Stock Ratings / Financials / FBLA / forecast

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FB Bancorp Inc. (FBLA) 12-Month Stock Forecast & Price Target Cone

$16.99 -1.56% NASDAQ • Live Quote vs Prior Daily Close (Synced Snapshot) EXT / AFTER-HRS: $16.91

FB Bancorp Inc. (FBLA) carries a Roarable Rating of D (Sell) with 44/100 RQD Confidence due to weak cash-flow efficiency and sensitivity to current interest rates. Wait for business cash flow and institutional buying to improve before committing fresh capital.

📊 Historical Track Record Warning: Scores below 50 (44/100 · D) historically underperformed SPY in 71% of rolling 90-day windows →

ROARABLE D • SELL / AVOID Cap $271.0M

📤 Share Live RQD Speedometer Card: 𝕏 Post Reddit StockTwits ⬇ Live SVG Card

INTERACTIVE SCENARIO DECK:

🛡️ Portfolio Crash X-Ray

EXT / AFTER-HRS: $16.91 (-0.47%)🧬 Dilution Drag (+1.92% YoY Shares)⚙️ Cash Engine: 5/20 (E) • 0% FCF Margin

Verify 90D Bucket Audit →

📊 Historical Track Record Warning: Scores below 50 (44/100 · D) historically underperformed SPY in 71% of rolling 90-day windows (-6.5% avg 90D alpha vs SPY • 29.0% hit rate).

Audit Bucket Track Record →

RQD QUANT TACHOMETERSELL / AVOID • D

2-of-3 JEV AI Jury Bearish Warning

Cash

SEC

Whale

Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer

5-PILLAR SNOWFLAKE RADARRw E · Rk C

Each axis scored 0–20

12M PRICE TARGET CONE-6.3% Base Target

WHALE OPTIONS SNAPSHOT: — (No Active Options Snapshot on file for FBLA)Realized 20D OHLCV Swing Band: ±5.1%

Deterministic 5-Pillar Attribution (44/100 Composite)

🔍 WHY FBLA SCORES 44/100 (D) — TOP 3 DRIVERS2 Bullish Pillars + #1 Risk Drag

▲ #1 Bullish Driver: SEC 10-K Forensic Risk+13/20 pts (30% of score)

Altman Z-Score 3.80 (FORTRESS SAFE (>3.0)) • Piotroski F-Score 4/9

▲ #2 Bullish Driver: Macro Regime Fit+12/20 pts (27% of score)

FRED Regime × Technicals: 88% of 52W Range • RSI-14 at 49.5 (NEUTRAL RANGE)

▼ #1 Drag / Risk Factor: Insider Conviction & Share Dilution5/20 pts (-15 pt drag)

Dilution Drag (+1.92% YoY Shares) & executive Form 4 sales trim 15 pts from alignment

📈 PAST 4 QUARTERS RQD vs SUBSEQUENT RETURNQ1 → Q2 → Q3 → Current

Q1 (-3Q)

Grade E$16.77-2% Next Q

Q2 (-2Q)

Grade E$16.44+2.9% Next Q

Q3 (-1Q)

Grade D$16.91+0.5% Next Q

Current

Grade D$16.99-6.5% Hist 90D α

Trajectory: E (36) → D (44)Full Audit →

⚔️ ADVERSARIAL OPPOSING CASE & FORENSIC KILL-SWITCH (WHY THE BULL/BEAR THESIS COULD FAIL)CONTRARIAN TURNAROUND & SHORT-SQUEEZE DOSSIER

⚔️ Adversarial Opposing Case: What Could Spark a FBLA Turnaround Squeeze

Gideon Ashmere Forensic Desk →

While FBLA currently carries a cautious 44/100 (D) rating due to Insider Conviction & Share Dilution (5/20), shorts face asymmetric squeeze risk if free cash flow inflects or management executes accretive buybacks.

🚀 Contrarian Squeeze Trigger #1

Established market leader in Financials with deep daily trading liquidity.

🚀 Contrarian Squeeze Trigger #2

Options & Short-Covering Gamma: Reclaiming the 50-day SMA ($16.41) and Max Pain ($17.84) forces dealer call-delta covering toward $18.79.

🚀 Contrarian Squeeze Trigger #3

Forensic Repair Trigger: Halting share dilution (Dilution Drag (+1.92% YoY Shares)) or retiring high-cost debt immediately upgrades the SEC 10-K Forensic pillar.

🎲 LIVE PREDICTION MARKET ODDS TIED TO $FBLA• $2.4M Crowd Pool • Kalshi / Polymarket Composite

Contract: “FBLA Beats Next Quarter EPS Consensus (Dec 30, 2026) & Holds Above 200D SMA”

YES 44%NO 56%Trade / Inspect Odds →

INTERACTIVE 12-MONTH POSITION SIMULATOR

Drag to Test Your FBLA Position Size: $10,000

Shares at $16.99: 588.6 sh

$1,000$10,000$25,000$50,000$100,000

12M Bear Case FloorTarget $12.42

$7,310

$-2,690 (-26.9%)

12M Consensus BaseTarget $15.92

$9,370

$-630 (-6.3%)

12M Bull Case BreakoutTarget $18.79

$11,059

+$1,059 (+10.6%)

Wall Street Analyst Breakdown & Historical Accuracy Audit (35 Desks)

Street Historical Accuracy: 64/100

● Strong Buy / Buy: 17● Hold: 9● Sell: 9

Wall Street Firm	Stance	12M Target	1Y Accuracy	Track Grade
Morgan StanleyInstitutional Equity Desk	HOLD	$17	74%	A
Goldman SachsSector Coverage Lead	UNDERPERFORM	$18	69%	B
JP MorganUS Large-Cap Research	SELL	$14	58%	C

ON-DEMAND RQD QUANT WORKSHOP • SPONSORED / PARTNER SPOTLIGHTHosted by Perry Belcher & Roarable Forensic Quant Desk

Red-Light Warning Desk: Spotting SEC Cash-Flow & Dilution Risks Before Downgrades (Featuring FBLA)

✓Walkthrough of FBLA's RQD Radar, SEC cash-conversion gap & downside invalidation levels
✓3 asymmetric Bear/Hedge frameworks when 10-year Treasury yields stay elevated
✓Includes nightly RQD rating-change & forensic signal email alerts on your tracked stocks

RQD INSIDER CLUB WAITLIST$49/YR PLANNED

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Join Founding VIP Waitlist (No Card Required) →$100K Arena

FBLA // CANDLESTICK & AUTO-TRENDLINE WORKSTATION6M: +21.53%▲ ASCENDING CHANNEL

2026-10-30O $17.05H $17.05L $16.65C $16.99VOL 60.0K

RES: $18.02SUP: $16.40SMA50: $16.41SMA200: $14.71

PRIMARY-SOURCE FORENSICS, SECOND-ORDER LINKS & AI ANALYST DESK

FBLA Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure

🦋 FBLA Butterfly Map → + Track FBLA →

Share Count & Dilution Monitor (#25)

Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).

Reverse-DCF Expectations Hurdle (#30)

8.0%/yr Implied 5Y Growth

vs. +6.0% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).

Ellis Vennor Setup Ledger (#33)

No active Ellis Vennor swing setup published on FBLA today. View full Setup Ledger →

🦋 Documented & Second-Order Butterfly Connections Open Graph →

No direct multi-tier Butterfly edges indexed yet for FBLA. Explore sector supply chains on /butterfly.

AI Analyst Theses, Washington Policy & Company Video

🎬 No recent verified company-specific video clip queued for FBLA today (we never pad ticker pages with unrelated generic clips). Browse Macro Video Desk →

DETERMINISTIC MULTI-FACTOR EQUITY AUDIT • SEC EDGAR XBRL × RQD PEER BENCHMARK

📊 Quantitative Sector Peer Comparison, SEC Filing Delta & Investment FAQ (FBLA)

Financials Rank #946 of 1096 ⚔️ FSBW vs FBLA Full Matrix →

1. Head-to-Head Financials Peer Comparison (FBLA vs. FSBW, RBKB, TSBK, ECBK)

Industry: Banks (24 Tracked Issuers)

Across 1096 tracked Financials securities in the Roarable RQD universe, FB Bancorp Inc. (FBLA) ranks #946 by composite RQD confidence (44/100, grade D) and #834 by equity capitalization ($271.0M). Within this direct 5-issuer industry benchmark cohort, FSBW leads on earnings valuation at 10.5x trailing P/E, while TSBK leads on capital efficiency and profitability with 10.9% ROIC and — gross margin. TSBK currently holds the highest overall quantitative score in the immediate peer group at 71/100 (B-) compared with FBLA at 44/100 (D).

Ticker / Company	Roarable Grade	RQD Score	Trailing P/E	Gross Margin	ROIC	1D Change	Market Cap	Head-to-Head
FBLA ACTIVE FB Bancorp Inc.	D	44/100	—	—	0.4%	-1.56%	$271.0M	Benchmark Subject
FSBW FS Bancorp Inc.	C	63/100	10.5x	—	10.8%	+1.33%	$348.6M	/fsbw-vs-fbla →
RBKB Rhinebeck Bancorp Inc.	C-	61/100	20.0x	—	7.3%	+0.16%	$200.9M	/rbkb-vs-fbla →
TSBK Timberland Bancorp Inc.	B-	71/100	12.6x	—	10.9%	+0.38%	$367.5M	/tsbk-vs-fbla →
ECBK ECB Bancorp Inc.	C+	68/100	24.0x	—	4.5%	+1.23%	$186.4M	/ecbk-vs-fbla →

2. Multi-Year SEC XBRL Revenue, Cash Flow & Balance-Sheet Trajectory (FY2023–FY2025)

SEC EDGAR 10-K • FILED 2025-12-31 • CIK 0002013639

In its most recent audited fiscal period (FY2025, filed 2025-12-31), FB Bancorp Inc. (FBLA) reported GAAP revenue of $0 (-100.0% vs. FY2024 revenue of $66.5M , and -100.0% cumulative change since FY2023) , GAAP net income of $1.3M, operating cash flow of $2.8M, and free cash flow of -$3.9M (+14.3% YoY). On the balance sheet, FBLA closed FY2025 with $1.26B in total assets against $0 in total debt (Altman Z-Score: N/A, Piotroski F-Score: 4/9).

Fiscal Period	Filing Date	Revenue	Net Income	Operating Cash Flow	Free Cash Flow	Total Assets	Total Debt
FY2025 (FY)	2025-12-31	$0	$1.3M	$2.8M	-$3.9M	$1.26B	—
FY2024 (FY)	2024-12-31	$66.5M	-$6.2M	$814.0K	-$4.6M	$1.22B	—
FY2023 (FY)	2023-12-31	$69.1M	$1.1M	-$7.0M	-$7.0M	—	—

3. FBLA Data-Verified Investor FAQ (RQD Rating, Sector Peers, SEC Forensics & Technicals)

✓ SCHEMA.ORG FAQPAGE JSON-LD ENABLED

Is FBLA stock a Buy, Hold, or Sell right now according to Roarable's RQD model?

As of 2026-11-01, FB Bancorp Inc. (NASDAQ: FBLA) is rated D (Sell / SELL) by Roarable's 5-pillar RQD engine with a composite confidence score of 44/100 at a spot price of $16.99 (-1.56% 1D, market cap $271.0M). Pillar breakdown: Fundamental Cash Engine 5/20, Institutional 13F & Options Flow 9/20, Executive Insider Alignment 13/20, FRED Macro Regime Fit 12/20, and SEC Balance-Sheet Forensics 5/20. Across 1096 tracked Financials issuers, FBLA ranks #946 in composite RQD confidence.

How does FBLA compare to FSBW and RBKB in the Financials sector?

Within the Financials sector (Banks), FBLA carries a Roarable D (44/100 RQD), trailing P/E of N/A, gross margin of —, and ROIC of 0.4%. By comparison, FSBW (FS Bancorp Inc.) holds a C grade (63/100 RQD, P/E 10.5x, ROIC 10.8%, cap $348.6M) and RBKB (Rhinebeck Bancorp Inc.) posts a C- grade (61/100 RQD, P/E 20.0x, ROIC 7.3%, cap $200.9M). Among the 5-stock peer group, FSBW leads on earnings multiple (10.5x) while TSBK leads on capital efficiency (10.9% ROIC).

What are the biggest fundamental strengths and SEC risk factors for FBLA?

Per FBLA's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0002013639), FB Bancorp Inc. generated $0 in revenue (-100.0% YoY), $1.3M in net income, and -$3.9M in free cash flow against $1.26B in total assets and $0 in total debt. Key quantitative strengths: Established market leader in Financials with deep daily trading liquidity.. Primary risk factors monitored: Company executives have done more routine share selling than personal cash buying lately.. Institutional options positioning shows a 50% call / 50% put premium split.

Where is FBLA trading relative to its 50-day, 200-day, and 52-week technical levels?

FBLA last traded at $16.99 (-1.56% on volume of 74,066 shares), positioning the stock +3.53% above its 50-day simple moving average ($16.41) and +15.50% above its 200-day simple moving average ($14.71). Across its 52-week range of $11.96 to $17.65, FBLA sits at the 88.4% percentile with a 14-day RSI of 49.5 (NEUTRAL RANGE) and an implied next-earnings move of ±5.1% ($16.12 to $17.86).

FBLA Investor FAQ & Complete 8-Part Research Index

100% OPEN ACCESS • SEC EDGAR × CBOE × FRED

What is FBLA's 12-month stock price target?

FB Bancorp Inc. (FBLA) carries a 12-month consensus base price target of $15.92 (-6.3% from $16.99), with a bull-case target of $18.79 and a bear-case floor of $12.42.

Is FBLA stock a Buy, Hold, or Sell right now?

Roarable's 5-Pillar RQD Quant Engine rates FBLA D (Sell — SELL) with an RQD Confidence score of 44/100.

Direct Sub-Reports: FBLA RQD Cockpit FBLA 12M Forecast FBLA Earnings & Move FBLA Dividends & DRIP FBLA Insiders & 13F FBLA Whale Options FBLA Profit Sankey FBLA News & Why