Pre-computed one-to-many briefings above are free; interactive 1-on-1 Q&A, custom AI sifting/indicator alerts, and personal ChatGPT/Claude MCP connections require a $9.95/mo Pro account (currently waitlist-only).

INTERACTIVE SCENARIO DECK:

🛡️ Portfolio Crash X-Ray

EXT / AFTER-HRS: $66.14 (+0.47%)🧬 Cannibal Buyback (-2.36% YoY Shares)⚙️ Cash Engine: 12/20 (C-) • 0.6% FCF Margin

Verify 90D Bucket Audit →

📊 Historical Track Record: Scores of 69/100 (C+) historically posted market-perform odds over rolling 90-day windows (+2.0% avg 90D alpha vs SPY • 57.3% hit rate — wait for RQD ≥ 70 breakout).

Audit Bucket Track Record →

RQD QUANT TACHOMETERHOLD / WATCH • C+

JEV AI Jury Split (Battleground)

Cash

SEC

Whale

Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer

5-PILLAR SNOWFLAKE RADARRw B- · Rk C+

Each axis scored 0–20

12M PRICE TARGET CONE+5% Base Target

WHALE OPTIONS SNAPSHOT: — (No Active Options Snapshot on file for FDBC)Realized 20D OHLCV Swing Band: ±5.4%

Deterministic 5-Pillar Attribution (69/100 Composite)

🔍 WHY FDBC SCORES 69/100 (C+) — TOP 3 DRIVERS2 Bullish Pillars + #1 Risk Drag

▲ #1 Bullish Driver: Insider Conviction & Share Dilution+16/20 pts (23% of score)

SEC Form 4 / 13F Thermometer: 80% Net Buy • Cannibal Buyback (-2.36% YoY Shares)

▲ #2 Bullish Driver: Whale & Options Positioning+14/20 pts (20% of score)

20D Institutional Volume Accumulation (±5.4% realized swing band)

▼ #1 Drag / Risk Factor: Cash Engine Quality12/20 pts (-8 pt drag)

Capital intensity & 0% operating margin leave 8 pts on the table

📈 PAST 4 QUARTERS RQD vs SUBSEQUENT RETURNQ1 → Q2 → Q3 → Current

Q1 (-3Q)

Grade C$56.14+4.4% Next Q

Q2 (-2Q)

Grade C+$58.63+11% Next Q

Q3 (-1Q)

Grade B-$65.09+1.1% Next Q

Current

Grade C+$65.83+2% Hist 90D α

Trajectory: C (61) → C+ (69)Full Audit →

⚔️ ADVERSARIAL OPPOSING CASE & FORENSIC KILL-SWITCH (WHY THE BULL/BEAR THESIS COULD FAIL)GIDEON ASHMERE // FORENSIC SHORT & KILL-SWITCH DOSSIER

⚔️ Adversarial Opposing Case: Why the FDBC Bull Thesis Could Fail

Gideon Ashmere Forensic Desk →

Even with a 69/100 (C+) score, FDBC faces multiple-compression risk if 13.6x trailing P/E re-rate toward historical sector medians or if hyperscaler/enterprise customer concentration slows in upcoming 10-Q filings.

⚠️ Forensic Kill-Switch #1

Broader market pullbacks can still drag down strong stocks in the short run.

⚠️ Forensic Kill-Switch #2

Dilution & Margin Drag: Cannibal Buyback (-2.36% YoY Shares) — any gross margin slip below 49.5% triggers an automatic RQD downgrade.

⚠️ Forensic Kill-Switch #3

Technical & Forensic Kill-Switch: A daily close below the 50D SMA ($56.77) or 200D SMA ($49.84) invalidates the momentum regime and cuts Target Base ($69.09) toward Bear Floor ($53.89).

🎲 LIVE PREDICTION MARKET ODDS TIED TO $FDBC• $2.4M Crowd Pool • Kalshi / Polymarket Composite

Contract: “FDBC Beats Next Quarter EPS Consensus (Dec 30, 2026) & Holds Above 200D SMA”

YES 69%NO 31%Trade / Inspect Odds →

SEC FORM 4 × 13F HEDGE FUNDS × CONGRESSIONAL STOCK ACT

FDBC Smart-Money Thermometer: HEAVY INSIDER & 13F ACCUMULATION

Explore All 13F & Congress Whales →

▲ Disclosed Buys: 0 ($0)▼ Disclosed Sales: 0 ($0)

Wide-Open SEC Form 4, 13F & Congressional Disclosure Ledger (FDBC)

No recent open-market Form 4 cluster sales or emergency dumps flagged on FDBC. Visit the Global 13F & Congressional Whale Ledger for cross-market smart-money filings.

ON-DEMAND RQD QUANT WORKSHOP • SPONSORED / PARTNER SPOTLIGHTHosted by Perry Belcher & Roarable Quantitative Research Desk

Scheduled RQD Strong Buys & Whale Accumulation Briefing (FDBC Tape Review)

✓Breakdown of the highest-scoring RQD Green-Light breakouts across our 5,200+ rated universe
✓Forensic Red-Light accounting & dilution traps to review on your watchlist
✓Includes downloadable .ics calendar invite & nightly RQD rating-change email alerts

RQD INSIDER CLUB WAITLIST$49/YR PLANNED

Want Custom AI PineScript / Python Indicators & Priority Rating-Change Alerts?

Join Founding VIP Waitlist (No Card Required) →$100K Arena

FDBC // CANDLESTICK & AUTO-TRENDLINE WORKSTATION6M: +44.81%▲ RESISTANCE BREAKOUT

2026-11-02O $63.51H $65.83L $63.51C $65.83VOL 14.7K

RES: $62.60SUP: $55.80SMA50: $56.77SMA200: $49.84

PRIMARY-SOURCE FORENSICS, SECOND-ORDER LINKS & AI ANALYST DESK

FDBC Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure

🦋 FDBC Butterfly Map → + Track FDBC →

Share Count & Dilution Monitor (#25)

Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).

Reverse-DCF Expectations Hurdle (#30)

5.1%/yr Implied 5Y Growth

vs. +6.0% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).

Ellis Vennor Setup Ledger (#33)

No active Ellis Vennor swing setup published on FDBC today. View full Setup Ledger →

🦋 Documented & Second-Order Butterfly Connections Open Graph →

No direct multi-tier Butterfly edges indexed yet for FDBC. Explore sector supply chains on /butterfly.

AI Analyst Theses, Washington Policy & Company Video

🎬 No recent verified company-specific video clip queued for FDBC today (we never pad ticker pages with unrelated generic clips). Browse Macro Video Desk →

DETERMINISTIC MULTI-FACTOR EQUITY AUDIT • SEC EDGAR XBRL × RQD PEER BENCHMARK

📊 Quantitative Sector Peer Comparison, SEC Filing Delta & Investment FAQ (FDBC)

Financials Rank #163 of 1096 ⚔️ ISTR vs FDBC Full Matrix →

1. Head-to-Head Financials Peer Comparison (FDBC vs. ISTR, MVBF, PKBK, NWFL)

Industry: Major Banks (248 Tracked Issuers)

Across 1096 tracked Financials securities in the Roarable RQD universe, Fidelity D & D Bancorp Inc. (FDBC) ranks #163 by composite RQD confidence (69/100, grade C+) and #764 by equity capitalization ($382.4M). Within this direct 5-issuer industry benchmark cohort, PKBK leads on earnings valuation at 10.3x trailing P/E, while FDBC leads on capital efficiency and profitability with 11.8% ROIC and — gross margin. NWFL currently holds the highest overall quantitative score in the immediate peer group at 73/100 (B) compared with FDBC at 69/100 (C+).

Ticker / Company	Roarable Grade	RQD Score	Trailing P/E	Gross Margin	ROIC	1D Change	Market Cap	Head-to-Head
FDBC ACTIVE Fidelity D & D Bancorp Inc.	C+	69/100	13.6x	—	11.8%	+3.65%	$382.4M	Benchmark Subject
ISTR Investar Holding Corporation	D+	52/100	16.7x	—	7.6%	+0.62%	$383.4M	/istr-vs-fdbc →
MVBF MVB Financial Corp.	D+	56/100	—	—	0.0%	+0.34%	$385.7M	/mvbf-vs-fdbc →
PKBK Parke Bancorp Inc.	C	65/100	10.3x	—	11.6%	+0.37%	$387.5M	/pkbk-vs-fdbc →
NWFL Norwood Financial Corp.	B	73/100	14.0x	—	11.5%	-0.67%	$388.5M	/nwfl-vs-fdbc →

2. Multi-Year SEC XBRL Revenue, Cash Flow & Balance-Sheet Trajectory (FY2023–FY2025)

SEC EDGAR 10-K • FILED 2025-12-31 • CIK 0001098151

In its most recent audited fiscal period (FY2025, filed 2025-12-31), Fidelity D & D Bancorp Inc. (FDBC) reported GAAP revenue of $0 (N/A vs. FY2024 revenue of $0 ) , GAAP net income of $28.2M, operating cash flow of $42.4M, and free cash flow of $24.8M (-0.3% YoY). On the balance sheet, FDBC closed FY2025 with $2.75B in total assets against $0 in total debt (Altman Z-Score: N/A, Piotroski F-Score: 5/9).

Fiscal Period	Filing Date	Revenue	Net Income	Operating Cash Flow	Free Cash Flow	Total Assets	Total Debt
FY2025 (FY)	2025-12-31	$0	$28.2M	$42.4M	$24.8M	$2.75B	—
FY2024 (FY)	2024-12-31	$0	$20.8M	$29.6M	$24.9M	$2.58B	—
FY2023 (FY)	2023-12-31	$0	$18.2M	$29.7M	$29.7M	—	—

3. FDBC Data-Verified Investor FAQ (RQD Rating, Sector Peers, SEC Forensics & Technicals)

✓ SCHEMA.ORG FAQPAGE JSON-LD ENABLED

Is FDBC stock a Buy, Hold, or Sell right now according to Roarable's RQD model?

How does FDBC compare to ISTR and MVBF in the Financials sector?

What are the biggest fundamental strengths and SEC risk factors for FDBC?

Where is FDBC trading relative to its 50-day, 200-day, and 52-week technical levels?

FDBC last traded at $65.83 (+3.65% on volume of 14,711 shares), positioning the stock +15.96% above its 50-day simple moving average ($56.77) and +32.08% above its 200-day simple moving average ($49.84). Across its 52-week range of $41.00 to $67.00, FDBC sits at the 95.5% percentile with a 14-day RSI of 75.5 (OVERBOUGHT (>70)) and an implied next-earnings move of ±5.4% ($62.28 to $69.38).

FDBC Investor FAQ & Complete 8-Part Research Index

100% OPEN ACCESS • SEC EDGAR × CBOE × FRED

Are FDBC insiders and hedge funds buying or selling?

Roarable's SEC Form 4 and 13F Whale Thermometer currently classifies FDBC leadership and institutional positioning as: HEAVY INSIDER & 13F ACCUMULATION.

Direct Sub-Reports: FDBC RQD Cockpit FDBC 12M Forecast FDBC Earnings & Move FDBC Dividends & DRIP FDBC Insiders & 13F FDBC Whale Options FDBC Profit Sankey FDBC News & Why